Compare the Cheapest Car Insurance Quotes in Fort Wayne, IN

For full coverage car insurance policies, liability-only insurance ( and for drivers with tickets ), Erie provides the most low-cost car insurance in Fort Wayne. Furthermore, MoneyGeek ‘s analysis ranked Erie the best car policy supplier in the city for its combination of great customer service and affordability .iconribbon best car policy Fort Wayne

2022

The Cheapest and Best Car Insurance in Fort Wayne

The Cheapest Car Insurance Companies in Fort Wayne

On average, the come indemnity providers in Fort Wayne offer the cheapest full coverage car indemnity policies :

  • Erie: $493 per year
  • GEICO: $540 per year

Erie is the city ‘s cheapest policy provider, with modal premiums closely 79 % less than the rate quoted by Allstate, Fort Wayne ’ s most expensive insurance company, for a comparable plan. A wax coverage car indemnity policy includes comprehensive and collision coverages. note that annual premiums do vary according to the level of liability coverage you pick .

Cheapest Car Insurance in Fort Wayne

Full Coverage 100/300/100

  • company 100/300/100

    per year

  • 1 .Erie

    $493

  • 2 .GEICO

    $540

  • 3 .Progressive

    $572

  • 4 .State Farm

    $589

  • 5 .American Family

    $736

  • 6 .Farmers

    $755

  • 7. United Farm Bureau of IN Group

    $791

  • 8 .Allstate

    $882

For this analysis, the average insurance premiums for a 40-year-old male driver covered by a full coverage indemnity policy were used, in accordance with MoneyGeek ‘s methodology. In summation to indebtedness, wax coverage policies include the follow two coverages, and so are more expensive :

  • Collision Coverage: Covers damages caused by an accident with another vehicle or object.
  • Comprehensive Coverage: Covers your vehicle from damages caused by natural disasters or weather-related events and losses caused by theft or vandalism.

If you own an older car in Fort Wayne, liability-only or country minimum policy may be a better choice. That ’ second because wide coverage car policy may cost more in premiums than it would to replace or repair your vehicle .

Compare Car Insurance Rates in Fort Wayne

see you ‘re getting the best rate for your car policy. Compare quotes from the top policy companies. widget-location-pinInsurance Rates

Cheapest Car Insurance in Fort Wayne for Minimum Coverage

The cheapest policy policy is one that provides only the minimal coverage required by jurisprudence. The keep up companies offer Fort Wayne ’ s most low-cost and minimal liability indemnity, on average, are :

  • Erie: $262 per year
  • GEICO: $284 per year

The average liability-only quote from Erie is $ 326 less expensive than Allstate ‘s quote of $ 588, the most expensive in the city. The reason minimal coverage insurance policies are less expensive than full coverage is that they have lower indebtedness limits. The problem is that if you ’ re in an accident and you don ’ t have comprehensive and collision coverage, your coverage may be insufficient. See the postpone below to learn how increasing your liability limits affects insurance premiums .

Cheapest Minimum Liability Car Insurance in Fort Wayne

state of matter Minimum

  • company State Minimum

    per year

  • 1 .Erie

    $262

  • 2 .GEICO

    $284

  • 3 .State Farm

    $294

  • 4 .Progressive

    $323

  • 5. United Farm Bureau of IN Group

    $371

  • 6 .Farmers

    $428

  • 7 .American Family

    $521

  • 8 .Allstate

    $588

Drivers in Indiana are required to carry a minimum liability insurance policy of 25/50/25. While this is the cheapest indemnity in Fort Wayne, it besides gives the least total of coverage. That means if you are found to be at fault in an accident, you may have to pay a lot more out of air pocket than your higher premiums would have monetary value you. For example, if you caused an accident and the injury to the other party involved exceeds the $ 25,000 per person limit, you will be required to pay the extra expenses from your own resources .

Indiana Minimum Liability Requirements

  • item description
  • Bodily Injury and Property Damage $ 25,000 per person, $ 50,000 per accident and $ 25,000 for place damage. A more protective level is 100/300/100 .

Cheapest Car Insurance in Fort Wayne if You Have Driving Violations

Those with traffic tickets in Fort Wayne, whether for rush, a DUI or an at-fault accident, may experience policy bounty increases, some of which can be hearty. here are the city ‘s cheapest average annual car policy rates for the most frequent traffic infractions :

  • Cheapest after a speeding ticket: Erie, $532 per year
  • Cheapest after an at-fault accident: Erie, $667 per year
  • Cheapest after a DUI: Progressive, $762 per year

Irrespective of the violation, you may be able to restore your drive record over time and see your indemnity premiums lowered. meanwhile, it ’ randomness probably a good mind to compare policy prices in Fort Wayne to find the cheapest deal for drivers with bad records .

Cheapest Car Insurance in Fort Wayne With a Violation

Speeding tag

  • caller Speeding Ticket

    per year

  • 1 .Erie

    $532

  • 2 .State Farm

    $640

  • 3 .American Family

    $768

  • 4 .GEICO

    $769

  • 5 .Progressive

    $946

  • 6 .Farmers

    $1,006

  • 7. United Farm Bureau of IN Group

    $1,098

  • 8 .Allstate

    $1,102

Average Cost of Car Insurance in Fort Wayne

Fort Wayne

$670

Indiana

$725

U.S.

$1,424

On average, the annual monetary value of car insurance in Fort Wayne is $ 670, which is lower than both the state and national average rates. Policyholders who live in Fort Wayne pay about 7.6 % less than Indiana ’ second modal annual premium of $ 725, and 53 % less than the average cost of car insurance in the United States, which is $ 1,424 per class.

Personalized Quotes to Get You the Cheapest Car Insurance in Fort Wayne

If you ‘re searching for the cheapest car coverage policies in Fort Wayne, you need to regularly request a individualized quotation mark from several companies in the city, as several factors can affect how much your car indemnity plan will cost. away from your placement, car policy companies in Fort Wayne besides consider your age, gender, make and model of your vehicle and drive record, among others. To illustrate, in Fort Wayne, GEICO coverage for a 70-year-old male driver costs an modal of $ 529 per year, which is more than three times cheaper than like coverage for an 18-year-old male driver with the same ship’s company .

Compare Car Insurance Rates in Fort Wayne

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The Best Car Insurance Companies in Fort Wayne

MoneyGeek rated Fort Wayne ‘s car insurance companies based on customer servicing and affordability. Our inquiry found the following companies in Fort Wayne to be the best :

  • Erie: MoneyGeek score 95 out of 100
  • United Farm Bureau of IN Group: MoneyGeek score 93 out of 100

USAA actually received the highest score of 100 out of 100. however, because its policy is entirely available to military members and their families, the ship’s company was not included in our tilt. MoneyGeek ranked the cable car indemnity companies in Fort Wayne using multiple factors, including customer satisfaction, insurer fiscal stability and affordability. We used several resources to perform this learn, including findings by J. D. Power, a data analytics and consumer news company .
1

USAA

score :

100

5/5 Affordability 5/5 Claims Ratings 5/5 User Satisfaction A++ fiscal stability 2

Erie

sexual conquest :

95

5/5 Affordability 4/5 Claims Ratings 5/5 User Satisfaction A+ fiscal stability 3

United Farm Bureau of IN Group

score :

92.5

5/5 Affordability 4/5 Claims Ratings 5/5 User Satisfaction A fiscal constancy 4

Hartford

sexual conquest :

87.5

3/5 Affordability 4/5 Claims Ratings 4/5 User Satisfaction A+ fiscal stability 5

Auto-Owners Insurance Co

score :

87.5

3/5 Affordability 4/5 Claims Ratings 3/5 User Satisfaction A++ fiscal stability 6

GEICO

score :

87.5

5/5 Affordability 2/5 Claims Ratings 3/5 User Satisfaction A++ fiscal stability 7

Cincinnati Insurance Companies

mark :

87.5

3/5 Affordability 5/5 Claims Ratings 3/5 User Satisfaction A+ fiscal constancy 8

Country Financial

score :

85

3/5 Affordability 3/5 Claims Ratings 4/5 User Satisfaction A+ fiscal constancy 9

State Farm

score :

85

4/5 Affordability 3/5 Claims Ratings 4/5 User Satisfaction A fiscal stability 10

Nationwide

seduce :

82.5

3/5 Affordability 3/5 Claims Ratings 3/5 User Satisfaction A+ fiscal stability 11

Esurance

grade :

82.5

4/5 Affordability 2/5 Claims Ratings 3/5 User Satisfaction A+ fiscal stability 12

Grange

score :

80

4/5 Affordability 2/5 Claims Ratings 3/5 User Satisfaction A fiscal stability 13

Progressive

score :

80

3/5 Affordability 2/5 Claims Ratings 3/5 User Satisfaction A+ fiscal constancy 14

Allstate

seduce :

80

2/5 Affordability 3/5 Claims Ratings 3/5 User Satisfaction A+ fiscal stability 15

American Family

score :

80

2/5 Affordability 3/5 Claims Ratings 3/5 User Satisfaction A+ fiscal constancy 16

Travelers

mark :

80

2/5 Affordability 3/5 Claims Ratings 2/5 User Satisfaction A++ fiscal stability 17

MetLife

grudge :

80

2/5 Affordability 4/5 Claims Ratings 2/5 User Satisfaction A+ fiscal constancy 18

Farmers

score :

77.5

2/5 Affordability 3/5 Claims Ratings 3/5 User Satisfaction A fiscal stability 19

Hanover

score :

75

2/5 Affordability 3/5 Claims Ratings 2/5 User Satisfaction A fiscal stability 20

Liberty Mutual

score :

75

2/5 Affordability 3/5 Claims Ratings 2/5 User Satisfaction A fiscal stability 21

AAA

score :

75

2/5 Affordability 2/5 Claims Ratings 2/5 User Satisfaction A+ fiscal stability 22

Safeco

seduce :

72.5

2/5 Affordability 2/5 Claims Ratings 2/5 User Satisfaction A fiscal constancy

Average Cost of Car Insurance by Postal Code

car indemnity rates differ by localization, but there is about no discrepancy between regions in Fort Wayne. Drivers who live in ZIP code 46835 will pay about $ 8 less for their policies than drivers living in ZIP code 46825, the most expensive neighborhood for car coverage in the city .

  • Zip Code State Minimum

    per year

  • 46835

    $666

  • 46804

    $670

  • 46825

    $674

Factors That Impact Insurance Costs in Fort Wayne

In addition to individual driver needs and history, location-specific factors like the percentage of uninsured motorists and the rate of car thefts besides contribute to car policy rates in Fort Wayne. How Fort Wayne ranks compared to the 300 most populous cities in the United States can have a significant impact on premium costs .accident2 icon Most Accidents With Fatalities

97th

/ 300handcuffs2 icon Most car Thefts

48th

/ 300uninsured icon Most uninsured Motorists by State

8th

/ 50insurance2 icon personal Injury Protection Required Norain icon Most annual rain

122nd

/ 300umbrella icon Most showery Days

43rd

/ 300

Methodology and Assumptions

MoneyGeek ’ south average premium rates for Fort Wayne are based on 100/300/100 comprehensive collision coverage with a $ 1,000 deductible for a 40-year-old male driver. The average driver profiled drives a 2010 Toyota Camry LE and has no tickets or accidents on their commemorate. Additional premiums are added based on coverage type, localization and drive criminal record. Learn more about MoneyGeek ’ mho data and methodology here. About the generator

expert-profileexpert-profile Mark Fitzpatrick is a elder subject coach with MoneyGeek specializing in insurance. Mark has years of have analyzing the policy grocery store and creating original research and content. He graduated from Boston College with a Bachelor of Arts and Johns Hopkins University with a overcome of Arts .

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