Compare the Cheapest Car Insurance Quotes in Wichita, KS

2022

The Cheapest and Best Car Insurance in Wichita

The Cheapest Car Insurance Companies in Wichita

MoneyGeek ’ s research shows the cheapest companies for a full coverage policy in Wichita are :

• American Family: $758 per year
• Nationwide: $764 per year

Drivers who have a military background can benefit the most from USAA ; it offers the cheapest policies in Wichita at an average annual monetary value of $ 623. The most expensive caller in Wichita is MetLife, with a $ 424 more expensive policy than american Family. MetLife charges an average of $ 1,182 per year for a full coverage car policy. A full moon coverage policy has comprehensive and collision policy. Its price depends on the extent of liability coverage .

Cheapest Car Insurance in Wichita

Full Coverage 100/300/100 MoneyGeek collected average rates for a 40-year-old male driver in Wichita with a fully coverage policy, as our methodology explains. A full coverage policy provides coverage against vehicle damage or personnel casualty. It includes comprehensive and collision insurance and costs more than a minimal coverage policy .

• Comprehensive coverage: Covers the cost of vehicle damage and pays for repairs and replacement in case of theft or another incident.
• Collision coverage: Pays for the repairs of the vehicle in case of an at-fault accident.

With an older car, you may opt for a minimal coverage policy or liability-only insurance since a full coverage policy may cost more than the car ’ randomness value .

Compare Car Insurance Rates in Wichita

guarantee you ‘re getting the best rate for your car insurance. Compare quotes from the top insurance companies. widget-location-pin

Cheapest Car Insurance in Wichita for Minimum Coverage

The cheapest car insurance option in Wichita is a minimum coverage policy. MoneyGeek ’ s inquiry shows that the postdate companies offer cheap minimum coverage policies :

• American Family: $376 per year
• Nationwide: $397 per year

For military drivers, USAA is the cheapest car insurance party for a minimum coverage policy at $ 270 per year on average. nationally offers a bum minimum coverage car policy in Wichita, while Allstate offers the most expensive at an average annual cost of $ 591 per year. Going with Nationwide could save a driver $ 194 over choosing Allstate. While minimal coverage is the most low-cost, it does not include liability and comprehensive coverage, so you ’ re not as protected. Have a look at the board to see how much a higher indebtedness coverage policy costs .

Cheapest Minimum Liability Car Insurance in Wichita

state of matter Minimum In Kansas, a minimum coverage policy must include bodily injury indebtedness coverage, property damage liability coverage, uninsured motorist bodily wound coverage and basic personal injury protection coverage. With a minimum coverage policy in Wichita, you reduce monthly expenses but have to pay more out of pouch after an at-fault accident. For example, in an at-fault accident, the other party ’ s medical bills are $ 30,000, and you have $ 10,000 in bodily wound ; you must pay the $ 20,000 deviation .

Kansas Minimum Liability Requirements

• item description
• Bodily Injury and Property Damage $ 25,000 per person, $ 50,000 per accident and $ 25,000 for property damage. A more protective tied is 100/300/100 .
• Uninsured motorist $ 25,000 per person and $ 50,000 per incidental. The minimal coverage may not be enough if you ‘re in a serious accident .
• personal Injury Protection $ 4,500 per person for aesculapian expenses. $ 900 a calendar month for a up to a year of disability or passing of income coverage. $ 25 a day for in-home services. $ 4,500 for rehabilition-related expenses. $ 2,000 for funeral, burial or creamation expenses
• early Survivors benefits including up to $ 900 per calendar month for a year for disability or loss of income and $ 25 per day for in-home services

Cheapest Car Insurance in Wichita if You Have Driving Violations

Having a DUI, speeding ticket or an at-fault accident increases your car insurance expenses. MoneyGeek found the follow cheap companies in Wichita for driving violations :

• Cheapest after an at-fault accident: State Farm, $995 per year
• Cheapest after a speeding ticket: American Family, $758 per year
• Cheapest after a DUI: American Family, $758 per year

USAA is the cheapest company for drivers who have a military background and drive violations. It offers the least expensive insurance for drivers with a speeding ticket or an at-fault accident on their record. If you have a poor drive record, you can improve it over time and find cheaper insurance options in Wichita. Until it improves, shop unlike policy companies to get better rates .

Cheapest Car Insurance in Wichita With a Violation

Speeding ticket

Average Cost of Car Insurance in Wichita

Wichita

$931

Kansas

$931

U.S.

$1,424

Wichita ’ mho modal annual car insurance pace is identical reasonable compared to the national average. Wichita ‘s average annual bounty is $ 931 — the same as the department of state average. Wichita ‘s average agio is 34.6 % less than the national average.

Personalized Quotes to Get You the Cheapest Car Insurance in Wichita

To determine cable car policy quotes in Wichita, providers consider respective factors including your age, gender, ZIP code, driving history and more. For example, American Family in Wichita has policies for 18-year-old drivers that are over one-and-a-half times more expensive than those for 40-year-olds. Drivers looking for the most low-cost insurance should obtain an individualize quotation that takes unique factors into account and then compares that quote to ones offered by other policy companies .

Compare Car Insurance Rates in Wichita

see you ‘re getting the best rate for your cable car insurance. Compare quotes from the top policy companies. widget-location-pin

The Best Car Insurance Companies in Wichita

MoneyGeek ranked the best cable car insurance companies in Wichita to aid drivers looking to balance service and affordability. According to MoneyGeek ’ s inquiry, the best cable car indemnity companies in Wichita for most drivers are :

• American Family: MoneyGeek score 98 out of 100
• GEICO: MoneyGeek score 93 out of 100

USAA received the highest grudge in Wichita by MoneyGeek ‘s rate arrangement. however, because USAA is only available to military members, veterans and their families, it is not listed as best overall. To determine the final examination scores out of 100, MoneyGeek took into account many factors, including J.D. Power scores for customer atonement, fiscal constancy and affordability .
1

USAA

score :

100

5/5 Affordability 5/5 Claims Ratings 5/5 User Satisfaction A++ fiscal constancy 2

Auto-Owners Insurance Co

score :

97.5

5/5 Affordability 4/5 Claims Ratings 5/5 User Satisfaction A++ fiscal stability 3

GEICO

score :

92.5

5/5 Affordability 3/5 Claims Ratings 4/5 User Satisfaction A++ fiscal constancy 4

Allstate

score :

85

3/5 Affordability 3/5 Claims Ratings 4/5 User Satisfaction A+ fiscal stability 5

Travelers

score :

85

3/5 Affordability 3/5 Claims Ratings 3/5 User Satisfaction A++ fiscal constancy 6

Progressive

score :

85

4/5 Affordability 3/5 Claims Ratings 3/5 User Satisfaction A+ fiscal Stability

7

Auto Club of Southern California Insurance Group

score :

82.5

4/5 Affordability 3/5 Claims Ratings 3/5 User Satisfaction A fiscal stability 8

State Farm

score :

80

3/5 Affordability 3/5 Claims Ratings 3/5 User Satisfaction A fiscal stability 9

American Family

grade :

77.5

2/5 Affordability 2/5 Claims Ratings 3/5 User Satisfaction A+ fiscal stability 10

Safeco

grudge :

77.5

2/5 Affordability 4/5 Claims Ratings 2/5 User Satisfaction A fiscal stability 11

Liberty Mutual

grudge :

77.5

2/5 Affordability 4/5 Claims Ratings 2/5 User Satisfaction A fiscal stability 12

Farm Bureau Ins of MI

score :

75

2/5 Affordability 2/5 Claims Ratings 3/5 User Satisfaction A fiscal constancy 13

Farmers

score :

75

2/5 Affordability 3/5 Claims Ratings 2/5 User Satisfaction A fiscal stability 14

Nationwide

score :

75

2/5 Affordability 2/5 Claims Ratings 2/5 User Satisfaction A+ fiscal stability

Average Cost of Car Insurance by Postal Code

Your residential ZIP code is besides considered by car policy providers while computing your annual premium. Regions where there are greater numbers of car thefts, accidents, and high density dealings are more expensive. In Wichita, the 67212 neighborhood is the most low-cost see car indemnity, as you ’ ll pay $ 62 less in annually car policy premiums compared to the most expensive sphere, 67203 .

• Zip Code State Minimum

  per year

• 67212

  $902

• 67207

  $917

• 67217

  $942

• 67203

  $964

Factors That Impact Insurance Costs in Wichita

In summation to person driver needs and history, location-specific factors like personal injury auspices coverage requirements and the percentage of uninsured motorists besides contribute to car policy rates in Wichita. How Wichita ranks compared to the 300 most populous cities in the United States can have a significant impact on agio costs . Most Accidents With Fatalities

77th

/ 300 Most cable car Thefts

299th

/ 300 Most uninsured Motorists by State

44th

/ 50 personal Injury Protection Required Yes Most annual rain

166th

/ 300 Most showery Days

183rd

/ 300

Methodology and Assumptions

MoneyGeek ’ randomness average premium rates for Wichita are based on 100/300/100 comprehensive collision coverage with a $ 1,000 deductible for a 40-year-old male driver. The average driver profiled drives a 2010 Toyota Camry LE and has no tickets or accidents on their record. Additional premiums are added based on coverage type, localization and drive record. Learn more about MoneyGeek ’ randomness data and methodology here. About the author

Mark Fitzpatrick is a senior content coach with MoneyGeek specializing in indemnity. Mark has years of experience analyzing the policy market and creating original research and content. He graduated from Boston College with a Bachelor of Arts and Johns Hopkins University with a chief of Arts .