Cheap Car Insurance Rates in Springfield, Massachusetts | SmartFinancial

Monthly Average Rates by Country, State, and City

car policy rates vary from driver to driver and are based on many factors that include driving history, claims history and where you live. Each city in Massachusetts has different rates, and below, you can compare modal rates with the national median. According to our data, drivers who live in Springfield typically pay around $ 115.30 per month compared to the national average of $ 134.62 per calendar month. The best way to get a first gear rate is by comparison denounce. SmartFinancial can do that for you at no monetary value while pairing you with a reputable policy company so you have no surprises if you have an accident .

Area Average Monthly Rate
National $134.62
Massachusetts $106.78
Springfield, Massachusetts $115.30

Springfield, MA Best Car Insurance Companies

car insurance in Springfield Certain insurers will offer you better rates than others based on a countless of factors, so you may get a better hand from one insurance company over another for assorted reasons, and that ’ s why it ’ second significant to compare. According to our data, State Farm by and large has the most low-cost car insurance in Springfield coming in around $ 78.53 per month. other companies to consider if you live in Springfield is USAA with an average price of $ 129.33 per calendar month and Plymouth Rock Assurance which typically runs around $ 133.05 per calendar month. Check out the full list below. SmartFinancial rates the follow insurers as the best policy companies for drivers in Springfield .

Rank Company Average Monthly Rate Comparison State Average
1 State Farm $78.53 -26.45%
2 USAA $129.33 21.12%
3 Plymouth Rock Assurance $133.05 24.61%
4 Safety Group $147.04 37.71%
5 Norfolk and Dedham Group $147.92 38.53%
6 Preferred common

$171.24 60.38%
7 Metropolitan $178.67 67.33%
8 Arbella Insurance Group $186.30 74.47%
9 ace american pond $186.79 74.93%
10 Pure Companies Grp $190.63 78.53%

How Much is Car Insurance in Springfield, MA?

how much is auto insurance in Springfield Rates can vary from city to city. The residents of Andover typically pay $ 78.36 per calendar month while people who live in Boston will pay $ 144.93 per month on average. See what people pay for car indemnity in other cities in Massachusetts .

Massachusetts Cities Monthly Average Rate
Andover $78.36
Boston $144.93
Brockton $153.83
Cambridge $89.96
Chicopee $89.96
Fall River $112.63
Framingham $93.58
Lawrence $131.50
Lowell $104.03
Lynn $140.46
New Bedford $117.64
Quincy $100.21
Springfield $116.38
Woburn $99.14
Worcester $118.20

Cheap Car Insurance in Springfield by Zip Codes

find cheap auto insurance in Springfield Every nothing code rates differently with every insurance company. Your zip code code determines the crime rate in your area ampere well as early risks. Below, you can see how modal rates range across the state of Massachusetts. If you live in an area that is rated high in crime, you can make sure to garage your cable car in a safe plaza. That ought to save you some money. Covered and gated structures are best. Make indisputable to tell your indemnity agentive role about the precautions you ’ re remove .

Springfield, MA ZIP Code Average Monthly Rate
01103 $112.96
01104 $115.90
01105 $118.54
01107 $109.14
01108 $121.48
01109 $116.86
01118 $112.89
01119 $115.01
01128 $120.96
01129 $101.21

Driver’s Coverage Auto Insurance Rates in Springfield, MA

driver's coverage typically, drivers who presently have car insurance coverage will receive a cheaper monthly quotation mark than drivers who do not. Since car insurance is a necessity in all 50 states, companies may question why you do n’t presently have coverage. Because of this, they may see you as a higher risk driver. In Springfield, the median monthly rate for a driver who is presently insured is $ 114.42 while drivers who are not presently covered will pay around $ 119.61 .

Coverage Average Monthly Rate
Not Currently Insured $119.61
Currently Insured $114.42

Compare Recent Car Insurance Quotes in Springfield

auto insurance quotes in Springfield city Your vehicle plays a big separate in how you rate for car insurance. The more your car is worth, the higher your cable car insurance rate. To lower your monthly premiums, you can set a higher deductible, but you ’ ll need to pay that deductible if you have an accident. broadly speaking, the newer a car is, the more it ’ s worth, and you may pay more in premiums, but the latest safety features will earn you a deduction. The overall guard ratings of a car are besides considered when determining your rate. In Springfield a driver of a 2019 Hyundai Sonata can expect to pay around $ 195.18 per month while person that owns a 2014 Mazda CX-9 may pay around $ 170.87 per calendar month. Check out the list of holocene quotes in Springfield below .

Vehicle Average Monthly Rate
2019 Hyundai Sonata $195.18
2014 Mazda CX-9 $170.87
2010 Mazda CX-9 $97.17
2004 Lincoln Town Car $86.93
2007 Dodge Charger $103.62
2016 Mazda Cx-5 $99.42
2018 Lexus ES $143.33
2011 Infiniti M37 $121.38
2014 Volkswagen CC $129.25
2006 Toyota Sienna $67.04

FAQ’s for Drivers in Springfield, MA

driver’s frequently asked question in Springfield What Is the Minimum Liability Coverage Requirement in Springfield, MA? Every state requires drivers to have a minimal sum of liability coverage. Massachusetts drivers are required to carry liability indemnity to pay for damages and injuries inflicted on person else in an car accident .

  • $20,000; Bodily injury coverage per person; Maximum payment for serious or permanent injury or death to a single person
  • $40,000; Bodily injury coverage per accident; Maximum payment for serious or permanent injury or death to multiple people
  • $5,000; Property damage per accident; Maximum payment for all damaged property in an accident caused by you

car policy is a must in Massachusetts, and the state sets a count of compulsory coverage types and minimum limits. All drivers must carry $ 20,000 bodily wound coverage per person and $ 40,000 per accident. In accession, motorists need $ 8,000 personal injury protection ( PIP ) coverage per person, per accident, american samoa good as $ 5,000 place wrong liability coverage per accident. Beyond this, residents are besides obligated to buy uninsured motorist coverage in the amounts of $ 20,000 per person and $ 40,000 per accident.

What Is the Blood Alcohol Concentration (BAC) limit in Springfield, MA? It ’ s against the police for individuals to operate a vehicle in Massachusetts with the take after BAC percentages : .08 % + at 21 years old or older .04 % + for commercial fomite drivers .02 % + at under 21 years old

    Operating under the influence ( OUI ) laws in Massachusetts are aggressively enforced, as alcohol- and drug-related accidents have been a major problem in the state. What are the consequences of being convicted of a DUI? again, driving under the influence has been a big problem in Massachusetts, so the consequences are steep. The specifics of each position affect the penalties. however, broadly speaking, first-time OUI offenders have their license suspended for 1 class, face administrative and criminal fines of up to closely $ 7,000, may be sentenced to american samoa much as 2.5 years in jail, and may be compelled to complete a drug and alcohol education or discussion program .map commute Time in Springfield, MA 21.3 Miles map commute Time in United States 26.4 Miles people Number of Nearest Insurance Agents in Springfield, MA 340 Methodology
    The statistics listed on this page are from our own in sign of the zodiac report. We track and criminal record quotes that carriers have provided based on assorted criteria. The rates and averages shown on this page should lone be used as an estimate. About the Author

    Fran Majidi Fran Majidi

    Insurance Expert

    Fran Majidi manages content on SmartFinancial ‘s web site. She ‘s had closely a decade ‘s worth of experience writing about insurance-related topics. Prior, she was an arts and entertainment editor in New York City. She has a B.A. from Barnard College and an M.F.A. in writing from The New School. She writes books under her given name, Afarin Majidi .linkedin

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