Car policy is an crucial purchase, but finding cheap car policy in New Hampshire international relations and security network ’ triiodothyronine always easy. That ’ s why it ’ mho significant to compare rates from multiple insurers. The average cost of full coverage car insurance in New Hampshire is $ 1,277 per year, or about $ 106 per month, according to NerdWallet ’ s analysis. minimum coverage in New Hampshire is $ 443 per year on modal, but we found you can probable get a cheaper policy. For example, MMG offers the cheapest rates in New Hampshire at $ 229 per year, on average, for minimum coverage car insurance for a 35-year-old driver with a clean drive record. Why you can trust NerdWallet : Our writers and editors follow rigorous editorial guidelines to ensure fairness and accuracy in our publish and data analyses. You can trust the prices we show you because our data analysts take rigorous measures to eliminate outliers and inaccuracies in pricing data, which include rates from every venue in the country where coverage is offered and data is available. When comparing rates for different coverage amounts, ages and backgrounds, we change only one variable at a clock, so you can easily see how each factor affects price.

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Cheapest car insurance company overall in New Hampshire
MMG $ 55/month not yet rated .
Cheapest for minimum coverage
MMG $ 19/month not yet rated .
Cheapest for young drivers
MMG $ 101/month not so far rated .
Cheapest for drivers with poor credit
Concord Group $ 55/month not so far rated .

How we chose the cheapest companies in New Hampshire

NerdWallet ’ s editorial team analyzed car indemnity rates from 11 car insurers in New Hampshire and found the five cheapest options for drivers in several historic period brackets and with different histories, all driving a 2019 Toyota Camry L. For minimal coverage, we looked at rates that reflect the minimum requirements in New Hampshire. For full coverage, we used the below coverage limits :

  • $ 100,000 bodily injury liability per person .
  • $ 300,000 bodily wound liability per accident .
  • $ 50,000 place price indebtedness per accident .
  • $ 100,000 uninsured motorist coverage per person .
  • $ 300,000 uninsured motorist coverage per accident .
  • Collision coverage with a $ 1,000 deductible .
  • comprehensive coverage with a $ 1,000 deductible .

Cheapest for 20-year-old drivers

Drivers in their 20s may have to get a draw of quotes to find cheap car indemnity. Prices can be sky-high for younger 20-somethings, but tend to come down as drivers get more experience on the road. still, some companies routinely have better indemnity rates for young drivers, so it ‘s best to shop around to find them.

Cheapest full coverage car insurance in New Hampshire for 20-year-olds

Drivers in New Hampshire with fairly drive records may want to consider the be companies, which had the lowest average rates :

  1. MMG : $ 1,216 per year, or about $ 101 per calendar month .
  2. Concord Group : $ 1,316 per year, or about $ 110 per calendar month .
  3. Geico : $ 1,598 per year, or about $ 133 per month .
  4. embrace : $ 1,855 per class, or about $ 155 per month .
  5. submit farm : $ 1,969 per year, or about $ 164 per calendar month .

Cheapest minimum coverage car insurance in New Hampshire for 20-year-olds

Drivers in New Hampshire who want just the state minimum coverage may want to check with these companies, which had the lowest modal rates :

  1. Geico : $ 543 per year, or about $ 45 per calendar month .
  2. Concord Group : $ 567 per year, or about $ 47 per month .
  3. MMG : $ 614 per year, or about $ 51 per calendar month .
  4. state grow : $ 687 per year, or about $ 57 per calendar month .
  5. embrace : $ 705 per year, or about $ 59 per month .

Cheapest auto insurance in New Hampshire for 20-year-olds with poor credit

Drivers with poor credit rating in New Hampshire should look at the following insurers with the lowest average rates for minimum coverage :

  1. Geico : $ 775 per year, or about $ 65 per month .
  2. Concord Group : $ 845 per year, or about $ 70 per month .
  3. Allstate : $ 990 per year, or about $ 82 per calendar month .
  4. embrace : $ 1,049 per class, or about $ 87 per calendar month .
  5. MMG : $ 1,392 per year, or about $ 116 per month .

Cheapest auto insurance in New Hampshire for 20-year-old drivers with one at-fault crash

For drivers with a late accident in New Hampshire, here are the companies with the lowest average rates for minimum coverage :

  1. Geico : $ 761 per class, or about $ 63 per calendar month .
  2. Concord Group : $ 845 per class, or about $ 70 per calendar month .
  3. state farm : $ 868 per class, or about $ 72 per month .
  4. MMG : $ 901 per class, or about $ 75 per month .
  5. embrace : $ 974 per year, or about $ 81 per calendar month .

Cheapest auto insurance in New Hampshire for 20-year-old drivers after a DUI

The cheapest car indemnity we found after a DUI is shown here, alongside the insurers ‘ average rates for minimal coverage .

  1. Concord Group : $ 1,002 per year, or about $ 84 per month .
  2. MMG : $ 1,016 per year, or about $ 85 per calendar month .
  3. progressive : $ 1,018 per class, or about $ 85 per month .
  4. Geico : $ 1,139 per year, or about $ 95 per month .
  5. submit grow : $ 1,259 per class, or about $ 105 per month .

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Cheapest for 30-year-old drivers

By the time they reach their 30s, most drivers will enjoy cheaper car policy rates than in their teens and 20s. calm, factors like a person ’ mho drive read and car hold and model can increase prices. Drivers in their 30s can get lower rates by shopping about and taking advantage of any car insurance discounts.

Cheapest full coverage car insurance in New Hampshire for 30-year-olds

Drivers in New Hampshire with clean drive records may get the lowest rates from these companies :

  1. MMG : $ 747 per year, or about $ 62 per calendar month .
  2. Concord Group : $ 808 per year, or about $ 67 per month .
  3. countrywide : $ 852 per year, or about $ 71 per month .
  4. Geico : $ 918 per year, or about $ 76 per month .
  5. express grow : $ 924 per year, or about $ 77 per month .

Cheapest minimum coverage car insurance in New Hampshire for 30-year-olds

Drivers in New Hampshire who want their submit ‘s minimum coverage can check with the following companies, which had the lowest average rates :

  1. MMG : $ 274 per year, or about $ 23 per calendar month .
  2. Geico : $ 313 per class, or about $ 26 per calendar month .
  3. Concord Group : $ 322 per year, or about $ 27 per calendar month .
  4. state farm : $ 325 per year, or about $ 27 per month .
  5. embrace : $ 327 per year, or about $ 27 per month .

Cheapest auto insurance in New Hampshire for 30-year-olds with poor credit

Drivers with hapless accredit in New Hampshire should consider the following companies with the lowest average rates for wax coverage :

  1. Concord Group : $ 1,172 per year, or about $ 98 per month .
  2. nationally : $ 1,201 per year, or about $ 100 per month .
  3. Geico : $ 1,302 per year, or about $ 108 per calendar month .
  4. embrace : $ 1,455 per year, or about $ 121 per calendar month .
  5. MMG : $ 1,687 per year, or about $ 141 per calendar month .

Cheapest auto insurance in New Hampshire for 30-year-old drivers with one at-fault crash

For drivers in New Hampshire with a holocene accident, hera are the lowest average rate options for full coverage :

  1. MMG : $ 1,111 per year, or about $ 93 per month .
  2. state farm : $ 1,133 per year, or about $ 94 per calendar month .
  3. Concord Group : $ 1,171 per year, or about $ 98 per month .
  4. Geico : $ 1,223 per year, or about $ 102 per month .
  5. embrace : $ 1,396 per year, or about $ 116 per month .

Cheapest auto insurance in New Hampshire for 30-year-old drivers after a DUI

For the cheapest car indemnity after a DUI, we found the keep up options for full moon coverage .

  1. progressive : $ 1,256 per year, or about $ 105 per calendar month .
  2. MMG : $ 1,258 per year, or about $ 105 per calendar month .
  3. Concord Group : $ 1,411 per year, or about $ 118 per month .
  4. express farm : $ 1,520 per year, or about $ 127 per month .
  5. Geico : $ 1,602 per year, or about $ 134 per month .

Cheapest for 40-year-old drivers

Drivers in their 40s tend to have better insurance rates than their younger counterparts on median, but still pay more than older old age groups. Shopping around for bum car insurance quotes with multiple insurers is the best way to find lower rates. good drivers who don ’ thyroxine draw behind the wheel often might want to consider pay-per-mile policy, which charges drivers by how many miles they drive.

Cheapest full coverage car insurance in New Hampshire for 40-year-olds

Drivers in New Hampshire with clean drive records may want to think about the follow companies, which had the lowest average rates :

  1. MMG : $ 603 per year, or about $ 50 per month .
  2. Concord Group : $ 697 per year, or about $ 58 per month .
  3. countrywide : $ 848 per year, or about $ 71 per calendar month .
  4. Geico : $ 899 per year, or about $ 75 per month .
  5. state farm : $ 903 per class, or about $ 75 per calendar month .

Cheapest minimum coverage car insurance in New Hampshire for 40-year-olds

Drivers in New Hampshire who want just the minimum coverage may want to check prices from these companies, which had the lowest modal rates :

  1. MMG : $ 209 per year, or about $ 17 per month .
  2. Concord Group : $ 266 per class, or about $ 22 per calendar month .
  3. Geico : $ 310 per year, or about $ 26 per month .
  4. embrace : $ 327 per year, or about $ 27 per calendar month .
  5. state farm : $ 328 per year, or about $ 27 per calendar month.

Cheapest auto insurance in New Hampshire for 40-year-olds with poor credit

Drivers with poor credit rating in New Hampshire can check out the following insurers with the lowest average rates for full moon coverage :

  1. Concord Group : $ 1,006 per year, or about $ 84 per month .
  2. countrywide : $ 1,195 per year, or about $ 100 per calendar month .
  3. Geico : $ 1,279 per year, or about $ 107 per calendar month .
  4. MMG : $ 1,359 per year, or about $ 113 per month .
  5. embrace : $ 1,455 per class, or about $ 121 per month .

Cheapest auto insurance in New Hampshire for 40-year-old drivers with one at-fault crash

For drivers with a recent accident living in New Hampshire, here are the companies with the lowest average rates for full coverage :

  1. MMG : $ 894 per year, or about $ 74 per calendar month .
  2. Concord Group : $ 1,005 per year, or about $ 84 per month .
  3. state farm : $ 1,106 per year, or about $ 92 per calendar month .
  4. Geico : $ 1,199 per year, or about $ 100 per calendar month .
  5. embrace : $ 1,396 per year, or about $ 116 per calendar month .

Cheapest auto insurance in New Hampshire for 40-year-old drivers after a DUI

The cheapest full coverage car insurance we found for drivers with a DUI came from the following companies .

  1. MMG : $ 1,013 per year, or about $ 84 per month .
  2. liberal : $ 1,177 per class, or about $ 98 per month .
  3. Concord Group : $ 1,214 per year, or about $ 101 per calendar month .
  4. state farm : $ 1,497 per class, or about $ 125 per calendar month .
  5. Geico : $ 1,577 per class, or about $ 131 per month .

Cheapest for 50-year-old drivers

Drivers in their 50s have cheaper car indemnity rates than most other historic period groups on median. Prices will continue to drop as they inch toward their 60s and gain more drive experience. Rates can still vary depending on other factors such as a driver ’ second sex and placement, so it ’ sulfur ache to shop around to find the best rate. Our list of the best cheap car policy companies is a effective place to start.

Cheapest full coverage car insurance in New Hampshire for 50-year-olds

Drivers in New Hampshire with clean drive records may want to get quotes from these insurers, which had the lowest average rates :

  1. MMG : $ 554 per class, or about $ 46 per month .
  2. Concord Group : $ 659 per class, or about $ 55 per month .
  3. countrywide : $ 792 per year, or about $ 66 per calendar month .
  4. Geico : $ 827 per year, or about $ 69 per calendar month .
  5. embrace : $ 841 per year, or about $ 70 per calendar month .

Cheapest minimum coverage car insurance in New Hampshire for 50-year-olds

Drivers in New Hampshire who opt for the express minimum coverage may want to consider the follow companies, with the lowest average rates :

  1. MMG : $ 191 per class, or about $ 16 per month .
  2. Concord Group : $ 248 per year, or about $ 21 per calendar month .
  3. Geico : $ 290 per class, or about $ 24 per calendar month .
  4. embrace : $ 315 per year, or about $ 26 per calendar month .
  5. state farm : $ 324 per year, or about $ 27 per month .

Cheapest auto insurance in New Hampshire for 50-year-olds with poor credit

Drivers with poor credit in New Hampshire can check with the following companies, which showed the lowest average rates for fully coverage :

  1. Concord Group : $ 949 per year, or about $ 79 per month .
  2. nationally : $ 1,115 per year, or about $ 93 per calendar month .
  3. Geico : $ 1,169 per year, or about $ 97 per calendar month .
  4. MMG : $ 1,250 per class, or about $ 104 per month .
  5. embrace : $ 1,278 per year, or about $ 106 per month .

Cheapest auto insurance in New Hampshire for 50-year-old drivers with one at-fault crash

For drivers living in New Hampshire with a late accident, here are the insurers with the lowest average entire coverage rates :

  1. MMG : $ 823 per year, or about $ 69 per month .
  2. Concord Group : $ 947 per year, or about $ 79 per calendar month .
  3. state farm : $ 1,086 per year, or about $ 90 per calendar month .
  4. Geico : $ 1,109 per year, or about $ 92 per calendar month .
  5. embrace : $ 1,234 per year, or about $ 103 per month .

Cheapest auto insurance in New Hampshire for 50-year-old drivers after a DUI

The cheapest car insurance we found for drivers with a late DUI comes from the following companies, listed with rates for full moon coverage .

  1. MMG : $ 932 per year, or about $ 78 per calendar month .
  2. progressive : $ 1,077 per class, or about $ 90 per month .
  3. Concord Group : $ 1,145 per class, or about $ 95 per calendar month .
  4. country farm : $ 1,480 per class, or about $ 123 per month .
  5. Geico : $ 1,487 per class, or about $ 124 per calendar month .

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Cheapest for 60-year-old drivers

Although 60-year-olds have cheaper cable car indemnity rates than many other long time groups on average, prices will start increasing as they get older. To find cheap car policy for seniors, drivers in their 60s should make certain to shop around to find the best rate. Drivers in this senesce group should besides take advantage of any available discounts for aged citizens.

Cheapest full coverage car insurance in New Hampshire for 60-year-olds

Drivers in New Hampshire with clean tug records may want to think about getting quotes from these companies, which had the lowest average rates :

  1. MMG : $ 563 per year, or about $ 47 per month .
  2. Concord Group : $ 665 per year, or about $ 55 per calendar month .
  3. countrywide : $ 732 per year, or about $ 61 per calendar month .
  4. embrace : $ 824 per year, or about $ 69 per calendar month .
  5. Geico : $ 828 per class, or about $ 69 per calendar month .

Cheapest minimum coverage car insurance in New Hampshire for 60-year-olds

Drivers in New Hampshire who want just the state minimal coverage may want to check with these insurers, which had the lowest average rates :

  1. MMG : $ 198 per year, or about $ 16 per calendar month .
  2. Concord Group : $ 252 per year, or about $ 21 per month .
  3. Geico : $ 289 per class, or about $ 24 per month .
  4. embrace : $ 308 per year, or about $ 26 per calendar month .
  5. state grow : $ 308 per year, or about $ 26 per month .

Cheapest auto insurance in New Hampshire for 60-year-olds with poor credit

Drivers with hapless credit in New Hampshire can look at the following companies with the lowest average rates for full coverage :

  1. Concord Group : $ 959 per class, or about $ 80 per month .
  2. nationally : $ 1,031 per year, or about $ 86 per month .
  3. Geico : $ 1,171 per year, or about $ 98 per calendar month .
  4. embrace : $ 1,255 per year, or about $ 105 per month .
  5. MMG : $ 1,269 per year, or about $ 106 per month .

Cheapest auto insurance in New Hampshire for 60-year-old drivers with one at-fault crash

For drivers with a late accident life in New Hampshire, here are the companies with the lowest average rates for full coverage :

  1. MMG : $ 834 per year, or about $ 70 per calendar month .
  2. Concord Group : $ 957 per year, or about $ 80 per month .
  3. state farm : $ 1,032 per year, or about $ 86 per calendar month .
  4. Geico : $ 1,111 per year, or about $ 93 per month .
  5. embrace : $ 1,210 per year, or about $ 101 per month .

Cheapest auto insurance in New Hampshire for 60-year-old drivers after a DUI

The cheapest car insurance we found after a DUI came from the following companies, shown with their average rates for wide coverage .

  1. MMG : $ 944 per class, or about $ 79 per month .
  2. progressive : $ 1,061 per class, or about $ 88 per month .
  3. Concord Group : $ 1,157 per year, or about $ 96 per calendar month .
  4. state grow : $ 1,424 per year, or about $ 119 per calendar month .
  5. Geico : $ 1,489 per year, or about $ 124 per calendar month .

Cheapest car insurance for military families

If you ‘re an active extremity of the military or a seasoned — or have an immediate family penis who is — chances are you ‘ll get a relatively brassy rate with USAA, a party that is n’t available to the general populace. Because of that restriction, USAA is n’t ranked with the others, but it was among the cheapest three car insurance options for 42 of the 48 driver profiles we examined.

Minimum coverage car insurance in New Hampshire

Unlike other states, New Hampshire doesn ’ triiodothyronine require most drivers to carry car insurance. If you choose to purchase a policy, it will need to include at least the stick to coverages and limits :

  • $ 25,000 bodily injury liability per person .
  • $ 50,000 bodily injury liability per incident .
  • $ 25,000 property damage liability per incidental .
  • $ 25,000 uninsured/underinsured motorist bodily injury coverage per person .
  • $ 50,000 uninsured/underinsured motorist bodily injury coverage per incident .
  • $ 25,000 uninsured/underinsured property damage coverage per incidental .
  • $ 1,000 medical payments coverage .

As an alternate, you may be able to provide proof of fiscal province by depositing money or securities with the express treasury. however, New Hampshire may require you to buy car policy if you ’ ra convicted of certain offenses. Those include :

  • Driving while intoxicated ( DWI ) .
  • minor DWI .
  • Leaving the fit of an accident .
  • conduct after an accident .
  • irregular crime of heedless operation .

If you commit one of these offenses, your insurance company will file an SR-22 security with the state, and if you continue to drive, you ’ ll be required to carry policy for the next three years, in most cases. If you commit another umbrage, that time limit can be extended.

Alternative car insurance in New Hampshire

Drivers who are unable to get car policy on the voluntary marketplace because of at-fault crashes, poor people credit or early factors can apply for coverage through the state ’ s New Hampshire Automobile Insurance Plan. For more help oneself finding bum car policy in New Hampshire, try NerdWallet ’ randomness car policy comparison tool .

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