Compare the Cheapest Car Insurance Quotes in Garden Grove, CA

On average, Esurance has the cheapest indemnity in Garden Grove, including for drivers with a slate. Progressive, though, is the cheap for department of state minimum coverage. USAA is an excellent choice for eligible military families. MoneyGeek found AAA is the best for balancing cost and customer servicing in Garden Grove. Your best choice depends on your profile and coverage needs .iconribbon best car indemnity Garden Grove

2022

The Cheapest and Best Car Insurance in Garden Grove

The Cheapest Car Insurance Companies in Garden Grove

On average, the cheapest insurers in Garden Grove for a entire coverage car insurance policy are :

  • Esurance: $1,073 per year
  • Progressive: $1,183 per year

USAA has a broad coverage policy for eligible military members at approximately $ 1,208 per annum. Any drivers looking for an low-cost full coverage policy will find Esurance is the best in Garden Grove. Its policy is around 79 % cheaper than Allied’s, the city ’ s priciest at approximately $ 1,927 annually. A broad coverage policy includes liability policy and comprehensive examination and collision policy. The liability limits determine the premium .

Cheapest Car Insurance in Garden Grove

Full Coverage 100/300/100

  • caller 100/300/100

    per year

  • 1 .Esurance

    $1,073

  • 2 .Progressive

    $1,183

  • 3 .USAA

    $1,208

  • 4 .GEICO

    $1,292

  • 5 .AAA

    $1,338

  • 6 .Allstate

    $1,420

  • 7 .MetLife

    $1,513

  • 8 .Mercury

    $1,546

  • 9 .State Farm

    $1,614

  • 10 .Hartford

    $1,632

  • 11 .Farmers

    $1,684

  • 12 .Travelers

    $1,739

  • 13. Allied

    $1,927

MoneyGeek gathered prices based on a 40-year-old male driver ’ south profile looking for a full coverage policy in Garden Grove, as specified in our methodology. A wax coverage policy comes with indebtedness and two very valuable extra coverages that protect wrong to your car :

  • Collision insurance: covers damages from an at-fault collision
  • Comprehensive insurance: covers any damages that are not related to collision and theft

The age of your car could make a full coverage policy price more than the car ’ south value. In such cases, a submit minimal policy or liability-only may be better and cost less .

Compare Car Insurance Rates in Garden Grove

see you ‘re getting the best rate for your car insurance. Compare quotes from the exceed indemnity companies. widget-location-pinInsurance Rates

Cheapest Car Insurance in Garden Grove for Minimum Coverage

Garden Grove drivers who want the cheapest car policy should choose a minimal coverage policy. On average, the companies with the cheapest minimum coverage in Garden Grove are :

  • Progressive: $528 per year
  • GEICO: $560 per year

USAA, open to military members, offers the cheapest minimum coverage policy in Garden Grove at around $ 522 annually. Allied is the most expensive in Garden Grove for minimal coverage, at roughly $ 925 per annum, about $ 400 more than Progressive. A minimal coverage policy is the most low-cost in Garden Grove but has low liability limits and no comprehensive or collision coverage, putting you at risk. Toggle the postpone below to see how much higher liability limits may cost .

Cheapest Minimum Liability Car Insurance in Garden Grove

submit Minimum

  • company State Minimum

    per year

  • 1 .USAA

    $522

  • 2 .Progressive

    $528

  • 3 .GEICO

    $560

  • 4 .Esurance

    $607

  • 5 .AAA

    $627

  • 6 .Mercury

    $672

  • 7 .Travelers

    $723

  • 8 .MetLife

    $809

  • 9 .State Farm

    $811

  • 10 .Hartford

    $816

  • 11 .Allstate

    $841

  • 12 .Farmers

    $918

  • 13. Allied

    $925

A state minimal policy in Garden Grove is the cheapest choice available. It includes California ’ s prerequisite of 15/30/5 in liability limits plus uninsured motorist of 15/30 with $ 3,500 in place damage coverage. The tradeoff for the first gear price is that you may pay out of pocket in an accident. For exemplar, you cause an accident resulting in $ 25,000 in medical bills for the other driver, the policy only covers $ 15,000 per person, leaving you to pay $ 10,000 .

California Minimum Liability Requirements

  • detail description
  • Bodily Injury and Property Damage $ 15,000 per person, $ 30,000 per accident and $ 5,000 for place damage. A more protective flush is 100/300/100 .

Cheapest Car Insurance in Garden Grove if You Have Driving Violations

Drivers with a misdemeanor, such as a DUI, ticket or at-fault accident, pay a more expensive premium in Garden Grove. On average, the companies with the cheapest rates after a rape in Garden Grove are :

  • Cheapest after a ticket: Esurance, $1,362 per year
  • Cheapest after an at-fault accident: Esurance, $1,691 per year
  • Cheapest after a DUI: Mercury, $2,530 per year

USAA, loose to eligible military families, has the cheapest pace with a ticket at roughly $ 1,322 per annum. Drivers with violations in Garden Grove can get a lower rate by improving their drive record over fourth dimension. Until then, find a cheap rate by comparing companies and choosing the best share .

Cheapest Car Insurance in Garden Grove With a Violation

Speeding tag

  • company Speeding Ticket

    per year

  • 1 .USAA

    $1,322

  • 2 .Esurance

    $1,362

  • 3 .AAA

    $1,776

  • 4 .GEICO

    $1,908

  • 5 .MetLife

    $1,959

  • 6 .Allstate

    $2,011

  • 7 .Mercury

    $2,023

  • 8 .Progressive

    $2,274

  • 9 .Farmers

    $2,315

  • 10 .State Farm

    $2,382

  • 11 .Hartford

    $2,593

  • 12 .Travelers

    $2,632

  • 13. Allied

    $2,704

Average Cost of Car Insurance in Garden Grove

Garden Grove

$1,497

California

$1,429

U.S.

$1,424

The average annual car policy rate in Garden Grove is higher than the national and country averages. Drivers in Garden Grove pay an average of $ 1,497 per year for car indemnity. This is 4.8 % more than the California modal and 5.1 % higher than the U.S. average.

Personalized Quotes to Get You the Cheapest Car Insurance in Garden Grove

Auto policy companies consider a kind of factors to calculate the cost of car policy in Garden Grove. These can include your age, sex, car make and model, driving record and more. In Garden Grove, Esurance ’ sulfur average annual monetary value for a 40-year-old male driver is $ 1,073. This rate can change as the driver gets older. It ’ s advisable to regularly compare car policy quotes so you can find low-cost coverage as your life circumstances change .

Compare Car Insurance Rates in Garden Grove

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The Best Car Insurance Companies in Garden Grove

MoneyGeek ranked the best companies in Garden Grove for drivers looking to balance cost and serve quality. The best car indemnity companies in Garden Grove, based on MoneyGeek ’ s scoring arrangement, are :

  • AAA: MoneyGeek score of 90 out of 100
  • GEICO: MoneyGeek score of 90 out of 100

USAA received the highest score in Garden Grove from MoneyGeek ‘s rat system. For eligible military members, veterans and their families, it is the best overall. These scores were based on J.D. Power user satisfaction, affordability and fiscal stability ratings .
1

USAA

score :

100

5/5 Affordability 5/5 Claims Ratings 5/5 User Satisfaction A++ fiscal stability 2

Auto Club of Southern California Insurance Group

grudge :

90

4/5 Affordability 5/5 Claims Ratings 4/5 User Satisfaction A fiscal stability 3

GEICO

grudge :

90

4/5 Affordability 3/5 Claims Ratings 4/5 User Satisfaction A++ fiscal constancy 4

Wawanesa

seduce :

87.5

5/5 Affordability 4/5 Claims Ratings 4/5 User Satisfaction A- fiscal constancy 5

State Farm

seduce :

87.5

3/5 Affordability 3/5 Claims Ratings 4/5 User Satisfaction A++ fiscal stability 6

Ameriprise

score :

85

4/5 Affordability 3/5 Claims Ratings 4/5 User Satisfaction A fiscal stability 7

Hartford

score :

85

3/5 Affordability 4/5 Claims Ratings 3/5 User Satisfaction A+ fiscal stability 8

Progressive

seduce :

82.5

4/5 Affordability 2/5 Claims Ratings 3/5 User Satisfaction A+ fiscal constancy 9

Allstate

score :

82.5

3/5 Affordability 3/5 Claims Ratings 3/5 User Satisfaction A+ fiscal constancy 10

Safeco

mark :

80

3/5 Affordability 3/5 Claims Ratings 3/5 User Satisfaction A fiscal stability 11

CSAA

score :

77.5

2/5 Affordability 3/5 Claims Ratings 3/5 User Satisfaction A fiscal constancy 12

Liberty Mutual

sexual conquest :

77.5

3/5 Affordability 2/5 Claims Ratings 3/5 User Satisfaction A fiscal stability 13

Farmers

mark :

77.5

2/5 Affordability 3/5 Claims Ratings 3/5 User Satisfaction A fiscal stability 14

Mercury

score :

77.5

3/5 Affordability 2/5 Claims Ratings 3/5 User Satisfaction A fiscal constancy 15

Nationwide

score :

75

2/5 Affordability 2/5 Claims Ratings 2/5 User Satisfaction A+ fiscal stability 16

Kemper

grudge :

70

2/5 Affordability 2/5 Claims Ratings 2/5 User Satisfaction A- fiscal stability

Average Cost of Car Insurance by Postal Code

Your ZIP code can influence your car insurance rates. This is because the act of car thefts, accidents and uninsured motorists can vary between communities. In Garden Grove, California, residents of ZIP code 92840 could pay an average of $ 44 less than drivers living in the 94843 vicinity .

  • Zip Code State Minimum

    per year

  • 92840

    $1,475

  • 92843

    $1,519

Factors That Impact Insurance Costs in Garden Grove

In addition to person driver needs and history, location-specific factors like the percentage of uninsured motorists and the rate of fateful accidents besides contribute to cable car indemnity rates in Garden Grove. How Garden Grove ranks compared to the 300 most populous cities in the United States can have a significant impact on premium costs .accident2 icon Most Accidents With Fatalities

189th

/ 300handcuffs2 icon Most car Thefts

210th

/ 300uninsured icon Most uninsured Motorists by State

12th

/ 50insurance2 icon personal Injury Protection Required Norain icon Most annual rain

247th

/ 300umbrella icon Most showery Days

260th

/ 300

Methodology and Assumptions

MoneyGeek ’ sulfur average premium rates for Garden Grove are based on 100/300/100 comprehensive collision coverage with a $ 1,000 deductible for a 40-year-old male driver. The average driver profiled drives a 2010 Toyota Camry LE and has no tickets or accidents on their phonograph record. Additional premiums are added based on coverage type, placement and repel commemorate. Learn more about MoneyGeek ’ second data and methodology here. About the generator

expert-profileexpert-profile Mark Fitzpatrick is a senior contented coach with MoneyGeek specializing in indemnity. Mark has years of experience analyzing the indemnity market and creating original research and message. He graduated from Boston College with a Bachelor of Arts and Johns Hopkins University with a master of Arts .

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