Cheap Motorcycle Insurance (2022)

Cheapest motorcycle insurance: Nationwide

Get a Quote nationally offers the best rates for motorcycle insurance. { “ bannerDisclaimers ” : [ ], ” buttonColor ” : ” primary coil ”, ” buttonIcon ” : ” lock ”, ” buttonText ” : ” Get a Quote ”, ” class ” : ” auto_insurance_companies ”, ” cloudinaryImageName ” : ” referral_logos\/us\/insurance\/nationwide-4 ”, ” description ” : ” Nationwide offers the best rates for motorcycle indemnity. “, ” details ” : [ ], ” disclaimer ” : ” ”, ” featuredTitle ” : ” ”, ” link ” : ” hypertext transfer protocol : \/\/insurance.mediaalpha.com\/zero-click.html ? cu=https : \/\/www.nationwide.com\/ & carrier=Nationwide ; TKzt2XWu22mNOdQNJ2a4RzoV6BRPpNDUopJCfh7rAsgYilC61MaFepVn5p1L6_mIOJTZIazfFd3kcRBYBf9NIndYo-7WqA ”, ” name ” : ” Nationwide ”, ” hideBanner ” : faithlessly, ” hideDescription ” : delusive, ” hideDetails ” : genuine, ” hideDisclaimer ” : faithlessly, ” hideTitle ” : genuine, ” title ” : ” Nationwide ” }

What you get:

• Cheapest rates, on average
• Vanishing deductible
• A range of coverage limits

Read the full review .
Nationwide has the cheapest motorcycle indemnity of any company we surveyed. On average, the price of a policy with Nationwide is only $ 593 per class — that ‘s $ 128 less than the national average cost of $ 721 .
There are a few ways you can reduce the cost of a Nationwide motorcycle insurance policy even further. If you bundle your motorbike coverage with a cable car or home indemnity policy, or if you insure more than one motorcycle, you could lower your rates with a multi-vehicle discount. additionally, Nationwide offers a vanishing deductible. For every accident-free year, your deductible is reduced by $ 100 .
While Nationwide systematically offers brassy motorcycle indemnity, policyholders besides receive capital coverage. nationally policies are customizable and can include custom equipment or master equipment manufacturer ( OEM ) parts coverage along with wayside aid .

Cheapest full-coverage motorcycle insurance: Progressive

Get a Quote Progressive ‘s long number of discounts could help you get a bargain. { “ bannerDisclaimers ” : [ ], ” buttonColor ” : ” primary ”, ” buttonIcon ” : ” interlock ”, ” buttonText ” : ” Get a Quote ”, ” category ” : ” auto_insurance_companies ”, ” cloudinaryImageName ” : ” referral_logos\/us\/insurance\/progressive-2 ”, ” description ” : ” Progressive ‘s long list of discounts could help you get a dicker. “, ” details ” : [ ], ” disavowal ” : ” ”, ” featuredTitle ” : ” ”, ” connection ” : ” hypertext transfer protocol : \/\/insurance.mediaalpha.com\/zero-click.html ? cu=https : \/\/www.progressive.com\/auto\/ & carrier=Progressive ; TKzt2XWu22mNOdQNJ2a4RzoV6BRPpNDUopJCfh7rAsgYilC61MaFepVn5p1L6_mIOJTZIazfFd3kcRBYBf9NIndYo-7WqA ”, ” diagnose ” : ” Progressive ”, ” hideBanner ” : false, ” hideDescription ” : false, ” hideDetails ” : true, ” hideDisclaimer ” : false, ” hideTitle ” : true, ” entitle ” : ” Progressive ” }

What you get:

• Cheap prices throughout the country
• Many ways to save on a policy
• Great coverage add-ons

Read the full reappraisal .
Progressive provides the cheapest full-coverage motorbike policy. Policies from Progressive typically cost $625 per year, come with a number of features and can be customized .
progressive policyholders may be able to score a bargain on motorbike insurance through the caller ‘s many discounts, and some are identical comfortable to take advantage of. For model, you can sign up for electronic payments, prove you have a motorcycle license and pay on time .
The coverage included in the price of a standard progressive policy is matchless. Riders mechanically receive substitution price coverage, original equipment manufacturer ( OEM ) parts coverage and $ 3,000 of custom-made parts protection when they have comprehensive and collision coverage .

Cheapest motorcycle insurance for young riders: Geico

Get a Quote Geico offers cheap motorbike policy and requital plans for budget-conscious young riders. { “ bannerDisclaimers ” : [ ], ” buttonColor ” : ” basal ”, ” buttonIcon ” : ” lock ”, ” buttonText ” : ” Get a Quote ”, ” category ” : ” auto_insurance_companies ”, ” cloudinaryImageName ” : ” referral_logos\/us\/insurance\/geico-5 ”, ” description ” : ” Geico offers brassy motorcycle insurance and payment plans for budget-conscious young riders. “, ” details ” : [ ], ” disclaimer ” : ” ”, ” featuredTitle ” : ” ”, ” radio link ” : ” hypertext transfer protocol : \/\/www.geico.com\/ ”, ” name ” : ” Geico ”, ” hideBanner ” : false, ” hideDescription ” : false, ” hideDetails ” : true, ” hideDisclaimer ” : false, ” hideTitle ” : on-key, ” title ” : ” Geico ” }

What you get:

• Great prices for young riders
• Payment plans
• Convenient mobile app

Read the full review .
First-time motorcycle riders typically pay higher premiums, but Geico systematically offers low-cost rates for riders 18 to 21 years old. The average Geico policy is $610 a year, about $ 111 less than the national median, and in some states, it can be even cheaper. Geico ‘s average is lone $ 17 more per year than our cheapest insurance company, Nationwide .
Geico besides gives young riders the ability to pay their premium in installments rather of all at once. Although there is a little fee for each installment, this option helps make motorcycle policy more low-cost by giving riders who do n’t have the funds to pay the annual balance in full moon the choice to split premiums into accomplishable payments .
You can see how Geico ‘s rates differ from other top insurers for 18-, 20- and 21-year-old riders below .

Cheapest insurance for bundling motorcycle and auto policies: Allstate

​Get a Quote Allstate offers the largest dismiss we found for bundling car and motorbike indemnity. { “ bannerDisclaimers ” : [ ], ” buttonColor ” : ” primary ”, ” buttonIcon ” : ” engage ”, ” buttonText ” : ” Get a Quote ”, ” class ” : ” auto_insurance_companies ”, ” cloudinaryImageName ” : ” referral_logos\/us\/insurance\/allstate-3 ”, ” description ” : ” Allstate offers the largest discount rate we found for bundling car and motorbike policy. “, ” details ” : [ ], ” disavowal ” : ” ”, ” featuredTitle ” : ” ”, ” link ” : ” hypertext transfer protocol : \/\/insurance.mediaalpha.com\/zero-click.html ? cu=https : \/\/www.allstate.com\/auto-insurance.aspx & carrier=Allstate ; TKzt2XWu22mNOdQNJ2a4RzoV6BRPpNDUopJCfh7rAsgYilC61MaFepVn5p1L6_mIOJTZIazfFd3kcRBYBf9NIndYo-7WqA ”, ” name ” : ” Allstate ”, ” hideBanner ” : false, ” hideDescription ” : false, ” hideDetails ” : true, ” hideDisclaimer ” : false, ” hideTitle ” : true, ” title ” : ” Allstate ” }

What you get:

• Lots of robust discounts
• Full replacement coverage
• High customer satisfaction rating

Read the full review. ​

We found Allstate offers the largest bundling rebate for car and motorbike : 10% off of your car policy when combining policies .
Allstate is besides known for its outstanding customer service. The company has a 0.63 rate in the National Association of Insurance Commissioners ( NAIC ) ailment index, which measures the act of complaints an insurance company receives in comparison to its share of the overall grocery store. The national complaint index average is 1.00, which means that a company with a complaint index of 0.63 has about one-third fewer complaints than its average rival. Riders who value a relationship with an insurance agent can besides receive in-person aid from local Allstate representatives .
Allstate offers a issue of extra discounts, and riders can lower their rates even further with :

• Motorcycle policy transfer discount when you switch to Allstate
• Motorcycle safety course discount for riders who passed a safe driving program in the past three years
• Good rider discount for 60 months without an at-fault accident or major traffic violation
• Motorcycle organization membership discount if you belong to a riding organization like the Harley Owners Group (H.O.G.)
• Easy pay plan discount for enrolling in automatic payments
• Full pay discount for paying your policy balance up front