You ’ ve found sanctuary in Bloomington, Indiana, among the repose hills and forests and the friendly midwestern faces of friends. here, you have found a home that is warm, invite, and alive with activity if you are merely volition to hop in the car and go .
And if you need cheap car insurance in Bloomington, Indiana—or anywhere in Monroe county—call SafeAuto. For decades, we ’ ve helped customers save their hard-earned cash by offering state minimum car insurance so they can spend more on life ’ mho adventures .
EQUIRED COVERAGES IN INDIANA
Liability indemnity covers bodily injury and property damage claims resulting from an accident that is primarily your fault. The limits in your policy are the maximum amounts your insurance company will pay for bodily wound and property price claims. *They are typically expressed as three amounts separated by slashes written as 25/50/25 or 25,000/50,000/25,000*
Indiana law requires you to maintain indebtedness limits of at least :
$25,000 | Bodily Injury per Person
The first number is the maximum total that your policy will pay for bodily injury to or death of one ( 1 ) person in any one ( 1 ) accident .
$50,000 | Bodily Injury per Accident
The maximal amount that your policy will pay for bodily injury to or death of two ( 2 ) or more persons in any one ( 1 ) accident, subject to the $ 25,000 per person limit .
$25,000 | Property Damage
The maximum amount that your policy will pay for injury to or destruction of property of others in an accident.
PROOF OF FINANCIAL RESPONSIBILITY & PENALTIES
ready to start coverage of your car with car insurance in Indiana ? Make sure you understand your state laws. If you need SR-22 policy to demonstrate fiscal province submission, have questions about the penalties for non-compliance, or would like more information about other policy products in accession to our car indemnity in Indiana, please explore our offerings under the insurance tab at SafeAuto.com
Penalty for Failure to Comply with Indiana’s Financial Responsibility Requirements
bankruptcy to maintain proper insurance could lead to the suspension of your driver’s license for at least ninety ( 90 ) days – one ( 1 ) year for repeat violators within a three ( 3 ) class period. To obtain a reinstatement of your license, you may have to pay a reinstatement fee of $ 150, $ 225, or $ 300 depending on whether it is a first, second, third gear or subsequent crime, and provide current proof of indemnity signed by an agent or representative of the policy company .
Certificate of Financial Responsibility (SR-22)
An SR-22 is a certificate of indemnity or Financial Responsibility issued by your indemnity company to the Indiana Bureau of Motor Vehicles ( BMV ) providing proof that you purchased indebtedness insurance .
When a motorist ‘s operator license is suspended upon conviction of a major umbrage, that driver must submit proof of policy to the BMV before being reinstated. This filing provides that the driver has an car liability policy in effect that can not be canceled without anterior notice .
If you are required to maintain a security of Financial Responsibility, your policy ship’s company is required to provide the BMV with at least ten ( 10 ) days advance notice before result. SafeAuto will only issue an Indiana SR-22 to Indiana residents.
Certificate of Compliance (SR-21)
An SR-21 or a Certificate of Compliance is a shape that must be filed by your car indebtedness indemnity agent after an accident or following a traffic misdemeanor. Filing this shape certifies you met the Financial Responsibility requirements at the prison term of the accident or violation. The most coarse proofread of Financial Responsibility is your automobile liability indemnity policy. This form is required by the Indiana Bureau of Motor Vehicles .
Indiana Regional Auto Insurance
SafeAuto offers low-cost Indiana car policy throughout the entire Hoosier express !