The Cheapest Car Insurance Companies in Garden Grove

On average, the cheapest insurers in Garden Grove for a entire coverage car insurance policy are :

  • Esurance: $1,073 per year
  • Progressive: $1,183 per year

USAA has a broad coverage policy for eligible military members at approximately $ 1,208 per annum. Any drivers looking for an low-cost full coverage policy will find Esurance is the best in Garden Grove. Its policy is around 79 % cheaper than Allied’s, the city ’ s priciest at approximately $ 1,927 annually. A broad coverage policy includes liability policy and comprehensive examination and collision policy. The liability limits determine the premium .

Cheapest Car Insurance in Garden Grove

Full Coverage 100/300/100

  • caller 100/300/100per year
  • 1 .Esurance $1,073
  • 2 .Progressive $1,183
  • 3 .USAA $1,208
  • 4 .GEICO $1,292
  • 5 .AAA $1,338
  • 6 .Allstate $1,420
  • 7 .MetLife $1,513
  • 8 .Mercury $1,546
  • 9 .State Farm $1,614
  • 10 .Hartford $1,632
  • 11 .Farmers $1,684
  • 12 .Travelers $1,739
  • 13. Allied $1,927

MoneyGeek gathered prices based on a 40-year-old male driver ’ south profile looking for a full coverage policy in Garden Grove, as specified in our methodology. A wax coverage policy comes with indebtedness and two very valuable extra coverages that protect wrong to your car :

  • Collision insurance: covers damages from an at-fault collision
  • Comprehensive insurance: covers any damages that are not related to collision and theft

The age of your car could make a full coverage policy price more than the car ’ south value. In such cases, a submit minimal policy or liability-only may be better and cost less .

Compare Car Insurance Rates in Garden Grove

see you ‘re getting the best rate for your car insurance. Compare quotes from the exceed indemnity companies. widget-location-pinInsurance Rates

Cheapest Car Insurance in Garden Grove for Minimum Coverage

Garden Grove drivers who want the cheapest car policy should choose a minimal coverage policy. On average, the companies with the cheapest minimum coverage in Garden Grove are :

  • Progressive: $528 per year
  • GEICO: $560 per year

USAA, open to military members, offers the cheapest minimum coverage policy in Garden Grove at around $ 522 annually. Allied is the most expensive in Garden Grove for minimal coverage, at roughly $ 925 per annum, about $ 400 more than Progressive. A minimal coverage policy is the most low-cost in Garden Grove but has low liability limits and no comprehensive or collision coverage, putting you at risk. Toggle the postpone below to see how much higher liability limits may cost .

Cheapest Minimum Liability Car Insurance in Garden Grove

submit Minimum

  • company State Minimumper year
  • 1 .USAA $522
  • 2 .Progressive $528
  • 3 .GEICO $560
  • 4 .Esurance $607
  • 5 .AAA $627
  • 6 .Mercury $672
  • 7 .Travelers $723
  • 8 .MetLife $809
  • 9 .State Farm $811
  • 10 .Hartford $816
  • 11 .Allstate $841
  • 12 .Farmers $918
  • 13. Allied $925

A state minimal policy in Garden Grove is the cheapest choice available. It includes California ’ s prerequisite of 15/30/5 in liability limits plus uninsured motorist of 15/30 with $ 3,500 in place damage coverage. The tradeoff for the first gear price is that you may pay out of pocket in an accident. For exemplar, you cause an accident resulting in $ 25,000 in medical bills for the other driver, the policy only covers $ 15,000 per person, leaving you to pay $ 10,000 .

California Minimum Liability Requirements

  • detail description
  • Bodily Injury and Property Damage $ 15,000 per person, $ 30,000 per accident and $ 5,000 for place damage. A more protective flush is 100/300/100 .

Cheapest Car Insurance in Garden Grove if You Have Driving Violations

Drivers with a misdemeanor, such as a DUI, ticket or at-fault accident, pay a more expensive premium in Garden Grove. On average, the companies with the cheapest rates after a rape in Garden Grove are :

  • Cheapest after a ticket: Esurance, $1,362 per year
  • Cheapest after an at-fault accident: Esurance, $1,691 per year
  • Cheapest after a DUI: Mercury, $2,530 per year

USAA, loose to eligible military families, has the cheapest pace with a ticket at roughly $ 1,322 per annum. Drivers with violations in Garden Grove can get a lower rate by improving their drive record over fourth dimension. Until then, find a cheap rate by comparing companies and choosing the best share .

Cheapest Car Insurance in Garden Grove With a Violation

Speeding tag

  • company Speeding Ticketper year
  • 1 .USAA $1,322
  • 2 .Esurance $1,362
  • 3 .AAA $1,776
  • 4 .GEICO $1,908
  • 5 .MetLife $1,959
  • 6 .Allstate $2,011
  • 7 .Mercury $2,023
  • 8 .Progressive $2,274
  • 9 .Farmers $2,315
  • 10 .State Farm $2,382
  • 11 .Hartford $2,593
  • 12 .Travelers $2,632
  • 13. Allied $2,704

Average Cost of Car Insurance in Garden Grove

Garden Grove $1,497

California $1,429

U.S. $1,424

The average annual car policy rate in Garden Grove is higher than the national and country averages. Drivers in Garden Grove pay an average of $ 1,497 per year for car indemnity. This is 4.8 % more than the California modal and 5.1 % higher than the U.S. average.

Personalized Quotes to Get You the Cheapest Car Insurance in Garden Grove

Auto policy companies consider a kind of factors to calculate the cost of car policy in Garden Grove. These can include your age, sex, car make and model, driving record and more. In Garden Grove, Esurance ’ sulfur average annual monetary value for a 40-year-old male driver is $ 1,073. This rate can change as the driver gets older. It ’ s advisable to regularly compare car policy quotes so you can find low-cost coverage as your life circumstances change .

Compare Car Insurance Rates in Garden Grove

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The Best Car Insurance Companies in Garden Grove

MoneyGeek ranked the best companies in Garden Grove for drivers looking to balance cost and serve quality. The best car indemnity companies in Garden Grove, based on MoneyGeek ’ s scoring arrangement, are :

  • AAA: MoneyGeek score of 90 out of 100
  • GEICO: MoneyGeek score of 90 out of 100

USAA received the highest score in Garden Grove from MoneyGeek ‘s rat system. For eligible military members, veterans and their families, it is the best overall. These scores were based on J.D. Power user satisfaction, affordability and fiscal stability ratings .
1 USAA score : 100

5/5 Affordability 5/5 Claims Ratings 5/5 User Satisfaction A++ fiscal stability

2 Auto Club of Southern California Insurance Group grudge : 90

4/5 Affordability 5/5 Claims Ratings 4/5 User Satisfaction A fiscal stability

3 GEICO grudge : 90

4/5 Affordability 3/5 Claims Ratings 4/5 User Satisfaction A++ fiscal constancy

4 Wawanesa seduce : 87.5

5/5 Affordability 4/5 Claims Ratings 4/5 User Satisfaction A- fiscal constancy

5 State Farm seduce : 87.5

3/5 Affordability 3/5 Claims Ratings 4/5 User Satisfaction A++ fiscal stability

6 Ameriprise score : 85

4/5 Affordability 3/5 Claims Ratings 4/5 User Satisfaction A fiscal stability

7 Hartford score : 85

3/5 Affordability 4/5 Claims Ratings 3/5 User Satisfaction A+ fiscal stability

8 Progressive seduce : 82.5

4/5 Affordability 2/5 Claims Ratings 3/5 User Satisfaction A+ fiscal constancy

9 Allstate score : 82.5

3/5 Affordability 3/5 Claims Ratings 3/5 User Satisfaction A+ fiscal constancy

10 Safeco mark : 80

3/5 Affordability 3/5 Claims Ratings 3/5 User Satisfaction A fiscal stability

11 CSAA score : 77.5

2/5 Affordability 3/5 Claims Ratings 3/5 User Satisfaction A fiscal constancy

12 Liberty Mutual sexual conquest : 77.5

3/5 Affordability 2/5 Claims Ratings 3/5 User Satisfaction A fiscal stability

13 Farmers mark : 77.5

2/5 Affordability 3/5 Claims Ratings 3/5 User Satisfaction A fiscal stability

14 Mercury score : 77.5

3/5 Affordability 2/5 Claims Ratings 3/5 User Satisfaction A fiscal constancy

15 Nationwide score : 75

2/5 Affordability 2/5 Claims Ratings 2/5 User Satisfaction A+ fiscal stability

16 Kemper grudge : 70

2/5 Affordability 2/5 Claims Ratings 2/5 User Satisfaction A- fiscal stability

Average Cost of Car Insurance by Postal Code

Your ZIP code can influence your car insurance rates. This is because the act of car thefts, accidents and uninsured motorists can vary between communities. In Garden Grove, California, residents of ZIP code 92840 could pay an average of $ 44 less than drivers living in the 94843 vicinity .

  • Zip Code State Minimumper year
  • 92840 $1,475
  • 92843 $1,519

Factors That Impact Insurance Costs in Garden Grove

In addition to person driver needs and history, location-specific factors like the percentage of uninsured motorists and the rate of fateful accidents besides contribute to cable car indemnity rates in Garden Grove. How Garden Grove ranks compared to the 300 most populous cities in the United States can have a significant impact on premium costs .accident2 icon

Most Accidents With Fatalities 189th / 300handcuffs2 icon

Most car Thefts 210th / 300uninsured icon

Most uninsured Motorists by State12th / 50insurance2 icon personal Injury Protection Required Norain icon

Most annual rain 247th/ 300umbrella icon

Most showery Days260th / 300

Methodology and Assumptions

MoneyGeek ’ sulfur average premium rates for Garden Grove are based on 100/300/100 comprehensive collision coverage with a $ 1,000 deductible for a 40-year-old male driver. The average driver profiled drives a 2010 Toyota Camry LE and has no tickets or accidents on their phonograph record. Additional premiums are added based on coverage type, placement and repel commemorate.

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