Table of contents
Cheapest car insurance companies in Tulsa
The biggest variable star in your policy cost will be the company you choose, so you ’ ll want to shop around to be confident you ’ re getting the best rate. In Tulsa, these are the cheapest car policy companies based on average rates for a 35-year-old driver with good credit rating and a clean drive record, according to NerdWallet ’ s most holocene analysis. It ‘s important to remember that rates are determined individually, so these may not be the cheapest companies for you .
Company |
Rate |
NerdWallet Rating |
---|---|---|
Geico | $ 984 | NerdWallet rate
NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service. 4.5 /5 |
USAA | $ 1,301 | NerdWallet rate
NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service. 4.0 /5 |
department of state grow | $ 1,542 | NerdWallet rat
NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service. 5.0 /5 |
tax shelter | $ 1,596 | NerdWallet evaluation
NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service. 4.0 /5 |
Farmers | $ 1,822 | NerdWallet rat
NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service. 4.5 /5 |
Oklahoma Farm Bureau | $ 1,881 | not however rated |
American Farmers & Ranchers | $ 1,948 | not even rated |
mercury | $ 2,033 | NerdWallet evaluation
NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service. 4.0 /5 |
progressive | $ 2,194 | NerdWallet fink
NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service. 5.0 /5 |
Allstate | $ 2,735 | NerdWallet rating
NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service. 4.5 /5 |
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Average car insurance cost in Tulsa and Oklahoma
Rates across Oklahoma differ from those in Tulsa for lots of reasons. The count of accidents, the type of roads and even the weather can affect the rates drivers are charged. According to NerdWallet ’ s most recent analysis, the average rate in Oklahoma is $ 1,905, while in Tulsa, it ‘s $ 2,189 .
Average city rate |
Average state rate |
---|---|
$2,189 | $1,905 |
Average cost of car insurance in Tulsa’s 10 largest ZIP codes
The monetary value of car policy varies based on where you live, even from one region to the following. Some parts of a city may have higher rates of accidents or thefts, which can lead to an increase in the monetary value you pay. According to NerdWallet ’ s analysis, here are the 10 most populated ZIP codes in Tulsa and the average annual cost of car insurance for a 35-year-old driver with well credit and a houseclean drive read .
ZIP Code |
Average Rate |
---|---|
74012 | $2,111 |
74014 | $2,027 |
74017 | $1,839 |
74055 | $1,930 |
74063 | $1,972 |
74066 | $1,943 |
74105 | $2,215 |
74133 | $2,230 |
74136 | $2,181 |
74137 | $2,163 |
Cheap car insurance in Tulsa by age
Along with where you live, your age is another major factor in the price you pay for cable car insurance. For exemplar, younger drivers normally pay more than older drivers with exchangeable driving histories and credit scores due to having less experience on the road. You could easily find that the cheapest company for you changes as you age. here ‘s a dislocation of prices in Tulsa for like drivers at respective ages, according to NerdWallet ’ s most late psychoanalysis.
Cheapest for 20-year-olds
While adolescent drivers are the most probable to be in an accident, 20-year-old drivers are still relatively raw to the road. A higher rate of accidents among younger drivers means they besides pay more for car policy. According to NerdWallet ’ s most late psychoanalysis, here ‘s what 20-year-olds in Tulsa pay, on average .
Company |
Rate |
NerdWallet Rating |
---|---|---|
Geico | $ 1,597 | NerdWallet evaluation
NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service. 4.5 /5 |
USAA | $ 2,523 | NerdWallet fink
NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service. 4.0 /5 |
American Farmers & Ranchers | $ 2,752 | not yet rated |
state farm | $ 3,033 | NerdWallet fink
NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service. 5.0 /5 |
shelter | $ 3,473 | NerdWallet rat
NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service. 4.0 /5 |
Oklahoma Farm Bureau | $ 3,850 | not yet rated |
Farmers | $ 4,025 | NerdWallet fink
NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service. 4.5 /5 |
progressive | $ 4,204 | NerdWallet rate
NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service. 5.0 /5 |
mercury | $ 4,493 | NerdWallet military rank
NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service. 4.0 /5 |
Allstate | $ 4,534 | NerdWallet evaluation
NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service. 4.5 /5 |
Cheapest for 35-year-olds
By 35, your car insurance rates should plateau. This is a great long time to compare rates, as the cheapest insurance company you found in your 20s may nobelium long be the best deal. here ’ s what 35-year-old drivers might pay, on average, in Tulsa, according to NerdWallet ’ randomness psychoanalysis .
Company |
Rate |
NerdWallet Rating |
---|---|---|
Geico | $ 984 | NerdWallet rat
NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service. 4.5 /5 |
USAA | $ 1,301 | NerdWallet rat
NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service. 4.0 /5 |
state grow | $ 1,542 | NerdWallet rate
NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service. 5.0 /5 |
tax shelter | $ 1,596 | NerdWallet rating
NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service. 4.0 /5 |
Farmers | $ 1,822 | NerdWallet rate
NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service. 4.5 /5 |
Oklahoma Farm Bureau | $ 1,881 | not yet rated |
American Farmers & Ranchers | $ 1,948 | not yet rated |
mercury | $ 2,033 | NerdWallet rat
NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service. 4.0 /5 |
progressive | $ 2,194 | NerdWallet evaluation
NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service. 5.0 /5 |
Allstate | $ 2,735 | NerdWallet rat
NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service. 4.5 /5 |
Cheapest for 60-year-olds
At old age 60, your car policy rates are about deoxyadenosine monophosphate humble as they ‘re going to get if your history is uninfected. Most drivers in this historic period group have lots of know on the road and established drive records, so insurers know what they ‘re getting into and charge less consequently. That does n’t mean you wo n’t be able to save money by bundling or tapping into other discounts, so sustain patronize around. Below are the cheapest companies, on average, in Tulsa, according to NerdWallet ’ s most holocene analysis .
Company |
Rate |
NerdWallet Rating |
---|---|---|
Geico | $ 1,054 | NerdWallet rat
NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service. 4.5 /5 |
USAA | $ 1,163 | NerdWallet rat
NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service. 4.0 /5 |
shelter | $ 1,352 | NerdWallet rat
NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service. 4.0 /5 |
state farm | $ 1,493 | NerdWallet evaluation
NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service. 5.0 /5 |
Farmers | $ 1,562 | NerdWallet evaluation
NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service. 4.5 /5 |
Oklahoma Farm Bureau | $ 1,674 | not so far rated |
mercury | $ 1,737 | NerdWallet rate
NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service. 4.0 /5 |
progressive | $ 1,812 | NerdWallet military rank
NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service. 5.0 /5 |
American Farmers & Ranchers | $ 1,919 | not yet rated |
Allstate | $ 1,993 | NerdWallet evaluation
NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service. 4.5 /5 |
See what you could save on car insurance
easily compare personalized rates to see how much switch over cable car indemnity could save you.
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Get started on Insure.com
Tulsa’s cheapest companies and rates by driving record
Your driving history besides plays a large role in your car indemnity rate. Drivers who have clean records will normally pay less than those with accidents, speeding tickets or other violations. Again, comparing policy companies is your best stake to getting the lowest pace. According to NerdWallet ’ mho analysis, these are the average rates in Tulsa by company for good drivers and those with violations on their record.
Good drivers
Drivers without any marks on their records are about constantly going to pay the lowest prices for car policy when compared to drivers with an accident or driving trespass. Insurers set rates based on the potential risk of you filing a call, and estimable drivers are considered among the least hazardous. here are the average rates for good drivers in Tulsa according to NerdWallet ’ s most recent analysis .
Company |
Rate |
NerdWallet Rating |
---|---|---|
Geico | $ 984 | NerdWallet rat
NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service. 4.5 /5 |
USAA | $ 1,301 | NerdWallet fink
NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service. 4.0 /5 |
state farm | $ 1,542 | NerdWallet rating
NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service. 5.0 /5 |
protection | $ 1,596 | NerdWallet rate
NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service. 4.0 /5 |
Farmers | $ 1,822 | NerdWallet rating
NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service. 4.5 /5 |
Oklahoma Farm Bureau | $ 1,881 | not however rated |
American Farmers & Ranchers | $ 1,948 | not even rated |
mercury | $ 2,033 | NerdWallet rating
NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service. 4.0 /5 |
liberal | $ 2,194 | NerdWallet military rank
NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service. 5.0 /5 |
Allstate | $ 2,735 | NerdWallet fink
NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service. 4.5 /5 |
Drivers with a DUI
Drivers with a DUI can struggle to find low-cost indemnity and may need to turn to a bad car insurance company. A DUI on your record means you should expect to pay well more than a driver without one. here are the average rates for drivers with a DUI in Tulsa according to NerdWallet ’ s most late analysis .
Company |
Rate |
NerdWallet Rating |
---|---|---|
USAA | $ 1,693 | NerdWallet rat
NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service. 4.0 /5 |
Geico | $ 1,999 | NerdWallet rating
NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service. 4.5 /5 |
express grow | $ 2,208 | NerdWallet rating
NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service. 5.0 /5 |
Farmers | $ 2,443 | NerdWallet rating
NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service. 4.5 /5 |
progressive | $ 2,607 | NerdWallet military rank
NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service. 5.0 /5 |
shelter | $ 2,618 | NerdWallet rat
NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service. 4.0 /5 |
mercury | $ 2,742 | NerdWallet rat
NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service. 4.0 /5 |
Oklahoma Farm Bureau | $ 2,982 | not so far rated |
fairness | $ 3,091 | not even rated |
Allstate | $ 3,339 | NerdWallet denounce
NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service. 4.5 /5 |
Drivers with an at-fault accident
If you ‘ve got an at-fault accident on your record, you ‘ll pay more than a driver with a clean and jerk record, but likely less than person with a DUI. Your insurance caller may ask for details about the accident to determine your rate — a fender bender will likely be treated differently from an accident caused by running a red light. here are the cheapest average rates for drivers with an at-fault accident on their commemorate in Tulsa, according to NerdWallet ’ s most recent analysis .
Company |
Rate |
NerdWallet Rating |
---|---|---|
Geico | $ 1,786 | NerdWallet rat
NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service. 4.5 /5 |
USAA | $ 1,909 | NerdWallet rate
NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service. 4.0 /5 |
state grow | $ 1,952 | NerdWallet fink
NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service. 5.0 /5 |
Oklahoma Farm Bureau | $ 2,057 | not however rated |
Farmers | $ 2,572 | NerdWallet military rank
NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service. 4.5 /5 |
shelter | $ 2,730 | NerdWallet rating
NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service. 4.0 /5 |
equity | $ 3,091 | not so far rated |
American Farmers & Ranchers | $ 3,433 | not even rated |
Allstate | $ 3,475 | NerdWallet rate
NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service. 4.5 /5 |
mercury | $ 3,541 | NerdWallet rate
NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service. 4.0 /5 |
See what you could save on car insurance
well compare personalized rates to see how much throw car indemnity could save you.
ZIP Code
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Shop around to get cheap insurance
No matter what company you ‘re presently getting car policy from, remember that it ‘s authoritative to shop around and compare quotes from multiple companies. Prices and offers change over time, and you may be able to save by switching to another insurance company. Be sure to take advantage of electric potential discounts. many insurers offer cable car policy discounts for things like bundling early types of policy with your car policy or going years without filing a claim.
Methodology
For our “ good driver ” profile, NerdWallet averaged insurance estimates in the city for single male and female drivers with good accredit and no tickets or violations. The analysis included the largest indemnity companies in each state of matter ; smaller insurers were besides included when rates were available. Liberty Mutual and its subsidiaries were excluded from our analysis as rates were not made available. We used a 35-year-old driver ( unless a different age is stated ) and a 2019 Toyota Camry L and assumed 12,000 annual miles drive. For entire coverage policies, we used the surveil coverage limits :
- $ 100,000 bodily injury indebtedness per person .
- $ 300,000 bodily injury liability per accident .
- $ 50,000 place damage indebtedness per accident .
- $ 100,000 uninsured motorist coverage per person .
- $ 300,000 uninsured motorist coverage per accident .
- Collision coverage with a $ 1,000 deductible .
- comprehensive coverage with a $ 1,000 deductible .
Where required by jurisprudence, minimal extra coverages were added. Some policies include extra coverages at the insurance company ’ second discretion. We used the same assumptions for all other driver profiles, with the following exceptions :
- For drivers with minimum coverage, we adjusted the numbers above to reflect the minimal required coverage by law in the department of state.
- For drivers with one at-fault crash, we added a individual at-fault crash that happened six months ago, resulting in $ 10,000 in place damage and no bodily injury claim .
- For drivers with a DUI, we added a single bibulous driving trespass that happened six months ago .
These are rates generated through Quadrant Information Services. Your own rates will be different .