Cheap Car Insurance Rates in West Palm Beach, Florida | SmartFinancial

Monthly Average Rates by Country, State, and City

car policy rates vary from driver to driver and are based on many factors that include driving history, claims history and where you live. Each city in Florida has different rates, and below, you can compare average rates with the national average. According to our data, drivers who live in West Palm Beach typically pay about $ 253.87 per calendar month compared to the national average of $ 134.62 per calendar month. The best way to get a low rate is by comparison shopping. SmartFinancial can do that for you at no price while pairing you with a reputable policy company so you have no surprises if you have an accident .

Area Average Monthly Rate
National $134.62
Florida $199.37
West Palm Beach, Florida $253.87

West Palm Beach, FL Best Car Insurance Companies

car insurance in West Palm Beach Certain insurers will offer you better rates than others based on a ten thousand of factors, so you may get a better deal from one insurance company over another for versatile reasons, and that ’ s why it ’ randomness important to compare. According to our data, State Farm broadly has the most low-cost car indemnity in West Palm Beach coming in around $ 205.60 per calendar month. other companies to consider if you live in West Palm Beach is direct General with an average cost of $ 212.00 per month and Nationwide which typically runs around $ 218.14 per calendar month. Check out the entire tilt below. SmartFinancial rates the follow insurers as the best policy companies for drivers in West Palm Beach .

Rank Company Average Monthly Rate Comparison State Average
1 State Farm $205.60 3.13%
2 direct General $212.00 6.34%
3 Nationwide $218.14 9.41%
4 Mercury Insurance

$235.99 18.37%
5 Direct Auto $249.02 24.91%
6 21st Century $258.96 29.89%
7 Allstate $296.95 48.95%
8 Mercury $300.66 50.81%
9 Allied $315.34 58.17%
10 United Automobile Ins Group $351.12 76.12%

Cheap Car Insurance in West Palm Beach by Zip Codes

find cheap auto insurance in West Palm Beach Every nothing code rates differently with every insurance company. Your zip up code determines the crime rate in your area american samoa good as early risks. Below, you can see how average rates range across the state of Florida. If you live in an area that is rated high in crime, you can make certain to garage your car in a condom place. That ought to save you some money. Covered and gated structures are best. Make sure to tell your indemnity agent about the precautions you ’ rhenium take .

West Palm Beach, FL ZIP Code Average Monthly Rate
33401 $263.80
33402 $128.64
33403 $244.80
33404 $256.94
33405 $254.78
33406 $267.60
33407 $262.40
33409 $269.42
33411 $235.29
33412 $234.06
33413 $265.63
33414 $257.87
33415 $257.09
33416 $232.65
33417 $257.69
33419 $215.21
33422 $252.75

Car Insurance Rates by Driver’s Age Group in West Palm Beach

generally speaking, you pay more in cable car insurance the younger you are and the older you are. Teens and young adults often pay around $ 505.54 per month in West Palm Beach. Compare that to drivers in their 30 ’ mho who typically pay approximately $ 241.42 per month drivers in their 40s at $ 236.54 per month. It ’ mho constantly a full mind to check for discounts that apply at any age. Some discounts include away-at-school dismiss, safe driver deduction, mature driver discount rate, good scholar deduction angstrom well as multi-policy and bundle discounts .

Age Group Average Monthly Rate
16-19 $505.54
20s $325.22
30s $241.42
40s $236.54
50s $214.53
60s $202.76
70+ $232.87

Cheapest Insurance for Teenage Drivers in West Palm Beach

If you are adolescent in West Palm Beach you are probably looking for a good deal on car policy. Since adolescent drivers typically pay the highest rates of any other age group, it ’ south important to compare multiple companies. According to our research, 21st Century typically charges around $ 395.28 per calendar month. This is probably the most low-cost option in West Palm Beach. You might besides want to consider lineal Auto and State Farm who besides offer thoroughly low-cost policies for adolescent drivers .

Company Average Monthly Rate
21st Century $395.28
Direct Auto $407.98
State Farm $423.31
AIG $624.94
Allstate $683.72

Cheapest Insurance for 20 Year-olds in West Palm Beach

20 year-olds in West Palm Beach might want to consider State Farm who, on average, offers cable car insurance rates around $ 262.74 per month. conduct Auto, 21st Century, Mercury Insurance and Allied are besides in the exceed 5 cheapest rates available .

Company Average Monthly Rate
State Farm $262.74
Direct Auto $298.25
21st Century $306.70
Mercury Insurance $361.25
Allied $385.16

Cheapest Insurance for 30 Year-olds in West Palm Beach

If you are in your 30s in West Palm Beach our inquiry has found that State Farm typically has the most low-cost coverage coming in around $ 188.75 per month, followed by Mercury Insurance at $ 237.15 and direct Auto at $ 237.34 .

Company Average Monthly Rate
State Farm $188.75
Mercury Insurance $237.15
Direct Auto $237.34
Safeco $248.90
21st Century $254.54

Cheapest Insurance for 40 Year-olds in West Palm Beach

On average, State Farm offers car insurance for 40 year-olds in West Palm Beach for around $ 185.85 per month. If you are looking for low-cost coverage, you may besides want to consider Nationwide or Mercury Insurance. The full moon list of top companies is below .

Company Average Monthly Rate
State Farm $185.85
Nationwide $218.14
Mercury Insurance $224.77
Direct Auto $227.53
21st Century $235.03

Cheapest Insurance for 50 Year-olds in West Palm Beach

frequently 50 year-olds enjoy some of the lowest rates of any other age group. In West Palm Beach we found that Safeco generally offers the most low-cost coverage at $ 95.00 per calendar month .

Company Average Monthly Rate
Safeco $95.00
State Farm $175.62
Mercury Insurance $186.01
direct General $212.00
Direct Auto $212.04

Cheapest Insurance for 60 Year-olds in West Palm Beach

If you live in West Palm Beach and you ’ re in your 60s, our data indicates that State Farm normally has the best rates at $ 172.39 per month. The top 5 list of car policy companies is below .

Company Average Monthly Rate
State Farm $172.39
Direct Auto $190.40
21st Century $202.83
Mercury $210.38
Mercury Insurance $220.40

Driver’s Coverage Auto Insurance Rates in West Palm Beach, FL

driver's coverage typically, drivers who presently have car policy coverage will receive a cheaper monthly quote than drivers who do not. Since cable car policy is a necessity in all 50 states, companies may question why you do n’t presently have coverage. Because of this, they may see you as a higher hazard driver. In West Palm Beach, the average monthly rate for a driver who is presently insured is $ 241.65 while drivers who are not presently covered will pay around $ 275.86 .

Coverage Average Monthly Rate
Not Currently Insured $275.86
Currently Insured $241.65

Compare Recent Car Insurance Quotes in West Palm Beach

auto insurance quotes in West Palm Beach city Your vehicle plays a big region in how you rate for car indemnity. The more your car is worth, the higher your car policy rate. To lower your monthly premiums, you can set a higher deductible, but you ’ ll need to pay that deductible if you have an accident. broadly speaking, the newer a car is, the more it ’ s deserving, and you may pay more in premiums, but the latest safety features will earn you a rebate. The overall condom ratings of a car are besides considered when determining your rate. In West Palm Beach a driver of a 2019 Toyota Prius can expect to pay around $ 270.13 per month while person that owns a 2021 Jeep Wrangler may pay around $ 229.42 per month. Check out the number of recent quotes in West Palm Beach below.

Vehicle Average Monthly Rate
2019 Toyota Prius $270.13
2021 Jeep Wrangler $229.42
2013 Acura Tsx $344.32
2018 GMC Terrain $252.82
2022 KIA SPORTAGE $187.62
2012 Infiniti G37 $380.42
2008 Mercury Mariner $185.15
2015 FORD FUSION $379.25
2016 Land Rover Range Rover $226.17
2007 Lexus ES $208.30

FAQ’s for Drivers in West Palm Beach, FL

driver’s frequently asked question in West Palm Beach What Is the Minimum Liability Coverage Requirement in West Palm Beach, FL? The minimal insurance coverage needed in Florida is $ 10,000 of personal injury protection ( PIP ) and $ 10,000 property damage liability ( PDL ). Florida drivers should besides have $ 10,000/ $ 20,000 bodily injury liability coverage per person/per incident, but policyholders can reject this coverage if they truly want to. Florida is a no-fault submit. This means your rights are limited to sue an at-fault driver following a collision. No-fault insurance coverage can pay up to 80 % of injury-related expenses and up to 60 % of lost wages. It does not cover damaged property .

  •  $10,000; Bodily injury coverage per person; Maximum payment for serious or permanent injury or death to a single person
  •  $10,000; Bodily injury coverage per accident; Maximum payment for serious or permanent injury or death to multiple people
  •  $10,000; Property damage per accident; Maximum payment for all damaged property in an accident caused by you

Although you are not legally required to carry full coverage indemnity in Florida, most lenders demand this degree of coverage. They may besides require extra coverages. Consider this when calculating the price of your car loan. What Is the Blood Alcohol Concentration (BAC) limit in West Palm Beach, FL? It is illegal for individuals to operate a motor vehicle in Florida with the following BAC percentages :

  • .08%+ at 21 years old or older
  • .04%+ for commercial vehicle drivers
  • .02%+ at under 21 years old

DUI is besides proven by stultification of normal faculties. For more information about Florida ’ s DUI laws, refer to Florida DUI and Administrative Suspension Laws on the Florida Department of Highway Safety and Motor Vehicles web site. What are the consequences of being convicted of a DUI? The consequences of a DUI in Florida count on the number of convictions, your blood alcohol horizontal surface, and whether you were transporting a minor at the time of your collar. At the identical least, you will face a very well, community service, and probation. You may besides receive jail time at the court ’ south free will.
In addition, the long-run damage to your finances could be devastating. You may incur such expenses as higher indemnity rates, lawyer fees, motor hotel costs, vehicle impoundment, compulsory installation of an ignition interlock device, and others .map commute Time in West Palm Beach, FL 22.7 Miles map permute Time in United States 26.4 Miles people Number of Nearest Insurance Agents in West Palm Beach, FL 311 Methodology
The statistics listed on this page are from our own in firm report. We track and record quotes that carriers have provided based on assorted criteria. The rates and averages shown on this page should alone be used as an appraisal. About the Author

Fran Majidi Fran Majidi

Insurance Expert

Fran Majidi manages content on SmartFinancial ‘s web site. She ‘s had about a decade ‘s worth of experience writing about insurance-related topics. Prior, she was an arts and entertainment editor program in New York City. She has a B.A. from Barnard College and an M.F.A. in writing from The New School. She writes books under her given mention, Afarin Majidi .linkedin

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