The Cheapest Car Insurance Companies in Bridgeport
The two insurers offering the cheapest, widely available car indemnity on average in Bridgeport are :
- GEICO: $925 per year
- Progressive: $1,167 per year
Former and stream military personnel and their families in Bridgeport will find USAA car policy an low-cost option with an average annual premium for full coverage of $ 847. The most expensive insurance company in Bridgeport is MetLife, with an average agio for wide coverage of $ 2,295. That ’ south 148 % ( or $ 1,370 ) more than the city ’ s cheapest insurance company, GEICO. Although every full-coverage policy includes comprehensive and collision coverage, the cost varies based on the total of liability indemnity you choose .
Cheapest Car Insurance in Bridgeport
Full Coverage 100/300/100 MoneyGeek ’ mho analysis used rates for a 40-year-old male driver carrying a full coverage policy as defined in our methodology. Full coverage policy with comprehensive examination and collision will constantly cost more than a policy with liability-only coverage. That ’ south because full coverage cable car indemnity pays the costs of repairs to your car in the event of an accident. Since repairs can be highly expensive, collision and comprehensive examination policy can bring peace of mind.
- Collision Insurance: Pays to repair damage to your car if you hit another vehicle or a stationary object.
- Comprehensive Insurance: Pays to repair non-collision damage to your car. Examples of this might be damage from hail storms or loss due to theft.
If you ’ ve got an older cable car, the premiums for entire coverage policy may add up to more than the vehicle ’ randomness substitution value. If that ’ s the font, you may wish to consider purchasing state of matter minimum or liability-only indemnity .
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Cheapest Car Insurance in Bridgeport for Minimum Coverage
In Bridgeport and other cities, the level of coverage you purchase determines how much you pay for car indemnity. For exemplify, if you buy state of matter minimal liability-only coverage, you will pay $ 884 per year on average. however, if you get a fully coverage policy, which offers higher limits, you will pay an average of $ 1,442 per year, which is $ 558 more .
Cheapest Minimum Liability Car Insurance in Bridgeport
state of matter Minimum In Connecticut, drivers must have indemnity with 25/50/25 minimum state liability requirements. While this is the cheapest indemnity option in Bridgeport, it provides the least protection. You may have to pay well more out of pocket after an accident than you would with a wax coverage policy. For example, if the other driver ’ s aesculapian bills total $ 50,000 in an accident where you ’ re at fault, state minimal policy will only pay up to $ 25,000 of that measure. You ‘ll be responsible for the remaining $ 25,000 in medical expenses .
Connecticut Minimum Liability Requirements
- detail description
- Bodily Injury and Property Damage $ 25,000 per person, $ 50,000 per accident and $ 25,000 for property damage. A more protective flat is 100/300/100 .
- Uninsured motorist $ 25,000 per person and $ 50,000 per incident. The minimum coverage may not be enough if you ‘re in a dangerous accident .
Cheapest Car Insurance in Bridgeport if You Have Driving Violations
Your car policy premium is directly affected by your drive record. Having violations like speeding tickets, at-fault accidents and DUIs can increase your agio, sometimes well. If you have driving violations, the cheapest car indemnity in Bridgeport is available as follows :
- Cheapest after a ticket: State Farm, $1,441 per year
- Cheapest after an at-fault accident: GEICO, $1,340 per year
- Cheapest after a DUI: Progressive, $1,381 per year
The best bet to reduce your premiums is to improve your driving history. Since that takes clock time, you should obtain respective quotes after a ticket or cable car accident to see which policy companies offer the most low-cost rates for drivers with badly records .
Cheapest Car Insurance in Bridgeport With a Violation
Average Cost of Car Insurance in Bridgeport
In Bridgeport, the average annual car indemnity rate is $ 1,442. This rate is the like as the Connecticut average and 1.2 % higher than the national modal of $ 1,424.
Personalized Quotes to Get You the Cheapest Car Insurance in Bridgeport
To determine car indemnity quotes in Bridgeport, providers rely on multiple factors including your age and gender, marital condition, car make and model and others. For example, in Bridgeport, GEICO ’ south modal prices for 18-year-old drivers are more than three times ampere expensive as those of 40-year-old customers. It ’ s a great idea to regularly get a customize quote that considers your changing circumstances to find the cheapest coverage .
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guarantee you ‘re getting the best rate for your car policy. Compare quotes from the top policy companies. widget-location-pin
The Best Car Insurance Companies in Bridgeport
If you are a driver in Bridgeport looking for a balance of affordability and choice service, MoneyGeek recommended the best companies in the city. Based on MoneyGeek ’ mho study, the best carriers in the city for most drivers are :
- State Farm: MoneyGeek score of 93 out of 100
- GEICO: MoneyGeek score of 93 out of 100
USAA received the highest grudge in Bridgeport by MoneyGeek ‘s evaluation system, with 100 out of 100. however, because USAA is only available to military members, veterans and their families, it is not listed as best overall. MoneyGeek ranked these car insurance companies using respective factors, such as insurance company fiscal stability, customer satisfaction and affordability. We used multiple resources to perform this report, including findings by data analytics and consumer news ship’s company J. D. Power .
grade : 100
5/5 Affordability 5/5 Claims Ratings 5/5 User Satisfaction A++ fiscal stability 2
State Farm score : 92.5
5/5 Affordability 3/5 Claims Ratings 4/5 User Satisfaction A++ fiscal stability 3
GEICO score : 92.5
5/5 Affordability 3/5 Claims Ratings 4/5 User Satisfaction A++ fiscal stability 4
Allstate score : 87.5
3/5 Affordability 4/5 Claims Ratings 4/5 User Satisfaction A+ fiscal stability 5
Nationwide grade : 85
3/5 Affordability 4/5 Claims Ratings 3/5 User Satisfaction A+ fiscal stability 6
Progressive grade : 82.5
4/5 Affordability 2/5 Claims Ratings 3/5 User Satisfaction A+ fiscal stability 7
Travelers mark : 80
Affordability 3/5 Claims Ratings 2/5 User Satisfaction A++ fiscal constancy 8
Hanover score : 77.5
2/5 Affordability 3/5 Claims Ratings 3/5 User Satisfaction A fiscal stability 9
MetLife score : 77.5
2/5 Affordability 3/5 Claims Ratings 2/5 User Satisfaction A+ fiscal constancy 10
Liberty Mutual score : 75
2/5 Affordability 3/5 Claims Ratings 2/5 User Satisfaction A fiscal stability 11
MAPFRE Insurance score : 75
3/5 Affordability 2/5 Claims Ratings 2/5 User Satisfaction A fiscal constancy 12
Safety Group score : 75
2/5 Affordability 3/5 Claims Ratings 2/5 User Satisfaction A fiscal stability 13
Arbella Insurance Group score : 72.5
2/5 Affordability 3/5 Claims Ratings 2/5 User Satisfaction A- fiscal stability 14
Plymouth Rock Assurance score : 72.5
3/5 Affordability 2/5 Claims Ratings 2/5 User Satisfaction A- fiscal stability 15
Safeco score : 72.5
2/5 Affordability 2/5 Claims Ratings 2/5 User Satisfaction A fiscal stability
Average Cost of Car Insurance by Postal Code
While ZIP code often factors into your car policy costs, this is not genuine in Bridgeport. Auto policy providers assess the number of accidents, car-theft incidents and other factors in an area when computing its costs. however, in Bridgeport, the average agio cost does not vary at all depending on your ZIP code .
Zip Code State Minimum
- 06604 $1,442
- 06606 $1,442
Factors That Impact Insurance Costs in Bridgeport
In addition to individual driver needs and history, location-specific factors like the percentage of uninsured motorists and the pace of cable car thefts besides contribute to car policy rates in Bridgeport. How Bridgeport ranks compared to the 300 most populous cities in the United States can have a significant impact on premium costs .
Most Accidents With Fatalities 158th / 300
Most car Thefts 42nd/ 300
Most uninsured Motorists by State 36th/ 50 personal Injury Protection Required No
Most annual rain 96th/ 300
Most showery Days 67th/ 300
Methodology and Assumptions
MoneyGeek ’ second modal agio rates for Bridgeport are based on 100/300/100 comprehensive collision coverage with a $ 1,000 deductible for a 40-year-old male driver. The average driver profiled drives a 2010 Toyota Camry LE and has no tickets or accidents on their record. Additional premiums are added based on coverage character, location and drive commemorate.