Table of contents
Cheapest car insurance companies in Las Vegas
The biggest varying in your indemnity cost will be the company you choose, so you ’ ll want to shop around to be convinced you ’ re getting the best rate. In Las Vegas, these are the cheapest car policy companies based on average rates for a 35-year-old driver with good credit and a scavenge drive record, according to NerdWallet ’ s most holocene analysis. It ‘s important to remember that rates are determined individually, so these may not be the cheapest companies for you .
|
Company |
Rate |
NerdWallet Rating |
|---|---|---|
| Geico | $ 1,192 | NerdWallet ratNerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.
4.5 /5 |
| USAA | $ 1,815 | NerdWallet evaluationNerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.
4.0 /5 |
| Country Financial | $ 1,939 | NerdWallet evaluationNerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.
4.5 /5 |
| countrywide | $ 2,041 | NerdWallet ratNerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.
4.5 /5 |
| progressive | $ 2,342 | NerdWallet military rankNerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.
5.0 /5 |
| state farm | $ 2,464 | NerdWallet evaluationNerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.
5.0 /5 |
| Hallmark Insurance | $ 2,822 | not so far rated |
| American Family | $ 3,135 | NerdWallet ratNerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.
5.0 /5 |
| Key Insurance | $ 3,224 | not yet rated |
| mercury | $ 3,295 | NerdWallet evaluationNerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.
4.0 /5 |
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Average car insurance cost in Las Vegas and Nevada
Rates across Nevada disagree from those in Las Vegas for lots of reasons. The issue of accidents, the character of roads and even the weather can affect the rates drivers are charged. According to NerdWallet ’ s most recent analysis, the average pace in Nevada is $ 2,486, while in Las Vegas, it ‘s $ 3,304 .
|
Average city rate |
Average state rate |
|---|---|
| $3,304 | $2,486 |
Average cost of car insurance in Las Vegas’s 10 largest ZIP codes
The cost of car policy varies based on where you live, flush from one vicinity to the future. Some parts of a city may have higher rates of accidents or thefts, which can lead to an increase in the price you pay. According to NerdWallet ’ mho analysis, here are the 10 most populate ZIP codes in Las Vegas and the average annual price of cable car insurance for a 35-year-old driver with thoroughly credit and a clean tug record .
|
ZIP Code |
Average Rate |
|---|---|
| 89030 | $3,397 |
| 89031 | $3,196 |
| 89103 | $3,581 |
| 89108 | $3,485 |
| 89110 | $3,440 |
| 89115 | $3,211 |
| 89117 | $3,425 |
| 89121 | $3,338 |
| 89123 | $3,147 |
| 89129 | $3,156 |
Cheap car insurance in Las Vegas by age
Along with where you live, your age is another major factor in the price you pay for car insurance. For case, younger drivers normally pay more than older drivers with alike driving histories and citation scores due to having less know on the road. You could easily find that the cheapest company for you changes as you senesce. here ‘s a breakdown of prices in Las Vegas for similar drivers at assorted ages, according to NerdWallet ’ s most holocene analysis.
Cheapest for 20-year-olds
While adolescent drivers are the most probable to be in an accident, 20-year-old drivers are however relatively new to the road. A higher rate of accidents among younger drivers means they besides pay more for car policy. According to NerdWallet ’ s most holocene analysis, here ‘s what 20-year-olds in Las Vegas pay, on average .
|
Company |
Rate |
NerdWallet Rating |
|---|---|---|
| Geico | $ 2,351 | NerdWallet evaluationNerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.
4.5 /5 |
| Country Financial | $ 2,566 | NerdWallet evaluationNerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.
4.5 /5 |
| USAA | $ 3,623 | NerdWallet ratingNerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.
4.0 /5 |
| countrywide | $ 4,234 | NerdWallet rateNerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.
4.5 /5 |
| express grow | $ 4,669 | NerdWallet ratNerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.
5.0 /5 |
| progressive | $ 5,361 | NerdWallet military rankNerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.
5.0 /5 |
| Hallmark Insurance | $ 5,820 | not yet rated |
| Allstate | $ 6,265 | NerdWallet rateNerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.
4.5 /5 |
| Bristol West | $ 6,611 | NerdWallet rateNerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.
3.0 /5 |
| Key Insurance | $ 7,291 | not yet rated |
Cheapest for 35-year-olds
By 35, your car indemnity rates should plateau. This is a great senesce to compare rates, as the cheapest insurance company you found in your 20s may no long be the best hand. here ’ s what 35-year-old drivers might pay, on average, in Las Vegas, according to NerdWallet ’ sulfur analysis .
|
Company |
Rate |
NerdWallet Rating |
|---|---|---|
| Geico | $ 1,192 | NerdWallet ratingNerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.
4.5 /5 |
| USAA | $ 1,815 | NerdWallet rateNerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.
4.0 /5 |
| Country Financial | $ 1,939 | NerdWallet evaluationNerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.
4.5 /5 |
| nationally | $ 2,041 | NerdWallet evaluationNerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.
4.5 /5 |
| progressive | $ 2,342 | NerdWallet ratNerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.
5.0 /5 |
| submit farm | $ 2,464 | NerdWallet ratNerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.
5.0 /5 |
| Hallmark Insurance | $ 2,822 | not so far rated |
| American Family | $ 3,135 | NerdWallet evaluationNerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.
5.0 /5 |
| Key Insurance | $ 3,224 | not so far rated |
| mercury | $ 3,295 | NerdWallet ratNerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.
4.0 /5 |
Cheapest for 60-year-olds
At long time 60, your car insurance rates are about vitamin a moo as they ‘re going to get if your history is clean and jerk. Most drivers in this age group have lots of experience on the road and established drive records, so insurers know what they ‘re getting into and charge less accordingly. That does n’t mean you wo n’t be able to save money by bundling or tapping into other discounts, indeed observe shopping about. Below are the cheapest companies, on average, in Las Vegas, according to NerdWallet ’ s most late analysis .
|
Company |
Rate |
NerdWallet Rating |
|---|---|---|
| Geico | $ 1,109 | NerdWallet finkNerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.
4.5 /5 |
| USAA | $ 1,711 | NerdWallet finkNerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.
4.0 /5 |
| Country Financial | $ 1,778 | NerdWallet military rankNerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.
4.5 /5 |
| countrywide | $ 1,781 | NerdWallet ratNerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.
4.5 /5 |
| progressive | $ 2,032 | NerdWallet rateNerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.
5.0 /5 |
| country farm | $ 2,358 | NerdWallet evaluationNerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.
5.0 /5 |
| Hallmark Insurance | $ 2,361 | not so far rated |
| mercury | $ 2,801 | NerdWallet ratNerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.
4.0 /5 |
| American Family | $ 2,856 | NerdWallet ratingNerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.
5.0 /5 |
| Key Insurance | $ 2,921 | not so far rated |
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Las Vegas’s cheapest companies and rates by driving record
Your driving history besides plays a large character in your car policy rate. Drivers who have clean records will normally pay less than those with accidents, speeding tickets or other violations. Again, comparing policy companies is your best bet to getting the lowest rate. According to NerdWallet ’ south analysis, these are the average rates in Las Vegas by company for good drivers and those with violations on their phonograph record.
Good drivers
Drivers without any marks on their records are about always going to pay the lowest prices for car policy when compared to drivers with an accident or driving violation. Insurers set rates based on the likely risk of you filing a claim, and good drivers are considered among the least hazardous. here are the modal rates for good drivers in Las Vegas according to NerdWallet ’ s most recent analysis .
|
Company |
Rate |
NerdWallet Rating |
|---|---|---|
| Geico | $ 1,192 | NerdWallet evaluationNerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.
4.5 /5 |
| USAA | $ 1,815 | NerdWallet evaluationNerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.
4.0 /5 |
| Country Financial | $ 1,939 | NerdWallet denounceNerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.
4.5 /5 |
| nationally | $ 2,041 | NerdWallet ratingNerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.
4.5 /5 |
| progressive | $ 2,342 | NerdWallet evaluationNerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.
5.0 /5 |
| state farm | $ 2,464 | NerdWallet finkNerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.
5.0 /5 |
| Hallmark Insurance | $ 2,822 | not so far rated |
| American Family | $ 3,135 | NerdWallet military rankNerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.
5.0 /5 |
| Key Insurance | $ 3,224 | not so far rated |
| mercury | $ 3,295 | NerdWallet evaluationNerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.
4.0 /5 |
Drivers with a DUI
Drivers with a DUI can struggle to find low-cost indemnity and may need to turn to a bad car policy caller. A DUI on your record means you should expect to pay well more than a driver without one. here are the average rates for drivers with a DUI in Las Vegas according to NerdWallet ’ s most late analysis .
|
Company |
Rate |
NerdWallet Rating |
|---|---|---|
| Country Financial | $ 2,818 | NerdWallet rateNerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.
4.5 /5 |
| Geico | $ 3,061 | NerdWallet ratNerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.
4.5 /5 |
| progressive | $ 3,250 | NerdWallet evaluationNerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.
5.0 /5 |
| Hallmark Insurance | $ 3,343 | not so far rated |
| Key Insurance | $ 3,456 | not so far rated |
| nationally | $ 3,890 | NerdWallet ratNerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.
4.5 /5 |
| USAA | $ 3,906 | NerdWallet denounceNerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.
4.0 /5 |
| express farm | $ 3,944 | NerdWallet rateNerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.
5.0 /5 |
| westerly National | $ 4,714 | not however rated |
| Allstate | $ 4,837 | NerdWallet ratNerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.
4.5 /5 |
Drivers with an at-fault accident
If you ‘ve got an at-fault accident on your record, you ‘ll pay more than a driver with a clean record, but likely less than person with a DUI. Your insurance company may ask for details about the accident to determine your rate — a fender curve will likely be treated differently from an accident caused by running a loss clean. here are the cheapest average rates for drivers with an at-fault accident on their criminal record in Las Vegas, according to NerdWallet ’ s most holocene psychoanalysis .
|
Company |
Rate |
NerdWallet Rating |
|---|---|---|
| Geico | $ 2,019 | NerdWallet ratNerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.
4.5 /5 |
| Country Financial | $ 2,414 | NerdWallet evaluationNerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.
4.5 /5 |
| USAA | $ 2,508 | NerdWallet ratNerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.
4.0 /5 |
| nationally | $ 3,014 | NerdWallet evaluationNerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.
4.5 /5 |
| state farm | $ 3,115 | NerdWallet finkNerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.
5.0 /5 |
| Hallmark Insurance | $ 3,343 | not yet rated |
| Key Insurance | $ 3,674 | not yet rated |
| progressive | $ 3,910 | NerdWallet denounceNerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.
5.0 /5 |
| western National | $ 4,714 | not yet rated |
| Allstate | $ 4,929 | NerdWallet denounceNerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.
4.5 /5 |
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Shop around to get cheap insurance
No count what company you ‘re presently getting car insurance from, remember that it ‘s important to shop around and compare quotes from multiple companies. Prices and offers change over time, and you may be able to save by switching to another insurance company. Be indisputable to take advantage of electric potential discounts. many insurers offer cable car indemnity discounts for things like bundling other types of indemnity with your car policy or going years without filing a claim.
Methodology
For our “ good driver ” profile, NerdWallet averaged indemnity estimates in the city for one male and female drivers with good credit and no tickets or violations. The psychoanalysis included the largest insurance companies in each state ; smaller insurers were besides included when rates were available. Liberty Mutual and its subsidiaries were excluded from our analysis as rates were not made available. We used a 35-year-old driver ( unless a different age is stated ) and a 2019 Toyota Camry L and assumed 12,000 annual miles drive. For full coverage policies, we used the following coverage limits :
- $ 100,000 bodily injury liability per person .
- $ 300,000 bodily injury liability per accident .
- $ 50,000 property damage liability per accident .
- $ 100,000 uninsured motorist coverage per person .
- $ 300,000 uninsured motorist coverage per accident .
- Collision coverage with a $ 1,000 deductible .
- comprehensive examination coverage with a $ 1,000 deductible .
Where required by law, minimum extra coverages were added. Some policies include extra coverages at the insurance company ’ second free will. We used the same assumptions for all other driver profiles, with the follow exceptions :
- For drivers with minimal coverage, we adjusted the numbers above to reflect the minimum required coverage by law in the state.
- For drivers with one at-fault crash, we added a unmarried at-fault crash that happened six months ago, resulting in $ 10,000 in property damage and no bodily injury claim .
- For drivers with a DUI, we added a single bibulous driving misdemeanor that happened six months ago .
These are rates generated through Quadrant Information Services. Your own rates will be different .