Cheap Car Insurance Rates in Lakewood, California | SmartFinancial

Monthly Average Rates by Country, State, and City

car indemnity rates vary from driver to driver and are based on many factors that include driving history, claims history and where you live. Each city in California has different rates, and below, you can compare average rates with the national median. According to our data, drivers who live in Lakewood typically pay about $ 141.90 per month compared to the national average of $ 135.29 per month. The best manner to get a low rate is by comparison patronize. SmartFinancial can do that for you at no cost while pairing you with a reputable policy company so you have no surprises if you have an accident .

Area Average Monthly Rate
National $135.29
California $142.22
Lakewood, California $141.90

Lakewood, CA Best Car Insurance Companies

car insurance in Lakewood Certain insurers will offer you better rates than others based on a countless of factors, so you may get a better deal from one insurance company over another for respective reasons, and that ’ s why it ’ mho important to compare. According to our data, Esurance generally has the most low-cost car policy in Lakewood coming in around $ 137.69 per month. other companies to consider if you live in Lakewood is USAA with an average cost of $ 142.14 per month and SAFECO which typically runs around $ 144.29 per calendar month. Check out the full tilt below. SmartFinancial rates the follow insurers as the best insurance companies for drivers in Lakewood .

Rank Company Average Monthly Rate Comparison State Average
1 Esurance $137.69 -3.19%
2 USAA $142.14 -0.06%
3 SAFECO $144.29 1.45%
4 Mercury $155.14 9.08%
5 21st Century $165.09 16.08%
6 Allstate $169.46 19.15%
7 Grange $171.37 20.49%
8 California Capital $171.97 20.92%
9 car Club

$179.08 25.91%
10 Unitrin $183.55 29.06%

Cheap Car Insurance in Lakewood by Zip Codes

find cheap auto insurance in Lakewood Every travel rapidly code rates differently with every insurance company. Your zip up code determines the crime rate in your area angstrom well as other risks. Below, you can see how average rates range across the state of California. If you live in an area that is rated high in crime, you can make sure to garage your cable car in a safe topographic point. That ought to save you some money. Covered and gated structures are best. Make surely to tell your insurance agentive role about the precautions you ’ re claim .

Lakewood, CA ZIP Code Average Monthly Rate
90712 $143.11
90713 $125.51
90714 $176.82
90715 $154.65

Car Insurance Rates by Driver’s Age Group in Lakewood

broadly speaking, you pay more in cable car indemnity the younger you are and the older you are. Teens and young adults often pay about $ 257.91 per month in Lakewood. Compare that to drivers in their 30 ’ randomness who typically pay about $ 123.36 per month drivers in their 40s at $ 124.29 per month. It ’ s always a good mind to check for discounts that apply at any age. Some discounts include away-at-school discount, safe driver discount, mature driver discount, commodity scholar discount rate adenine well as multi-policy and bundling discounts .

Age Group Average Monthly Rate
16-19 $257.91
20s $167.41
30s $123.36
40s $124.29
50s $120.43
60s $117.02
70+ $136.70

Cheapest Insurance for Teenage Drivers in Lakewood

If you are adolescent in Lakewood you are probably looking for a good deal on cable car policy. Since adolescent drivers typically pay the highest rates of any early senesce group, it ’ randomness important to compare multiple companies. According to our inquiry, USAA typically charges around $ 306.67 per month. This is probable the most low-cost option in Lakewood. You might besides want to consider Allstate and California Capital who besides offer good low-cost policies for adolescent drivers .

Company Average Monthly Rate
USAA $306.67
Allstate $310.79
California Capital $323.50
Mercury $338.75
State Farm $342.53

Cheapest Insurance for 20 Year-olds in Lakewood

20 year-olds in Lakewood might want to consider SAFECO who, on average, offers car indemnity rates around $ 153.33 per month. Esurance, USAA, Mercury Insurance Company and California Capital are besides in the top 5 cheapest rates available .

Company Average Monthly Rate
SAFECO $153.33
Esurance $185.69
USAA $186.36
Mercury Insurance Company $196.92
California Capital $212.52

Cheapest Insurance for 30 Year-olds in Lakewood

If you are in your 30s in Lakewood our research has found that USAA typically has the most low-cost coverage coming in around $ 128.70 per month, followed by Esurance at $ 131.36 and Mercury Insurance Company at $ 135.98 .

Company Average Monthly Rate
USAA $128.70
Esurance $131.36
Mercury Insurance Company $135.98
Mercury $140.96
21st Century $154.92

Cheapest Insurance for 40 Year-olds in Lakewood

On average, Esurance offers car insurance for 40 year-olds in Lakewood for around $ 114.84 per month. If you are looking for low-cost coverage, you may besides want to consider Mercury or USAA. The full list of top companies is below .

Company Average Monthly Rate
Esurance $114.84
Mercury $124.54
USAA $126.46
21st Century $131.37
SAFECO $146.75

Cheapest Insurance for 50 Year-olds in Lakewood

frequently 50 year-olds enjoy some of the lowest rates of any other long time group. In Lakewood we found that Esurance by and large offers the most low-cost coverage at $ 107.01 per month .

Company Average Monthly Rate
Esurance $107.01
USAA $123.80
21st Century $127.43
Mercury $130.55
Grange $146.96

Cheapest Insurance for 60 Year-olds in Lakewood

If you live in Lakewood and you ’ re in your 60s, our data indicates that USAA normally has the best rates at $ 108.50 per month. The top 5 list of cable car indemnity companies is below .

Company Average Monthly Rate
USAA $108.50
Esurance $109.02
Mercury $111.92
21st Century $113.22
car Club $121.02

Driver’s Coverage Auto Insurance Rates in Lakewood, CA

driver's coverage typically, drivers who presently have car policy coverage will receive a cheaper monthly quote than drivers who do not. Since car indemnity is a necessity in all 50 states, companies may question why you do n’t presently have coverage. Because of this, they may see you as a higher hazard driver. In Lakewood, the average monthly rate for a driver who is presently insured is $ 135.78 while drivers who are not presently covered will pay around $ 153.26 .

Coverage Average Monthly Rate
Not Currently Insured $153.26
Currently Insured $135.78

Compare Recent Car Insurance Quotes in Lakewood

auto insurance quotes in Lakewood city Your fomite plays a bad part in how you rate for car indemnity. The more your cable car is worth, the higher your car insurance pace. To lower your monthly premiums, you can set a higher deductible, but you ’ ll need to pay that deductible if you have an accident. by and large speaking, the newer a car is, the more it ’ s deserving, and you may pay more in premiums, but the latest guard features will earn you a discount. The overall safety ratings of a car are besides considered when determining your rate. In Lakewood a driver of a 2013 CHEVROLET CRUZE can expect to pay around $ 125.78 per month while person that owns a 2015 BUICK ENCORE may pay around $ 191.62 per calendar month. Check out the list of recent quotes in Lakewood below.

Vehicle Average Monthly Rate
2013 CHEVROLET CRUZE $125.78
2015 BUICK ENCORE $191.62
2014 Toyota Tacoma $119.89
2007 Ford Focus $220.83
2015 HYUNDAI SONATA $221.68
1998 Chevrolet S Truck $95.22
2015 Buick Encore $213.36
2020 HYUNDAI ELANTRA $209.30
2011 Ford Fusion $117.21

FAQ’s for Drivers in Lakewood, CA

driver’s frequently asked question in Lakewood What Is the Minimum Liability Coverage Requirement in Lakewood, CA? Every state requires drivers to have a minimum come of indebtedness coverage. California drivers are required to carry liability policy to pay for damages and injuries inflicted on person else in an car accident .

  • $15,000; Bodily injury coverage per person; Max. payment for a single person that you injure in an auto accident.
  • $30,000; Bodily injury coverage per accident; Max. payment for all injuries that you cause in an accident when more than one person is hurt.
  • $5,000; Property damage per accident; Max. payment for damaged property in an accident caused by you.

You like to keep it simple, and so do we ! Just don ’ t go besides minimalist and skip the car indemnity altogether ( see our FAQ for more information ). In California, you are legally required to obtain something called indebtedness indemnity. * This is for your protection if you are deemed “ at fault ” in an accident that causes injury and lost wages to another driver or passenger in another vehicle. Liability coverage pays up to the amounts listed below. It besides pays for damages to the early driver ’ south fomite. Trust us, you ’ five hundred want this coverage even if it wasn ’ t legally required ! What Is the Blood Alcohol Concentration (BAC) limit in Lakewood, CA? It is illegal for an individual to operate a motor fomite in California with the be BAC percentages :

  • .08%+ @ 21 years old or older
  • .04%+ for commercial vehicle drivers
  • .01%+ @ < 21 years old

What are the chemical test refusal penalties in California? According to California ’ s implied consent law, you are only ask to take a breath or blood test upon being arrested. however, if you are not arrested and refuse the trial, the officer may identify extra probable causes for driving under the charm and arrest you, therefore forcing you into taking the trial .map permute Time in Lakewood, CA 29.4 Miles map commute Time in United States 26.4 Miles people Number of Nearest Insurance Agents in Lakewood, CA 149 Methodology
The statistics listed on this page are from our own in sign of the zodiac report. We track and record quotes that carriers have provided based on diverse criteria. The rates and averages shown on this page should only be used as an estimate. About the Author

Fran Majidi Fran Majidi

Insurance Expert

Fran Majidi manages message on SmartFinancial ‘s web site. She ‘s had closely a decade ‘s worth of experience writing about insurance-related topics. Prior, she was an arts and entertainment editor in New York City. She has a B.A. from Barnard College and an M.F.A. in writing from The New School. She writes books under her given appoint, Afarin Majidi .linkedin

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