Cheapest Car Insurance in Tulsa, OK for 2022

If you ’ rhenium looking for bum car insurance in Tulsa, Oklahoma, you ’ ll want to shop around and compare quotes from multiple companies. Insurers use a assortment of factors to determine the cost of car policy, including your age, address, the type of car you drive and your driving history, which means every driver will ultimately get a different rate. That ’ s why shopping around is your best count to getting the cheapest car policy in Tulsa — or anywhere. To find the cheapest companies in Tulsa, NerdWallet looked at median full moon coverage rates calculated from public filings obtained by pricing analytics company Quadrant Information Services. We analyzed rates for male and female drivers for all ZIP codes in Tulsa driving a 2019 Toyota Camry L. Read on to find out how car insurance companies in Tulsa push-down storage up. You can besides check out our list of the cheapest car policy companies nationwide.

Table of contents

Cheapest car insurance companies in Tulsa

The biggest variable star in your policy cost will be the company you choose, so you ’ ll want to shop around to be confident you ’ re getting the best rate. In Tulsa, these are the cheapest car policy companies based on average rates for a 35-year-old driver with good credit rating and a clean drive record, according to NerdWallet ’ s most holocene analysis. It ‘s important to remember that rates are determined individually, so these may not be the cheapest companies for you .

Company

Rate

NerdWallet Rating

Geico $ 984 NerdWallet rate

NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

4.5 /5

USAA $ 1,301 NerdWallet rate

NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

4.0 /5

department of state grow $ 1,542 NerdWallet rat

NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

5.0 /5

tax shelter $ 1,596 NerdWallet evaluation

NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

4.0 /5

Farmers $ 1,822 NerdWallet rat

NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

4.5 /5

Oklahoma Farm Bureau $ 1,881 not however rated
American Farmers & Ranchers $ 1,948 not even rated
mercury $ 2,033 NerdWallet evaluation

NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

4.0 /5

progressive $ 2,194 NerdWallet fink

NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

5.0 /5

Allstate $ 2,735 NerdWallet rating

NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

4.5 /5

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Average car insurance cost in Tulsa and Oklahoma

Rates across Oklahoma differ from those in Tulsa for lots of reasons. The count of accidents, the type of roads and even the weather can affect the rates drivers are charged. According to NerdWallet ’ s most recent analysis, the average rate in Oklahoma is $ 1,905, while in Tulsa, it ‘s $ 2,189 .

Average city rate

Average state rate

$2,189 $1,905

Average cost of car insurance in Tulsa’s 10 largest ZIP codes

The monetary value of car policy varies based on where you live, even from one region to the following. Some parts of a city may have higher rates of accidents or thefts, which can lead to an increase in the monetary value you pay. According to NerdWallet ’ s analysis, here are the 10 most populated ZIP codes in Tulsa and the average annual cost of car insurance for a 35-year-old driver with well credit and a houseclean drive read .

ZIP Code

Average Rate

74012 $2,111
74014 $2,027
74017 $1,839
74055 $1,930
74063 $1,972
74066 $1,943
74105 $2,215
74133 $2,230
74136 $2,181
74137 $2,163

Cheap car insurance in Tulsa by age

Along with where you live, your age is another major factor in the price you pay for cable car insurance. For exemplar, younger drivers normally pay more than older drivers with exchangeable driving histories and credit scores due to having less experience on the road. You could easily find that the cheapest company for you changes as you age. here ‘s a dislocation of prices in Tulsa for like drivers at respective ages, according to NerdWallet ’ s most late psychoanalysis.

Cheapest for 20-year-olds

While adolescent drivers are the most probable to be in an accident, 20-year-old drivers are still relatively raw to the road. A higher rate of accidents among younger drivers means they besides pay more for car policy. According to NerdWallet ’ s most late psychoanalysis, here ‘s what 20-year-olds in Tulsa pay, on average .

Company

Rate

NerdWallet Rating

Geico $ 1,597 NerdWallet evaluation

NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

4.5 /5

USAA $ 2,523 NerdWallet fink

NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

4.0 /5

American Farmers & Ranchers $ 2,752 not yet rated
state farm $ 3,033 NerdWallet fink

NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

5.0 /5

shelter $ 3,473 NerdWallet rat

NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

4.0 /5

Oklahoma Farm Bureau $ 3,850 not yet rated
Farmers $ 4,025 NerdWallet fink

NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

4.5 /5

progressive $ 4,204 NerdWallet rate

NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

5.0 /5

mercury $ 4,493 NerdWallet military rank

NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

4.0 /5

Allstate $ 4,534 NerdWallet evaluation

NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

4.5 /5

Cheapest for 35-year-olds

By 35, your car insurance rates should plateau. This is a great long time to compare rates, as the cheapest insurance company you found in your 20s may nobelium long be the best deal. here ’ s what 35-year-old drivers might pay, on average, in Tulsa, according to NerdWallet ’ randomness psychoanalysis .

Company

Rate

NerdWallet Rating

Geico $ 984 NerdWallet rat

NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

4.5 /5

USAA $ 1,301 NerdWallet rat

NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

4.0 /5

state grow $ 1,542 NerdWallet rate

NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

5.0 /5

tax shelter $ 1,596 NerdWallet rating

NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

4.0 /5

Farmers $ 1,822 NerdWallet rate

NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

4.5 /5

Oklahoma Farm Bureau $ 1,881 not yet rated
American Farmers & Ranchers $ 1,948 not yet rated
mercury $ 2,033 NerdWallet rat

NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

4.0 /5

progressive $ 2,194 NerdWallet evaluation

NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

5.0 /5

Allstate $ 2,735 NerdWallet rat

NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

4.5 /5

Cheapest for 60-year-olds

At old age 60, your car policy rates are about deoxyadenosine monophosphate humble as they ‘re going to get if your history is uninfected. Most drivers in this historic period group have lots of know on the road and established drive records, so insurers know what they ‘re getting into and charge less consequently. That does n’t mean you wo n’t be able to save money by bundling or tapping into other discounts, so sustain patronize around. Below are the cheapest companies, on average, in Tulsa, according to NerdWallet ’ s most holocene analysis .

Company

Rate

NerdWallet Rating

Geico $ 1,054 NerdWallet rat

NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

4.5 /5

USAA $ 1,163 NerdWallet rat

NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

4.0 /5

shelter $ 1,352 NerdWallet rat

NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

4.0 /5

state farm $ 1,493 NerdWallet evaluation

NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

5.0 /5

Farmers $ 1,562 NerdWallet evaluation

NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

4.5 /5

Oklahoma Farm Bureau $ 1,674 not so far rated
mercury $ 1,737 NerdWallet rate

NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

4.0 /5

progressive $ 1,812 NerdWallet military rank

NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

5.0 /5

American Farmers & Ranchers $ 1,919 not yet rated
Allstate $ 1,993 NerdWallet evaluation

NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

4.5 /5

See what you could save on car insurance

easily compare personalized rates to see how much switch over cable car indemnity could save you.

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Tulsa’s cheapest companies and rates by driving record

Your driving history besides plays a large role in your car indemnity rate. Drivers who have clean records will normally pay less than those with accidents, speeding tickets or other violations. Again, comparing policy companies is your best stake to getting the lowest pace. According to NerdWallet ’ mho analysis, these are the average rates in Tulsa by company for good drivers and those with violations on their record.

Good drivers

Drivers without any marks on their records are about constantly going to pay the lowest prices for car policy when compared to drivers with an accident or driving trespass. Insurers set rates based on the potential risk of you filing a call, and estimable drivers are considered among the least hazardous. here are the average rates for good drivers in Tulsa according to NerdWallet ’ s most recent analysis .

Company

Rate

NerdWallet Rating

Geico $ 984 NerdWallet rat

NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

4.5 /5

USAA $ 1,301 NerdWallet fink

NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

4.0 /5

state farm $ 1,542 NerdWallet rating

NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

5.0 /5

protection $ 1,596 NerdWallet rate

NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

4.0 /5

Farmers $ 1,822 NerdWallet rating

NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

4.5 /5

Oklahoma Farm Bureau $ 1,881 not however rated
American Farmers & Ranchers $ 1,948 not even rated
mercury $ 2,033 NerdWallet rating

NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

4.0 /5

liberal $ 2,194 NerdWallet military rank

NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

5.0 /5

Allstate $ 2,735 NerdWallet fink

NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

4.5 /5

Drivers with a DUI

Drivers with a DUI can struggle to find low-cost indemnity and may need to turn to a bad car insurance company. A DUI on your record means you should expect to pay well more than a driver without one. here are the average rates for drivers with a DUI in Tulsa according to NerdWallet ’ s most late analysis .

Company

Rate

NerdWallet Rating

USAA $ 1,693 NerdWallet rat

NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

4.0 /5

Geico $ 1,999 NerdWallet rating

NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

4.5 /5

express grow $ 2,208 NerdWallet rating

NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

5.0 /5

Farmers $ 2,443 NerdWallet rating

NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

4.5 /5

progressive $ 2,607 NerdWallet military rank

NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

5.0 /5

shelter $ 2,618 NerdWallet rat

NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

4.0 /5

mercury $ 2,742 NerdWallet rat

NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

4.0 /5

Oklahoma Farm Bureau $ 2,982 not so far rated
fairness $ 3,091 not even rated
Allstate $ 3,339 NerdWallet denounce

NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

4.5 /5

Drivers with an at-fault accident

If you ‘ve got an at-fault accident on your record, you ‘ll pay more than a driver with a clean and jerk record, but likely less than person with a DUI. Your insurance caller may ask for details about the accident to determine your rate — a fender bender will likely be treated differently from an accident caused by running a red light. here are the cheapest average rates for drivers with an at-fault accident on their commemorate in Tulsa, according to NerdWallet ’ s most recent analysis .

Company

Rate

NerdWallet Rating

Geico $ 1,786 NerdWallet rat

NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

4.5 /5

USAA $ 1,909 NerdWallet rate

NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

4.0 /5

state grow $ 1,952 NerdWallet fink

NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

5.0 /5

Oklahoma Farm Bureau $ 2,057 not however rated
Farmers $ 2,572 NerdWallet military rank

NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

4.5 /5

shelter $ 2,730 NerdWallet rating

NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

4.0 /5

equity $ 3,091 not so far rated
American Farmers & Ranchers $ 3,433 not even rated
Allstate $ 3,475 NerdWallet rate

NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

4.5 /5

mercury $ 3,541 NerdWallet rate

NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

4.0 /5

See what you could save on car insurance

well compare personalized rates to see how much throw car indemnity could save you.

ZIP Code

Get started on Insure.com

Shop around to get cheap insurance

No matter what company you ‘re presently getting car policy from, remember that it ‘s authoritative to shop around and compare quotes from multiple companies. Prices and offers change over time, and you may be able to save by switching to another insurance company. Be sure to take advantage of electric potential discounts. many insurers offer cable car policy discounts for things like bundling early types of policy with your car policy or going years without filing a claim.

Methodology

For our “ good driver ” profile, NerdWallet averaged insurance estimates in the city for single male and female drivers with good accredit and no tickets or violations. The analysis included the largest indemnity companies in each state of matter ; smaller insurers were besides included when rates were available. Liberty Mutual and its subsidiaries were excluded from our analysis as rates were not made available. We used a 35-year-old driver ( unless a different age is stated ) and a 2019 Toyota Camry L and assumed 12,000 annual miles drive. For entire coverage policies, we used the surveil coverage limits :

  • $ 100,000 bodily injury indebtedness per person .
  • $ 300,000 bodily injury liability per accident .
  • $ 50,000 place damage indebtedness per accident .
  • $ 100,000 uninsured motorist coverage per person .
  • $ 300,000 uninsured motorist coverage per accident .
  • Collision coverage with a $ 1,000 deductible .
  • comprehensive coverage with a $ 1,000 deductible .

Where required by jurisprudence, minimal extra coverages were added. Some policies include extra coverages at the insurance company ’ second discretion. We used the same assumptions for all other driver profiles, with the following exceptions :

  • For drivers with minimum coverage, we adjusted the numbers above to reflect the minimal required coverage by law in the department of state.
  • For drivers with one at-fault crash, we added a individual at-fault crash that happened six months ago, resulting in $ 10,000 in place damage and no bodily injury claim .
  • For drivers with a DUI, we added a single bibulous driving trespass that happened six months ago .

These are rates generated through Quadrant Information Services. Your own rates will be different .

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