Compare the Cheapest Car Insurance Quotes in Tulsa, OK

Drivers in Tulsa looking for policy coverage should look at GEICO since it has the cheapest average rates for full moon and minimum coverage deoxyadenosine monophosphate well as for drivers with tickets. however, these rates can change based on coverage levels and driver profiles. According to MoneyGeek, it is besides the best insurance company in the country that balances affordability and quality service .iconribbon best car insurance Tulsa

2022

The Cheapest and Best Car Insurance in Tulsa

The Cheapest Car Insurance Companies in Tulsa

On average, the Tulsa policy providers with the cheapest average rates for a wax coverage car insurance policy are :

  • GEICO: $774 per year
  • Farmers: $1,020 per year

USAA offers cheaper rates than Farmers at $ 828 per year on average, but it is limited to stream and former military personnel only. MetLife has the most expensive rates at an average cost of $ 2,184 annually. A full coverage policy includes liability policy and comprehensive and collision coverage. Drivers in Tulsa can increase their premiums if they want higher liability coverage .

Cheapest Car Insurance in Tulsa

Full Coverage 100/300/100

  • company 100/300/100

    per year

  • 1 .GEICO

    $774

  • 2 .USAA

    $828

  • 3 .Farmers

    $1,020

  • 4 .State Farm

    $1,093

  • 5 .Allstate

    $1,178

  • 6 .Progressive

    $1,380

  • 7 .Mercury

    $1,423

  • 8. Oklahoma Farm Bureau

    $1,449

  • 9 .MetLife

    $2,184

In accordance with MoneyGeek ’ second methodology, the calculations for policies are based on a 40-year old male driver in Tulsa purchasing full moon coverage car policy in the city. In terms of price, a broad coverage policy is a act higher than the express minimum. That is because, aside from the state-required coverages, a full coverage besides has the take after : .

  • Collision Insurance: This covers any damages resulting from a collision, be it with a stationary object or with another vehicle.
  • Comprehensive Insurance: This covers damages other than a collision, such as theft or vandalism.

car owners with old vehicles should evaluate their vehicle ’ second value to determine whether or not it is worth getting wide coverage. If the value of the policy is worth more than the cable car, choose for liability-only policy or a state minimum policy .

Compare Car Insurance Rates in Tulsa

see you ‘re getting the best rate for your car insurance. Compare quotes from the clear insurance companies. widget-location-pinInsurance Rates

Cheapest Car Insurance in Tulsa for Minimum Coverage

A minimal policy has the cheapest rates. If you plan to buy the cheapest minimum coverage, the follow companies provide the most low-cost rates, on average :

  • GEICO: $401 per year
  • State Farm: $501 per year

USAA offers the bum rates for minimum coverage in Tulsa, with an modal annual premium of $ 376. however, these policies are merely available to military families. MetLife offers policies at roughly $ 871 per annum, the most expensive in Tulsa on median. While a minimum coverage policy is the cheapest, you want to think about your coverage needs before choosing this policy. Paying lower premiums means you will have low levels of liability coverage and could end up paying more out of pocket. Use the postpone below to see how much higher indebtedness coverage costs .

Cheapest Minimum Liability Car Insurance in Tulsa

state Minimum

  • company State Minimum

    per year

  • 1 .USAA

    $376

  • 2 .GEICO

    $401

  • 3 .State Farm

    $501

  • 4 .Farmers

    $587

  • 5 .Progressive

    $627

  • 6 .Mercury

    $676

  • 7 .Allstate

    $716

  • 8. Oklahoma Farm Bureau

    $768

  • 9 .MetLife

    $871

If you ’ re looking for the cheapest policy in Tulsa, the state minimum coverage could meet those requirements. State minimum or liability-only insurance meets alone the state-mandated coverages, hence the cheapest rates. however, such policies will besides have the least protection. In encase of an accident, any coverage that goes over the limit is paid by the policyholder. For case, if you are in an accident and you have $ 25,000 deserving of coverage but the actual damage ends up costing $ 30,000, you will pay the remaining $ 5,000 out of pocket .

Oklahoma Minimum Liability Requirements

  • detail description
  • Bodily Injury and Property Damage $ 25,000 per person, $ 50,000 per accident and $ 25,000 for property damage. A more protective level is 100/300/100 .

Cheapest Car Insurance in Tulsa if You Have Driving Violations

Driving violations could raise the monetary value of car indemnity. additionally, the gravity of your driving irreverence is immediately proportional to the rates, where a DUI is more expensive than a ticket. On average, these companies offer the cheapest rates for certain violations :

  • Cheapest after a ticket: GEICO, $969 per year
  • Cheapest after an at-fault accident: State Farm, $1,251 per year
  • Cheapest after a DUI: State Farm, $1,172 per year

For military families, USAA offers the brassy rates for drivers with an accident on their records. You can lower your rates after a misdemeanor over time by not getting another violation. however, while you are even considered a bad driver because of your records, the best way to get cheaper rates is by shopping approximately for low-cost rates after a misdemeanor .

Cheapest Car Insurance in Tulsa With a Violation

Speeding ticket

  • company Speeding Ticket

    per year

  • 1 .GEICO

    $969

  • 2 .USAA

    $1,029

  • 3 .State Farm

    $1,172

  • 4 .Allstate

    $1,277

  • 5 .Farmers

    $1,282

  • 6. Oklahoma Farm Bureau

    $1,584

  • 7 .Progressive

    $1,991

  • 8 .Mercury

    $2,147

  • 9 .MetLife

    $3,030

Average Cost of Car Insurance in Tulsa

Tulsa

$1,313

Oklahoma

$1,299

U.S.

$1,424

Tulsa drivers normally pay a higher car indemnity agio compared to early drivers in Oklahoma. The modal annual premium in Tulsa is $ 1,313, while the average state of matter premium is $ 1,299. meanwhile, the average annual agio in Tulsa is 7.8 % cheaper than what most drivers in the U.S. pay.

Personalized Quotes to Get You the Cheapest Car Insurance in Tulsa

If you want to ensure that you are signing up for an insurance policy that meets your needs, it is best to request personalized quotes from car policy companies and then compare them. Know that they determine the rate based on several factors, such as your age, gender, miles tug per year, the name and model of your cable car and desired coverage level. As these circumstances change for you, you may qualify for lower rates, rebates or discounts .

Compare Car Insurance Rates in Tulsa

see you ‘re getting the best rate for your car insurance. Compare quotes from the crown indemnity companies. widget-location-pin

The Best Car Insurance Companies in Tulsa

To help Tulsa drivers find a car indemnity supplier that combines affordability with quality avail, MoneyGeek rated the best companies in the city using diverse factors. These include J.D. Power ‘s customer satisfaction, affordability and fiscal stability ratings. Based on MoneyGeek ’ s inquiry, the best car insurance companies in Tulsa for most drivers are :

  • GEICO: MoneyGeek score of 93 out of 100
  • Allstate: MoneyGeek score of 85 out of 100

USAA received the highest score in Tulsa according to MoneyGeek ‘s rat system. however, because USAA is entirely available to military members, veterans and their families, it is not listed as best overall .
1

USAA

score :

100

5/5 Affordability 5/5 Claims Ratings 5/5 User Satisfaction A++ fiscal stability 2

GEICO

sexual conquest :

92.5

5/5 Affordability 3/5 Claims Ratings 4/5 User Satisfaction A++

fiscal constancy 3

Allstate

score :

85

3/5 Affordability 3/5 Claims Ratings 4/5 User Satisfaction A+ fiscal stability 4

Travelers

score :

85

3/5 Affordability 3/5 Claims Ratings 3/5 User Satisfaction A++ fiscal constancy 5

Progressive

score :

85

4/5 Affordability 3/5 Claims Ratings 3/5 User Satisfaction A+ fiscal stability 6

Auto Club of Southern California Insurance Group

score :

82.5

4/5 Affordability 3/5 Claims Ratings 3/5 User Satisfaction A fiscal constancy 7

State Farm

score :

80

3/5 Affordability 3/5 Claims Ratings 3/5 User Satisfaction A fiscal constancy 8

Safeco

score :

77.5

2/5 Affordability 4/5 Claims Ratings 2/5 User Satisfaction A fiscal stability 9

Liberty Mutual

score :

77.5

2/5 Affordability 4/5 Claims Ratings 2/5 User Satisfaction A fiscal stability 10

Farm Bureau Ins of MI

score :

75

2/5 Affordability 2/5 Claims Ratings 3/5 User Satisfaction A fiscal stability 11

Farmers

score :

75

2/5 Affordability 3/5 Claims Ratings 2/5 User Satisfaction A fiscal constancy 12

Nationwide

score :

75

2/5 Affordability 2/5 Claims Ratings 2/5 User Satisfaction A+ fiscal stability

Average Cost of Car Insurance by Postal Code

Your ZIP code besides makes a dispute in the premium that car indemnity companies in Tulsa will offer you. The cheapest energy code in Tulsa for car indemnity is 74136 with an average $ 1,285 annual agio. That ’ second $ 49 cheaper than 74105, which costs $ 1,334. The discrepancy between the cheapest and most expensive ZIP code is not that much, which suggests that the conditions ( accidents, larceny, dealings ) in these areas are not that varied .

  • Zip Code State Minimum

    per year

  • 74136

    $1,285

  • 74133

    $1,312

  • 74137

    $1,318

  • 74105

    $1,334

Factors That Impact Insurance Costs in Tulsa

In addition to individual driver needs and history, location-specific factors like the share of uninsured motorists and the rate of fatal accidents besides contribute to car insurance rates in Tulsa. How Tulsa ranks compared to the 300 most populous cities in the United States can have a significant impact on bounty costs .accident2 icon Most Accidents With Fatalities

43rd

/ 300handcuffs2 icon Most car Thefts

276th

/ 300uninsured icon Most uninsured Motorists by State

31st

/ 50insurance2 icon personal Injury Protection Required Norain icon Most annual rain

89th

/ 300umbrella icon Most showery Days

167th

/ 300

Methodology and Assumptions

MoneyGeek ’ mho average bounty rates for Tulsa are based on 100/300/100 comprehensive collision coverage with a $ 1,000 deductible for a 40-year-old male driver. The average driver profiled drives a 2010 Toyota Camry LE and has no tickets or accidents on their record. Additional premiums are added based on coverage type, placement and drive commemorate. Learn more about MoneyGeek ’ mho data and methodology here. About the author

expert-profileexpert-profile Mark Fitzpatrick is a senior content director with MoneyGeek specializing in indemnity. Mark has years of have analyzing the insurance market and creating original research and subject. He graduated from Boston College with a Bachelor of Arts and Johns Hopkins University with a master of Arts .

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