Affordable car insurance for drivers with convictions and points
- specialist cable car indemnity for drivers with drive convictions
- Policies with leading UK indemnity companies
- Great rate cover and low-cost payment options available
Get a Quote
Are you struggling to find low-cost car indemnity ? Convicted drivers can find it particularly hard, and if you ’ re a young or apprentice driver with motoring convictions, penalty points or a disqualification, it ’ s evening more unmanageable .
accomplished Cover Group specialises in providing low-cost cover for drivers with convictions and points on their license – you ’ ll find us keen to help you get back on the road.
here ’ sulfur precisely a small selection of issues for which we can offer quotes :
Fair treatment – no judgement
Your former convictions don ’ t inevitably paint a picture of your future driving habits and circumstances ; everyone deserves a second gamble, so we ’ ll treat you reasonably and without judgment.
We work with a panel of long-familiar and reputable insurance providers, so you ’ ll be covered by a company you can trust. These specialist insurers will find the best report for you and your vehicle, whatever your circumstances or driving history. And getting back on the road after a ban or other conviction is low-cost with our compromising requital options .
Insurance to Cover Drivers with a Range of Motoring Convictions
We have indemnity schemes to cover drivers with most commons motoring convictions, equitable take a look at our comprehensive list :
Accident offences
| Code |
Offence |
Penalty points |
| AC10 |
Failing to stop and/or give particulars after an accident |
5 to 10 |
| AC20 |
Failing to give particulars or report an accident within 24 hours |
5 to 10 |
| AC30 |
Undefined accident offences |
4 to 9 |
Careless driving
| Code |
Offence |
Penalty points |
| CD10 |
Driving without due care and attention |
3 to 9 |
| CD20 |
Driving without reasonable consideration for other road users |
3 to 9 |
| CD30 |
Driving without due care and attention or without reasonable consideration |
3 to 9 |
| CD40 |
Causing death — careless driving when unfit through drink |
3 to 11 |
| CD50 |
Causing death — careless driving when unfit through drugs |
3 to 11 |
| CD60 |
Causing death — careless driving with an alcohol level above the limit |
3 to 11 |
| CD70 |
Causing death — careless driving and failing to supply a specimen |
3 to 11 |
Construction and use offences
| Code |
Offence |
Penalty points |
| CU10 |
Using a vehicle with defective brakes |
3 |
| CU20 |
Using a vehicle with parts or accessories in dangerous condition |
3 |
| CU30 |
Using a vehicle with defective tyres |
3 |
| CU40 |
Using a vehicle with defective steering |
3 |
| CU50 |
Causing or likely to cause danger by reason of load or passengers |
3 |
| CU60 |
Undefined failure to comply with construction and use regulations |
3 |
| CU80 |
Breach of requirements as to control of the vehicle, such as using a mobile phone |
3 to 6 |
Disqualified driver
| Code |
Offence |
Penalty points |
| BA10 |
Driving while disqualified by order of the court |
6 |
| BA20 |
Driving while disqualified as under age |
6 |
| BA30 |
Attempting to drive while disqualified by order of the court |
6 |
Drink
| Code |
Offence |
Penalty points |
| DR10 |
Driving or attempting to drive with alcohol above the limit |
3 to 11 |
| DR20 |
Driving or attempting to drive while unfit through drink |
3 to 11 |
| DR30 |
Driving or attempting to drive and refusing or failing to supply a specimen |
3 to 11 |
| DR40 |
In charge of vehicle with an alcohol level above the limit |
10 |
| DR50 |
In charge of vehicle while unfit through drink or drugs |
10 |
| DR60 |
Failure to provide a specimen for analysis other than driving |
10 |
| DR70 |
Failure to provide a specimen for a breath test |
4 |
| DR80 |
Driving or attempting to drive when unfit through drugs |
3 to 11 |
| DR90 |
In charge of a vehicle when unfit through drugs |
10 |
Drugs
| Code |
Offence |
Penalty points |
| DG10 |
Driving or attempting to drive with drug level above the specified limit |
3 to 11 |
| DG60 |
Causing death by careless driving with drug level above the limit |
3 to 11 |
| DR80 |
Driving or attempting to drive when unfit through drugs |
3 to 11 |
Insurance offences
| Code |
Offence |
Penalty points |
| IN10 |
Using a vehicle uninsured against third party risks |
6 to 8 |
Licence offences
| Code |
Offence |
Penalty points |
| LC10 |
Driving without a licence |
3 to 6 |
| LC20 |
Driving otherwise than in accordance with a licence |
3 to 6 |
| LC30 |
Driving after making a false declaration about fitness |
3 to 6 |
| LC40 |
Driving a vehicle having failed to notify a disability |
3 to 6 |
| LC50 |
Driving after a licence has been revoked or refused on medical grounds |
3 to 6 |
Miscellaneous offences
| Code |
Offence |
Penalty points |
| MS10 |
Leaving a vehicle in a dangerous position |
3 |
| MS20 |
Unlawful pillion riding |
3 |
| MS30 |
Play street offences |
2 |
| MS50 |
Motor racing on the highway |
3 to 11 |
| MS60 |
Offences not covered by other codes (including offences relating to breach of requirements as to control of vehicle) |
3 |
| MS70 |
Driving with uncorrected defective eyesight |
3 |
| MS80 |
Refusing to submit to an eyesight test |
3 |
| MS90 |
Failure to give information as to the identity of the driver etc. |
6 |
Motorway offences
| Code |
Offence |
Penalty points |
| MW10 |
Contravention of special roads regulations |
3 |
Pedestrian crossings
| Code |
Offence |
Penalty points |
| PC10 |
Undefined contravention of a pedestrian crossing regulation |
3 |
| PC20 |
Contravention of pedestrian crossing regulations — moving vehicles |
3 |
| PC30 |
Contravention of pedestrian crossing regulations — stationary vehicles |
3 |
Provisional
| Code |
Offence |
| PL10 |
Driving without L-plates |
| PL20 |
Not accompanied by a qualified person |
| PL30 |
Carrying a person not qualified |
| PL40 |
Drawing an unauthorised trailer |
| PL50 |
Undefined failure to comply with conditions of a provisional licence |
Reckless/dangerous driving
| Code |
Offence |
Penalty points |
| DD10 |
Driving in a dangerous manner |
3 to 11 |
| DD40 |
Dangerous driving |
3 to 11 |
| DD60 |
Manslaughter or culpable homicide while driving a vehicle |
3 to 11 |
| DD80 |
Causing death by dangerous driving |
3 to 11 |
| DD90 |
Furious driving |
3 to 9 |
Speed limits
| Code |
Offence |
Penalty points |
| SP10 |
Exceeding goods vehicle speed limits |
3 to 6 |
| SP20 |
Exceeding the speed limit for type of vehicle (excluding goods or passenger vehicles) |
3 to 6 |
| SP30 |
Exceeding the statutory speed limit on a public road |
3 to 6 |
| SP40 |
Exceeding the passenger vehicle speed limit |
3 to 6 |
| SP50 |
Exceeding the speed limit on a motorway |
3 to 6 |
| SP60 |
Undefined speed limit offence |
3 to 6 |
Theft or unauthorised taking
| Code |
Offence |
Penalty points |
| UT10 |
Taking and driving away without consent or attempt thereof |
3 to 11 |
| UT20 |
Stealing or attempting to steal a vehicle |
3 to 11 |
| UT30 |
Going equipped for stealing or taking a vehicle |
3 to 11 |
| UT40 |
Taking, driving or being carried in a vehicle without consent |
3 to 11 |
| UT50 |
Aggravated taking of a vehicle |
3 to 11 |
Traffic direction and signs
| Code |
Offence |
Penalty points |
| TS10 |
Failing to comply with traffic light signals |
3 |
| TS20 |
Failing to comply with double white lines |
3 |
| TS30 |
Failing to comply with a ‘stop’ sign |
3 |
| TS40 |
Failing to comply with the direction of a constable or warden |
3 |
| TS50 |
Failing to comply with a traffic sign |
3 |
| TS60 |
Failing to comply with a school crossing patrol sign |
3 |
| TS70 |
Undefined failure to comply with a traffic direction or sign |
3 |
Special code
special code TT99 – Disqualification under the ‘ totting-up ’ routine
