The Cheapest Car Insurance Companies in Palmdale

If you are looking for the cheapest entire coverage policy in Palmdale, the most low-cost companies are :

  • Esurance: $1,166 average per year
  • AAA: $1,276 average per year

USAA, which costs roughly $ 1,261 a year, is a low-cost choice for broad coverage in Palmdale for drivers with a military background. Compared to Esurance, Hartford, at $ 1,883 per class, costs up to 38 % more, making it the most expensive option. Rates for wax coverage policies may vary based on the liability coverage purchased. The policy does include comprehensive and collision indemnity to fully protect your cable car .

Cheapest Car Insurance in Palmdale

Full Coverage 100/300/100

  • party 100/300/100per year
  • 1 .Esurance $1,166
  • 2 .USAA $1,261
  • 3 .AAA $1,276
  • 4 .Progressive $1,345
  • 5 .GEICO $1,411
  • 6 .Allstate $1,468
  • 7 .Mercury $1,479
  • 8 .MetLife $1,659
  • 9 .State Farm $1,692
  • 10 .Travelers $1,768
  • 11. Allied $1,831
  • 12 .Farmers $1,840
  • 13 .Hartford $1,883

MoneyGeek ’ south analysis used the profile of a 40-year-old male driver in Palmdale with a full coverage policy, as our methodology explains. A wax coverage policy costs more than minimum coverage because it protects you in case of damage to your cable car with indebtedness plus :

  • Collision coverage: compensates for damages that result from collisions with other cars or stationary objects.
  • Comprehensive coverage: Compensates for losses from theft, vandalism and similar risks.

For older cars, the cost of full coverage may exceed the respect of the car, making minimal liability coverage likely a better option .

Compare Car Insurance Rates in Palmdaleguarantee you ‘re getting the best rate for your car indemnity. Compare quotes from the clear insurance companies. widget-location-pinInsurance Rates

Cheapest Car Insurance in Palmdale for Minimum Coverage

In Palmdale, a minimum coverage policy is the least expensive. however, the policy has low indebtedness limits and does not have collision or comprehensive examination policy, so you have limited protective covering. The most low-cost options for minimum coverage in Palmdale, on average, are :

  • Progressive: $573 per year
  • GEICO: $594 per year

If you have a military background, you may qualify for a bum minimum coverage policy from USAA, roughly $ 531 annual. Farmers is the most expensive option for minimum coverage at $ 969 annual, which is $ 396 more than Progressive, the cheapest, open-to-all insurance company. You can toggle the board below to see how much higher liability coverage costs .

Cheapest Minimum Liability Car Insurance in Palmdale

state Minimum

  • ship’s company State Minimumper year
  • 1 .USAA $531
  • 2 .Progressive $573
  • 3 .GEICO $594
  • 4 .AAA $595
  • 5 .Mercury $631
  • 6 .Esurance $642
  • 7 .Travelers $732
  • 8 .State Farm $829
  • 9 .Allstate $831
  • 10 .MetLife $848
  • 11. Allied $863
  • 12 .Hartford $947
  • 13 .Farmers $969

Drivers in Palmdale who opt for a state minimal policy pay a lower premium but risk high out-of-pocket costs in case of an accident. That is because a state minimum policy only carries the minimal 15/30/5 liability coverage required by California. For example, if you cause an accident where the aesculapian expenses for one person are $ 30,000, your state minimum policy lone covers $ 15,000 ; you have to pay for the rest out of pocket .

California Minimum Liability Requirements

  • item description
  • Bodily Injury and Property Damage $ 15,000 per person, $ 30,000 per accident and $ 5,000 for property damage. A more protective floor is 100/300/100 .

Cheapest Car Insurance in Palmdale if You Have Driving Violations

Having a DUI, at-fault accident or slate raises the cost of your car indemnity. Depending on the violation you have, the most low-cost car insurers in Palmdale are :

  • Cheapest after a ticket: Esurance, $1,481 average per year
  • Cheapest after an at-fault accident: Esurance, $1,845 average per year
  • Cheapest after a DUI: Mercury, $2,418 average per year

If you have a military backdrop, USAA offers an cheap rate after a speeding tag of approximately $ 1,379 a class. Improving your drive record over meter can help you get lower rates for car insurance. however, you can find low-cost options with a rape immediately by comparing quotes .

Cheapest Car Insurance in Palmdale With a Violation

Speeding slate

  • company Speeding Ticketper year
  • 1 .USAA $1,379
  • 2 .Esurance $1,481
  • 3 .AAA $1,688
  • 4 .Mercury $1,932
  • 5 .Allstate $2,081
  • 6 .GEICO $2,085
  • 7 .MetLife $2,150
  • 8 .State Farm $2,485
  • 9 .Farmers $2,530
  • 10. Allied $2,568
  • 11 .Progressive $2,601
  • 12 .Travelers $2,674
  • 13 .Hartford $3,009

Average Cost of Car Insurance in Palmdale

Palmdale $1,568

California $1,429

U.S. $1,424

The cost of car insurance varies by placement. For case, the average car indemnity rates in Palmdale are higher than both the country and national averages. In Palmdale, drivers pay an average of $ 1,568 per year for car insurance. This is 9.7 % more than the submit average and 10.1 % higher than the U.S. modal.

Personalized Quotes to Get You the Cheapest Car Insurance in Palmdale

car policy quotes in Palmdale are calculated after evaluating several factors. These can include age, sex, car make and exemplar, driving history and ZIP code. For exemplar, a 40-year-old male driver in Palmdale will pay $ 1,166 for a policy with Esurance. This rate may increase as the driver gets older. Since animation circumstances change regularly, it ’ sulfur important to compare cable car insurance quotes frequently to find the best policy .

Compare Car Insurance Rates in Palmdale

guarantee you ‘re getting the best pace for your car policy. Compare quotes from the top policy companies. widget-location-pin

The Best Car Insurance Companies in Palmdale

MoneyGeek identified the best insurers in Palmdale by ranking providers based on who offers the best proportion of affordability and quality overhaul. Based on the grade system, the best car insurers in Palmdale are :

  • AAA: MoneyGeek score of 90 out of 100
  • GEICO: MoneyGeek score of 90 out of 100

USAA had the highest MoneyGeek mark among insurers in Palmdale and is the best insurance company for drivers with a military background. MoneyGeek ’ s scoring organization incorporates J.D. Power customer gratification scores, affordability and fiscal constancy ratings from freelancer agencies to score insurers out of 100 .
1 USAA score : 100

5/5 Affordability 5/5 Claims Ratings 5/5 User Satisfaction A++ fiscal stability

2 Auto Club of Southern California Insurance Group score : 90

4/5 Affordability 5/5 Claims Ratings 4/5 User Satisfaction A fiscal stability

3 GEICO seduce : 90

4/5 Affordability 3/5 Claims Ratings 4/5 User Satisfaction A++ fiscal stability

4 Wawanesa score : 87.5

5/5 Affordability 4/5 Claims Ratings 4/5 User Satisfaction A- fiscal stability

5 State Farm score : 87.5

3/5 Affordability 3/5 Claims Ratings 4/5 User Satisfaction A++ fiscal stability

6 Ameriprise score : 85

4/5 Affordability 3/5 Claims Ratings 4/5 User Satisfaction A fiscal stability

7 Hartford score : 85

3/5 Affordability 4/5 Claims Ratings 3/5 User Satisfaction A+ fiscal constancy

8 Progressive score : 82.5

4/5 Affordability 2/5 Claims Ratings 3/5 User Satisfaction A+ fiscal constancy

9 Allstate seduce : 82.5

3/5 Affordability 3/5 Claims Ratings 3/5 User Satisfaction A+ fiscal constancy

10 Safeco score : 80

3/5 Affordability 3/5 Claims Ratings 3/5 User Satisfaction A fiscal constancy

11 CSAA score : 77.5

2/5 Affordability 3/5 Claims Ratings 3/5 User Satisfaction A fiscal stability

12 Liberty Mutual score : 77.5

3/5 Affordability 2/5 Claims Ratings 3/5 User Satisfaction A fiscal stability

13 Farmers grade : 77.5

2/5 Affordability 3/5 Claims Ratings 3/5 User Satisfaction A fiscal constancy

14 Mercury grudge : 77.5

3/5 Affordability 2/5 Claims Ratings 3/5 User Satisfaction A fiscal stability

15 Nationwide grudge : 75

2/5 Affordability 2/5 Claims Ratings 2/5 User Satisfaction A+ fiscal stability

16 Kemper score : 70

2/5 Affordability 2/5 Claims Ratings 2/5 User Satisfaction A- fiscal stability

Average Cost of Car Insurance by Postal Code

Every region has different crime rates, accident statistics and numbers of uninsured drivers. As a result, your ZIP code will have an impact on the monetary value of your car policy. In Palmdale, rates can vary by neighborhood. Drivers in Palmdale who live in ZIP code 93551 pay $ 104 less than residents who live in the 93550 community .

  • Zip Code State Minimumper year
  • 93551 $1,516
  • 93550 $1,620

Factors That Impact Insurance Costs in Palmdale

In accession to individual driver needs and history, location-specific factors like the percentage of uninsured motorists and the rate of fatal accidents besides contribute to car insurance rates in Palmdale. How Palmdale ranks compared to the 300 most populous cities in the United States can have a significant shock on premium costs .accident2 icon

Most Accidents With Fatalities 47th / 300handcuffs2 icon

Most cable car Thefts 210th / 300uninsured icon

Most uninsured Motorists by State 12th/ 50insurance2 icon personal Injury Protection Required Norain icon

Most annual rain 247th / 300umbrella icon

Most showery Days 260th / 300

Methodology and Assumptions

MoneyGeek ’ south average premium rates for Palmdale are based on 100/300/100 comprehensive collision coverage with a $ 1,000 deductible for a 40-year-old male driver. The average driver profiled drives a 2010 Toyota Camry LE and has no tickets or accidents on their criminal record. Additional premiums are added based on coverage type, location and drive record.

Leave a Reply

Your email address will not be published. Required fields are marked *