You have money questions. Bankrate has answers. Our experts have been helping you master your money for over four decades. We continually strive to provide consumers with the expert advice and tools needed to succeed throughout life ’ s fiscal travel. Bankrate ’ s editorial team writes on behalf of YOU – the reader. Our goal is to give you the best advice to help you make chic personal finance decisions. We follow stern guidelines to ensure that our column message is not influenced by advertisers. Our editorial team receives no direct recompense from advertisers, and our message is thoroughly fact-checked to ensure accuracy. so, whether you ’ re reading an article or a review, you can trust that you ’ re getting credible and reliable information. We measure your trust. Our deputation is to provide readers with accurate and unbiased information, and we have editorial standards in place to ensure that happens. Our editors and reporters thoroughly fact-check editorial contentedness to ensure the information you ’ ra reading is accurate. We maintain a firewall between our advertisers and our column team. Our editorial team does not receive direct recompense from our advertisers. Bankrate follows a nonindulgent column policy, so you can trust that we ’ ra putting your interests first. Our award-winning editors and reporters create honest and accurate message to help you make the properly fiscal decisions. All providers discussed on our site are vetted based on the prize they provide. And we constantly review our criteria to ensure we ’ re putting accuracy first. Our indemnity team is composed of agents, data analysts, and customers like you. They focus on the points consumers care about most — monetary value, customer military service, policy features and savings opportunities — so you can feel convinced about which provider is correct for you. Bankrate follows a stern column policy, so you can trust that we ’ rhenium putting your interests first base. All of our content is authored by highly qualify professionals and reviewed by subject count experts, who ensure everything we publish is objective, accurate and worthy of your confidence. Founded in 1976, Bankrate has a long track record of helping people make smart fiscal choices. We ’ ve maintained this repute for over four decades by demystifying the fiscal decision-making work and giving people confidence in which actions to take future. While we adhere to strict editorial integrity, this post may contain references to products from our partners. here ‘s an explanation for how we make money. This content is powered by HomeInsurance.com ( NPN : 8781838 ). For more information, please see our Insurance disclosure. The average cost of car insurance in Greensboro, North Carolina, is $434 per year for minimum coverage and $1,285 for full car insurance, which includes comprehensive and collision coverage. North Carolina ’ sulfur low-cost car indemnity rates may be one of the reasons most drivers have a valid car indemnity policy — only 7.4 % of drivers are uninsured. Although rates are relatively moo, you may be able to save farther on car policy in Greensboro. Bankrate ’ s policy column team put together an analysis of the best cable car policy in Greensboro based on price, coverage options and customer ratings. Partnering with Quadrant Information Services, we collected up-to-date average quoted premiums from each company. The data can be used as a starting point to collect quotes from several carriers, compare what each has to offer and choose the best and most low-cost coverage for your needs .
Best car insurance companies in Greensboro
Greensboro drivers have many options for car indemnity, but the options may be overwhelming for some drivers. We collected and examined customer ratings, coverage options, mailman dismiss handiness and average annual rates to narrow down four of the best car policy companies in Greensboro .
| Insurance company | J.D. Power score (Southeast region) | Average annual premium for minimum coverage | Average annual premium for full coverage |
|---|---|---|---|
| Geico | 843 / 1000 | $260 | $780 |
| State Farm | 859 / 1000 | $318 | $893 |
| Erie | 874 / 1000 | $416 | $1,144 |
| Allstate | 838 / 1000 | $477 | $1,486 |
Geico
Geico much makes the “ best of ” list for its combination of moo rates and senior high school customer ratings. Greensboro drivers will find that the average premiums from Geico are significantly lower than the city average. basic coverage is only $ 260 per year on average, which amounts to a fiddling over $ 21 per calendar month. And buying full coverage, which besides pays for loss and repairs related to your car, is lone $ 780 per year on average — far less than what some U.S. drivers pay for basic coverage. Learn more: Geico Insurance review
State Farm
department of state farm is the second-cheapest carrier in Greensboro and has a potent presence of local offices. Knowing you can stop by and visit your vicinity State Farm agent could be invaluable if you are having trouble filing a claim or you need help deciding on the veracious amount of coverage. There are 25 agents in the area available to help. State Farm has a wide range of discounts that help lower your premiums, such as safe driver, good student and loyal customer discounts. even if you do not have a clean drive history, you may be able to earn a discount based on your give driving decisions when you sign up for the Drive Safe & Save program. Learn more: State Farm Insurance review
Erie
Erie Insurance has the highest J.D. Power customer satisfaction ratings of the Greensboro cable car indemnity companies on our list. One of the reasons for the cocksure review is probably the combination of its low-cost price and what you get in a policy. An Erie full car insurance policy includes extras for free, such as checkup coverage if your pet is injured in a crash, car glass repair and locksmith services of up to $ 75 per visit if you get locked out of your cable car. Learn more: Erie Insurance review
Allstate
Allstate is not the cheapest carrier on the tilt, but the number of unique coverages the company offers is worth noting. There are a twelve add-ons that could protect you financially in subject you cause an accident. They include rideshare, classical car and heavy arrangement coverage. You can besides buy auxiliary cable car travel policy if you plan on road tripping to Mexico, saving you the hassle of having to find a carrier when you arrive South of the Border. The extra coverage can be purchased for arsenic long as you need, improving to one class. Learn more: Allstate Insurance inspection
Cheapest car insurance in Greensboro
Greensboro cable car policy is cheaper on average than the state ’ second $ 1,325 per year. however, rates can vary well based on your drive record, level of coverage, ZIP code, vehicle and more. Bankrate collected quotes from the largest providers in the city based on commercialize contribution to bring you the cheapest cable car indemnity companies in Greensboro .
| Insurance company | Average annual premium for minimum coverage | Average annual premium for full coverage |
|---|---|---|
| Geico | $260 | $780 |
| State Farm | $318 | $893 |
| Nationwide | $354 | $1,273 |
| Erie | $416 | $1,144 |
| Allstate | $477 | $1,486 |
Drivers in search of full coverage might consider getting quotes from Geico, State Farm, Nationwide, Erie and Allstate, which all have low rates for entire cable car insurance. State Farm and Allstate both provide timbre coverage at a low monetary value. In addition, they offer more options and add-ons than average, such as opening and rideshare indemnity .
Greensboro insurance requirements
All drivers in North Carolina must carry car insurance. If your coverage lapses, your indemnity supplier is required to notify the North Carolina DMV, which could lead to fines and a reinstatement fee. The state ’ randomness minimal requirements are “ continuous coverage ” of :
- $30,000 in bodily injury liability for each person
- $60,000 in bodily injury liability for each accident
- $25,000 for property damage liability for each accident
Keep in mind that the country ’ s minimums are likely not adequate to cover the broad extent of an at-fault accident. additionally, it leaves no fiscal protection for your vehicle. If you lease or own your fomite, your lender will typically require you to carry full cable car insurance. It expands on the department of state ’ south liability coverage by adding security for damages to your vehicle through comprehensive and collision insurance .
Car insurance discounts in Greensboro
To get the lowest rates, be surely to ask the carrier wave you choose for what kind of discounts they can apply to your policy. Some typical Greensboro cable car policy discounts are :
- Good student: Young drivers enrolled in high school or college with good grades could qualify for lower rates.
- Safe driver: Drivers without tickets, accidents and claims often have access to savings for reduced car insurance premiums.
- Vehicle equipment: Newer-model vehicles equipped with driver assistance technology, multiple airbags and collision warning systems could be cheaper to insure.
- Defensive driver course: Passing a defensive driving course approved by your insurance company could lower your rates.
safe driver discounts may have a large affect on your Greensboro rates and are offered by most providers. Drivers that are less likely to cause an accident reduce their insured risk, which may ultimately reflect in their bounty .
Frequently asked questions
What is the best car insurance company in Greensboro, NC?
There are many reputable car insurance companies operating in Greensboro. Our findings, based on customer ratings and price, found four standout companies. however, each driver may find other insurers based on their criteria. Consider getting quotes from multiple providers and comparing rates and policy conditions to find the carrier that works best for you .
How much does car insurance in Greensboro cost?
The modal cost of car policy in Greensboro, North Carolina, is $ 434 per year for minimum coverage and $ 1,285 per year for full car insurance. Your pace may vary based on the aircraft carrier you choose, your drive record, senesce and ZIP code .
How much car insurance do I need in Greensboro?
The department of state of North Carolina requires all drivers to have liability indemnity of $ 30,000 or more in bodily injury per person, at least $ 60,000 in bodily indebtedness insurance per accident and $ 25,000 or more for place damage. If your policy lapses, your carrier is required to report it to the DMV.
Read more: Cheap Auto Insurance – Douglasville, Georgia
Methodology
Bankrate utilizes Quadrant Information Services to analyze 2021 rates for all ZIP codes and carriers in all 50 states and Washington, D.C. Quoted rates are based on a 40-year-old male and female driver with a clean drive record, dear recognition and the keep up full coverage limits :
- $100,000 bodily injury liability per person
- $300,000 bodily injury liability per accident
- $50,000 property damage liability per accident
- $100,000 uninsured motorist bodily injury per person
- $300,000 uninsured motorist bodily injury per accident
- $500 collision deductible
- $500 comprehensive deductible
To determine minimal coverage limits, Bankrate used minimal coverages that meet each express ’ sulfur requirements. Our sample drivers own a 2019 Toyota Camry, commute five days a week and drive 12,000 miles per annum. These are sample rates and should be used for comparative purposes only. Your quotes may be different .