Cheap Car Insurance in Nebraska – NerdWallet

car policy is an crucial purchase, but finding bum car indemnity in Nebraska international relations and security network ’ triiodothyronine constantly easy. That ’ south why it ’ s authoritative to compare rates from multiple insurers. The average cost of fully coverage car indemnity in Nebraska is $ 1,424 per year, or about $ 119 per calendar month, according to NerdWallet ’ south analysis. minimal coverage in Nebraska is $ 349 per year on median, but we found you can likely get a cheaper policy. For exemplar, EMC offers the cheapest rates in Nebraska at $ 189 per year, on average, for minimal coverage car indemnity for a 35-year-old driver with a clean drive read. Why you can trust NerdWallet : Our writers and editors follow rigid editorial guidelines to ensure paleness and accuracy in our publish and data analyses. You can trust the prices we show you because our data analysts take rigorous measures to eliminate outliers and inaccuracies in pricing data, which include rates from every venue in the country where coverage is offered and data is available. When comparing rates for unlike coverage amounts, ages and backgrounds, we change lone one variable at a time, so you can well see how each factor affects price.

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Cheapest car indemnity caller overall in Nebraska
nationally $ 76/month

4.5 NerdWallet fink

NerdWallet’s ratings are determined by our editorial team. The scoring formula takes into account consumer complaint and customer satisfaction data.

Cheapest for minimal coverage
EMC $ 16/month not so far rated .
Cheapest for young drivers
Farmers Mutual of Nebraska $ 145/month not so far rated .
Cheapest for drivers with poor people credit
nationally $ 76/month

4.5 NerdWallet evaluation

NerdWallet’s ratings are determined by our editorial team. The scoring formula takes into account consumer complaint and customer satisfaction data.

How we chose the cheapest companies in Nebraska

NerdWallet ’ s editorial team analyzed car indemnity rates from 14 car insurers in Nebraska and found the five cheapest options for drivers in respective age brackets and with different histories, all driving a 2019 Toyota Camry L. For minimum coverage, we looked at rates that reflect the minimum requirements in Nebraska. For full coverage, we used the below coverage limits :

  • $ 100,000 bodily injury liability per person .
  • $ 300,000 bodily injury liability per accident .
  • $ 50,000 property damage indebtedness per accident .
  • $ 100,000 uninsured motorist coverage per person .
  • $ 300,000 uninsured motorist coverage per accident .
  • Collision coverage with a $ 1,000 deductible .
  • comprehensive coverage with a $ 1,000 deductible .

Cheapest for 20-year-old drivers

Drivers in their 20s may have to get a bunch of quotes to find the best bum car indemnity. Prices can be sky-high for younger 20-somethings, but tend to come down as drivers get more experience on the road. still, some companies routinely have better policy rates for young drivers, so it ‘s best to shop around to find them.

Cheapest full coverage car insurance in Nebraska for 20-year-olds

Drivers in Nebraska with clean drive records may wat to consider the keep up companies, which had the lowest average rates :

  1. Farmers Mutual of Nebraska : $ 1,738 per year, or about $ 145 per month .
  2. farm Bureau Financial Services : $ 1,949 per year, or about $ 162 per calendar month .
  3. Auto-Owners : $ 2,145 per class, or about $ 179 per month .
  4. IMT : $ 2,149 per year, or about $ 179 per month .
  5. countrywide : $ 2,154 per year, or about $ 180 per calendar month .

Cheapest minimum coverage car insurance in Nebraska for 20-year-olds

Drivers in Nebraska who want just the country minimum coverage may want to check with these companies, which had the lowest modal rates :

  1. north star : $ 410 per year, or about $ 34 per month .
  2. Farmers Mutual of Nebraska : $ 411 per year, or about $ 34 per month .
  3. EMC : $ 419 per class, or about $ 35 per calendar month .
  4. Auto-Owners : $ 493 per year, or about $ 41 per month .
  5. grow Bureau Financial Services : $ 716 per year, or about $ 60 per month .

Cheapest auto insurance in Nebraska for 20-year-olds with poor credit

Drivers with hapless credit in Nebraska should look at the following insurers with the lowest average rates for minimum coverage :

  1. Farmers Mutual of Nebraska : $ 593 per year, or about $ 49 per month .
  2. EMC : $ 633 per year, or about $ 53 per month .
  3. north star topology : $ 678 per year, or about $ 56 per calendar month .
  4. Allstate : $ 901 per year, or about $ 75 per month .
  5. IMT : $ 1,050 per year, or about $ 88 per month .

Cheapest auto insurance in Nebraska for 20-year-old drivers with one at-fault crash

For drivers with a recent accident in Nebraska, here are the companies with the lowest average rates for minimum coverage :

  1. EMC : $ 461 per class, or about $ 38 per calendar month .
  2. Farmers Mutual of Nebraska : $ 498 per year, or about $ 42 per month .
  3. north star : $ 624 per year, or about $ 52 per calendar month .
  4. Auto-Owners : $ 667 per class, or about $ 56 per calendar month .
  5. countrywide : $ 944 per year, or about $ 79 per calendar month .

Cheapest auto insurance in Nebraska for 20-year-old drivers after a DUI

The cheapest car insurance we found after a DUI is shown here, alongside the insurers ‘ average rates for minimum coverage .

  1. EMC : $ 451 per class, or about $ 38 per month .
  2. Farmers Mutual of Nebraska : $ 817 per year, or about $ 68 per calendar month .
  3. Allstate : $ 922 per year, or about $ 77 per calendar month .
  4. progressive : $ 946 per year, or about $ 79 per calendar month .
  5. north star : $ 966 per class, or about $ 80 per calendar month .

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Cheapest for 30-year-old drivers

By the clock time they reach their 30s, most drivers will enjoy cheaper car insurance rates than in their teens and 20s. still, factors like a person ’ mho drive record and car make and model can increase prices. Drivers in their 30s can get lower rates by shopping round and taking advantage of any car insurance discounts.

Cheapest full coverage car insurance in Nebraska for 30-year-olds

Drivers in Nebraska with clean force records may get the lowest rates from these companies :

  1. countrywide : $ 916 per year, or about $ 76 per month .
  2. Auto-Owners : $ 1,028 per year, or about $ 86 per month .
  3. Farmers Mutual of Nebraska : $ 1,060 per year, or about $ 88 per month .
  4. farm Bureau Financial Services : $ 1,091 per class, or about $ 91 per calendar month .
  5. north star : $ 1,319 per year, or about $ 110 per month .

Cheapest minimum coverage car insurance in Nebraska for 30-year-olds

Drivers in Nebraska who want their state ‘s minimum coverage can check with the following companies, which had the lowest average rates :

  1. Auto-Owners : $ 187 per year, or about $ 16 per month .
  2. north star : $ 195 per year, or about $ 16 per calendar month .
  3. EMC : $ 217 per year, or about $ 18 per calendar month .
  4. Farmers Mutual of Nebraska : $ 218 per year, or about $ 18 per calendar month .
  5. farm Bureau Financial Services : $ 275 per year, or about $ 23 per calendar month .

Cheapest auto insurance in Nebraska for 30-year-olds with poor credit

Drivers with hapless credit in Nebraska should consider the following companies with the lowest average rates for full coverage :

  1. countrywide : $ 1,290 per year, or about $ 108 per month .
  2. Farmers Mutual of Nebraska : $ 1,532 per year, or about $ 128 per calendar month .
  3. EMC : $ 1,966 per year, or about $ 164 per month .
  4. IMT : $ 1,993 per year, or about $ 166 per calendar month .
  5. farm Bureau Financial Services : $ 2,005 per year, or about $ 167 per calendar month .

Cheapest auto insurance in Nebraska for 30-year-old drivers with one at-fault crash

For drivers in Nebraska with a holocene accident, hera are the lowest average rate options for full moon coverage :

  1. Farmers Mutual of Nebraska : $ 1,291 per class, or about $ 108 per month .
  2. Auto-Owners : $ 1,447 per year, or about $ 121 per month .
  3. countrywide : $ 1,535 per class, or about $ 128 per month .
  4. EMC : $ 1,555 per class, or about $ 130 per calendar month .
  5. grow Bureau Financial Services : $ 1,720 per class, or about $ 143 per month .

Cheapest auto insurance in Nebraska for 30-year-old drivers after a DUI

For the cheapest car policy after a DUI, we found the follow options for entire coverage .

  1. EMC : $ 1,557 per year, or about $ 130 per month .
  2. farm Bureau Financial Services : $ 1,687 per year, or about $ 141 per month .
  3. nationally : $ 1,800 per class, or about $ 150 per calendar month .
  4. Auto-Owners : $ 1,930 per year, or about $ 161 per month .
  5. progressive : $ 1,941 per year, or about $ 162 per month .

Cheapest for 40-year-old drivers

Drivers in their 40s tend to have better policy rates than their younger counterparts on modal, but still pay more than older age groups. Shopping around for cheap car indemnity quotes with multiple insurers is the best way to find lower rates. beneficial drivers who don ’ metric ton pay back behind the wheel often might want to consider pay-per-mile indemnity, which charges drivers by how many miles they drive.

Cheapest full coverage car insurance in Nebraska for 40-year-olds

Drivers in Nebraska with clean drive records may want to think about the follow companies, which had the lowest average rates :

  1. nationally : $ 887 per year, or about $ 74 per month .
  2. Farmers Mutual of Nebraska : $ 967 per year, or about $ 81 per month .
  3. Auto-Owners : $ 999 per year, or about $ 83 per calendar month .
  4. farm Bureau Financial Services : $ 1,094 per year, or about $ 91 per month .
  5. EMC : $ 1,221 per year, or about $ 102 per calendar month .

Cheapest minimum coverage car insurance in Nebraska for 40-year-olds

Drivers in Nebraska who want just the minimum coverage may want to check prices from these companies, which had the lowest modal rates :

  1. EMC : $ 181 per year, or about $ 15 per month .
  2. north asterisk : $ 195 per year, or about $ 16 per calendar month .
  3. Auto-Owners : $ 197 per year, or about $ 16 per month .
  4. Farmers Mutual of Nebraska : $ 203 per class, or about $ 17 per calendar month .
  5. farm Bureau Financial Services : $ 283 per year, or about $ 24 per month .

Cheapest auto insurance in Nebraska for 40-year-olds with poor credit

Drivers with poor credit in Nebraska can check out the following insurers with the lowest average rates for entire coverage :

  1. nationally : $ 1,249 per year, or about $ 104 per month .
  2. Farmers Mutual of Nebraska : $ 1,398 per year, or about $ 116 per month .
  3. EMC : $ 1,697 per year, or about $ 141 per calendar month .
  4. IMT : $ 1,857 per year, or about $ 155 per calendar month .
  5. farm Bureau Financial Services : $ 2,053 per year, or about $ 171 per month .

Cheapest auto insurance in Nebraska for 40-year-old drivers with one at-fault crash

For drivers with a holocene accident live in Nebraska, here are the companies with the lowest average rates for wax coverage :

  1. Farmers Mutual of Nebraska : $ 1,178 per year, or about $ 98 per month .
  2. EMC : $ 1,346 per class, or about $ 112 per calendar month .
  3. Auto-Owners : $ 1,410 per year, or about $ 118 per month .
  4. countrywide : $ 1,502 per year, or about $ 125 per calendar month .
  5. farm Bureau Financial Services : $ 1,725 per year, or about $ 144 per month .

Cheapest auto insurance in Nebraska for 40-year-old drivers after a DUI

The cheapest full coverage car indemnity we found for drivers with a DUI came from the following companies .

  1. EMC : $ 1,355 per year, or about $ 113 per calendar month .
  2. grow Bureau Financial Services : $ 1,691 per year, or about $ 141 per calendar month .
  3. progressive : $ 1,776 per year, or about $ 148 per month .
  4. countrywide : $ 1,777 per class, or about $ 148 per month .
  5. Auto-Owners : $ 1,894 per year, or about $ 158 per calendar month .

Cheapest for 50-year-old drivers

Drivers in their 50s have cheaper cable car policy rates than most other historic period groups on average. Prices will continue to drop as they inch toward their 60s and gain more drive know. Rates can hush vary depending on other factors such as a driver ’ mho gender and location, so it ’ south smart to shop around to find the best pace. Our list of cheap car insurance companies is a good stead to start.

Cheapest full coverage car insurance in Nebraska for 50-year-olds

Drivers in Nebraska with clean drive records may want to get quotes from these insurers, which had the lowest average rates :

  1. countrywide : $ 821 per class, or about $ 68 per calendar month .
  2. Farmers Mutual of Nebraska : $ 887 per class, or about $ 74 per calendar month .
  3. Auto-Owners : $ 930 per year, or about $ 78 per month .
  4. farm Bureau Financial Services : $ 985 per year, or about $ 82 per month .
  5. EMC : $ 1,088 per year, or about $ 91 per month .

Cheapest minimum coverage car insurance in Nebraska for 50-year-olds

Drivers in Nebraska who opt for the state of matter minimal coverage may want to consider the surveil companies, with the lowest modal rates :

  1. EMC : $ 165 per year, or about $ 14 per calendar month .
  2. north star : $ 172 per year, or about $ 14 per month .
  3. Auto-Owners : $ 188 per class, or about $ 16 per month .
  4. Farmers Mutual of Nebraska : $ 191 per class, or about $ 16 per month .
  5. farm Bureau Financial Services : $ 246 per class, or about $ 20 per calendar month .

Cheapest auto insurance in Nebraska for 50-year-olds with poor credit

Drivers with hapless credit in Nebraska can check with the following companies, which showed the lowest average rates for full coverage :

  1. nationally : $ 1,151 per year, or about $ 96 per month .
  2. Farmers Mutual of Nebraska : $ 1,283 per class, or about $ 107 per calendar month .
  3. EMC : $ 1,516 per class, or about $ 126 per month .
  4. IMT : $ 1,777 per year, or about $ 148 per month .
  5. farm Bureau Financial Services : $ 1,841 per class, or about $ 153 per month .

Cheapest auto insurance in Nebraska for 50-year-old drivers with one at-fault crash

For drivers living in Nebraska with a recent accident, here are the insurers with the lowest average full coverage rates :

  1. Farmers Mutual of Nebraska : $ 1,081 per year, or about $ 90 per calendar month .
  2. EMC : $ 1,198 per year, or about $ 100 per month .
  3. Auto-Owners : $ 1,311 per class, or about $ 109 per month .
  4. countrywide : $ 1,411 per year, or about $ 118 per month .
  5. grow Bureau Financial Services : $ 1,553 per class, or about $ 129 per calendar month .

Cheapest auto insurance in Nebraska for 50-year-old drivers after a DUI

The cheapest car policy we found for drivers with a late DUI comes from the following companies, listed with rates for full coverage .

  1. EMC : $ 1,212 per year, or about $ 101 per calendar month .
  2. farm Bureau Financial Services : $ 1,523 per year, or about $ 127 per month .
  3. liberal : $ 1,613 per year, or about $ 134 per calendar month .
  4. nationally : $ 1,694 per year, or about $ 141 per calendar month .
  5. Auto-Owners : $ 1,757 per year, or about $ 146 per month .

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easily compare personalized rates to see how much trade car insurance could save you.

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GET MY RATES Get started on Insure.com

Cheapest for 60-year-old drivers

Although 60-year-olds have cheaper cable car indemnity rates than many other age groups on average, prices will start increasing as they get older. To find cheap car insurance for seniors, drivers in their 60s should make certain to shop around to find the best rate. Drivers in this age group should besides take advantage of any available discounts for senior citizens.

Cheapest full coverage car insurance in Nebraska for 60-year-olds

Drivers in Nebraska with clean drive records may want to think about getting quotes from these companies, which had the lowest average rates :

  1. countrywide : $ 758 per year, or about $ 63 per calendar month .
  2. Farmers Mutual of Nebraska : $ 790 per year, or about $ 66 per calendar month .
  3. Auto-Owners : $ 873 per year, or about $ 73 per month .
  4. grow Bureau Financial Services : $ 966 per year, or about $ 80 per calendar month .
  5. EMC : $ 1,017 per class, or about $ 85 per month .

Cheapest minimum coverage car insurance in Nebraska for 60-year-olds

Drivers in Nebraska who want just the state minimum coverage may want to check with these insurers, which had the lowest average rates :

  1. EMC : $ 160 per year, or about $ 13 per calendar month .
  2. north star : $ 172 per year, or about $ 14 per calendar month .
  3. Farmers Mutual of Nebraska : $ 176 per year, or about $ 15 per calendar month .
  4. Auto-Owners : $ 190 per year, or about $ 16 per month .
  5. farm Bureau Financial Services : $ 248 per year, or about $ 21 per month .

Cheapest auto insurance in Nebraska for 60-year-olds with poor credit

Drivers with poor credit in Nebraska can look at the following companies with the lowest average rates for wax coverage :

  1. nationally : $ 1,058 per year, or about $ 88 per calendar month .
  2. Farmers Mutual of Nebraska : $ 1,143 per year, or about $ 95 per calendar month .
  3. EMC : $ 1,423 per year, or about $ 119 per calendar month .
  4. IMT : $ 1,710 per year, or about $ 142 per calendar month .
  5. farm Bureau Financial Services : $ 1,806 per year, or about $ 150 per month .

Cheapest auto insurance in Nebraska for 60-year-old drivers with one at-fault crash

For drivers with a recent accident living in Nebraska, here are the companies with the lowest average rates for full coverage :

  1. Farmers Mutual of Nebraska : $ 964 per year, or about $ 80 per month .
  2. EMC : $ 1,120 per class, or about $ 93 per month .
  3. Auto-Owners : $ 1,234 per class, or about $ 103 per calendar month .
  4. nationally : $ 1,324 per year, or about $ 110 per calendar month .
  5. farm Bureau Financial Services : $ 1,522 per year, or about $ 127 per month .

Cheapest auto insurance in Nebraska for 60-year-old drivers after a DUI

The cheapest car insurance we found after a DUI came from the following companies, shown with their average rates for broad coverage .

  1. EMC : $ 1,136 per year, or about $ 95 per calendar month .
  2. farm Bureau Financial Services : $ 1,492 per year, or about $ 124 per calendar month .
  3. progressive : $ 1,542 per year, or about $ 128 per calendar month .
  4. Farmers Mutual of Nebraska : $ 1,574 per class, or about $ 131 per calendar month .
  5. nationally : $ 1,615 per year, or about $ 135 per calendar month .

Cheapest car insurance for military families

If you ‘re an active penis of the military or a seasoned — or have an immediate family penis who is — chances are you ‘ll get a relatively cheap rate with USAA, a company that is n’t available to the cosmopolitan public. Because of that limitation, USAA is n’t ranked with the others, but it was among the cheapest five car insurance options for 40 of the 48 driver profiles we examined.

Minimum required auto insurance in Nebraska

Nebraska drivers must carry liability indemnity and uninsured/underinsured motorist bodily injury coverage in the postdate amounts :

  • $ 25,000 bodily injury indebtedness coverage per person .
  • $ 50,000 bodily injury liability coverage per crash .
  • $ 25,000 property wrong indebtedness coverage per crash .
  • $ 25,000 uninsured/underinsured motorist bodily injury coverage per person .
  • $ 50,000 uninsured/underinsured motorist bodily injury coverage per crash .

Because damages stemming from a crash could exceed the above limits, consider buying more than the bare minimum. You might besides want coarse add-ons such as collision or comprehensive coverage, which pay for damage to your own car. Check out NerdWallet ‘s guide to car policy requirements by express for a better understand of the coverages in your nebraska car policy.

Alternative car insurance in Nebraska

If you ’ re having trouble getting cable car policy because of a badly drive record, hapless recognition or other factors, you can seek coverage through the Nebraska Automobile Insurance Plan. For more avail finding cheap car indemnity in Nebraska, try our car policy comparison instrument .

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