- The average cost of car insurance in Florida is $2,228 per year, or around $186 per month, for a full-coverage policy.
- Models like the Chevrolet Trax, Chevrolet Spark, Mazda CX-30, and Honda CR-V have some of the cheaper car insurance rates in Florida.
- Average annual rates vary considerably depending on where you live in Florida, from $2,116 in Jacksonville to $2,902 in Miami.
What is average car insurance cost in Florida?
average cable car indemnity rates in Florida price $ 2,228 per year, or about $ 186 per calendar month, which is 47.9 % more than the home average rate of $ 1,506. car policy cost for some of the more popular cars in Florida include the Toyota Corolla at an average of $ 1,858 per year, the Honda Accord at $ 2,206, the Toyota Camry at $ 2,294, and the Honda Civic at $ 1,970 per class.
average car policy rates for popular compact SUVs in Florida include the Toyota RAV4 at $ 2,198 per class, the Honda CR-V at $ 1,804 per class, and the Chevy Equinox at an average rate of $ 1,904 per class. The graph below shows average car insurance quotes in Florida for 2022 model year vehicles and different driver ages and policy deductible amounts. Get Rates in Your Area Why is this important ? Chart Data Details: Chart shows average Florida car insurance rates for 2022 mannequin year vehicles with safe driver and claim-free discounts applied. Full-coverage rates are averaged for all Florida nothing codes.
Data last updated on December 30, 2021
| Driver Age | Deductible | Annual Cost | Monthly Cost |
|---|---|---|---|
| 20 | $1,000 | $3,748 | $312 |
| $500 | $4,416 | $368 | |
| $250 | $5,118 | $427 | |
| 30 | $1,000 | $1,968 | $164 |
| $500 | $2,342 | $195 | |
| $250 | $2,730 | $228 | |
| 40 | $1,000 | $1,882 | $157 |
| $500 | $2,228 | $186 | |
| $250 | $2,582 | $215 | |
| 50 | $1,000 | $1,720 | $143 |
| $500 | $2,028 | $169 | |
| $250 | $2,348 | $196 | |
| 60 | $1,000 | $1,686 | $141 |
| $500 | $1,990 | $166 | |
| $250 | $2,306 | $192 |
In Florida, the average price of car insurance ranges from $ 1,686 per year for a 60-year-old driver with a high deductible policy to $ 5,118 per year for a 20-year-old driver with low deductibles, which cost more. For those lapp drivers, the average price of car indemnity per month in Florida ranges from $ 141 to $ 427. car policy rates for adolescent drivers senesce 16 to 19 will be the highest of any age group. average monetary value ranges from $ 5,590 per class for a 19-year-old female driver astir to $ 7,972 per class for a 16-year-old male driver .
Which cars are cheapest to insure in Florida?
The top three cheapest vehicles to insure in Florida are the Chevrolet Spark at an average price of $ 1,758 per year, the Mazda CX-30 at $ 1,790 per year, and the Honda CR-V at $ 1,804 per year. early models that rank very well for car indemnity cost in Florida admit are the Chevrolet Trax at $ 1,806, the Toyota C-HR at $ 1,808, and the Hyundai Kona at $ 1,810 per year. The cheapest pickup to insure in Florida is the Chevrolet Colorado at an average cost of $ 1,832 per year. The cheapest luxury car to guarantee is the Acura ILX at an average price of $ 2,062 per year, and the luxury SUV with the best average rates is the Acura RDX at an annual monetary value of $ 1,910.
The models shown in the mesa below are ranked by average annual and monthly cost for brassy car policy in Florida .
Get Rates in Your Area Why is this important ? Table Data Details: Average cable car insurance rate for each model assumes a 40-year-old marry male driver with a clean drive criminal record and no at-fault accidents. safe driver and claim-free discounts are applied to premiums. Full coverage physical damage deductibles are $ 500 and rates are averaged for all Zip Codes in Florida.
Data last updated on February 7, 2022
Cheapest car insurance by vehicle segment
The previous number of the cheapest vehicles to insure in Florida tends to pull in a draw of compact and mid-size cars and SUVs, which by nature are the most low-cost segments for car insurance. The list below shows the cheapest vehicles to insure in Florida for each segment, regardless if they made the top 50 number above .
Average car insurance rates for popular vehicles in Florida
The chart below shows average car indemnity rates for 25 of the most popular vehicles sold in the country of Florida. Some vehicles were featured earlier in the cheapest rates list, but other models like the Toyota Camry, Toyota Highlander, Chevy Silverado, and Ram 1500 pickup have more expensive rates and did not make the list for cheap car policy in Florida. Get Rates in Your Area Why is this important ?
Chart Data Details: Average Florida car indemnity cost is based on 2022 mannequin class vehicles with safe driver and claim-free discounts applied. physical price deductibles are $ 500 and rates are averaged for all Florida Zip Codes.
Data last updated on February 11, 2022
| Make/Model | Annual Rate | Monthly Rate |
|---|---|---|
| Honda CR-V | $1,804 | $150 |
| Mazda CX-5 | $1,848 | $154 |
| Toyota Corolla | $1,858 | $155 |
| Hyundai Tucson | $1,932 | $161 |
| Nissan Rogue | $1,968 | $164 |
| Honda Civic | $1,970 | $164 |
| Ford Ranger | $1,978 | $165 |
| Nissan Sentra | $1,984 | $165 |
| Toyota Tacoma | $2,040 | $170 |
| Honda Pilot | $2,080 | $173 |
| Kia Forte | $2,086 | $174 |
| Ford Explorer | $2,132 | $178 |
| Ford F150 | $2,152 | $179 |
| Toyota RAV4 | $2,198 | $183 |
| Jeep Wrangler | $2,234 | $186 |
| Toyota 4Runner | $2,282 | $190 |
| Toyota Camry | $2,294 | $191 |
| Ford Mustang | $2,350 | $196 |
| Ford Bronco | $2,356 | $196 |
| Hyundai Santa Fe | $2,388 | $199 |
| Chevrolet Silverado | $2,392 | $199 |
| Toyota Highlander | $2,424 | $202 |
| Jeep Cherokee | $2,472 | $206 |
| Hyundai Elantra | $2,534 | $211 |
| Ram Truck | $2,538 | $212 |
Average insurance rates by Florida city
average annual and monthly car indemnity rates are listed below for some of the larger metro areas in Florida. Click any city to view detailed policy rate information for that localization.