How much is car insurance in Abilene?

Area Average Monthly Car Insurance Premium
Abilene $52
TX $65
United States $81

What rates should residents of Abilene expect to pay for their car insurance ? Are rates in Abilene higher or lower than those in neighboring areas ? How do they compare to the rest of Texas ? You can see the cost breakdowns and contributing factors in the charts and writeups below : As you can see in the chart above, it is around $ 13 a calendar month cheaper to insure your vehicle in Abilene than it is in the rest of Texas .
similarly, car policy rates in Abilene are often favorable when viewed against the respite of the country. It ‘s about $ 29 cheaper to insure your vehicle in Abilene compared to the median rate for the U.S. as a whole .
While these are the modal monthly costs for car insurance coverage in Abilene, you could end up paying something different. There are a variety show of factors that cable car insurance companies consider to determine how much to charge you to insure your vehicle. The concluding dollar come you ‘ll be asked to pay each calendar month is calculated off of your senesce, sex, vehicle make and model, driving record, and even your credit score depending on the circumstances.

But do n’t worry, we ‘ve broken down the average pace for Abilene residents based on several different factors so that you can get a more accurate mind of your policy ‘s monthly premium. If you ‘re not certain that you ‘re getting the cheapest rate for your area, just enter your ZIP below to find out !
See what you ‘ll pay in precisely minutes

Average Car Insurance Rates by Age

Age Range Average Premium
Under 18 Not Enough Data
18-24 $85
25-34 $49
35-44 $43
45-54 $40
55-64 $36
65+ $42

It makes sense that the older you are, the more feel you have driving, right ? That experience can lead to some serious savings when it comes to car policy premiums. According to the table above, you can see that 18-24-year-olds yield two times a much as drivers 65 and older .
As you get older, you can expect to see a drop in your monthly agio every 10 years. Having said that, once you approach retirement your rates may start to rise again in Abilene .

Average Car Insurance Rates by Gender

Gender Average
Male $54
Female $51

In general, women pay slenderly less for car policy than men. In Abilene, however, the difference in the monthly cost of coverage is minimal .

Average Auto Insurance Rates by Driving Record

Infractions Average Monthly Premium
1 Accident $75
Multiple Accidents $74
1 Ticket $73
Multiple Tickets $78

Your rates can change quite drastically depending on your drive criminal record. Those with fewer accidents and tickets will pay less than those with multiple infractions. The rate for drivers in Abilene with a individual accident on their commemorate is about $ 75 a month. On a similar bill, drivers with one ticket on their phonograph record will be looking at a monthly rate of about $ 73 on average .
Accidents, tickets, and other driving infractions can truly add up when it comes to how much you pay. In holy order to minimize your monthly rate, practice condom driving habits and keep your record clean .

Average Insurance Rates by Vehicle

Vehicle Age Average Monthly Premium
Less Than 1 Year $60
2-3 Years $52
4-5 Years $46
6-7 Years $61
8-10 Years $57
11-14 Years $51
15 Years or Older $49

According to the first table above, trucks and vans are by and big the cheapest vehicles to insure in Abilene, with drivers paying around $ 48 per month for car indemnity .
car owners, on the early hand, normally pay approximately $ 55 a month, while SUV drivers can expect to pay about $ 49 per calendar month for insurance .
Your rates can besides vary depending on your vehicle ‘s age. Newer vehicles are generally going to be the most expensive to insure. however, your rates may start to decrease if your car is around 5 years erstwhile. In Abilene, vehicles six-to-seven years old are the most expensive to insure .

Average Car Insurance Rates by Relationship Status

Relationship Average Monthly Premium
Single (never married) $56
Married $44
Divorced $45
Widowed $39

broadly, those who are presently married will pay slenderly less for indemnity coverage. This normally boils down to owners having multiple vehicles on the lapp policy, something that will much get you a discount rate .
According to the table above, the difference in rates based on relationship status in Abilene can be adenine much as $ 12 a month, so it ‘s worth taking into consideration .

Average Car Insurance Rates by Housing Situation

Housing Status Average Monthly Premium
Own $43
Rent $53
Live with parents $89

One other element taken into consideration is your housing status. Homeowners in Abilene can expect to pay around $ 10 a month less than those who rent. But if you live with your parents, your rates will be importantly higher .
Bundling your home or rental insurance with your car indemnity can oftentimes reduce your median premiums, depending on your insurance company .

Car Insurance Companies in Abilene, TX

Recent trends in car insurance for Abilene drivers

The average rates for car indemnity are constantly changing, so it ‘s a good estimate to know the holocene trends in your area when choosing your car insurance policy.

The monetary value of car policy coverage in Abilene had been decreasing from 2017-2020, before leveling out in 2021. policy rates finished down in 2022, at $ 37 a calendar month

How does Abilene compare to neighboring areas?

Why are car insurance rates in Abilene different from other areas?

There are many factors cable car policy companies will consider when choosing how much to charge for a monthly pace. The specifics of where you live and drive will have an impingement on your personal policy. This might include things like :

  • Availability of off-street parking
  • Number of drivers in the community
  • Road safety
  • Regional crime rates
  • Area laws

It ‘s adept to be mindful of these factors ( even though you may not be able to do a lot to influence them ) as you shop for a modern policy or consider relocating. Get started with a guide like this to get familiar with the average rates of your area .

How can I find the cheapest car insurance in Abilene?

In the end, the only way to know precisely what your rate will be is by requesting a quotation mark from car insurance companies. Understanding what the average costs are for drivers prior to seeking out a quote can help you understand how closely the quote reflects local anesthetic trends .
But delay ! does all of that work for you. Simply insert your zip up Code below, answer a few questions, and you ‘ll be comparing the cheapest quotes from several of the car indemnity companies that offer car coverage in Abilene .
Compare the cheapest quotes from dozens of insurance companies

Abilene Insurance FAQs

What factors affect car insurance quotes in Abilene? Auto insurance companies take a wide array of factors into consideration when calculating your monthly payment. These include things like your vehicle ‘s year, make and exemplary, your old age and sex, vitamin a well as your address, credit score, drive record, and marital condition. Why is the cost of car insurance in Abilene different from other neighboring cities? local laws, crime rates, and parking situations — all of which can change from city to city — play a large function in the rates that car insurance companies may charge for coverage. Which car insurance company will offer me the cheapest rate in Abilene? There is n’t one company that can guarantee the cheapest rate to everybody, since the rates they charge for coverage are calculated based off of factors that can vary from person to person, such as vehicle have and model, driving record, and count of drivers on the policy. By using sites like to compare multiple quotes simultaneously, you can rest assured that you ‘re getting the best price available. Do I need to change my insurance if I move to Abilene?

Any major biography event, whether it be moving to a new area, finding a newly problem, getting married, or any other noteworthy event always presents a full opportunity to re-evaluate your stream policy policy. Regardless of your former rate, there may be cheaper options in your new placement, so it ‘s a dear theme to use services like to compare quotes from dozens of companies side-by-side. Do I need to wait for my policy to expire to switch to a different car insurance company? No, you can switch companies at any steer, no count how a lot time is left on your current policy. If you ‘re thinking about moving to Abilene or are wondering if you ‘re paying the best rate for your current area, take 10 minutes and sojourn to find out for certain .

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