Cheapest Car Insurance in Las Vegas, NV for 2022

If you ’ rhenium looking for brassy cable car policy in Las Vegas, Nevada, you ’ ll want to shop around and compare quotes from multiple companies. Insurers use a variety of factors to determine the monetary value of car indemnity, including your age, address, the type of car you drive and your driving history, which means every driver will ultimately get a different rate. That ’ s why shopping around is your best count to getting the cheapest cable car policy in Las Vegas — or anywhere. To find the cheapest companies in Las Vegas, NerdWallet looked at modal full coverage rates calculated from public filings obtained by pricing analytics company Quadrant Information Services. We analyzed rates for male and female drivers for all ZIP codes in Las Vegas driving a 2019 Toyota Camry L. Read on to find out how car insurance companies in Las Vegas stack up. You can besides check out our tilt of the cheapest cable car indemnity companies nationwide.

Table of contents

Cheapest car insurance companies in Las Vegas

The biggest varying in your indemnity cost will be the company you choose, so you ’ ll want to shop around to be convinced you ’ re getting the best rate. In Las Vegas, these are the cheapest car policy companies based on average rates for a 35-year-old driver with good credit and a scavenge drive record, according to NerdWallet ’ s most holocene analysis. It ‘s important to remember that rates are determined individually, so these may not be the cheapest companies for you .

Company

Rate

NerdWallet Rating

Geico $ 1,192 NerdWallet rat

NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

4.5 /5

USAA $ 1,815 NerdWallet evaluation

NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

4.0 /5

Country Financial $ 1,939 NerdWallet evaluation

NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

4.5 /5

countrywide $ 2,041 NerdWallet rat

NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

4.5 /5

progressive $ 2,342 NerdWallet military rank

NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

5.0 /5

state farm $ 2,464 NerdWallet evaluation

NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

5.0 /5

Hallmark Insurance $ 2,822 not so far rated
American Family $ 3,135 NerdWallet rat

NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

5.0 /5

Key Insurance $ 3,224 not yet rated
mercury $ 3,295 NerdWallet evaluation

NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

4.0 /5

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Average car insurance cost in Las Vegas and Nevada

Rates across Nevada disagree from those in Las Vegas for lots of reasons. The issue of accidents, the character of roads and even the weather can affect the rates drivers are charged. According to NerdWallet ’ s most recent analysis, the average pace in Nevada is $ 2,486, while in Las Vegas, it ‘s $ 3,304 .

Average city rate

Average state rate

$3,304 $2,486

Average cost of car insurance in Las Vegas’s 10 largest ZIP codes

The cost of car policy varies based on where you live, flush from one vicinity to the future. Some parts of a city may have higher rates of accidents or thefts, which can lead to an increase in the price you pay. According to NerdWallet ’ mho analysis, here are the 10 most populate ZIP codes in Las Vegas and the average annual price of cable car insurance for a 35-year-old driver with thoroughly credit and a clean tug record .

ZIP Code

Average Rate

89030 $3,397
89031 $3,196
89103 $3,581
89108 $3,485
89110 $3,440
89115 $3,211
89117 $3,425
89121 $3,338
89123 $3,147
89129 $3,156

Cheap car insurance in Las Vegas by age

Along with where you live, your age is another major factor in the price you pay for car insurance. For case, younger drivers normally pay more than older drivers with alike driving histories and citation scores due to having less know on the road. You could easily find that the cheapest company for you changes as you senesce. here ‘s a breakdown of prices in Las Vegas for similar drivers at assorted ages, according to NerdWallet ’ s most holocene analysis.

Cheapest for 20-year-olds

While adolescent drivers are the most probable to be in an accident, 20-year-old drivers are however relatively new to the road. A higher rate of accidents among younger drivers means they besides pay more for car policy. According to NerdWallet ’ s most holocene analysis, here ‘s what 20-year-olds in Las Vegas pay, on average .

Company

Rate

NerdWallet Rating

Geico $ 2,351 NerdWallet evaluation

NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

4.5 /5

Country Financial $ 2,566 NerdWallet evaluation

NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

4.5 /5

USAA $ 3,623 NerdWallet rating

NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

4.0 /5

countrywide $ 4,234 NerdWallet rate

NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

4.5 /5

express grow $ 4,669 NerdWallet rat

NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

5.0 /5

progressive $ 5,361 NerdWallet military rank

NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

5.0 /5

Hallmark Insurance $ 5,820 not yet rated
Allstate $ 6,265 NerdWallet rate

NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

4.5 /5

Bristol West $ 6,611 NerdWallet rate

NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

3.0 /5

Key Insurance $ 7,291 not yet rated

Cheapest for 35-year-olds

By 35, your car indemnity rates should plateau. This is a great senesce to compare rates, as the cheapest insurance company you found in your 20s may no long be the best hand. here ’ s what 35-year-old drivers might pay, on average, in Las Vegas, according to NerdWallet ’ sulfur analysis .

Company

Rate

NerdWallet Rating

Geico $ 1,192 NerdWallet rating

NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

4.5 /5

USAA $ 1,815 NerdWallet rate

NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

4.0 /5

Country Financial $ 1,939 NerdWallet evaluation

NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

4.5 /5

nationally $ 2,041 NerdWallet evaluation

NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

4.5 /5

progressive $ 2,342 NerdWallet rat

NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

5.0 /5

submit farm $ 2,464 NerdWallet rat

NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

5.0 /5

Hallmark Insurance $ 2,822 not so far rated
American Family $ 3,135 NerdWallet evaluation

NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

5.0 /5

Key Insurance $ 3,224 not so far rated
mercury $ 3,295 NerdWallet rat

NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

4.0 /5

Cheapest for 60-year-olds

At long time 60, your car insurance rates are about vitamin a moo as they ‘re going to get if your history is clean and jerk. Most drivers in this age group have lots of experience on the road and established drive records, so insurers know what they ‘re getting into and charge less accordingly. That does n’t mean you wo n’t be able to save money by bundling or tapping into other discounts, indeed observe shopping about. Below are the cheapest companies, on average, in Las Vegas, according to NerdWallet ’ s most late analysis .

Company

Rate

NerdWallet Rating

Geico $ 1,109 NerdWallet fink

NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

4.5 /5

USAA $ 1,711 NerdWallet fink

NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

4.0 /5

Country Financial $ 1,778 NerdWallet military rank

NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

4.5 /5

countrywide $ 1,781 NerdWallet rat

NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

4.5 /5

progressive $ 2,032 NerdWallet rate

NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

5.0 /5

country farm $ 2,358 NerdWallet evaluation

NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

5.0 /5

Hallmark Insurance $ 2,361 not so far rated
mercury $ 2,801 NerdWallet rat

NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

4.0 /5

American Family $ 2,856 NerdWallet rating

NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

5.0 /5

Key Insurance $ 2,921 not so far rated

See what you could save on car insurance

well compare personalized rates to see how much switch cable car policy could save you.

ZIP Code

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Las Vegas’s cheapest companies and rates by driving record

Your driving history besides plays a large character in your car policy rate. Drivers who have clean records will normally pay less than those with accidents, speeding tickets or other violations. Again, comparing policy companies is your best bet to getting the lowest rate. According to NerdWallet ’ south analysis, these are the average rates in Las Vegas by company for good drivers and those with violations on their phonograph record.

Good drivers

Drivers without any marks on their records are about always going to pay the lowest prices for car policy when compared to drivers with an accident or driving violation. Insurers set rates based on the likely risk of you filing a claim, and good drivers are considered among the least hazardous. here are the modal rates for good drivers in Las Vegas according to NerdWallet ’ s most recent analysis .

Company

Rate

NerdWallet Rating

Geico $ 1,192 NerdWallet evaluation

NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

4.5 /5

USAA $ 1,815 NerdWallet evaluation

NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

4.0 /5

Country Financial $ 1,939 NerdWallet denounce

NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

4.5 /5

nationally $ 2,041 NerdWallet rating

NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

4.5 /5

progressive $ 2,342 NerdWallet evaluation

NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

5.0 /5

state farm $ 2,464 NerdWallet fink

NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

5.0 /5

Hallmark Insurance $ 2,822 not so far rated
American Family $ 3,135 NerdWallet military rank

NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

5.0 /5

Key Insurance $ 3,224 not so far rated
mercury $ 3,295 NerdWallet evaluation

NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

4.0 /5

Drivers with a DUI

Drivers with a DUI can struggle to find low-cost indemnity and may need to turn to a bad car policy caller. A DUI on your record means you should expect to pay well more than a driver without one. here are the average rates for drivers with a DUI in Las Vegas according to NerdWallet ’ s most late analysis .

Company

Rate

NerdWallet Rating

Country Financial $ 2,818 NerdWallet rate

NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

4.5 /5

Geico $ 3,061 NerdWallet rat

NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

4.5 /5

progressive $ 3,250 NerdWallet evaluation

NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

5.0 /5

Hallmark Insurance $ 3,343 not so far rated
Key Insurance $ 3,456 not so far rated
nationally $ 3,890 NerdWallet rat

NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

4.5 /5

USAA $ 3,906 NerdWallet denounce

NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

4.0 /5

express farm $ 3,944 NerdWallet rate

NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

5.0 /5

westerly National $ 4,714 not however rated
Allstate $ 4,837 NerdWallet rat

NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

4.5 /5

Drivers with an at-fault accident

If you ‘ve got an at-fault accident on your record, you ‘ll pay more than a driver with a clean record, but likely less than person with a DUI. Your insurance company may ask for details about the accident to determine your rate — a fender curve will likely be treated differently from an accident caused by running a loss clean. here are the cheapest average rates for drivers with an at-fault accident on their criminal record in Las Vegas, according to NerdWallet ’ s most holocene psychoanalysis .

Company

Rate

NerdWallet Rating

Geico $ 2,019 NerdWallet rat

NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

4.5 /5

Country Financial $ 2,414 NerdWallet evaluation

NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

4.5 /5

USAA $ 2,508 NerdWallet rat

NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

4.0 /5

nationally $ 3,014 NerdWallet evaluation

NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

4.5 /5

state farm $ 3,115 NerdWallet fink

NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

5.0 /5

Hallmark Insurance $ 3,343 not yet rated
Key Insurance $ 3,674 not yet rated
progressive $ 3,910 NerdWallet denounce

NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

5.0 /5

western National $ 4,714 not yet rated
Allstate $ 4,929 NerdWallet denounce

NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service.

4.5 /5

See what you could save on car insurance

well compare personalized rates to see how a lot switch over car indemnity could save you.

ZIP Code

Get started on Insure.com

Shop around to get cheap insurance

No count what company you ‘re presently getting car insurance from, remember that it ‘s important to shop around and compare quotes from multiple companies. Prices and offers change over time, and you may be able to save by switching to another insurance company. Be indisputable to take advantage of electric potential discounts. many insurers offer cable car indemnity discounts for things like bundling other types of indemnity with your car policy or going years without filing a claim.

Methodology

For our “ good driver ” profile, NerdWallet averaged indemnity estimates in the city for one male and female drivers with good credit and no tickets or violations. The psychoanalysis included the largest insurance companies in each state ; smaller insurers were besides included when rates were available. Liberty Mutual and its subsidiaries were excluded from our analysis as rates were not made available. We used a 35-year-old driver ( unless a different age is stated ) and a 2019 Toyota Camry L and assumed 12,000 annual miles drive. For full coverage policies, we used the following coverage limits :

  • $ 100,000 bodily injury liability per person .
  • $ 300,000 bodily injury liability per accident .
  • $ 50,000 property damage liability per accident .
  • $ 100,000 uninsured motorist coverage per person .
  • $ 300,000 uninsured motorist coverage per accident .
  • Collision coverage with a $ 1,000 deductible .
  • comprehensive examination coverage with a $ 1,000 deductible .

Where required by law, minimum extra coverages were added. Some policies include extra coverages at the insurance company ’ second free will. We used the same assumptions for all other driver profiles, with the follow exceptions :

  • For drivers with minimal coverage, we adjusted the numbers above to reflect the minimum required coverage by law in the state.
  • For drivers with one at-fault crash, we added a unmarried at-fault crash that happened six months ago, resulting in $ 10,000 in property damage and no bodily injury claim .
  • For drivers with a DUI, we added a single bibulous driving misdemeanor that happened six months ago .

These are rates generated through Quadrant Information Services. Your own rates will be different .

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