car policy is an significant buy, but finding bum car insurance in Oregon international relations and security network ’ thymine always easily. That ’ mho why it ’ randomness crucial to compare rates from multiple insurers. The average cost of full coverage car insurance in Oregon is $ 1,383 per year, or about $ 115 per month, according to NerdWallet ’ second psychoanalysis. minimum coverage in Oregon is $ 681 per year on modal, but we found you can probable get a cheaper policy. For exercise, State Farm offers the cheapest rates in Oregon at $ 435 per year, on average, for minimum coverage car insurance for a 35-year-old driver with a clean driving criminal record. Why you can trust NerdWallet : Our writers and editors follow nonindulgent editorial guidelines to ensure fairness and accuracy in our write and data analyses. You can trust the prices we show you because our data analysts take rigorous measures to eliminate outliers and inaccuracies in pricing data, which include rates from every venue in the nation where coverage is offered and data is available. When comparing rates for different coverage amounts, ages and backgrounds, we change entirely one variable at a time, so you can well see how each factor affects pricing.

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Cheapest car indemnity company overall in oregon
submit grow $ 75/month

5.0 NerdWallet rat

NerdWallet’s ratings are determined by our editorial team. The scoring formula takes into account consumer complaint and customer satisfaction data.

Cheapest for minimum coverage
state grow $ 36/month

5.0 NerdWallet rating

NerdWallet’s ratings are determined by our editorial team. The scoring formula takes into account consumer complaint and customer satisfaction data.

Cheapest for young drivers
QBE $ 124/month not even rated .
Cheapest for drivers with poor credit
Oregon Mutual $ 75/month not yet rated .

How we chose the cheapest companies in Oregon

NerdWallet ’ s editorial team analyzed cable car indemnity rates from 18 car insurers in Oregon and found the five cheapest options for drivers in respective long time brackets and with different histories, all driving a 2019 Toyota Camry L. For minimum coverage, we looked at rates that reflect the minimum requirements in Oregon. For full coverage, we used the downstairs coverage limits :

  • $ 100,000 bodily injury liability per person .
  • $ 300,000 bodily wound liability per accident .
  • $ 50,000 property price indebtedness per accident .
  • $ 100,000 uninsured motorist coverage per person .
  • $ 300,000 uninsured motorist coverage per accident .
  • Collision coverage with a $ 1,000 deductible .
  • comprehensive coverage with a $ 1,000 deductible .

Cheapest for 20-year-old drivers

Drivers in their 20s may have to get a set of quotes to find the best bum car insurance. Prices can be sky-high for younger 20-somethings, but tend to come down as drivers get more experience on the road. still, some companies routinely have better insurance rates for young drivers, so it ‘s best to shop around to find them.

Cheapest full coverage car insurance in Oregon for 20-year-olds

Drivers in oregon with clean drive records may want to consider the follow companies, which had the lowest median rates :

  1. QBE : $ 1,486 per year, or about $ 124 per month .
  2. express grow : $ 1,845 per class, or about $ 154 per month .
  3. american english Family : $ 1,953 per year, or about $ 163 per calendar month .
  4. CIG : $ 1,978 per year, or about $ 165 per calendar month .
  5. Travelers : $ 2,047 per year, or about $ 171 per month .

Cheapest minimum coverage car insurance in Oregon for 20-year-olds

Drivers in Oregon who want just the state minimum coverage may want to check with these companies, which had the lowest average rates :

  1. QBE : $ 655 per year, or about $ 55 per calendar month .
  2. Travelers : $ 783 per year, or about $ 65 per month .
  3. CIG : $ 860 per year, or about $ 72 per calendar month .
  4. Geico : $ 861 per class, or about $ 72 per calendar month .
  5. express farm : $ 865 per year, or about $ 72 per month .

Cheapest auto insurance in Oregon for 20-year-olds with poor credit

Drivers with poor recognition in Oregon should look at the following insurers with the lowest average rates for minimum coverage :

  1. Geico : $ 1,020 per year, or about $ 85 per calendar month .
  2. CIG : $ 1,229 per year, or about $ 102 per month .
  3. QBE : $ 1,306 per year, or about $ 109 per month .
  4. Travelers : $ 1,414 per year, or about $ 118 per calendar month .
  5. Country Financial : $ 1,584 per year, or about $ 132 per calendar month .

Cheapest auto insurance in Oregon for 20-year-old drivers with one at-fault crash

For drivers with a recent accident in Oregon, here are the companies with the lowest average rates for minimum coverage :

  1. Travelers : $ 1,002 per year, or about $ 84 per calendar month .
  2. QBE : $ 1,048 per year, or about $ 87 per month .
  3. CIG : $ 1,105 per year, or about $ 92 per calendar month .
  4. country farm : $ 1,146 per class, or about $ 96 per calendar month .
  5. Geico : $ 1,154 per year, or about $ 96 per calendar month .

Cheapest auto insurance in Oregon for 20-year-old drivers after a DUI

The cheapest car policy we found after a DUI is shown hera, alongside the insurers ‘ median rates for minimum coverage .

  1. Travelers : $ 1,132 per year, or about $ 94 per month .
  2. QBE : $ 1,187 per year, or about $ 99 per month .
  3. CIG : $ 1,315 per year, or about $ 110 per month .
  4. department of state farm : $ 1,459 per year, or about $ 122 per calendar month .
  5. Geico : $ 1,462 per year, or about $ 122 per month .

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Cheapest for 30-year-old drivers

By the time they reach their 30s, most drivers will enjoy cheaper car insurance rates than in their teens and 20s. distillery, factors like a person ’ sulfur driving read and cable car name and exemplar can increase prices. Drivers in their 30s can get lower rates by shopping around and taking advantage of any cable car policy discounts.

Cheapest full coverage car insurance in Oregon for 30-year-olds

Drivers in oregon with clean force records may get the lowest rates from these companies :

  1. state farm : $ 923 per year, or about $ 77 per calendar month .
  2. QBE : $ 941 per year, or about $ 78 per calendar month .
  3. Oregon Mutual : $ 1,001 per year, or about $ 83 per calendar month .
  4. countrywide : $ 1,096 per year, or about $ 91 per month .
  5. Travelers : $ 1,177 per year, or about $ 98 per month .

Cheapest minimum coverage car insurance in Oregon for 30-year-olds

Drivers in Oregon who want their state ‘s minimal coverage can check with the following companies, which had the lowest modal rates :

  1. state farm : $ 439 per year, or about $ 37 per month .
  2. Geico : $ 465 per year, or about $ 39 per month .
  3. QBE : $ 488 per year, or about $ 41 per month .
  4. Travelers : $ 498 per class, or about $ 42 per month .
  5. Oregon Mutual : $ 521 per year, or about $ 43 per calendar month .

Cheapest auto insurance in Oregon for 30-year-olds with poor credit

Drivers with inadequate credit in Oregon should consider the following companies with the lowest average rates for full coverage :

  1. Oregon Mutual : $ 1,353 per class, or about $ 113 per calendar month .
  2. Geico : $ 1,477 per class, or about $ 123 per calendar month .
  3. countrywide : $ 1,533 per year, or about $ 128 per month .
  4. QBE : $ 1,662 per year, or about $ 138 per calendar month .
  5. CIG : $ 1,724 per year, or about $ 144 per month .

Cheapest auto insurance in Oregon for 30-year-old drivers with one at-fault crash

For drivers in Oregon with a late accident, here are the lowest average rate options for entire coverage :

  1. country farm : $ 1,200 per class, or about $ 100 per month .
  2. Oregon Mutual : $ 1,251 per class, or about $ 104 per calendar month .
  3. american Family : $ 1,360 per year, or about $ 113 per month .
  4. Travelers : $ 1,551 per class, or about $ 129 per calendar month .
  5. CIG : $ 1,620 per year, or about $ 135 per calendar month .

Cheapest auto insurance in Oregon for 30-year-old drivers after a DUI

For the cheapest car policy after a DUI, we found the follow options for entire coverage .

  1. state farm : $ 1,505 per class, or about $ 125 per calendar month .
  2. Oregon Mutual : $ 1,655 per year, or about $ 138 per month .
  3. Travelers : $ 1,703 per year, or about $ 142 per month .
  4. american Family : $ 1,730 per year, or about $ 144 per month .
  5. CIG : $ 1,791 per class, or about $ 149 per calendar month .

Cheapest for 40-year-old drivers

Drivers in their 40s tend to have better insurance rates than their younger counterparts on average, but however pay more than older historic period groups. Shopping around for cheap cable car indemnity quotes with multiple insurers is the best way to find lower rates. thoroughly drivers who don ’ thyroxine get behind the wheel much might want to consider pay-per-mile policy, which charges drivers by how many miles they drive.

Cheapest full coverage car insurance in Oregon for 40-year-olds

Drivers in oregon with clean drive records may want to think about the following companies, which had the lowest average rates :

  1. express farm : $ 908 per year, or about $ 76 per month.
  2. Oregon Mutual : $ 921 per year, or about $ 77 per calendar month .
  3. QBE : $ 961 per class, or about $ 80 per calendar month .
  4. countrywide : $ 1,044 per class, or about $ 87 per calendar month .
  5. Travelers : $ 1,068 per class, or about $ 89 per month .

Cheapest minimum coverage car insurance in Oregon for 40-year-olds

Drivers in Oregon who want just the minimum coverage may want to check prices from these companies, which had the lowest average rates :

  1. state farm : $ 443 per year, or about $ 37 per calendar month .
  2. Geico : $ 458 per year, or about $ 38 per month .
  3. Travelers : $ 481 per year, or about $ 40 per month .
  4. Oregon Mutual : $ 487 per class, or about $ 41 per month .
  5. QBE : $ 516 per year, or about $ 43 per month .

Cheapest auto insurance in Oregon for 40-year-olds with poor credit

Drivers with poor recognition in Oregon can check out the following insurers with the lowest average rates for full coverage :

  1. Oregon Mutual : $ 1,275 per year, or about $ 106 per calendar month .
  2. Geico : $ 1,454 per class, or about $ 121 per month .
  3. nationally : $ 1,464 per year, or about $ 122 per month .
  4. QBE : $ 1,590 per year, or about $ 132 per month .
  5. CIG : $ 1,593 per year, or about $ 133 per calendar month .

Cheapest auto insurance in Oregon for 40-year-old drivers with one at-fault crash

For drivers with a recent accident living in Oregon, hera are the companies with the lowest average rates for entire coverage :

  1. state farm : $ 1,182 per class, or about $ 98 per month .
  2. Oregon Mutual : $ 1,194 per class, or about $ 100 per calendar month .
  3. american Family : $ 1,220 per year, or about $ 102 per calendar month .
  4. CIG : $ 1,465 per year, or about $ 122 per month .
  5. Travelers : $ 1,500 per year, or about $ 125 per month .

Cheapest auto insurance in Oregon for 40-year-old drivers after a DUI

The cheapest full coverage car indemnity we found for drivers with a DUI came from the following companies .

  1. state farm : $ 1,483 per year, or about $ 124 per month .
  2. american Family : $ 1,541 per year, or about $ 128 per month .
  3. Oregon Mutual : $ 1,589 per class, or about $ 132 per month .
  4. CIG : $ 1,623 per year, or about $ 135 per calendar month .
  5. Travelers : $ 1,650 per class, or about $ 138 per calendar month .

Cheapest for 50-year-old drivers

Drivers in their 50s have cheaper car indemnity rates than most other age groups on average. Prices will continue to drop as they inch toward their 60s and gain more drive experience. Rates can silent vary depending on other factors such as a driver ’ second gender and placement, so it ’ south chic to shop around to find the best rate. Our list of cheap car policy companies is a good stead to start.

Cheapest full coverage car insurance in Oregon for 50-year-olds

Drivers in oregon with clean drive records may want to get quotes from these insurers, which had the lowest average rates :

  1. Oregon Mutual : $ 853 per class, or about $ 71 per month .
  2. state grow : $ 892 per year, or about $ 74 per calendar month .
  3. countrywide : $ 972 per class, or about $ 81 per calendar month .
  4. QBE : $ 1,002 per year, or about $ 84 per calendar month .
  5. Travelers : $ 1,043 per year, or about $ 87 per month .

Cheapest minimum coverage car insurance in Oregon for 50-year-olds

Drivers in Oregon who opt for the state minimal coverage may want to consider the following companies, with the lowest average rates :

  1. Geico : $ 422 per year, or about $ 35 per calendar month .
  2. state farm : $ 439 per year, or about $ 37 per calendar month .
  3. Oregon Mutual : $ 450 per year, or about $ 38 per month .
  4. Travelers : $ 469 per year, or about $ 39 per month .
  5. CIG : $ 532 per year, or about $ 44 per calendar month .

Cheapest auto insurance in Oregon for 50-year-olds with poor credit

Drivers with hapless credit in Oregon can check with the following companies, which showed the lowest average rates for broad coverage :

  1. Oregon Mutual : $ 1,169 per year, or about $ 97 per month .
  2. Geico : $ 1,303 per year, or about $ 109 per month .
  3. countrywide : $ 1,365 per year, or about $ 114 per calendar month .
  4. CIG : $ 1,550 per year, or about $ 129 per month .
  5. Mutual of Enumclaw : $ 1,624 per class, or about $ 135 per calendar month .

Cheapest auto insurance in Oregon for 50-year-old drivers with one at-fault crash

For drivers living in Oregon with a recent accident, here are the insurers with the lowest average full coverage rates :

  1. american Family : $ 1,132 per class, or about $ 94 per month .
  2. Oregon Mutual : $ 1,137 per year, or about $ 95 per month .
  3. department of state farm : $ 1,162 per year, or about $ 97 per month .
  4. CIG : $ 1,422 per year, or about $ 118 per calendar month .
  5. Travelers : $ 1,463 per year, or about $ 122 per month .

Cheapest auto insurance in Oregon for 50-year-old drivers after a DUI

The cheapest car insurance we found for drivers with a holocene DUI comes from the following companies, listed with rates for full coverage .

  1. american Family : $ 1,422 per class, or about $ 118 per calendar month .
  2. state farm : $ 1,459 per year, or about $ 122 per calendar month .
  3. Oregon Mutual : $ 1,521 per year, or about $ 127 per month .
  4. CIG : $ 1,575 per year, or about $ 131 per month .
  5. Travelers : $ 1,608 per year, or about $ 134 per calendar month .

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Cheapest for 60-year-old drivers

Although 60-year-olds have cheaper car indemnity rates than many other long time groups on average, prices will start increasing as they get older. To find cheap car insurance for seniors, drivers in their 60s should make certain to shop around to find the best rate. Drivers in this senesce group should besides take advantage of any available discounts for elder citizens.

Cheapest full coverage car insurance in Oregon for 60-year-olds

Drivers in oregon with clean drive records may want to think about getting quotes from these companies, which had the lowest average rates :

  1. state farm : $ 846 per year, or about $ 70 per month .
  2. Oregon Mutual : $ 894 per class, or about $ 74 per month .
  3. nationally : $ 912 per class, or about $ 76 per month .
  4. Travelers : $ 960 per year, or about $ 80 per month .
  5. QBE : $ 976 per year, or about $ 81 per calendar month .

Cheapest minimum coverage car insurance in Oregon for 60-year-olds

Drivers in Oregon who want good the state minimum coverage may want to check with these insurers, which had the lowest average rates :

  1. state farm : $ 417 per class, or about $ 35 per month .
  2. Geico : $ 429 per year, or about $ 36 per month .
  3. Travelers : $ 446 per year, or about $ 37 per month .
  4. Oregon Mutual : $ 459 per year, or about $ 38 per calendar month .
  5. CIG : $ 518 per year, or about $ 43 per calendar month .

Cheapest auto insurance in Oregon for 60-year-olds with poor credit

Drivers with poor accredit in Oregon can look at the following companies with the lowest average rates for wax coverage :

  1. Oregon Mutual : $ 1,221 per year, or about $ 102 per calendar month .
  2. nationally : $ 1,280 per year, or about $ 107 per calendar month .
  3. Geico : $ 1,312 per year, or about $ 109 per calendar month .
  4. CIG : $ 1,490 per year, or about $ 124 per calendar month .
  5. QBE : $ 1,528 per year, or about $ 127 per month .

Cheapest auto insurance in Oregon for 60-year-old drivers with one at-fault crash

For drivers with a late accident living in Oregon, here are the companies with the lowest average rates for full coverage :

  1. state farm : $ 1,101 per year, or about $ 92 per month .
  2. american Family : $ 1,126 per year, or about $ 94 per calendar month .
  3. Oregon Mutual : $ 1,215 per year, or about $ 101 per calendar month .
  4. CIG : $ 1,373 per year, or about $ 114 per month .
  5. Travelers : $ 1,412 per year, or about $ 118 per month .

Cheapest auto insurance in Oregon for 60-year-old drivers after a DUI

The cheapest car insurance we found after a DUI came from the following companies, shown with their average rates for full coverage .

  1. state farm : $ 1,382 per class, or about $ 115 per month .
  2. american Family : $ 1,415 per year, or about $ 118 per calendar month .
  3. CIG : $ 1,519 per year, or about $ 127 per month .
  4. Travelers : $ 1,553 per year, or about $ 129 per month .
  5. progressive : $ 1,556 per year, or about $ 130 per month .

Cheapest car insurance for military families

If you ‘re an active member of the military or a veteran — or have an immediate class extremity who is — chances are you ‘ll get a relatively bum rate with USAA, a company that is n’t available to the general populace. Because of that restriction, USAA is n’t ranked with the others, but it was among the cheapest five car policy options for 29 of the 48 driver profiles we examined.

Minimum auto insurance limits required in Oregon

Oregon requires drivers to carry indebtedness policy, uninsured motorist bodily injury coverage and personal wound protection. hera are the minimum limits you must select for each coverage type :

  • $ 25,000 bodily injury liability per person .
  • $ 50,000 bodily injury liability per crash .
  • $ 20,000 place damage liability per clang .
  • $ 25,000 uninsured motorist bodily injury per person .
  • $ 50,000 uninsured motorist bodily injury per crash .
  • $ 15,000 personal injury protection .

liability car insurance covers the cost of any damage, injuries or deaths you cause in a car accident, up to your policy ’ s predefined limits. Uninsured motorist coverage will cover expenses from injuries or damage after an accident with a driver who doesn ’ metric ton have car indemnity. Underinsured motorist coverage will cover the like expenses if you ’ re hit by a driver with some car insurance, but not enough to cover all costs from the crash. personal wound security will cover your medical bills and expenses if you ’ re injured in a car crash, up to your policy limits, no matter whose mistake it was. Depending on your state, PIP may besides pay for :

  • Lost wages if you ’ re unable to work ascribable to injuries from an accident .
  • Services you can no longer perform, like house cleaning or child worry, because of your injuries .
  • funeral costs if an accident-related injury leads to death .
  • A belittled death benefit as a cash payout .

See our template to car policy requirements by state of matter for a detailed dislocation of how these coverages work and to learn about optional coverage types you might want to add, such as collision and comprehensive.

Alternative car insurance for high-risk drivers

If you ’ re deny cable car policy on the voluntary grocery store because of DUIs, at-fault crashes or other reasons, you can seek coverage through the Automobile Insurance Plan of Oregon. For more help getting a great cope on insurance in Oregon, try NerdWallet ’ randomness car indemnity comparison tool, which provides quotes from the state ’ sulfur largest insurers .

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