Monthly Average Rates by Country, State, and City

Cable car insurance rates vary from driver to driver and are based on many factors that include driving history, claims history and where you live. Each city in California has unlike rates, and below, you can compare average rates with the national average. According to our data, drivers who live in Thousand Oaks typically pay around $ 139.81 per calendar month compared to the national modal of $ 135.29 per calendar month. The best way to get a low pace is by comparison shopping. SmartFinancial can do that for you at no monetary value while pairing you with a reputable policy company so you have no surprises if you have an accident .

Area Average Monthly Rate
National $135.29
California $142.22
Thousand Oaks, California $139.81

Thousand Oaks, CA Best Car Insurance Companies

Certain insurers will offer you better rates than others based on a ten thousand of factors, so you may get a better deal from one insurance company over another for respective reasons, and that ’ s why it ’ second important to compare. According to our data, Mercury Insurance Company generally has the most low-cost car indemnity in Thousand Oaks coming in around $ 116.65 per calendar month. other companies to consider if you live in Thousand Oaks is Esurance with an average cost of $ 142.28 per calendar month and SAFECO which typically runs around $ 149.35 per calendar month. Check out the full number below. SmartFinancial rates the come insurers as the best insurance companies for drivers in Thousand Oaks .

Rank Company Average Monthly Rate Comparison State Average
1 Mercury Insurance Company $116.65 -17.98%
2 Esurance $142.28 0.04%
3 SAFECO $149.35 5.01%
4 Mercury $152.06 6.92%
5 USAA $152.67 7.35%
6 Unitrin $154.01 8.29%
7 Kemper Auto Premier $171.90 20.87%
8 21st Century $174.15 22.45%
9 State Farm $179.94 26.52%
10 Grange $180.78 27.11%

Cheap Car Insurance in Thousand Oaks by Zip Codes

Every nothing code rates differently with every insurance company. Your zip code code determines the crime rate in your area ampere well as other risks. Below, you can see how average rates range across the express of California. If you live in an area that is rated high in crime, you can make certain to garage your car in a safe topographic point. That ought to save you some money. Covered and gated structures are best. Make sure to tell your policy agentive role about the precautions you ’ re take .

Thousand Oaks, CA ZIP Code Average Monthly Rate
91360 $138.44
91362 $149.87

Car Insurance Rates by Driver’s Age Group in Thousand Oaks

Generally speaking, you pay more in car indemnity the younger you are and the older you are. Teens and young adults frequently pay around $ 254.54 per month in Thousand Oaks. Compare that to drivers in their 30 ’ sulfur who typically pay about $ 107.80 per month drivers in their 40s at $ 123.55 per month. It ’ sulfur constantly a good theme to check for discounts that apply at any historic period. Some discounts include away-at-school deduction, safe driver discount, mature driver discount rate, good scholar deduction american samoa well as multi-policy and bundling discounts .

Age Group Average Monthly Rate
16-19 $254.54
20s $175.13
30s $107.80
40s $123.55
50s $136.43
60s $117.52
70+ $137.99

Cheapest Insurance for Teenage Drivers in Thousand Oaks

If you are adolescent in Thousand Oaks you are probably looking for a good hand on car insurance. Since adolescent drivers typically pay the highest rates of any other old age group, it ’ south important to compare multiple companies. According to our inquiry, State Farm typically charges around $ 230.12 per calendar month. This is likely the most low-cost choice in Thousand Oaks. You might besides want to consider USAA and Mercury who besides offer thoroughly low-cost policies for adolescent drivers .

Company Average Monthly Rate
State Farm $230.12
USAA $260.50
Mercury $269.83
California Capital $291.88
Unitrin $296.38

Cheapest Insurance for 20 Year-olds in Thousand Oaks

20 year-olds in Thousand Oaks might want to consider Kemper Auto Premier who, on average, offers car policy rates around $ 114.65 per calendar month. Mercury Insurance Company, SAFECO, USAA and Infinity Special are besides in the circus tent 5 cheapest rates available .

Company Average Monthly Rate
Kemper Auto Premier $114.65
Mercury Insurance Company $114.98
SAFECO $144.25
USAA $187.41
Infinity Special $187.65

Cheapest Insurance for 30 Year-olds in Thousand Oaks

If you are in your 30s in Thousand Oaks our research has found that Infinity Special typically has the most low-cost coverage coming in around $ 122.15 per calendar month, followed by Mercury at $ 130.86 and Unitrin at $ 135.67 .

Company Average Monthly Rate
Infinity Special $122.15
Mercury $130.86
Unitrin $135.67
Esurance $137.05
USAA $142.03

Cheapest Insurance for 40 Year-olds in Thousand Oaks

On average, Esurance offers cable car indemnity for 40 year-olds in Thousand Oaks for around $ 113.42 per month. If you are looking for low-cost coverage, you may besides want to consider Mercury or USAA. The fully tilt of top companies is below .

Company Average Monthly Rate
Esurance $113.42
Mercury $129.22
USAA $134.66
Unitrin $144.86
21st Century $148.18

Cheapest Insurance for 50 Year-olds in Thousand Oaks

Frequently 50 year-olds enjoy some of the lowest rates of any other age group. In Thousand Oaks we found that Esurance generally offers the most low-cost coverage at $ 99.27 per month .

Company Average Monthly Rate
Esurance $99.27
Mercury $115.67
Mercury Insurance Company $118.94
USAA $127.38
21st Century $127.47

Cheapest Insurance for 60 Year-olds in Thousand Oaks

If you live in Thousand Oaks and you ’ re in your 60s, our data indicates that Esurance normally has the best rates at $ 108.79 per calendar month. The circus tent 5 list of car insurance companies is below.

Company Average Monthly Rate
Esurance $108.79
Mercury Insurance Company $109.15
SAFECO $113.00
21st Century $115.11
Unitrin $124.09

Driver’s Coverage Auto Insurance Rates in Thousand Oaks, CA

Typically, drivers who presently have car insurance coverage will receive a cheaper monthly quote than drivers who do not. Since cable car indemnity is a prerequisite in all 50 states, companies may question why you do n’t presently have coverage. Because of this, they may see you as a higher gamble driver. In Thousand Oaks, the average monthly rate for a driver who is presently insured is $ 143.28 while drivers who are not presently covered will pay around $ 144.27 .

Coverage Average Monthly Rate
Not Currently Insured $144.27
Currently Insured $143.28

Compare Recent Car Insurance Quotes in Thousand Oaks

Your vehicle plays a big separate in how you rate for car insurance. The more your car is worth, the higher your car policy rate. To lower your monthly premiums, you can set a higher deductible, but you ’ ll need to pay that deductible if you have an accident. by and large speaking, the newer a car is, the more it ’ s worth, and you may pay more in premiums, but the latest safety features will earn you a discount. The overall guard ratings of a car are besides considered when determining your pace. In Thousand Oaks a driver of a 1991 HONDA CIVIC CRX can expect to pay around $ 87.08 per month while person that owns a 2006 Toyota Tacoma may pay around $ 122.25 per calendar month. Check out the tilt of recent quotes in Thousand Oaks below .

Vehicle Average Monthly Rate
1991 HONDA CIVIC CRX $87.08
2006 Toyota Tacoma $122.25
2007 TOYOTA PRIUS $116.53
2022 Honda Civic $279.50
2022 TESLA MODEL 3 $589.60
2013 CHEVROLET VOLT $176.90
2018 JEEP CHEROKEE $143.56

FAQ’s for Drivers in Thousand Oaks, CA

What Is the Minimum Liability Coverage Requirement in Thousand Oaks, CA?

Every country requires drivers to have a minimum total of liability coverage. California drivers are required to carry liability indemnity to pay for damages and injuries inflicted on person else in an car accident .

  • $15,000; Bodily injury coverage per person; Max. payment for a single person that you injure in an auto accident.
  • $30,000; Bodily injury coverage per accident; Max. payment for all injuries that you cause in an accident when more than one person is hurt.
  • $5,000; Property damage per accident; Max. payment for damaged property in an accident caused by you.

You like to keep it simpleton, and so do we ! Just don ’ thymine go besides minimalist and skip the car indemnity wholly ( see our FAQ for more information ). In California, you are legally required to obtain something called liability indemnity. * This is for your protection if you are deemed “ at demerit ” in an accident that causes injury and lost wages to another driver or passenger in another vehicle. Liability coverage pays up to the amounts listed below. It besides pays for damages to the other driver ’ sulfur vehicle. Trust us, you ’ five hundred want this coverage even if it wasn ’ t legally required !

What Is the Blood Alcohol Concentration (BAC) limit in Thousand Oaks, CA?

It is illegal for an individual to operate a centrifugal fomite in California with the follow BAC percentages :

  • .08%+ @ 21 years old or older
  • .04%+ for commercial vehicle drivers
  • .01%+ @ < 21 years old

What are the chemical test refusal penalties in California?

According to California ’ s implied consent law, you are only ask to take a breath or blood test upon being arrested. however, if you are not arrested and refuse the examination, the officeholder may identify extra probable causes for driving under the charm and check you, thus forcing you into taking the quiz . change Time in Thousand Oaks, CA 26.2 Miles commute Time in United States 26.4 Miles Number of Nearest Insurance Agents in Thousand Oaks, CA 164 Methodology
The statistics listed on this page are from our own in house report. We track and record quotes that carriers have provided based on diverse criteria. The rates and averages shown on this page should only be used as an calculate.

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