Cheap Car Insurance in Illinois for 2022 – NerdWallet

car insurance is an significant leverage, but finding brassy car indemnity in Illinois isn ’ deoxythymidine monophosphate constantly easy. That ’ mho why it ’ mho authoritative to compare rates from multiple insurers. The average cost of full coverage cable car policy in Illinois is $ 1,383 per class, or about $ 115 per calendar month, according to NerdWallet ’ second analysis. minimum coverage in Illinois is $ 512 per year on average, but we found you can likely get a cheaper policy. For case, Pekin offers the cheapest rates in Illinois at $ 243 per year, on average, for minimum coverage car insurance for a 35-year-old driver with a clean drive read. If you ‘re looking for the cheapest options in The Windy City, check out NerdWallet ‘s guidebook to the cheap car indemnity in Chicago. Why you can trust NerdWallet : Our writers and editors follow nonindulgent editorial guidelines to ensure comeliness and accuracy in our write and data analyses. You can trust the prices we show you because our data analysts take rigorous measures to eliminate outliers and inaccuracies in pricing data, which include rates from every venue in the state where coverage is offered and data is available. When comparing rates for different coverage amounts, ages and backgrounds, we change only one variable star at a time, so you can easily see how each component affects price.

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Cheapest car insurance company overall in Illinois
Pekin	$ 58/month	not so far rated .
Cheapest for minimal coverage
Pekin	$ 20/month	not so far rated .
Cheapest for young drivers
Pekin	$ 126/month	not even rated .
Cheapest for drivers with poor credit
grange	$ 58/month	not so far rated .

How we chose the cheapest companies in Illinois

NerdWallet ’ s editorial team analyzed car policy rates from 25 car insurers in Illinois and found the five cheapest options for drivers in respective age brackets and with different histories, all driving a 2019 Toyota Camry L. For minimum coverage, we looked at rates that reflect the minimal requirements in Illinois. For full coverage, we used the under coverage limits :

• $ 100,000 bodily injury liability per person .
• $ 300,000 bodily injury liability per accident .
• $ 50,000 place damage liability per accident .
• $ 100,000 uninsured motorist coverage per person .
• $ 300,000 uninsured motorist coverage per accident .
• Collision coverage with a $ 1,000 deductible .
• comprehensive coverage with a $ 1,000 deductible .

Cheapest for 20-year-old drivers

Drivers in their 20s may have to get a draw of quotes to find the best cheap car policy. Prices can be sky-high for younger 20-somethings, but tend to come down as drivers get more experience on the road. still, some companies routinely have better indemnity rates for young drivers, so it ‘s best to shop around to find them.

Cheapest full coverage car insurance in Illinois for 20-year-olds

Drivers in Illinois with clean drive records may want to consider the follow companies, which had the lowest average rates :

1. Pekin : $ 1,514 per year, or about $ 126 per month .
2. erie : $ 1,579 per year, or about $ 132 per calendar month .
3. Travelers : $ 1,851 per class, or about $ 154 per calendar month .
4. Geico : $ 1,933 per year, or about $ 161 per month .
5. grange : $ 2,026 per class, or about $ 169 per month .

Cheapest minimum coverage car insurance in Illinois for 20-year-olds

Drivers in Illinois who want just the state minimum coverage may want to check with these companies, which had the lowest average rates :

1. lake erie : $ 461 per year, or about $ 38 per calendar month .
2. Geico : $ 541 per year, or about $ 45 per calendar month .
3. Pekin : $ 650 per year, or about $ 54 per calendar month .
4. Travelers : $ 655 per year, or about $ 55 per month .
5. state of matter farm : $ 730 per year, or about $ 61 per calendar month .

Cheapest auto insurance in Illinois for 20-year-olds with poor credit

Drivers with inadequate credit in Illinois should look at the following insurers with the lowest average rates for minimal coverage :

1. Geico : $ 742 per class, or about $ 62 per calendar month .
2. Travelers : $ 983 per class, or about $ 82 per month .
3. lake erie : $ 984 per class, or about $ 82 per calendar month .
4. grange : $ 1,014 per year, or about $ 84 per month .
5. Country Financial : $ 1,146 per class, or about $ 96 per calendar month .

Cheapest auto insurance in Illinois for 20-year-old drivers with one at-fault crash

For drivers with a recent accident in Illinois, here are the companies with the lowest average rates for minimal coverage :

1. lake erie : $ 623 per year, or about $ 52 per calendar month .
2. Geico : $ 749 per year, or about $ 62 per month .
3. Travelers : $ 838 per year, or about $ 70 per calendar month .
4. Pekin : $ 868 per year, or about $ 72 per calendar month .
5. department of state farm : $ 941 per year, or about $ 78 per month .

Cheapest auto insurance in Illinois for 20-year-old drivers after a DUI

The cheapest car indemnity we found after a DUI is shown here, alongside the insurers ‘ average rates for minimum coverage .

1. erie : $ 711 per year, or about $ 59 per month .
2. Travelers : $ 938 per year, or about $ 78 per calendar month .
3. Geico : $ 1,106 per year, or about $ 92 per calendar month .
4. state grow : $ 1,123 per year, or about $ 94 per month .
5. mercury : $ 1,175 per year, or about $ 98 per calendar month .

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Cheapest for 30-year-old drivers

By the clock time they reach their 30s, most drivers will enjoy cheaper car indemnity rates than in their teens and 20s. hush, factors like a person ’ randomness drive criminal record and cable car make and model can increase prices. Drivers in their 30s can get lower rates by shopping about and taking advantage of any cable car policy discounts.

Cheapest full coverage car insurance in Illinois for 30-year-olds

Drivers in Illinois with clean tug records may get the lowest rates from these companies :

1. Pekin : $ 729 per year, or about $ 61 per calendar month .
2. Geico : $ 932 per class, or about $ 78 per month .
3. erie : $ 937 per year, or about $ 78 per month .
4. grange : $ 981 per class, or about $ 82 per calendar month .
5. Hastings Mutual : $ 1,034 per year, or about $ 86 per month .

Cheapest minimum coverage car insurance in Illinois for 30-year-olds

Drivers in Illinois who want their state ‘s minimum coverage can check with the following companies, which had the lowest average rates :

1. Pekin : $ 255 per class, or about $ 21 per calendar month .
2. Geico : $ 259 per class, or about $ 22 per calendar month .
3. erie : $ 277 per year, or about $ 23 per month .
4. grange : $ 296 per class, or about $ 25 per month .
5. Auto-Owners : $ 319 per class, or about $ 27 per calendar month .

Cheapest auto insurance in Illinois for 30-year-olds with poor credit

Drivers with poor credit rating in Illinois should consider the following companies with the lowest average rates for wide coverage :

1. grange : $ 1,292 per year, or about $ 108 per month .
2. Geico : $ 1,335 per class, or about $ 111 per calendar month .
3. Pekin : $ 1,378 per year, or about $ 115 per calendar month .
4. Hastings Mutual : $ 1,398 per class, or about $ 116 per month .
5. embrace : $ 1,621 per class, or about $ 135 per month .

Cheapest auto insurance in Illinois for 30-year-old drivers with one at-fault crash

For drivers in Illinois with a late accident, here are the lowest modal rate options for broad coverage :

1. Pekin : $ 966 per class, or about $ 80 per calendar month .
2. erie : $ 1,269 per year, or about $ 106 per calendar month .
3. grange : $ 1,341 per year, or about $ 112 per month .
4. department of state farm : $ 1,362 per year, or about $ 114 per month .
5. Travelers : $ 1,432 per year, or about $ 119 per month .

Cheapest auto insurance in Illinois for 30-year-old drivers after a DUI

For the cheapest car insurance after a DUI, we found the follow options for full coverage .

1. Pekin : $ 1,468 per year, or about $ 122 per month .
2. lake erie : $ 1,502 per year, or about $ 125 per month .
3. Travelers : $ 1,563 per year, or about $ 130 per month .
4. state farm : $ 1,565 per year, or about $ 130 per calendar month .
5. mercury : $ 1,577 per year, or about $ 131 per month .

Cheapest for 40-year-old drivers

Drivers in their 40s tend to have better policy rates than their younger counterparts on average, but still pay more than older long time groups. Shopping around for cheap car insurance quotes with multiple insurers is the best manner to find lower rates. commodity drivers who don ’ metric ton get behind the wheel frequently might want to consider pay-per-mile policy, which charges drivers by how many miles they drive.

Cheapest full coverage car insurance in Illinois for 40-year-olds

Drivers in Illinois with clean drive records may want to think about the following companies, which had the lowest median rates :

1. Pekin : $ 674 per year, or about $ 56 per calendar month .
2. lake erie : $ 839 per year, or about $ 70 per month .
3. Geico : $ 881 per class, or about $ 73 per month .
4. grange : $ 901 per year, or about $ 75 per month .
5. Hastings Mutual : $ 905 per year, or about $ 75 per calendar month .

Cheapest minimum coverage car insurance in Illinois for 40-year-olds

Drivers in Illinois who want just the minimum coverage may want to check prices from these companies, which had the lowest average rates :

1. Pekin : $ 234 per year, or about $ 20 per calendar month .
2. erie : $ 249 per year, or about $ 21 per month.

   Read more: The Cheapest Car Insurance in Indiana for 2022 | https://insurecar.info

3. Geico : $ 250 per year, or about $ 21 per month .
4. grange : $ 268 per year, or about $ 22 per month .
5. country farm : $ 329 per year, or about $ 27 per calendar month .

Cheapest auto insurance in Illinois for 40-year-olds with poor credit

Drivers with poor credit in Illinois can check out the following insurers with the lowest average rates for fully coverage :

1. grange : $ 1,177 per class, or about $ 98 per month .
2. Hastings Mutual : $ 1,221 per year, or about $ 102 per month .
3. Geico : $ 1,243 per year, or about $ 104 per month .
4. Pekin : $ 1,272 per year, or about $ 106 per month .
5. mercury : $ 1,383 per year, or about $ 115 per calendar month .

Cheapest auto insurance in Illinois for 40-year-old drivers with one at-fault crash

For drivers with a holocene accident living in Illinois, here are the companies with the lowest average rates for fully coverage :

1. Pekin : $ 891 per class, or about $ 74 per calendar month .
2. lake erie : $ 1,136 per year, or about $ 95 per calendar month .
3. grange : $ 1,255 per year, or about $ 105 per calendar month .
4. state of matter farm : $ 1,328 per year, or about $ 111 per calendar month .
5. Travelers : $ 1,353 per year, or about $ 113 per calendar month .

Cheapest auto insurance in Illinois for 40-year-old drivers after a DUI

The cheapest wax coverage car policy we found for drivers with a DUI came from the following companies .

1. erie : $ 1,343 per year, or about $ 112 per month .
2. Pekin : $ 1,352 per class, or about $ 113 per month .
3. mercury : $ 1,359 per year, or about $ 113 per calendar month .
4. Travelers : $ 1,479 per class, or about $ 123 per month .
5. state farm : $ 1,529 per class, or about $ 127 per calendar month .

Cheapest for 50-year-old drivers

Drivers in their 50s have cheaper car insurance rates than most other senesce groups on average. Prices will continue to drop as they inch toward their 60s and gain more drive experience. Rates can still vary depending on other factors such as a driver ’ second gender and localization, so it ’ s smart to shop around to find the best pace. Our list of cheap car insurance companies is a dear place to start.

Cheapest full coverage car insurance in Illinois for 50-year-olds

Drivers in Illinois with clean drive records may want to get quotes from these insurers, which had the lowest average rates :

1. Pekin : $ 650 per year, or about $ 54 per calendar month .
2. Hastings Mutual : $ 759 per year, or about $ 63 per month .
3. erie : $ 767 per year, or about $ 64 per calendar month .
4. Geico : $ 814 per year, or about $ 68 per calendar month .
5. mercury : $ 949 per class, or about $ 79 per calendar month .

Cheapest minimum coverage car insurance in Illinois for 50-year-olds

Drivers in Illinois who opt for the express minimum coverage may want to consider the following companies, with the lowest average rates :

1. erie : $ 228 per year, or about $ 19 per month .
2. Pekin : $ 228 per year, or about $ 19 per month .
3. Geico : $ 239 per year, or about $ 20 per calendar month .
4. Rockford Mutual : $ 298 per class, or about $ 25 per month .
5. beginning Chicago : $ 308 per year, or about $ 26 per month .

Cheapest auto insurance in Illinois for 50-year-olds with poor credit

Drivers with poor credit in Illinois can check with the following companies, which showed the lowest average rates for full coverage :

1. Hastings Mutual : $ 1,022 per class, or about $ 85 per month .
2. Geico : $ 1,148 per year, or about $ 96 per month .
3. Pekin : $ 1,225 per year, or about $ 102 per month .
4. grange : $ 1,273 per year, or about $ 106 per month .
5. mercury : $ 1,284 per year, or about $ 107 per month .

Cheapest auto insurance in Illinois for 50-year-old drivers with one at-fault crash

For drivers living in Illinois with a holocene accident, here are the insurers with the lowest average wide coverage rates :

1. Pekin : $ 859 per year, or about $ 72 per month .
2. erie : $ 1,036 per year, or about $ 86 per month .
3. submit farm : $ 1,293 per class, or about $ 108 per month .
4. Hastings Mutual : $ 1,305 per year, or about $ 109 per month .
5. Travelers : $ 1,328 per year, or about $ 111 per calendar month .

Cheapest auto insurance in Illinois for 50-year-old drivers after a DUI

The cheapest car policy we found for drivers with a holocene DUI comes from the following companies, listed with rates for full coverage .

1. lake erie : $ 1,225 per year, or about $ 102 per calendar month .
2. Pekin : $ 1,304 per year, or about $ 109 per month .
3. mercury : $ 1,323 per year, or about $ 110 per calendar month .
4. Travelers : $ 1,452 per class, or about $ 121 per month .
5. state farm : $ 1,494 per year, or about $ 124 per month .

See what you could save on car insurance

easily compare personalized rates to see how much throw cable car policy could save you.

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Cheapest for 60-year-old drivers

Although 60-year-olds have cheaper car insurance rates than many other age groups on average, prices will start increasing as they get older. To find brassy car policy for seniors, drivers in their 60s should make sure to shop around to find the best pace. Drivers in this age group should besides take advantage of any available discounts for aged citizens.

Cheapest full coverage car insurance in Illinois for 60-year-olds

Drivers in Illinois with clean drive records may want to think about getting quotes from these companies, which had the lowest average rates :

1. Pekin : $ 658 per year, or about $ 55 per calendar month .
2. erie : $ 748 per year, or about $ 62 per month .
3. grange : $ 760 per year, or about $ 63 per calendar month .
4. Hastings Mutual : $ 777 per class, or about $ 65 per month .
5. Geico : $ 824 per class, or about $ 69 per month .

Cheapest minimum coverage car insurance in Illinois for 60-year-olds

Drivers in Illinois who want barely the state minimum coverage may want to check with these insurers, which had the lowest average rates :

1. erie : $ 223 per year, or about $ 19 per calendar month .
2. grange : $ 235 per year, or about $ 20 per calendar month .
3. Pekin : $ 241 per year, or about $ 20 per month .
4. Geico : $ 246 per class, or about $ 20 per month .
5. Rockford Mutual : $ 298 per year, or about $ 25 per calendar month .

Cheapest auto insurance in Illinois for 60-year-olds with poor credit

Drivers with hapless credit in Illinois can look at the following companies with the lowest median rates for fully coverage :

1. grange : $ 976 per year, or about $ 81 per month .
2. Hastings Mutual : $ 1,046 per year, or about $ 87 per calendar month .
3. Geico : $ 1,168 per year, or about $ 97 per calendar month .
4. mercury : $ 1,225 per year, or about $ 102 per calendar month .
5. Pekin : $ 1,239 per year, or about $ 103 per month .

Cheapest auto insurance in Illinois for 60-year-old drivers with one at-fault crash

For drivers with a holocene accident survive in Illinois, here are the companies with the lowest average rates for fully coverage :

1. Pekin : $ 872 per year, or about $ 73 per calendar month .
2. erie : $ 1,011 per class, or about $ 84 per month .
3. grange : $ 1,060 per year, or about $ 88 per month .
4. state of matter farm : $ 1,218 per class, or about $ 102 per month .
5. Travelers : $ 1,279 per year, or about $ 107 per calendar month .

Cheapest auto insurance in Illinois for 60-year-old drivers after a DUI

The cheapest car insurance we found after a DUI came from the following companies, shown with their average rates for full coverage .

1. erie : $ 1,196 per year, or about $ 100 per month .
2. mercury : $ 1,280 per year, or about $ 107 per calendar month .
3. grange : $ 1,305 per year, or about $ 109 per calendar month .
4. Pekin : $ 1,328 per year, or about $ 111 per calendar month .
5. Travelers : $ 1,399 per year, or about $ 117 per month .

Minimum auto insurance limits required in Illinois

Illinois law requires residents to carry indebtedness policy, including uninsured/underinsured motorist bodily injury coverage ( UMBI ), in the succeed amounts :

• $ 25,000 bodily injury liability per person .
• $ 50,000 bodily injury liability per incidental .
• $ 20,000 property damage indebtedness per incident .
• $ 25,000 UMBI per person .
• $ 50,000 UMBI per incident .

indebtedness car insurance covers the cost of any damage, injuries or deaths you cause in a cable car accident, improving to your policy ’ sulfur predefined limits. Uninsured motorist coverage will cover expenses from injuries or damage after an accident with a driver who doesn ’ triiodothyronine have car indemnity. Underinsured motorist coverage will cover the same expenses if you ’ ra hit by a driver with some cable car insurance, but not adequate to cover all costs from the crash. personal injury protection will cover your medical bills and expenses if you ’ re injured in a cable car crash, up to your policy limits, no count whose blame it was. Depending on your state, PIP may besides pay for :

• Lost wages if you ’ re unable to work ascribable to injuries from an accident .
• Services you can no longer perform, like house scavenge or child care, because of your injuries .
• funeral costs if an accident-related injury leads to death .
• A small death benefit as a cash payout .

even though this will be enough to drive legally, you may want more than the minimum requirements. Imagine causing a crash and totaling another person ’ s car, for exemplify. The damages could easily top your $ 20,000 liability limit, and the remaining remainder would have to come out of your pocket. The Illinois repository of department of state randomly selects registered vehicles and requires their owners to prove they have insurance via questionnaire. Residents who fail to fill out the shape or who report they don ’ deoxythymidine monophosphate have policy will have their license plates suspended. Check out NerdWallet ’ s guide to car indemnity requirements by state to learn more about coverage options for your policy in the Land of Lincoln.

Alternative car insurance in Illinois

bad drivers who are denied car insurance on the voluntary marketplace because of prior crashes, DUIs, poor credit or early factors can seek coverage through the Illinois Automobile Insurance Plan. For even more help finding cheap car policy in Illinois, try NerdWallet ’ s car policy comparison tool .

source : https://insurecar.info
Category : cheap-car-insurance