Liability insurance covers bodily injury and property wrong claims resulting from an accident that is primarily your fault. The limits in your policy are the maximum amounts your policy company will pay for bodily injury and property damage claims .
Alabama ’ s Financial Responsibility law requires you to maintain liability limits* of at least :

$25,000 | Bodily Injury per Person

The first number is the maximum come that your policy will pay for bodily injury to or death of one person in any one accident .

$50,000 | Bodily Injury per Accident

The utmost sum that your policy will pay for bodily injury to or death of two or more persons in any one accident, subject to the $ 25,000 per person limit .

$25,000 | Property Damage

The maximal total that your policy will pay for wrong to or destruction of property of others in an accident .
*Liability limits are typically expressed as three amounts separated by slashes written as 25/50/25 or 25,000/50,000/25,000 .


Under Alabama law, you are required to provide documentary proof of Financial Responsibility when registering your fomite or at the request of police enforcement officials .
policy companies are required to notify the Alabama Department of Insurance Commissioner whenever a policy is issued, cancels or non-renews. The Department will then request verification of coverage from you .
If you are ineffective to produce proof of indebtedness coverage when requested, the penalties can be harsh, ranging from first offense penalties of suspension of vehicle adjustment and driver ’ mho license and those penalties associated with a Class C misdemeanor .
In accession to these statutory penalties, if you can not show proof of fiscal responsibility, fail to pay a judgment entered against you for damages resulting from an car accident, or need to reinstate your license after conviction for sealed types of violations, you will be required to obtain an SR-22 Certificate of Financial Responsibility.

Alabama Regional Auto Insurance

You can get a release car policy quotation mark on-line or by calling a give SafeAuto customer avail representative at 1-800-SAFEAUTO. Customer servicing is available 24/7 to assist you with your quote .
SafeAuto offers low-cost Alabama car indemnity throughout the entire Cotton express !

Leave a Reply

Your email address will not be published. Required fields are marked *