Compare the Cheapest Car Insurance Quotes in Fresno, CA

On average, Esurance delivers the cheapest insurance for ticketed drivers and individuals seeking full-coverage policies. progressive offers the cheapest liability policy, on modal. For military members and their dependents, USAA ‘s policies may be the lowest. MoneyGeek rated AAA the city ‘s best cable car policy ship’s company for its great service and affordability .iconribbon best car insurance Fresno

2022

The Cheapest and Best Car Insurance in Fresno

The Cheapest Car Insurance Companies in Fresno

In Fresno, the following companies offer the most low-cost full-coverage policies to all, on average :

  • Esurance: $979 per year
  • Progressive: $1,108 per year

military members and their families may be eligible for plans with USAA, which offers the second-cheapest annual car indemnity rates at an annual average of $ 1,107. Esurance ‘s quote is the cheapest in the city, costing about 61 % less than Farmers — the most expensive insurance company in the city for a alike policy. A full-coverage policy policy in the city includes comprehensive and collision coverage. The sum monetary value will depend on how much liability coverage you choose .

Cheapest Car Insurance in Fresno

Full Coverage 100/300/100

  • company 100/300/100

    per year

  • 1 .Esurance

    $979

  • 2 .USAA

    $1,107

  • 3 .Progressive

    $1,108

  • 4 .GEICO

    $1,160

  • 5 .Allstate

    $1,187

  • 6 .Mercury

    $1,285

  • 7 .MetLife

    $1,302

  • 8. CSAA

    $1,325

  • 9 .State Farm

    $1,349

  • 10 .Hartford

    $1,503

  • 11 .Travelers

    $1,554

  • 12. Allied

    $1,559

  • 13 .Farmers

    $1,585

MoneyGeek ’ s methodology used modal car policy rates for a 40-year-old male driver with a full-coverage policy for this analysis. Along with indebtedness indemnity, a full-coverage policy comprises the following two types of policy, which increases costs :

  • Collision Coverage: This insurance covers your car from damages caused by colliding with another vehicle or object.
  • Comprehensive Coverage: This coverage pays for losses that aren’t caused by a crash, such as theft and fire damage.

If the cost of a full-coverage car indemnity policy exceeds the car ‘s value, specially in the case of an older cable car, state minimal indemnity or liability indemnity may be a better choice .

Compare Car Insurance Rates in Fresno

see you ‘re getting the best rate for your cable car insurance. Compare quotes from the exceed insurance companies. widget-location-pinInsurance Rates

Cheapest Car Insurance in Fresno for Minimum Coverage

insurance policies with minimal coverage are the cheapest in Fresno. For the city ’ sulfur drivers, the follow providers offer the cheapest average minimum liability insurance, on average :

  • GEICO: $475 per year
  • Progressive: $485 per year

USAA offers the cheapest minimal coverage in Fresno, but the supplier merely offers policies to military members and their families. Their policy costs $ 455 per year, on median. GEICO ‘s average quote is $ 365 less than Farmers ‘, which costs $ 840 per year, on average. minimal coverage plans are relatively cheap due to their lower coverage limits. however, ascribable to their miss of comprehensive examination and collision coverage, drivers may be underinsured following an accident. The following table illustrates how rates fluctuate as indebtedness limitations increase .

Cheapest Minimum Liability Car Insurance in Fresno

state Minimum

  • party State Minimum

    per year

  • 1 .USAA

    $455

  • 2 .GEICO

    $475

  • 3 .Progressive

    $485

  • 4. CSAA

    $524

  • 5 .Mercury

    $527

  • 6 .Esurance

    $539

  • 7 .Travelers

    $604

  • 8 .State Farm

    $646

  • 9 .MetLife

    $668

  • 10 .Allstate

    $690

  • 11. Allied

    $716

  • 12 .Hartford

    $749

  • 13 .Farmers

    $840

Drivers in California are required to carry a minimal of 15/30/5 liability insurance. State minimal policies may be the cheapest in Fresno but offer the least protection. In the event of an at-fault accident, your fiscal obligations increase even further. For exemplify, if you caused an accident that costs $ 25,000 total, your liability indemnity will only cover $ 5,000. This leaves you paying $ 20,000 out of your pocket .

California Minimum Liability Requirements

  • item description
  • Bodily Injury and Property Damage $ 15,000 per person, $ 30,000 per accident and $ 5,000 for place damage. A more protective level is 100/300/100 .

Cheapest Car Insurance in Fresno if You Have Driving Violations

A dealings trespass, such as a travel rapidly ticket or a DUI, can significantly increase the monetary value of car indemnity in Fresno. The adopt number includes the city ‘s cheapest policy plans after common traffic infractions, on average :

  • Cheapest After a Ticket: Esurance, $1,237 per year
  • Cheapest After an At-Fault Accident: Esurance, $1,531 per year
  • Cheapest After a DUI: Mercury, $2,104 per year

careless of the traffic offense, you can improve your drive read over prison term and reduce your future insurance rates. After receiving a ticket or becoming involved in an accident, compare insurance rates from multiple companies to find the most low-cost policy .

Cheapest Car Insurance in Fresno With a Violation

Speeding ticket

  • company Speeding Ticket

    per year

  • 1 .USAA

    $1,210

  • 2 .Esurance

    $1,237

  • 3. CSAA

    $1,661

  • 4 .Allstate

    $1,671

  • 5 .Mercury

    $1,682

  • 6 .MetLife

    $1,688

  • 7 .GEICO

    $1,713

  • 8 .State Farm

    $1,984

  • 9 .Progressive

    $2,126

  • 10 .Farmers

    $2,178

  • 11. Allied

    $2,183

  • 12 .Travelers

    $2,304

  • 13 .Hartford

    $2,384

Average Cost of Car Insurance in Fresno

Fresno

$1,325

California

$1,429

U.S.

$1,424

In Fresno, the average cost of car insurance is $ 1,325 per class, which is slightly lower than both the California submit average and the national average monetary value of car coverage. Policyholders in Fresno pay approximately 7.3 % less than the average annual cost in California and around 7 % less than the national average.

Personalized Quotes to Get You the Cheapest Car Insurance in Fresno

In accession to the driver ’ s residential location, policy companies besides consider age, tug phonograph record, coverage degree and make and model of the vehicle when determining cable car insurance quotes in Fresno. For example, in Fresno, an Esurance policy for a driver with a clean read costs about $ 552 less per year than exchangeable coverage for a driver with an at-fault accident on their record. Since your personal circumstances may change over prison term, you need to regularly get a personalized quote from diverse cable car insurance companies in Fresno so you can obtain a plan that fulfills your person needs .

Compare Car Insurance Rates in Fresno

see you ‘re getting the best rate for your cable car policy. Compare quotes from the top indemnity companies. widget-location-pin

The Best Car Insurance Companies in Fresno

MoneyGeek considered choice of military service and affordability to compare car policy companies in Fresno. The follow car indemnity providers ranked as the best in Fresno, per our inquiry :

  • AAA: MoneyGeek score of 90 out of 100
  • GEICO: MoneyGeek score of 90 out of 100

USAA received the highest rankings in Fresno, with a score of 100 out of 100. however, only current and erstwhile military members and their dependents qualify for its policies. MoneyGeek used J.D. Power ‘s affordability, customer atonement and fiscal stability rankings in this analysis .
1

USAA

score :

100

5/5 Affordability 5/5 Claims Ratings 5/5 User Satisfaction A++ fiscal stability 2

Auto Club of Southern California Insurance Group

score :

90

4/5 Affordability 5/5 Claims Ratings 4/5 User Satisfaction A fiscal stability 3

GEICO

score :

90

4/5 Affordability 3/5

Claims Ratings 4/5 User Satisfaction A++ fiscal stability 4

Wawanesa

grade :

87.5

5/5 Affordability 4/5 Claims Ratings 4/5 User Satisfaction A- fiscal stability 5

State Farm

score :

87.5

3/5 Affordability 3/5 Claims Ratings 4/5 User Satisfaction A++ fiscal stability 6

Ameriprise

score :

85

4/5 Affordability 3/5 Claims Ratings 4/5 User Satisfaction A fiscal stability 7

Hartford

score :

85

3/5 Affordability 4/5 Claims Ratings 3/5 User Satisfaction A+ fiscal stability 8

Progressive

score :

82.5

4/5 Affordability 2/5 Claims Ratings 3/5 User Satisfaction A+ fiscal stability 9

Allstate

sexual conquest :

82.5

3/5 Affordability 3/5 Claims Ratings 3/5 User Satisfaction A+ fiscal stability 10

Safeco

grudge :

80

3/5 Affordability 3/5 Claims Ratings 3/5 User Satisfaction A fiscal stability 11

CSAA

score :

77.5

2/5 Affordability 3/5 Claims Ratings 3/5 User Satisfaction A fiscal stability 12

Liberty Mutual

score :

77.5

3/5 Affordability 2/5 Claims Ratings 3/5 User Satisfaction A fiscal stability 13

Farmers

score :

77.5

2/5 Affordability 3/5 Claims Ratings 3/5 User Satisfaction A fiscal stability 14

Mercury

mark :

77.5

3/5 Affordability 2/5 Claims Ratings 3/5 User Satisfaction A fiscal constancy 15

Nationwide

score :

75

2/5 Affordability 2/5 Claims Ratings 2/5 User Satisfaction A+ fiscal stability 16

Kemper

mark :

70

2/5 Affordability 2/5 Claims Ratings 2/5 User Satisfaction A- fiscal stability

Average Cost of Car Insurance by Postal Code

The figures for car-related crimes and uninsured motorists vary by ZIP code, so where you live in Fresno can influence how much your car policy policy will cost. For exemplar, policyholders living in ZIP code 93702 will pay about $ 115 more per class than drivers who live in ZIP code 93720 .

  • Zip Code State Minimum

    per year

  • 93720

    $1,261

  • 93727

    $1,288

  • 93722

    $1,373

  • 93702

    $1,376

Factors That Impact Insurance Costs in Fresno

In addition to person driver needs and history, location-specific factors like the percentage of uninsured motorists and the rate of fateful accidents besides contribute to car policy rates in Fresno. How Fresno ranks compared to the 300 most populous cities in the United States can have a meaning shock on premium costs .accident2 icon Most Accidents With Fatalities

233rd

/ 300handcuffs2 icon Most cable car Thefts

250th

/ 300uninsured icon Most uninsured Motorists by State

12th

/ 50insurance2 icon personal Injury Protection Required Norain icon Most annual rain

280th

/ 300umbrella icon Most showery Days

246th

/ 300

Methodology and Assumptions

MoneyGeek ’ south modal premium rates for Fresno are based on 100/300/100 comprehensive collision coverage with a $ 1,000 deductible for a 40-year-old male driver. The median driver profiled drives a 2010 Toyota Camry LE and has no tickets or accidents on their record. Additional premiums are added based on coverage type, location and drive commemorate. Learn more about MoneyGeek ’ sulfur data and methodology here. About the author

expert-profileexpert-profile Mark Fitzpatrick is a elder content director with MoneyGeek specializing in indemnity. Mark has years of feel analyzing the insurance market and creating original research and contented. He graduated from Boston College with a Bachelor of Arts and Johns Hopkins University with a victor of Arts .

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