Cheap Car Insurance in Washington, D.C. – NerdWallet

car policy is an important purchase, but finding brassy car insurance in D.C. international relations and security network ’ t always easy. That ’ south why it ’ mho authoritative to compare rates from multiple insurers. The average monetary value of broad coverage car policy in D.C. is $ 1,993 per year, or about $ 166 per calendar month, according to NerdWallet ’ s analysis. minimum coverage in D.C. is $ 758 per year on average, but we found you can likely get a cheaper policy. For exemplar, Geico offers the cheapest rates in D.C. at $ 376 per year, on average, for minimal coverage cable car indemnity for a 35-year-old driver with a clean drive record. Why you can trust NerdWallet : Our writers and editors follow rigid editorial guidelines to ensure fairness and accuracy in our compose and data analyses. You can trust the prices we show you because our data analysts take rigorous measures to eliminate outliers and inaccuracies in pricing data, which include rates from every venue in the area where coverage is offered and data is available. When comparing rates for different coverage amounts, ages and backgrounds, we change lone one variable at a time, so you can easily see how each factor affects price.

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Cheapest car indemnity company overall in Washington, D.C .
Geico $ 93/month

4.5 NerdWallet evaluation

NerdWallet’s ratings are determined by our editorial team. The scoring formula takes into account consumer complaint and customer satisfaction data.

Cheapest for minimal coverage
Geico $ 31/month

4.5 NerdWallet denounce

NerdWallet’s ratings are determined by our editorial team. The scoring formula takes into account consumer complaint and customer satisfaction data.

Cheapest for unseasoned drivers
erie $ 176/month

4.0 NerdWallet military rank

NerdWallet’s ratings are determined by our editorial team. The scoring formula takes into account consumer complaint and customer satisfaction data.

Cheapest for drivers with poor people credit
Geico $ 93/month

4.5 NerdWallet rate

NerdWallet’s ratings are determined by our editorial team. The scoring formula takes into account consumer complaint and customer satisfaction data.

How we chose the cheapest companies in D.C.

NerdWallet ’ s editorial team analyzed car indemnity rates from seven car insurers in Washington, D.C., and found the five cheapest options for drivers in several age brackets and with unlike histories, all driving a 2019 Toyota Camry L. For minimum coverage, we looked at rates that reflect the minimal requirements in Washington, D.C. For wax coverage, we used the below coverage limits :

  • $ 100,000 bodily injury liability per person .
  • $ 300,000 bodily injury liability per accident .
  • $ 50,000 property damage liability per accident .
  • $ 100,000 uninsured motorist coverage per person .
  • $ 300,000 uninsured motorist coverage per accident .
  • Collision coverage with a $ 1,000 deductible .
  • comprehensive coverage with a $ 1,000 deductible .

Cheapest for 20-year-old drivers

Drivers in their 20s may have to get a bunch of quotes to find the best cheap car indemnity. Prices can be sky-high for younger 20-somethings, but tend to come down as drivers get more experience on the road. still, some companies routinely have better policy rates for new drivers, so it ‘s best to shop around to find them.

Cheapest full coverage car insurance in D.C. for 20-year-olds

Drivers in D.C. with clean drive records may want to consider the postdate companies, which had the lowest average rates :

  1. lake erie : $ 2,106 per class, or about $ 176 per calendar month .
  2. Geico : $ 2,127 per class, or about $ 177 per calendar month .
  3. countrywide : $ 4,276 per year, or about $ 356 per month .
  4. state farm : $ 4,421 per year, or about $ 368 per month .
  5. progressive : $ 4,448 per year, or about $ 371 per month .

Cheapest minimum coverage car insurance in D.C. for 20-year-olds

Drivers in D.C. who want good the country minimum coverage may want to check with these companies, which had the lowest average rates :

  1. Geico : $ 717 per year, or about $ 60 per calendar month .
  2. lake erie : $ 884 per year, or about $ 74 per month .
  3. Allstate : $ 1,626 per class, or about $ 136 per month .
  4. state farm : $ 1,807 per class, or about $ 151 per month .
  5. progressive : $ 2,016 per year, or about $ 168 per month .

Cheapest auto insurance in D.C. for 20-year-olds with poor credit

Drivers with poor credit in D.C. should look at the following insurers with the lowest average rates for minimum coverage :

  1. Geico : $ 940 per year, or about $ 78 per calendar month .
  2. Allstate : $ 1,987 per year, or about $ 166 per month .
  3. erie : $ 2,407 per class, or about $ 201 per calendar month .
  4. progressive : $ 3,428 per year, or about $ 286 per month .
  5. express farm : $ 3,613 per year, or about $ 301 per month .

Cheapest auto insurance in D.C. for 20-year-old drivers with one at-fault crash

For drivers with a late accident in D.C., here are the companies with the lowest average rates for minimum coverage :

  1. Geico : $ 888 per year, or about $ 74 per calendar month .
  2. lake erie : $ 1,216 per year, or about $ 101 per calendar month .
  3. Allstate : $ 2,206 per year, or about $ 184 per month .
  4. state farm : $ 2,375 per year, or about $ 198 per calendar month .
  5. countrywide : $ 2,742 per year, or about $ 228 per calendar month .

Cheapest auto insurance in D.C. for 20-year-old drivers after a DUI

The cheapest car insurance we found after a DUI is shown here, alongside the insurers ‘ average rates for minimum coverage .

  1. Geico : $ 1,107 per class, or about $ 92 per month .
  2. erie : $ 1,354 per year, or about $ 113 per month .
  3. Allstate : $ 2,075 per year, or about $ 173 per calendar month .
  4. progressive : $ 2,408 per year, or about $ 201 per calendar month .
  5. country farm : $ 2,874 per year, or about $ 240 per calendar month .

Cheapest for 30-year-old drivers

By the clock they reach their 30s, most drivers will enjoy cheaper car indemnity rates than in their teens and 20s. hush, factors like a person ’ sulfur repel commemorate and car produce and model can increase prices. Drivers in their 30s can get lower rates by shopping about and taking advantage of any car indemnity discounts.

Cheapest full coverage car insurance in D.C. for 30-year-olds

Drivers in D.C. with clean drive records may get the lowest rates from these companies :

  1. Geico : $ 1,156 per year, or about $ 96 per month .
  2. erie : $ 1,225 per year, or about $ 102 per month .
  3. progressive : $ 1,567 per class, or about $ 131 per calendar month .
  4. nationally : $ 2,034 per year, or about $ 170 per month .
  5. state farm : $ 2,068 per year, or about $ 172 per calendar month .

Cheapest minimum coverage car insurance in D.C. for 30-year-olds

Drivers in D.C. who want their state of matter ‘s minimum coverage can check with the following companies, which had the lowest average rates :

  1. Geico : $ 382 per year, or about $ 32 per calendar month .
  2. erie : $ 517 per class, or about $ 43 per month .
  3. progressive : $ 664 per year, or about $ 55 per calendar month .
  4. department of state farm : $ 886 per year, or about $ 74 per calendar month .
  5. countrywide : $ 1,064 per year, or about $ 89 per calendar month .

Cheapest auto insurance in D.C. for 30-year-olds with poor credit

Drivers with poor credit in D.C. should consider the following companies with the lowest modal rates for full coverage :

  1. Geico : $ 1,582 per year, or about $ 132 per month .
  2. progressive : $ 2,788 per year, or about $ 232 per month .
  3. nationally : $ 2,878 per year, or about $ 240 per month .
  4. erie : $ 3,229 per year, or about $ 269 per calendar month .
  5. express grow : $ 4,146 per year, or about $ 346 per month .

Cheapest auto insurance in D.C. for 30-year-old drivers with one at-fault crash

For drivers in D.C. with a holocene accident, here are the lowest average rate options for entire coverage :

  1. erie : $ 1,575 per year, or about $ 131 per month .
  2. Geico : $ 1,679 per year, or about $ 140 per month .
  3. express farm : $ 2,678 per year, or about $ 223 per calendar month .
  4. nationally : $ 2,862 per year, or about $ 238 per calendar month .
  5. progressive : $ 3,228 per year, or about $ 269 per calendar month .

Cheapest auto insurance in D.C. for 30-year-old drivers after a DUI

For the cheapest car indemnity after a DUI, we found the succeed options for wide coverage .

  1. erie : $ 1,862 per year, or about $ 155 per calendar month .
  2. progressive : $ 1,945 per class, or about $ 162 per month .
  3. Geico : $ 2,293 per year, or about $ 191 per month .
  4. state farm : $ 3,188 per year, or about $ 266 per month .
  5. nationally : $ 3,701 per year, or about $ 308 per calendar month .

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Cheapest for 40-year-old drivers

Drivers in their 40s tend to have better policy rates than their younger counterparts on average, but however pay more than older old age groups. Shopping around for bum cable car insurance quotes with multiple insurers is the best manner to find lower rates. full drivers who don ’ thyroxine get behind the wheel frequently might want to consider pay-per-mile policy, which charges drivers by how many miles they drive.

Cheapest full coverage car insurance in D.C. for 40-year-olds

Drivers in D.C. with clean and jerk drive records may want to think about the follow companies, which had the lowest average rates :

  1. Geico : $ 1,109 per year, or about $ 92 per calendar month .
  2. lake erie : $ 1,110 per year, or about $ 92 per calendar month .
  3. progressive : $ 1,455 per year, or about $ 121 per calendar month .
  4. countrywide : $ 2,032 per year, or about $ 169 per calendar month .
  5. state of matter farm : $ 2,032 per year, or about $ 169 per month .

Cheapest minimum coverage car insurance in D.C. for 40-year-olds

Drivers in D.C. who want just the minimum coverage may want to check prices from these companies, which had the lowest average rates :

  1. Geico : $ 374 per year, or about $ 31 per calendar month .
  2. erie : $ 472 per class, or about $ 39 per calendar month .
  3. progressive : $ 632 per year, or about $ 53 per calendar month .
  4. state farm : $ 892 per year, or about $ 74 per calendar month .
  5. nationally : $ 1,064 per year, or about $ 89 per month .

Cheapest auto insurance in D.C. for 40-year-olds with poor credit

Drivers with poor credit in D.C. can check out the following insurers with the lowest average rates for entire coverage :

  1. Geico : $ 1,616 per year, or about $ 135 per calendar month .
  2. progressive : $ 2,594 per year, or about $ 216 per calendar month .
  3. nationally : $ 2,854 per year, or about $ 238 per month .
  4. erie : $ 2,932 per year, or about $ 244 per month .
  5. state of matter farm : $ 4,070 per year, or about $ 339 per calendar month .

Cheapest auto insurance in D.C. for 40-year-old drivers with one at-fault crash

For drivers with a late accident living in D.C., here are the companies with the lowest average rates for full coverage :

  1. erie : $ 1,424 per year, or about $ 119 per month .
  2. Geico : $ 1,645 per year, or about $ 137 per calendar month .
  3. submit farm : $ 2,633 per year, or about $ 219 per month .
  4. countrywide : $ 2,845 per class, or about $ 237 per calendar month .
  5. progressive : $ 3,078 per year, or about $ 256 per calendar month .

Cheapest auto insurance in D.C. for 40-year-old drivers after a DUI

The cheapest full coverage car insurance we found for drivers with a DUI came from the following companies .

  1. lake erie : $ 1,683 per year, or about $ 140 per month .
  2. progressive : $ 1,826 per year, or about $ 152 per calendar month .
  3. Geico : $ 2,290 per class, or about $ 191 per calendar month .
  4. state grow : $ 3,135 per year, or about $ 261 per month .
  5. countrywide : $ 3,691 per year, or about $ 308 per calendar month .

Cheapest for 50-year-old drivers

Drivers in their 50s have cheaper car policy rates than most other age groups on average. Prices will continue to drop as they inch toward their 60s and gain more drive have. Rates can still vary depending on other factors such as a driver ’ south sex and location, so it ’ mho smart to shop around to find the best rate. Our number of cheap car insurance companies is a good place to start.

Cheapest full coverage car insurance in D.C. for 50-year-olds

Drivers in D.C. with clean drive records may want to get quotes from these insurers, which had the lowest modal rates :

  1. erie : $ 986 per class, or about $ 82 per calendar month .
  2. Geico : $ 1,139 per year, or about $ 95 per calendar month .
  3. progressive : $ 1,302 per year, or about $ 108 per calendar month .
  4. countrywide : $ 1,956 per year, or about $ 163 per month .
  5. state farm : $ 1,995 per year, or about $ 166 per calendar month .

Cheapest minimum coverage car insurance in D.C. for 50-year-olds

Drivers in D.C. who opt for the express minimal coverage may want to consider the surveil companies, with the lowest average rates :

  1. Geico : $ 384 per year, or about $ 32 per month .
  2. erie : $ 419 per class, or about $ 35 per month .
  3. progressive : $ 572 per class, or about $ 48 per calendar month .
  4. express grow : $ 886 per class, or about $ 74 per calendar month .
  5. countrywide : $ 1,021 per year, or about $ 85 per month .

Cheapest auto insurance in D.C. for 50-year-olds with poor credit

Drivers with poor credit in D.C. can check with the following companies, which showed the lowest average rates for full moon coverage :

  1. Geico : $ 1,840 per year, or about $ 153 per month .
  2. progressive : $ 2,320 per class, or about $ 193 per month .
  3. erie : $ 2,610 per year, or about $ 218 per month .
  4. countrywide : $ 2,736 per year, or about $ 228 per calendar month .
  5. department of state farm : $ 3,992 per year, or about $ 333 per month .

Cheapest auto insurance in D.C. for 50-year-old drivers with one at-fault crash

For drivers living in D.C. with a recent accident, here are the insurers with the lowest modal full coverage rates :

  1. lake erie : $ 1,273 per year, or about $ 106 per calendar month .
  2. Geico : $ 1,760 per year, or about $ 147 per month .
  3. express farm : $ 2,587 per year, or about $ 216 per month .
  4. countrywide : $ 2,774 per class, or about $ 231 per calendar month .
  5. progressive : $ 3,006 per year, or about $ 250 per calendar month .

Cheapest auto insurance in D.C. for 50-year-old drivers after a DUI

The cheapest car indemnity we found for drivers with a late DUI comes from the following companies, listed with rates for full coverage .

  1. erie : $ 1,511 per year, or about $ 126 per calendar month .
  2. progressive : $ 1,682 per year, or about $ 140 per calendar month .
  3. Geico : $ 2,469 per class, or about $ 206 per calendar month .
  4. state of matter farm : $ 3,082 per class, or about $ 257 per month .
  5. nationally : $ 3,613 per year, or about $ 301 per month .

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easily compare personalized rates to see how much switch car policy could save you.

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Cheapest for 60-year-old drivers

Although 60-year-olds have cheaper cable car policy rates than many other old age groups on average, prices will start increasing as they get older. To find bum car policy for seniors, drivers in their 60s should make certain to shop around to find the best rate. Drivers in this age group should besides take advantage of any available discounts for aged citizens.

Cheapest full coverage car insurance in D.C. for 60-year-olds

Drivers in D.C. with clean drive records may want to think about getting quotes from these companies, which had the lowest average rates :

  1. erie : $ 1,072 per year, or about $ 89 per month .
  2. Geico : $ 1,154 per year, or about $ 96 per calendar month .
  3. liberal : $ 1,275 per year, or about $ 106 per calendar month .
  4. nationally : $ 1,830 per class, or about $ 152 per month .
  5. submit farm : $ 1,890 per year, or about $ 158 per month .

Cheapest minimum coverage car insurance in D.C. for 60-year-olds

Drivers in D.C. who want just the state minimum coverage may want to check with these insurers, which had the lowest median rates :

  1. Geico : $ 393 per class, or about $ 33 per month .
  2. lake erie : $ 455 per year, or about $ 38 per calendar month .
  3. progressive : $ 564 per year, or about $ 47 per calendar month .
  4. state farm : $ 848 per year, or about $ 71 per calendar month .
  5. nationally : $ 952 per year, or about $ 79 per calendar month .

Cheapest auto insurance in D.C. for 60-year-olds with poor credit

Drivers with poor credit in D.C. can look at the following companies with the lowest average rates for full coverage :

  1. Geico : $ 1,872 per year, or about $ 156 per calendar month .
  2. liberal : $ 2,267 per class, or about $ 189 per month .
  3. nationally : $ 2,522 per year, or about $ 210 per month .
  4. erie : $ 2,834 per year, or about $ 236 per month .
  5. state grow : $ 3,774 per year, or about $ 314 per month .

Cheapest auto insurance in D.C. for 60-year-old drivers with one at-fault crash

For drivers with a late accident know in D.C., here are the companies with the lowest median rates for broad coverage :

  1. lake erie : $ 1,387 per year, or about $ 116 per calendar month .
  2. Geico : $ 1,789 per year, or about $ 149 per month .
  3. submit farm : $ 2,452 per class, or about $ 204 per month .
  4. countrywide : $ 2,622 per class, or about $ 218 per month .
  5. progressive : $ 2,966 per year, or about $ 247 per month .

Cheapest auto insurance in D.C. for 60-year-old drivers after a DUI

The cheapest car indemnity we found after a DUI came from the following companies, shown with their average rates for full coverage .

  1. erie : $ 1,649 per year, or about $ 137 per month .
  2. progressive : $ 1,654 per year, or about $ 138 per calendar month .
  3. Geico : $ 2,517 per year, or about $ 210 per month .
  4. department of state grow : $ 2,922 per year, or about $ 244 per calendar month .
  5. nationally : $ 3,462 per class, or about $ 288 per calendar month .

Cheapest car insurance for military families

If you ‘re an active member of the military or a seasoned — or have an contiguous class member who is — chances are you ‘ll get a relatively bum rate with USAA, a ship’s company that is n’t available to the general public. Because of that restriction, USAA is n’t ranked with the others, but it was among the cheapest three car insurance options for 45 of the 48 driver profiles we examined.

Minimum required auto insurance in D.C.

Drivers in Washington, D.C., must carry indebtedness insurance, uninsured motorist bodily injury coverage ( UMBI ) and uninsured motorist property damage coverage ( UMPD ) in the follow amounts :

  • $ 25,000 bodily injury liability per person .
  • $ 50,000 bodily injury liability per accident .
  • $ 10,000 property wrong indebtedness per accident .
  • $ 25,000 UMBI per person .
  • $ 50,000 UMBI per accident .
  • $ 5,000 UMPD per accident .

Keep in thinker, a serious crash could well cause damages that exceed these amounts, which is why it ’ s wise to buy more than the plain minimal that ’ s legally required. Check out NerdWallet ‘s scout to state cable car indemnity requirements to learn more about the coverage limits on D.C. policies ampere good as optional coverages you might want to add.

Alternative car insurance in Washington, D.C.

If you have a checked drive history, poor citation or other factors preventing you from getting traditional car coverage, you can seek coverage through the District of Columbia Automobile Insurance Plan. NerdWallet ’ second cable car policy comparison creature provides fast, slowly quotes from many top companies .

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