The 10 least expensive cars to insure for your teen driver
Turning 16 is flush sweeter for teens when they get behind the wheel of their own car. But for parents, it ’ s a time to worry about their adolescent ’ s safety on the road – and how to keep car indemnity costs down .
RELATED: Best Cars for Teen Drivers
According to policy experts, one room for parents to keep their costs down is to buy cars that social station high gear in condom tests, such as minivans and family sedans. These cars get into fewer crashes than the expensive, high-horsepower cars that appeal to younger drivers, according to the Highway Loss Data Institute, a nonprofit research organization that publishes policy personnel casualty statistics on most vehicles .
Outside of a vehicle ’ s make and model, other factors besides influence how a lot you pay for car policy. These may include :
- Age. A 16 year old teen will typically cost more to insure than a 17 year old.
- Credit score. In most states (excluding California, Hawaii and Massachusetts), insurers will when calculating rates.
- Driving records.
Each year, the Insurance Institute for Highway Safety ( IIHS ) and the Highway Loss Data Institute team up to identify the safest cars in the nation. The institute set up crash tests to determine how well a fomite protects drivers and passengers .
Among the 27 models with the highest base hit rankings, InsuranceQuotes.com selected the 10 cars that cost under $ 25,000 newfangled –and are the cheapest to insure for teens .
10 cheapest cars to insure for teen drivers
1. Honda Civic 4-door – $18,390*
recently, Honda Civic designers have focused on guard, adding a invert camera to all vehicles. In addition, the Civic features electronic stability control, anti-lock brakes, day running lights, side airbags, front man and back head curtain airbags and front seat-mounted torso airbags. Winning top marks in all IIHS safety categories since 2006, the latest models incorporate hands-free Bluetooth call connection and digital splashboard control, which is certain to appeal to teens seeking a modern spirit. only loanblend versions have front crash prevention .
*all vehicle prices in article are MSRP starting prices
2. Mazda 3 – $16,495
The Mazda 3 feels like a sports car but its affordability and excellent safety rate make it a great choice for teens. The Mazda 3 has received high base hit ratings in all IIHS base hit categories since 2011. This model features a rollover detector, electronic stability restraint, anti-lock brakes, day running lights and side airbags. The fresh Mazda Radar Cruise Control monitors the locomotive and brakes to maintain a safe focal ratio and distance between you and the car in front of you .
3. Toyota Prius – $24,200
Eco-friendly and low-cost, the Prius is a hybrid electric mid-size hatchback with electronic stability control, anti-lock brakes, side airbags and a driver knee airbag that helps to minimize stifle injuries in frontal crashes. For an eco-conscious adolescent, the Prius offers three drive modes that improve fuel economy by adjusting the strangle and climate control .
4. Honda Accord (2-door and 4-door) -$21,955
The Accord resembles the Civic in condom and dependability but is a bite more epicurean. An Accord includes a rearview television camera, anti-lock brakes, electronic stability dominance, day running lights, a rollover detector, side airbags, battlefront and rear head curtain airbags and front seat-mounted torso airbags. The newest models besides feature LaneWatch, which activates a camera on the passenger-side mirror when you use the right turn signal. LaneWatch allows drivers to see about four times what the passenger-side mirror alone would show, helping teens avoid blind spots .
5. Mazda 6 – $21,190
This larger family sedan international relations and security network ’ thymine barely for parents. Mazda touts the vehicle as a “ sports sedan ” with excellent safety and dependability ratings, including anti-lock brakes, electronic constancy control, day running lights and multiple airbags on the front and side. New features include and a rear cross-traffic alert system to notify drivers about objects and people behind the vehicle .
6. Ford Fusion – $20,795
Terrific fuel economy might draw parents to this mid-size sedan, which has tons of safety features, including stability and traction control, integrated blind touch mirrors and optional lane departure warning. The optional MyKey feature of speech limits top focal ratio to 80 miles per hour and radio book to 45 percentage, which can help parents breathe a small easier when teens gets behind the wheel .
7. Mitsubishi Outlander – $22,995
In the small SUV class, the Outlander boasts safety features such as a rollover detector, driver stifle airbag, electronic stability dominance and airbags on the front man and sides. With seven-passenger seat, front dual-zone climate control condition, a rearview camera and a 6-inch touch screen display, the Outlander is built for youthful drivers who want to sit higher than in a sedan but still want a slick depend on .
8. Nissan Rogue – $22,790
The Rogue is another great pick for teens seeking a condom but attention-getting SUV. The model features head curtain airbags for all three rows of seats, battlefront seat-mounted torso airbags, a rollover detector and electronic stability control condition. If your adolescent is planning on driving long distances to activities or to college in a few years, the “ Zero Gravity ” movement seats are designed to improve blood flow and minimize tire during long drives .
9. Subaru Outback – $23,495
The Outback features a rollover detector, electronic stability dominance, day running lights and side airbags. The IIHS gave it a clear rank for front crash protection. The new EyeSight Driver Assist system uses two cameras mounted near the rearview mirror to monitor traffic and alert you if it senses a collision. The system even warns a driver when if the vehicle swerves outside of the lane and automatically taps on the brakes.
10. Subaru Forester – $22,195
The Forester earned a perfect rat for head-on collisions and side-impact crashes from the IIHS. Its guard features include a rollover detector, electronic constancy manipulate and a driver stifle airbag .
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