How much is car insurance in Orange?

Area Average Monthly Car Insurance Premium
Orange $68
TX $65
United States $81

What rates should residents of Orange expect to pay for their car insurance ? Compared to their surround area, how do rates in Orange stack up ? What about against the lie of Texas ? You can find average cost breakdowns based on a wide align of factors in the charts and writeups below : Based on the chart above, you can see that car indemnity rates in Orange are in line with rates across the rest of Texas .
When stacked up against the national average, the average monthly policy payment for Orange is more low-cost. The average monthly payment for the United States as a whole is about $ 13 more expensive than in Orange .
Bear in mind that while these rates are the average costs for drivers in Orange, it does n’t mean that ‘s what you ‘ll pay. The amount that indemnity companies end up charging you is determined by a issue of factors. Your monthly bounty is calculated off of your age, sex, vehicle make and model, driving record, and even your credit seduce depending on the circumstances.

But do n’t worry, we ‘ve broken down median rates for Orange residents so that you can get a more accurate idea of what you might pay. And if you ‘re not certain if you ‘re getting the cheapest rate, just enter your ZIP Code below and find out in merely minutes !
See what you ‘ll pay in just minutes

Average Car Insurance Rates by Age

Age Range Average Premium
Under 18 Not Enough Data
18-24 $108
25-34 $64
35-44 $61
45-54 Not Enough Data
55-64 $47
65+ $53

It makes sense that older drivers would have more experience behind the rack, right ? That experience can turn into some substantial savings when it comes to car insurance premiums. As you can see, 18-24-year-olds give $ 55 more than drivers of retirement age .
For every ten years older you get, you can expect to see a drop in your monthly premium. Orange drivers may see their rates start to rise again once they hit retirement age .

Average Car Insurance Rates by Gender

Gender Average
Male $67
Female $68

car indemnity rates for women are generally cheaper than they are for men. In Orange, although men do pay slenderly less on their monthly car indemnity coverage, the price is about the lapp for either group .

Average Auto Insurance Rates by Driving Record

Infractions Average Monthly Premium
1 Accident $81
Multiple Accidents $103
1 Ticket $91
Multiple Tickets $55

Your driving record can have a fantastic shock on your car policy rates. Those with fewer accidents and tickets will pay importantly less than those with multiple infractions, while those with clean drive records will obviously pay the least. Drivers in Orange with a single accident will pay around $ 81 a month. Likewise, drivers with one ticket on their record will be looking at an average rate of around $ 91 .
When it comes to your monthly bill, accidents, tickets, and other driving infractions can in truth take a toll. then, if bum car indemnity is something you ‘re after, drive safely and keep a clean record .

Average Insurance Rates by Vehicle

Vehicle Age Average Monthly Premium
Less Than 1 Year $81
2-3 Years $72
4-5 Years $87
6-7 Years $63
8-10 Years $74
11-14 Years $68
15 Years or Older $61

In Orange, the cheapest vehicles to insure are normally SUVs, trucks, and vans, with drivers paying around $ 64 per month for car indemnity .
car owners, meanwhile, pay on average $ 72 per month for indemnity coverage .
The age of your vehicle can besides affect your monthly bill. generally, newer vehicles are going to cost the most to insure. however, once your car is close to 5 years old you may start to see your rates drop back down a act. In Orange, the most expensive vehicles to insure are vehicles four-to-five years erstwhile .

Average Car Insurance Rates by Relationship Status

Relationship Average Monthly Premium
Single (never married) $74
Married $53
Divorced $56
Widowed $46

overall, car indemnity is slightly cheaper for marry policyholders. This normally boils down to owners having multiple vehicles on the lapp policy, something many companies offer particular discounts for .
Married couples, on average, pay less than unmarried drivers do to insure their vehicles. This holds genuine in Orange, with marry couples paying about $ 21 less per month .

Average Car Insurance Rates by Housing Situation

Housing Status Average Monthly Premium
Own $59
Rent $69
Live with parents $98

Your caparison condition is another component of how policy companies calculate your monthly rate. If you rent your home or apartment, expect to pay around $ 10 a month more than homeowners in Orange. But those who live at home with their parents can expect to pay importantly more .
many companies, however, will offer you a rebate to bundle your home or rental insurance with your car policy policy, which can help reduce your average premiums .

Car Insurance Companies in Orange, TX

Recent trends in car insurance for Orange drivers

The average rates for car insurance are constantly changing, so it ‘s a adept idea to know the recent trends in your sphere before patronize for coverage.

car policy rates in Orange increased from 2017-2018, but started to turn down from 2019-2020, when they hit a low of $ 60. Rates finished devour in 2022, at $ 61 a month .

How does Orange compare to neighboring areas?

Why are car insurance rates in Orange different from other areas?

There are numerous factors cable car insurance companies take into consideration when figuring out how much to charge for coverage. Your insurance policy will depend largely on where you live and drive and will be influenced by things such as :

  • Off-street parking accessibility
  • Community laws
  • Crime rates
  • Road Safety (total number of local car accidents)
  • Number of drivers

You ca n’t change these factors yourself, but they ‘re something to take into retainer when shopping for a new policy or looking to move into an area. Realizing that different towns and cities will all have different rates, guides like these can be a well way to get a lie of the kingdom of your corner of the world .

How can I find the cheapest car insurance in Orange?

In the end, the only way to know precisely what your rate will be is to request a quote from a cable car indemnity caller .
But wait ! does all of that work for you. Simply enroll your ZIP below, answer a few questions, and you ‘ll be comparing the cheapest quotes from a number of the car policy companies providing plans in Orange .
Compare the cheapest quotes from dozens of insurance companies

Orange Insurance FAQs

What factors affect car insurance quotes in Orange? Auto policy companies take a broad array of factors into consideration when calculating your monthly requital. These include things like your fomite ‘s year, make and model, your gender and age, equally well as your marital condition, credit score, address, and drive record. Why is the cost of car insurance in Orange different from other neighboring cities? local laws, crime rates, and parking situations — all of which can change from city to city — play a boastfully function in the rates that cable car insurance companies may charge for coverage. Which car insurance company will offer me the cheapest rate in Orange? Since the factors that go into calculating your monthly payment deviate from person to person, there is n’t one company that will always offer the cheapest pace to everybody. You can be confident that you ‘re receiving the best price potential by using sites like to compare multiple quotes at once. Do I need to change my insurance if I move to Orange?

Whenever you move to a new area, or experience any other major biography event such as getting married or finding a new job, it ‘s constantly a good idea to re-evaluate your current policy policy. Certain companies may offer larger discounts in certain cities, so it ‘s a bright theme to use services like to compare quotes from dozens of companies side-by-side. Do I need to wait for my policy to expire to switch to a different car insurance company? No, you can switch companies at any compass point, no matter how a lot time is left on your current policy. If you ‘re thinking about moving to Orange or are wondering if you ‘re paying the best rate for your current area, take 10 minutes and chew the fat to find out for surely .

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