Best Car Insurance Rates in Mesa, AZ | QuoteWizard

Compare Auto Insurance in Mesa

Covering over 130 public square miles, Mesa is more populous than Miami, Minneapolis, or Atlanta. Mesa ranks third for most populous city in the submit of Arizona and is home plate to over 500,000 residents. It ‘s besides part of a 21-city region with a population of 4.3 million people. This area is projected to grow to six million within 15 years. Make certain your insurance rates aren ’ t growing barely as flying .

Average Mesa Car Insurance Rates

How much is car indemnity in Mesa, AZ ? average car indemnity rates in Mesa are slightly lower than the national average. The average monetary value of car policy in Arizona is $ 843.92. The national average price is $ 889.01 per class .
Prices may vary depending on your limits, coverage ( indebtedness or comprehensive ), and the sum count of indemnity claims filed in your energy code .

Arizona Average Annual Auto Insurance Rates
Coverage Rates
Liability $508.76
Collision $277.96
Comprehensive $186.12
Total Cost Per Year $843.92
Price Per Month $70.32
Source: Facts + Statistics: Auto insurance

The graph below shows the most recent year Arizona ‘s rate data is available. According to the III, Arizona cable car policy rates increased from $ 776 in 2011 to $ 844 in 2015, a jump of $ 67, or 8.67 percentage.

Arizona average car insurance rates
QuoteWizard helps consumers compare rates from both national car insurance companies and local independent agents. Comparing policy quotes can help you find cheap car indemnity rates near Mesa, Arizona and save astir to 40 % on your premium .
survive year, 13,029 people used QuoteWizard to do a car insurance quotes comparison in Mesa, AZ from multiple companies to find the best rates .

Best Car Insurance Companies in Mesa, AZ

This is our list of the most common car policy companies reported by QuoteWizard users living in Mesa, Arizona last year .

Top 10 Vehicles

This is our list of the most common cable car makes and models owned by Mesa, AZ drivers requesting quotes through QuoteWizard last year .

  1. Ford F150
  2. Ford Mustang
  3. Honda Accord EX/LX
  4. Chevrolet C1500 Silverado
  5. Toyota Prius
  6. Honda Civic EX
  7. Chevrolet Malibu
  8. Ford Explorer
  9. Ford Focus SE
  10. Chrysler PT Cruiser

Minimum Car Insurance Requirements in Mesa, AZ

Mesa, Arizona has a minimal liability coverage requirement known as the 15/30/10 rule. This rule means drivers are required to maintain policies that include at least :

  • Individual Bodily Injury Liability (BIL): $15,000.
    The total amount your insurer will pay for one person injured in a car accident.
  • Total Bodily Injury Liability: $30,000.
    The total amount your insurer will pay for every person injured in a car accident.
  • Property Damage Liability (PDL): $10,000.
    The maximum amount your insurer will pay for property damage caused by a car accident.

The State of Arizona besides allows residents the option of obtaining a security of deposit of $ 40,000 assigned to the Office of the Arizona State Treasurer .

Mesa Drivers

According to a late reputation published by Allstate Insurance, when it comes to safe drive, Mesa is ranked 15th out of the 200 cities in the report. While most US drivers go ten years without having an accident, drivers here are involved in crashes every 10.9 years .

Driving Conditions

Weather and road conditions can have a major effect on policy rates .

Weather

The weather in Mesa is, in a news : hot. The summers hera are hanker. Mesa experiences 301 cheery days per year and temperatures exceed 100 degrees during most of the summer. The winters are short and rarely very cold. On average, Mesa sees only 29 days with any measurable precipitation, normally measuring less than ten inches of rain per annum.

Road Conditions

According to a recent sketch by TRIP, 23 percentage of the major roads in Arizona are in inadequate condition, costing residents $ 550 a class in vehicle function costs and repairs .

Traffic Congestion

Though the Phoenix-Mesa metropolitan area is an highly populous area, the amount of motorists on the road hasn ’ triiodothyronine dramatically affected traffic congestion. INRIX, a dealings data caller, ranks Mesa 17th for bad traffic congestion in the US. Mesa commuters are delayed 51 hours per year. This wastes 25 gallons of boast and loses $ 1,201 in congestion-related costs .
TomTom ranks the Mesa-Phoenix metropolitan area 165th for bad traffic congestion in the earth. Motorists here spend an extra 20 minutes per day in traffic and 77 hours per year stuck in dealings .

Moving Violations

Moving violations like speeding tickets go on your driver ‘s license. Enough of them can cause huge problems for budget-conscious drivers. Have you ever shopped for car indemnity with a bad driving history ? Some insurers will make you buy bad policy coverage. Policies like this can be identical expensive .

Traffic Tickets

The City of Mesa Municipal Court website allows you to pay dealings citations, provides information on defensive drive classes, and how to request a hearing .

SR-22 DUI Insurance

A DUI conviction may require you to obtain an SR-22 form. Request a quote and we ‘ll connect you with local agents from top companies that specialize in Mesa DUI insurance .

Drunk Driving Accidents and Fatalities

Mesa Police reported 279 cable car crashes in 2017 where alcohol was a factor. These DUI crashes caused 160 injuries and thirteen fatalities .

Car Accident Statistics

Mesa Police reported 7,740 traffic accidents in 2017, resulting in 2,316 injuries .

Traffic Fatalities

Mesa reported 36 fatal collisions in 2017, resulting in 37 fatalities. While all dealings deaths are tragedies, with Tempe ‘s estimated population of 496,401, Mesa is a safe US city in terms of traffic fatalities .

Vehicle Theft Rates

Mesa reported 884 centrifugal vehicle thefts in 2017. That ’ s a rate of 1.78 per 1,000 residents. This was slenderly lower than the national average of 2.37 per 1,000 residents.

Car Insurance Discounts

Are you looking for low-cost car policy ? Discounts are a bang-up way to lower your rates. These are some of the many car insurance discounts available to drivers in Mesa, AZ .

  1. Drive less. Live close to work and get the low mileage discount
  2. Keep your driving record clean. Too many tickets and especially at-fault accidents will increase your rates significantly
  3. Maintain at least a B grade point average in school to qualify for the good student discount
  4. Get a new car. You might qualify for the new car discount offered by many insurance carriers. If the car has safety features like electronic stability control or anti-lock brakes, you may receive further discounts
  5. Bundle your auto policy. Bundling your auto and homeowners policy together can save you as much as 20%
  6. Take a defensive driving course from an accredited driving school

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