Cheap car insurance quotes for drivers with prior incidents
Oregon drivers with a history of travel rapidly, accidents and DUIs have higher car policy rates, on average. typically, drivers who have been in an accident or have been caught committing a dealings misdemeanor are more likely to repeat those actions, making them riskier to insure. We found that State Farm has the best quotes for drivers with an fallible drive record .
Cheapest car insurance quotes with a ticket: State Farm
submit grow has the least expensive rates in Oregon for drivers who have a rush ticket. The company ‘s average annual bounty for a full-coverage policy is $ 979 — an $ 88 increase compared to a driver with a clean history, and 58 % below the state modal .
In Oregon, a single rush ticket will increase your insurance rates by up to 27%, on average .
|
Company |
Annual rate |
Monthly rate |
|---|---|---|
| State Farm | $979 | $82 |
| Country Financial | $1,751 | $146 |
| American Family | $2,186 | $182 |
| Progressive | $2,644 | $220 |
| Nationwide | $2,673 | $223 |
| Allstate | $2,818 | $235 |
| Geico | $3,162 | $264 |
| Farmers | $3,421 | $285 |
| USAA | $1,505 | $125 |
Cheapest car insurance after an accident: State Farm
State Farm besides has the most low-cost full-coverage quotes for drivers with an accident history. Rates for Oregon drivers who have caused an accident average $ 2,929 per year, but State Farm ‘s rates are 61 % lower, at $ 1,155 .
|
Company |
Annual rate |
Monthly rate |
|---|---|---|
| State Farm | $1,155 | $96 |
| Country Financial | $1,942 | $162 |
| American Family | $3,077 | $256 |
| Progressive | $3,190 | $266 |
| Nationwide | $3,342 | $279 |
| Farmers | $3,403 | $284 |
| Allstate | $3,999 | $333 |
| Geico | $4,492 | $374 |
| USAA | $1,761 | $147 |
modal quotes for a full-coverage policy addition by about $ 1,081 a class after an at-fault accident. however, every insurance company treats an accident differently. The most expensive insurance company, Geico, increases rates by more than $ 2,000. On the other hand, State Farm raises rates by only $ 264.
Read more: Best car insurance companies for 2022
Cheapest car insurance after a DUI: State Farm
State Farm offers the cheapest quotes for Oregon drivers with a DUI, at $ 2,016 per year. other cheap companies include Country Financial and Progressive, which besides have rates below the submit average of $ 3,003 per year after a DUI .
|
Company |
Annual rate |
Monthly rate |
|---|---|---|
| State Farm | $2,016 | $168 |
| Country Financial | $2,042 | $170 |
| Progressive | $2,330 | $194 |
| Allstate | $3,171 | $264 |
| Farmers | $3,281 | $273 |
| American Family | $3,403 | $284 |
| Nationwide | $4,210 | $351 |
| Geico | $4,623 | $385 |
| USAA | $1,947 | $162 |
A DUI is a dangerous crime that can not only come with legal punishments, but besides fiscal repercussions. Drivers who have been charged with a DUI spend an average 56 % more for a full-coverage car insurance policy than drivers with a clean record .
Cheapest car insurance for drivers with poor credit: State Farm
State Farm offers the best rates for Oregon drivers with a low credit rating score or no accredit history. The state average is $ 2,786 a class, but State Farm ‘s rate is $ 903 cheaper, at $ 1,883 per year for full coverage .
|
Company |
Annual rate |
Monthly rate |
|---|---|---|
| State Farm | $1,883 | $157 |
| Country Financial | $1,955 | $163 |
| Nationwide | $2,782 | $232 |
| American Family | $2,944 | $245 |
| Progressive | $3,004 | $250 |
| Geico | $3,077 | $256 |
| Farmers | $3,568 | $297 |
| Allstate | $3,588 | $299 |
| USAA | $2,273 | $189 |
Your credit grade does not have anything to do with your ability to drive a car, but drivers with poor people accredit are statistically more probable to make claims. Auto insurance for Oregon drivers with poor credit is 51% more expensive than for drivers with average credit .