The Cheapest Car Insurance Companies in Allentown
On average, the cheapest insurers for drivers who want a full coverage policy in Allentown are :
- Erie: $682 per year
- Travelers: $784 per year
If you ’ re a military member, USAA offers the most low-cost full coverage car policy policy in Allentown at roughly $ 675 per class. For most Allentown drivers, Erie has the cheapest full coverage policy, around 131 % less than MetLife, the most expensive at roughly $ 1,578 per year. Full coverage includes comprehensive and collision indemnity ; however, prices vary depending on your chosen liability limits .
Cheapest Car Insurance in Allentown
Full Coverage 100/300/100
- caller 100/300/100per year
- 1 .USAA $675
- 2 .Erie $682
- 3 .Travelers $784
- 4 .Nationwide $822
- 5 .State Farm $865
- 6 .Nationwide $960
- 7 .Allstate $986
- 8 .GEICO $1,008
- 9 .Esurance $1,366
- 10 .Progressive $1,491
- 11 .MetLife $1,578
Following our methodology, MoneyGeek found average rates for a 40-year-old male driver in Allentown with a full moon coverage policy. A fully coverage policy costs importantly more than minimum coverage because it adds comprehensive examination and collision indemnity to liability, protecting your car from wrong .
- Comprehensive insurance: pays for non-collision incidents like theft or weather damage
- Collision insurance: pays for vehicle damage in an at-fault accident with another vehicle or stationary object
It is advisable to buy a state minimum or liability-only policy to save money if you own an older vehicle since full coverage may cost more than your car ’ sulfur prize .
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Cheapest Car Insurance in Allentown for Minimum Coverage
Purchasing minimum coverage car insurance is the most low-cost choice for Allentown drivers. On average, the cheapest insurers for a minimum coverage policy in Allentown are :
- Erie: $295 per year
- State Farm: $385 per year
For military members, USAA offers a low price at around $ 258 annually. Erie offers the cheapest minimal coverage policy for most Allentown drivers ; it ’ randomness round three times less than MetLife, the most expensive at roughly $ 1,002 per year. Although minimal coverage is the most low-cost, it does not have comprehensive and collision indemnity and the moo levels of indebtedness coverage put you at risk. View the table below to see what more liability coverage costs .
Cheapest Minimum Liability Car Insurance in Allentown
country Minimum
- company State Minimumper year
- 1 .USAA $258
- 2 .Erie $295
- 3 .State Farm $385
- 4 .GEICO $409
- 5 .Nationwide $420
- 6 .Nationwide $507
- 7 .Travelers $512
- 8 .Allstate $535
- 9 .Progressive $685
- 10 .Esurance $728
- 11 .MetLife $1,002
A state of matter minimum coverage policy in Pennsylvania includes 15/30/5 in indebtedness policy and first party benefits medical coverage of $ 5,000. Although it ’ s the cheapest car insurance in Allentown and saves you money, it provides the least protective covering, so you may pay out of pocket in an accident. For example, if your at-fault accident totals $ 50,000 in medical bills, the policy covers $ 30,000 per accident. You must pay the remaining $ 20,000 .
Pennsylvania Minimum Liability Requirements
- detail description
- Bodily Injury and Property Damage $ 15,000 per person, $ 30,000 per accident and $ 5,000 for place damage. A more protective horizontal surface is 100/300/100 .
Cheapest Car Insurance in Allentown if You Have Driving Violations
Allentown drivers with a violation, like a tag, DUI or at-fault accident, pay higher premiums. On average, the cheapest car policy, depending on the violation, in Allentown is :
- Cheapest after a ticket: Erie, $712 per year
- Cheapest after an at-fault accident: Erie, $883 per year
- Cheapest after a DUI: State Farm, $947 per year
USAA offers the lowest rate — around $ 893 per annum — after a DUI in Allentown to eligible military members. With time, Allentown drivers can improve their records to get cheap car policy. proper now, denounce approximately and find the best distribute on car insurance with a rape .
Cheapest Car Insurance in Allentown With a Violation
Speeding ticket
- caller Speeding Ticketper year
- 1 .Erie $712
- 2 .USAA $748
- 3 .Nationwide $912
- 4 .State Farm $947
- 5 .Allstate $986
- 6 .GEICO $1,176
- 7 .Travelers $1,291
- 8 .Nationwide $1,398
- 9 .Esurance $1,431
- 10 .Progressive $1,509
- 11 .MetLife $2,128
Average Cost of Car Insurance in Allentown
Allentown $1,054
PA $1,818
U.S. $1,424
On average, drivers in Allentown pay $ 1,054 per class for cable car insurance. Compared to the state of matter average of $ 1,818 per year, Allentown is 42 % cheaper. average cable car policy rates in Allentown are besides less costly than the home average, which is 26 % higher at $ 1,424 annually. You can find the average rates for different states by comparing quotes online.
Personalized Quotes to Get You the Cheapest Car Insurance in Allentown
Personalized quotes are authoritative when shopping for car policy since factors such as coverage amounts, ZIP code and old age all specify car policy costs. You may besides find that you may be eligible for discounts, so it is crucial to get personalized quotes frequently from unlike car insurers .
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The Best Car Insurance Companies in Allentown
MoneyGeek used a score system to find the best car insurance companies in Allentown. The best providers are :
- NJM Insurance Co: MoneyGeek score of 97.5 out of 100
- GEICO: MoneyGeek score of 92.5 out of 100
Getting a arrant grudge of 100, USAA might be your best choice if you have a military background. Companies were ranked based on fiscal constancy, customer atonement and affordability ratings through J.D. Power .
1 USAA mark : 100
5/5 Affordability 5/5 Claims Ratings 5/5 User Satisfaction A++ fiscal stability
2 New Jersey Manufacturers score : 97.5
5/5 Affordability 5/5 Claims Ratings 5/5
User Satisfaction A+ fiscal stability
3 GEICO score : 92.5
5/5 Affordability 3/5 Claims Ratings 4/5 User Satisfaction A++ fiscal constancy
4 Hartford score : 87.5
4/5 Affordability 3/5 Claims Ratings 4/5 User Satisfaction A+ fiscal stability
5 State Farm sexual conquest : 85
3/5 Affordability 3/5 Claims Ratings 3/5 User Satisfaction A++ fiscal stability
6Travelersscore : 85
2/5 Affordability 5/5 Claims Ratings 2/5 User Satisfaction A++ fiscal constancy
7 Progressive score : 80
3/5 Affordability 3/5 Claims Ratings 2/5 User Satisfaction A+ fiscal stability
8 Nationwide score : 77.5
2/5 Affordability 3/5 Claims Ratings 2/5 User Satisfaction A+ fiscal stability
9 Farmers score : 75
3/5 Affordability 2/5 Claims Ratings 2/5 User Satisfaction A fiscal constancy
10 CSAA score : 75
3/5 Affordability 2/5 Claims Ratings 2/5 User Satisfaction A fiscal constancy
11 Allstate score : 75
2/5 Affordability 2/5 Claims Ratings 2/5 User Satisfaction A+ fiscal constancy
12 Plymouth Rock Assurance score : 72.5
2/5 Affordability 3/5 Claims Ratings 2/5 User Satisfaction A- fiscal constancy
13 Liberty Mutual score : 72.5
2/5 Affordability 2/5 Claims Ratings 2/5 User Satisfaction A fiscal stability
Average Cost of Car Insurance by Postal Code
Some locations have higher rates of cable car accidents, cable car thefts and claim incidences in general. This is why your zip code code can be a gene in the cost of your car indemnity. In Allentown, the cheapest nothing code, 18104, costs $ 1,025 per year. This is $ 84 cheaper than the most expensive ZIP code, 18102. Make sure to shop around for policy to ensure you get the best rates .
- Zip Code State Minimumper year
- 18104 $1,025
- 18103 $1,028
- 18102 $1,109
Factors That Impact Insurance Costs in Allentown
In addition to individual driver needs and history, location-specific factors like personal injury protective covering coverage requirements and the pace of car thefts besides contribute to car insurance rates in Allentown. How Allentown ranks compared to the 300 most populous cities in the United States can have a significant affect on premium costs .
Most Accidents With Fatalities 248th / 300
Most car Thefts 16th / 300
Most uninsured Motorists by State 43rd / 50
personal Injury Protection Required Yes
Most annual rain 73rd / 300
Most showery Days 53rd / 300
Methodology and Assumptions
MoneyGeek ’ sulfur average premium rates for Allentown are based on 100/300/100 comprehensive collision coverage with a $ 1,000 deductible for a 40-year-old male driver. The average driver profiled drives a 2010 Toyota Camry LE and has no tickets or accidents on their record. Additional premiums are added based on coverage type, placement and driving criminal record.