How much is car insurance in Edison?

Area Average Monthly Car Insurance Premium
Edison $86
NJ $107
United States $80

What can Edison residents expect to pay for their car insurance ? Are rates in Edison higher or lower than those in neighboring areas ? How do they compare to the respite of New Jersey ? You can find average cost breakdowns based on a wide array of factors in the charts and writeups below : Auto policy coverage in Edison is about $ 21 cheaper than it is in the lie of New Jersey .
On the other pass, Edison residents will likely pay higher rates to insure their vehicle than in the remainder of the area. It ‘s around $ 6 more expensive for coverage in Edison than the average rates seen in the stay of the U.S .
Bear in mind that while these rates are the median costs for Edison residents, it does n’t mean that ‘s what you ‘ll pay. insurance companies take in a kind of factors when determining how a lot to charge you for your car insurance. Things like senesce, gender, vehicle do and model, driving read and, in some areas, credit rating score can all play a part in your policy ‘s monthly price.

But do n’t worry, we ‘ve broken down average rates for Edison residents so that you can get a more accurate mind of what you might pay. And if you think you might be overpaying for insurance, just enter your ZIP below to learn more about rates in your sphere !
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Average Car Insurance Rates by Age

Age Range Average Premium
Under 18 Not Enough Data
18-24 $118
25-34 $83
35-44 $76
45-54 $81
55-64 $72
65+ $98

The older you are, the more know you ‘re likely to have on the roads, right ? When it comes to car policy bills, that experience can help put some change back into your air pocket. As you can see, 18-24-year-olds pay person who is retirement aged .
For every 10 years, you can expect to see a drop in your monthly bounty. Drivers in Edison may see their rates creep back up once they hit retirement .

Average Car Insurance Rates by Gender

Gender Average
Male $86
Female $87

car policy rates for men are normally slightly more expensive than they are for women. While this is n’t true in Edison, the difference in monthly rates is minimal .

Average Auto Insurance Rates by Driving Record

Infractions Average Monthly Premium
1 Accident $94
Multiple Accidents $114
1 Ticket $106
Multiple Tickets $125

Rates can vary wildly depending on your drive record. Those with clean records will see the most low-cost rates, whereas even a unmarried accident or misdemeanor can cost you. Drivers in Edison with a single accident on their record will normally see rates around $ 94 a calendar month. similarly, drivers with one ticket will typically pay around $ 106 on average .
When it comes to your monthly bill, accidents, tickets, and other driving infractions can very take a bell. thus, if you ‘re looking for cheap cable car indemnity, drive carefully and keep a clean record .

Average Insurance Rates by Vehicle

Vehicle Age Average Monthly Premium
Less Than 1 Year $64
2-3 Years $70
4-5 Years $92
6-7 Years $82
8-10 Years $91
11-14 Years $87
15 Years or Older $90

The cheapest vehicles to insure in Edison are by and large trucks and vans, with each character typically costing about $ 79 per calendar month .
Cars and SUVs, however, normally cost about $ 87 for indemnity coverage .
Your rates can besides change depending on how previous your vehicle is. broadly, newer vehicles are going to be the most expensive to insure. however, once your car is around 5 years old, you may start to see your monthly premium decrease. In Edison, the most expensive vehicles to insure are vehicles four-to-five years honest-to-god .

Average Car Insurance Rates by Relationship Status

Relationship Average Monthly Premium
Single (never married) $90
Married $81
Divorced $79
Widowed $78

overall, those who have settled down into marriage will pay slightly less for car policy. This normally boils polish to owners having multiple vehicles on the lapp policy, something many companies award particular discounts for .
At a national degree, married drivers normally pay less than one drivers for car insurance. This holds true for Edison adenine good, where the dispute is around $ 9 a month .

Average Car Insurance Rates by Housing Situation

Housing Status Average Monthly Premium
Own $95
Rent $82
Live with parents $87

Your survive accommodations is another component of how insurance companies calculate your monthly rate. Renters can expect to pay around $ 13 a month less than homeowners in Edison. But if you live with your parents, your rates will be significantly higher .
If you bundle your home or rental indemnity and car policy policies, you can oftentimes reduce your overall costs, depending on your insurance caller .

Car Insurance Companies in Edison, NJ

Recent trends in car insurance for Edison drivers

Since median rates are constantly changing, it ‘s a chic move to research the local trends in your area before shop for coverage.

The rates for car policy in Edison increased from 2016-2017, when they reached a high of $ 93. This shifted in 2018, when they began to decrease again. They finished down in 2021, at $ 71 a month

How does Edison compare to neighboring areas?

Why are car insurance rates in Edison different from other areas?

Car indemnity companies will consider several factors when trying to decide how much to charge for a policy. many factors affecting your policy are based around your dwelling address. These factors include things like :

  • Road Safety (total number of local car accidents)
  • Prevalence of crime
  • Number of drivers in the region
  • Off-street parking accessibility
  • Community regulations

A becoming flat of casualness with these factors can be helpful when you ‘re cook to purchase of a new policy or thinking about making a move. Each sphere will have different rates. Guides like these are a fantastic place to get started .

How can I find the cheapest car insurance in Edison?

While getting conversant with what the average costs are for drivers like you can be helpful as you get an mind of what you might pay, the only way to know precisely what your rate will be is by requesting a quote from car policy companies .
good news program ! does all of that work for you. precisely enter your ZIP Code below, answer a few questions regarding the factors mentioned above, and you ‘ll be comparing the cheapest quotes from dozens of car indemnity companies offering car coverage in Edison .
Compare the cheapest quotes from dozens of policy companies

Edison Insurance FAQs

What factors affect car insurance quotes in Edison? car policy companies calculate quotes based on a wide array of factors. These include things like your long time and gender, but besides factors like your fomite ‘s make and model, year, driving commemorate, citation sexual conquest, ampere well as your marital condition and address.

Why is the cost of car insurance in Edison different from other neighboring cities? Things like local laws, crime rates, and parking situations, which are subject on your address and sphere you live in, can significantly affect the price of insurance relative to other cities.

Which car insurance company will offer me the cheapest rate in Edison? There is n’t one caller that can guarantee the cheapest rate to everybody, since the rates they charge for coverage are calculated based off of factors that can vary from person to person, such as vehicle make and model, driving record, and count of drivers on the policy. By using sites like to compare multiple quotes simultaneously, you can rest assured that you ‘re getting the best monetary value available.

Do I need to change my insurance if I move to Edison?

Any time you experience a major life event, whether it ‘s moving to a new area, getting married, finding a new job, or early noteworthy events, it ‘s always a beneficial estimate to re-evaluate your stream insurance. sealed companies offer cheaper indemnity in sealed cities, so even if you were getting the cheapest rate at your old address, it does n’t mean it ‘ll still be the cheapest at your new base. That ‘s why it ‘s constantly good to use services like to compare quotes from dozens of companies side-by-side.

Do I need to wait for my policy to expire to switch to a different car insurance company? No, you can switch companies at any charge, no matter how much time is left on your current policy.

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