car indemnity is an crucial leverage, but finding bum car insurance in Oregon international relations and security network ’ t always easy. That ’ second why it ’ south significant to compare rates from multiple insurers. The average price of wax coverage car insurance in Oregon is $ 1,383 per year, or about $ 115 per month, according to NerdWallet ’ mho analysis. minimum coverage in Oregon is $ 681 per year on average, but we found you can likely get a cheaper policy. For case, State Farm offers the cheapest rates in Oregon at $ 435 per year, on modal, for minimum coverage car insurance for a 35-year-old driver with a clean drive record. Why you can trust NerdWallet : Our writers and editors follow nonindulgent editorial guidelines to ensure comeliness and accuracy in our writing and datum analyses. You can trust the prices we show you because our data analysts take rigorous measures to eliminate outliers and inaccuracies in pricing data, which include rates from every venue in the country where coverage is offered and data is available. When comparing rates for different coverage amounts, ages and backgrounds, we change only one variable at a time, so you can easily see how each factor affects price.

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Cheapest car indemnity company overall in oregon
state farm $ 75/month

5.0 NerdWallet rat

NerdWallet’s ratings are determined by our editorial team. The scoring formula takes into account consumer complaint and customer satisfaction data.

Cheapest for minimum coverage
state of matter farm $ 36/month

5.0 NerdWallet evaluation

NerdWallet’s ratings are determined by our editorial team. The scoring formula takes into account consumer complaint and customer satisfaction data.

Cheapest for young drivers
QBE $ 124/month not so far rated .
Cheapest for drivers with poor credit
Oregon Mutual $ 75/month not yet rated .

How we chose the cheapest companies in Oregon

NerdWallet ’ s editorial team analyzed cable car indemnity rates from 18 car insurers in Oregon and found the five cheapest options for drivers in respective age brackets and with different histories, all driving a 2019 Toyota Camry L. For minimum coverage, we looked at rates that reflect the minimum requirements in Oregon. For full coverage, we used the downstairs coverage limits :

  • $ 100,000 bodily injury liability per person .
  • $ 300,000 bodily wound liability per accident .
  • $ 50,000 property damage liability per accident .
  • $ 100,000 uninsured motorist coverage per person .
  • $ 300,000 uninsured motorist coverage per accident .
  • Collision coverage with a $ 1,000 deductible .
  • comprehensive coverage with a $ 1,000 deductible .

Cheapest for 20-year-old drivers

Drivers in their 20s may have to get a lot of quotes to find the best brassy car insurance. Prices can be sky-high for younger 20-somethings, but tend to come down as drivers get more experience on the road. still, some companies routinely have better insurance rates for young drivers, so it ‘s best to shop around to find them.

Cheapest full coverage car insurance in Oregon for 20-year-olds

Drivers in oregon with clean force records may want to consider the follow companies, which had the lowest average rates :

  1. QBE : $ 1,486 per class, or about $ 124 per month .
  2. state grow : $ 1,845 per year, or about $ 154 per month .
  3. american english Family : $ 1,953 per class, or about $ 163 per calendar month .
  4. CIG : $ 1,978 per year, or about $ 165 per month .
  5. Travelers : $ 2,047 per year, or about $ 171 per calendar month .

Cheapest minimum coverage car insurance in Oregon for 20-year-olds

Drivers in Oregon who want just the state minimal coverage may want to check with these companies, which had the lowest average rates :

  1. QBE : $ 655 per year, or about $ 55 per month .
  2. Travelers : $ 783 per year, or about $ 65 per month .
  3. CIG : $ 860 per year, or about $ 72 per month .
  4. Geico : $ 861 per year, or about $ 72 per month .
  5. state farm : $ 865 per year, or about $ 72 per calendar month .

Cheapest auto insurance in Oregon for 20-year-olds with poor credit

Drivers with poor credit in Oregon should look at the following insurers with the lowest average rates for minimal coverage :

  1. Geico : $ 1,020 per year, or about $ 85 per calendar month .
  2. CIG : $ 1,229 per class, or about $ 102 per calendar month .
  3. QBE : $ 1,306 per year, or about $ 109 per month .
  4. Travelers : $ 1,414 per year, or about $ 118 per calendar month .
  5. Country Financial : $ 1,584 per year, or about $ 132 per calendar month .

Cheapest auto insurance in Oregon for 20-year-old drivers with one at-fault crash

For drivers with a recent accident in Oregon, here are the companies with the lowest median rates for minimum coverage :

  1. Travelers : $ 1,002 per class, or about $ 84 per month .
  2. QBE : $ 1,048 per year, or about $ 87 per calendar month .
  3. CIG : $ 1,105 per year, or about $ 92 per calendar month .
  4. submit farm : $ 1,146 per class, or about $ 96 per month .
  5. Geico : $ 1,154 per year, or about $ 96 per month .

Cheapest auto insurance in Oregon for 20-year-old drivers after a DUI

The cheapest car indemnity we found after a DUI is shown here, alongside the insurers ‘ average rates for minimum coverage .

  1. Travelers : $ 1,132 per class, or about $ 94 per calendar month .
  2. QBE : $ 1,187 per year, or about $ 99 per calendar month .
  3. CIG : $ 1,315 per year, or about $ 110 per month .
  4. state farm : $ 1,459 per class, or about $ 122 per calendar month .
  5. Geico : $ 1,462 per class, or about $ 122 per month .

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Cheapest for 30-year-old drivers

By the time they reach their 30s, most drivers will enjoy cheaper car insurance rates than in their teens and 20s. even, factors like a person ’ randomness drive read and car make and model can increase prices. Drivers in their 30s can get lower rates by shopping about and taking advantage of any car insurance discounts.

Cheapest full coverage car insurance in Oregon for 30-year-olds

Drivers in oregon with scavenge drive records may get the lowest rates from these companies :

  1. state farm : $ 923 per class, or about $ 77 per month .
  2. QBE : $ 941 per year, or about $ 78 per calendar month .
  3. Oregon Mutual : $ 1,001 per class, or about $ 83 per month .
  4. nationally : $ 1,096 per year, or about $ 91 per calendar month .
  5. Travelers : $ 1,177 per year, or about $ 98 per month .

Cheapest minimum coverage car insurance in Oregon for 30-year-olds

Drivers in Oregon who want their submit ‘s minimal coverage can check with the following companies, which had the lowest average rates :

  1. state grow : $ 439 per year, or about $ 37 per month .
  2. Geico : $ 465 per class, or about $ 39 per month .
  3. QBE : $ 488 per class, or about $ 41 per month .
  4. Travelers : $ 498 per year, or about $ 42 per calendar month .
  5. Oregon Mutual : $ 521 per class, or about $ 43 per month .

Cheapest auto insurance in Oregon for 30-year-olds with poor credit

Drivers with poor credit in Oregon should consider the following companies with the lowest median rates for wax coverage :

  1. Oregon Mutual : $ 1,353 per year, or about $ 113 per month .
  2. Geico : $ 1,477 per year, or about $ 123 per calendar month .
  3. countrywide : $ 1,533 per year, or about $ 128 per month .
  4. QBE : $ 1,662 per year, or about $ 138 per month .
  5. CIG : $ 1,724 per class, or about $ 144 per month .

Cheapest auto insurance in Oregon for 30-year-old drivers with one at-fault crash

For drivers in Oregon with a recent accident, here are the lowest average rate options for broad coverage :

  1. country grow : $ 1,200 per year, or about $ 100 per month .
  2. Oregon Mutual : $ 1,251 per year, or about $ 104 per month .
  3. american Family : $ 1,360 per year, or about $ 113 per month .
  4. Travelers : $ 1,551 per year, or about $ 129 per calendar month .
  5. CIG : $ 1,620 per year, or about $ 135 per calendar month .

Cheapest auto insurance in Oregon for 30-year-old drivers after a DUI

For the cheapest car insurance after a DUI, we found the trace options for full coverage .

  1. state grow : $ 1,505 per year, or about $ 125 per month .
  2. Oregon Mutual : $ 1,655 per class, or about $ 138 per month .
  3. Travelers : $ 1,703 per year, or about $ 142 per calendar month .
  4. american Family : $ 1,730 per year, or about $ 144 per calendar month .
  5. CIG : $ 1,791 per year, or about $ 149 per calendar month .

Cheapest for 40-year-old drivers

Drivers in their 40s tend to have better indemnity rates than their younger counterparts on average, but placid pay more than older age groups. Shopping around for bum car indemnity quotes with multiple insurers is the best way to find lower rates. well drivers who don ’ metric ton get behind the wheel often might want to consider pay-per-mile policy, which charges drivers by how many miles they drive.

Cheapest full coverage car insurance in Oregon for 40-year-olds

Drivers in oregon with clean driving records may want to think about the follow companies, which had the lowest average rates :

  1. submit grow : $ 908 per year, or about $ 76 per month.
  2. Oregon Mutual : $ 921 per class, or about $ 77 per calendar month .
  3. QBE : $ 961 per year, or about $ 80 per month .
  4. nationally : $ 1,044 per year, or about $ 87 per month .
  5. Travelers : $ 1,068 per year, or about $ 89 per calendar month .

Cheapest minimum coverage car insurance in Oregon for 40-year-olds

Drivers in Oregon who want just the minimal coverage may want to check prices from these companies, which had the lowest average rates :

  1. submit farm : $ 443 per year, or about $ 37 per month .
  2. Geico : $ 458 per year, or about $ 38 per calendar month .
  3. Travelers : $ 481 per year, or about $ 40 per month .
  4. Oregon Mutual : $ 487 per year, or about $ 41 per calendar month .
  5. QBE : $ 516 per year, or about $ 43 per calendar month .

Cheapest auto insurance in Oregon for 40-year-olds with poor credit

Drivers with poor credit in Oregon can check out the following insurers with the lowest average rates for full coverage :

  1. Oregon Mutual : $ 1,275 per year, or about $ 106 per calendar month .
  2. Geico : $ 1,454 per class, or about $ 121 per calendar month .
  3. countrywide : $ 1,464 per year, or about $ 122 per month .
  4. QBE : $ 1,590 per year, or about $ 132 per calendar month .
  5. CIG : $ 1,593 per year, or about $ 133 per calendar month .

Cheapest auto insurance in Oregon for 40-year-old drivers with one at-fault crash

For drivers with a recent accident animation in Oregon, here are the companies with the lowest average rates for full coverage :

  1. country farm : $ 1,182 per year, or about $ 98 per month .
  2. Oregon Mutual : $ 1,194 per class, or about $ 100 per month .
  3. american Family : $ 1,220 per year, or about $ 102 per calendar month .
  4. CIG : $ 1,465 per year, or about $ 122 per month .
  5. Travelers : $ 1,500 per class, or about $ 125 per calendar month .

Cheapest auto insurance in Oregon for 40-year-old drivers after a DUI

The cheapest full moon coverage car indemnity we found for drivers with a DUI came from the following companies .

  1. state grow : $ 1,483 per year, or about $ 124 per month .
  2. american Family : $ 1,541 per year, or about $ 128 per month .
  3. Oregon Mutual : $ 1,589 per year, or about $ 132 per month .
  4. CIG : $ 1,623 per year, or about $ 135 per month .
  5. Travelers : $ 1,650 per class, or about $ 138 per calendar month .

Cheapest for 50-year-old drivers

Drivers in their 50s have cheaper car indemnity rates than most other age groups on average. Prices will continue to drop as they inch toward their 60s and gain more drive experience. Rates can calm vary depending on other factors such as a driver ’ sulfur gender and location, so it ’ mho fresh to shop around to find the best rate. Our list of cheap car insurance companies is a good set to start.

Cheapest full coverage car insurance in Oregon for 50-year-olds

Drivers in oregon with clean drive records may want to get quotes from these insurers, which had the lowest average rates :

  1. Oregon Mutual : $ 853 per year, or about $ 71 per month .
  2. department of state farm : $ 892 per class, or about $ 74 per month .
  3. nationally : $ 972 per year, or about $ 81 per month .
  4. QBE : $ 1,002 per year, or about $ 84 per month .
  5. Travelers : $ 1,043 per class, or about $ 87 per calendar month .

Cheapest minimum coverage car insurance in Oregon for 50-year-olds

Drivers in Oregon who opt for the express minimum coverage may want to consider the succeed companies, with the lowest average rates :

  1. Geico : $ 422 per class, or about $ 35 per calendar month .
  2. country farm : $ 439 per year, or about $ 37 per calendar month .
  3. Oregon Mutual : $ 450 per class, or about $ 38 per month .
  4. Travelers : $ 469 per year, or about $ 39 per calendar month .
  5. CIG : $ 532 per year, or about $ 44 per month .

Cheapest auto insurance in Oregon for 50-year-olds with poor credit

Drivers with poor credit in Oregon can check with the following companies, which showed the lowest median rates for broad coverage :

  1. Oregon Mutual : $ 1,169 per year, or about $ 97 per calendar month .
  2. Geico : $ 1,303 per year, or about $ 109 per month .
  3. countrywide : $ 1,365 per class, or about $ 114 per month .
  4. CIG : $ 1,550 per year, or about $ 129 per calendar month .
  5. Mutual of Enumclaw : $ 1,624 per class, or about $ 135 per calendar month .

Cheapest auto insurance in Oregon for 50-year-old drivers with one at-fault crash

For drivers living in Oregon with a holocene accident, here are the insurers with the lowest average full moon coverage rates :

  1. american Family : $ 1,132 per year, or about $ 94 per calendar month .
  2. Oregon Mutual : $ 1,137 per class, or about $ 95 per calendar month .
  3. state grow : $ 1,162 per year, or about $ 97 per month .
  4. CIG : $ 1,422 per year, or about $ 118 per calendar month .
  5. Travelers : $ 1,463 per year, or about $ 122 per month .

Cheapest auto insurance in Oregon for 50-year-old drivers after a DUI

The cheapest car indemnity we found for drivers with a late DUI comes from the following companies, listed with rates for wide coverage .

  1. american Family : $ 1,422 per class, or about $ 118 per calendar month .
  2. state grow : $ 1,459 per year, or about $ 122 per calendar month .
  3. Oregon Mutual : $ 1,521 per year, or about $ 127 per month .
  4. CIG : $ 1,575 per year, or about $ 131 per calendar month .
  5. Travelers : $ 1,608 per class, or about $ 134 per calendar month .

See what you could save on car insurance

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Cheapest for 60-year-old drivers

Although 60-year-olds have cheaper car indemnity rates than many other age groups on average, prices will start increasing as they get older. To find cheap car insurance for seniors, drivers in their 60s should make certain to shop around to find the best rate. Drivers in this age group should besides take advantage of any available discounts for elder citizens.

Cheapest full coverage car insurance in Oregon for 60-year-olds

Drivers in oregon with clean drive records may want to think about getting quotes from these companies, which had the lowest average rates :

  1. submit grow : $ 846 per class, or about $ 70 per calendar month .
  2. Oregon Mutual : $ 894 per year, or about $ 74 per month .
  3. countrywide : $ 912 per year, or about $ 76 per calendar month .
  4. Travelers : $ 960 per year, or about $ 80 per month .
  5. QBE : $ 976 per year, or about $ 81 per calendar month .

Cheapest minimum coverage car insurance in Oregon for 60-year-olds

Drivers in Oregon who want just the state minimal coverage may want to check with these insurers, which had the lowest modal rates :

  1. submit farm : $ 417 per year, or about $ 35 per calendar month .
  2. Geico : $ 429 per year, or about $ 36 per calendar month .
  3. Travelers : $ 446 per year, or about $ 37 per calendar month .
  4. Oregon Mutual : $ 459 per class, or about $ 38 per calendar month .
  5. CIG : $ 518 per year, or about $ 43 per month .

Cheapest auto insurance in Oregon for 60-year-olds with poor credit

Drivers with inadequate credit in Oregon can look at the following companies with the lowest average rates for full coverage :

  1. Oregon Mutual : $ 1,221 per class, or about $ 102 per calendar month .
  2. countrywide : $ 1,280 per year, or about $ 107 per calendar month .
  3. Geico : $ 1,312 per class, or about $ 109 per month .
  4. CIG : $ 1,490 per year, or about $ 124 per month .
  5. QBE : $ 1,528 per year, or about $ 127 per calendar month .

Cheapest auto insurance in Oregon for 60-year-old drivers with one at-fault crash

For drivers with a late accident support in Oregon, here are the companies with the lowest average rates for full coverage :

  1. department of state farm : $ 1,101 per year, or about $ 92 per month .
  2. american Family : $ 1,126 per year, or about $ 94 per calendar month .
  3. Oregon Mutual : $ 1,215 per class, or about $ 101 per calendar month .
  4. CIG : $ 1,373 per year, or about $ 114 per calendar month .
  5. Travelers : $ 1,412 per year, or about $ 118 per month .

Cheapest auto insurance in Oregon for 60-year-old drivers after a DUI

The cheapest car indemnity we found after a DUI came from the following companies, shown with their average rates for full coverage .

  1. department of state farm : $ 1,382 per year, or about $ 115 per calendar month .
  2. american Family : $ 1,415 per year, or about $ 118 per calendar month .
  3. CIG : $ 1,519 per year, or about $ 127 per month .
  4. Travelers : $ 1,553 per year, or about $ 129 per calendar month .
  5. progressive : $ 1,556 per year, or about $ 130 per month .

Cheapest car insurance for military families

If you ‘re an active voice member of the military or a seasoned — or have an immediate family member who is — chances are you ‘ll get a relatively cheap rate with USAA, a ship’s company that is n’t available to the general public. Because of that restriction, USAA is n’t ranked with the others, but it was among the cheapest five car insurance options for 29 of the 48 driver profiles we examined.

Minimum auto insurance limits required in Oregon

Oregon requires drivers to carry liability indemnity, uninsured motorist bodily injury coverage and personal wound protection. here are the minimal limits you must select for each coverage type :

  • $ 25,000 bodily injury indebtedness per person .
  • $ 50,000 bodily injury liability per doss .
  • $ 20,000 property damage liability per crash .
  • $ 25,000 uninsured motorist bodily injury per person .
  • $ 50,000 uninsured motorist bodily injury per crash .
  • $ 15,000 personal wound protective covering .

liability car policy covers the cost of any damage, injuries or deaths you cause in a car accident, up to your policy ’ second predefined limits. Uninsured motorist coverage will cover expenses from injuries or damage after an accident with a driver who doesn ’ t have car insurance. Underinsured motorist coverage will cover the same expenses if you ’ ra hit by a driver with some car insurance, but not enough to cover all costs from the crash. personal injury protection will cover your medical bills and expenses if you ’ re injured in a car crash, up to your policy limits, no matter whose blame it was. Depending on your state, PIP may besides pay for :

  • Lost wages if you ’ re ineffective to work due to injuries from an accident .
  • Services you can no longer perform, like house clean or child caution, because of your injuries .
  • funeral costs if an accident-related injury leads to death .
  • A small death profit as a cash payout .

See our steer to car indemnity requirements by state for a detail breakdown of how these coverages work and to learn about optional coverage types you might want to add, such as collision and comprehensive.

Alternative car insurance for high-risk drivers

If you ’ re deny car indemnity on the voluntary market because of DUIs, at-fault crashes or other reasons, you can seek coverage through the Automobile Insurance Plan of Oregon. For more assistant getting a capital deal on policy in Oregon, try NerdWallet ’ randomness cable car policy comparison cock, which provides quotes from the country ’ mho largest insurers .

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