The Cheapest Car Insurance in Hawaii for 2022 – NerdWallet

car indemnity is an significant purchase, but finding cheap car insurance in Hawaii international relations and security network ’ thyroxine always easy. That ’ randomness why it ’ sulfur authoritative to compare rates from multiple insurers. The average cost of full coverage car insurance in Hawaii is $ 1,188 per year, or about $ 99 per month, according to NerdWallet ’ randomness analysis. minimal coverage in Hawaii is $ 391 per year on average, but we found you can likely get a cheaper policy. For exemplar, Geico offers the cheapest rates in Hawaii at $ 285 per year, on average, for minimum coverage car policy for a 35-year-old driver with a clean and jerk drive read.

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Cheapest cable car policy company overall in Hawaii
state farm	$ 78/month	5.0 NerdWallet rat NerdWallet’s ratings are determined by our editorial team. The scoring formula takes into account consumer complaint and customer satisfaction data.
Cheapest for minimal coverage
Geico	$ 24/month	4.5 NerdWallet denounce NerdWallet’s ratings are determined by our editorial team. The scoring formula takes into account consumer complaint and customer satisfaction data.
Cheapest for young drivers
state grow	$ 78/month	5.0 NerdWallet rate NerdWallet’s ratings are determined by our editorial team. The scoring formula takes into account consumer complaint and customer satisfaction data.

How we chose the cheapest companies in Hawaii

NerdWallet ’ s editorial team analyzed car policy rates from five car insurers in Hawaii and found the four cheap options for drivers in several age brackets and with different histories, all driving a 2019 Toyota Camry L. For minimum coverage, we looked at rates that reflect the minimum requirements in Hawaii. For full coverage, we used the below coverage limits :

• $ 100,000 bodily injury indebtedness per person .
• $ 300,000 bodily injury liability per accident .
• $ 50,000 property damage indebtedness per accident .
• $ 100,000 uninsured motorist coverage per person .
• $ 300,000 uninsured motorist coverage per accident .
• Collision coverage with a $ 1,000 deductible .
• comprehensive coverage with a $ 1,000 deductible .

Cheapest for 20-year-old drivers

Drivers in their 20s may have to get a lot of quotes to find cheap car policy. Prices can be sky-high for younger 20-somethings, but tend to come down as drivers get more experience on the road. silent, some companies routinely have better indemnity rates for young drivers, so it ‘s best to shop around to find them.

Cheapest full coverage car insurance in Hawaii for 20-year-olds

Drivers in Hawaii with clean drive records may want to consider the following companies, which had the lowest average rates :

1. submit farm : $ 941 per year, or about $ 78 per calendar month .
2. Geico : $ 1,099 per year, or about $ 92 per calendar month .
3. Allstate : $ 1,352 per year, or about $ 113 per month .
4. Island Insurance : $ 1,435 per year, or about $ 120 per calendar month .

Cheapest minimum coverage car insurance in Hawaii for 20-year-olds

Drivers in Hawaii who want good the submit minimum coverage may want to check with these companies, which had the lowest average rates :

1. Geico : $ 308 per year, or about $ 26 per calendar month .
2. state farm : $ 353 per year, or about $ 29 per calendar month .
3. Island Insurance : $ 415 per class, or about $ 35 per month .
4. Allstate : $ 511 per year, or about $ 43 per month .

Cheapest auto insurance in Hawaii for 20-year-old drivers with one at-fault crash

For drivers with a late accident in Hawaii, here are the companies with the lowest average rates for minimum coverage :

1. Geico : $ 394 per class, or about $ 33 per calendar month .
2. state farm : $ 467 per year, or about $ 39 per month .
3. Island Insurance : $ 558 per year, or about $ 46 per month .
4. Allstate : $ 818 per class, or about $ 68 per calendar month .

Cheapest auto insurance in Hawaii for 20-year-old drivers after a DUI

The cheapest car insurance we found after a DUI is shown here, alongside the insurers ‘ average rates for minimum coverage .

1. state farm : $ 561 per class, or about $ 47 per calendar month .
2. Geico : $ 1,445 per year, or about $ 120 per calendar month .
3. Allstate : $ 2,174 per year, or about $ 181 per month .
4. Island Insurance : $ 3,153 per year, or about $ 263 per month .

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Cheapest for 30-year-old drivers

By the prison term they reach their 30s, most drivers will enjoy cheaper car policy rates than in their teens and 20s. silent, factors like a person ’ second drive record and car have and model can increase prices. Drivers in their 30s can get lower rates by shopping approximately and taking advantage of any car indemnity discounts.

Cheapest full coverage car insurance in Hawaii for 30-year-olds

Drivers in Hawaii with clean drive records may get the lowest rates from these companies :

1. country farm : $ 941 per class, or about $ 78 per calendar month .
2. Geico : $ 1,022 per year, or about $ 85 per calendar month .
3. Allstate : $ 1,352 per class, or about $ 113 per calendar month .
4. Island Insurance : $ 1,435 per year, or about $ 120 per month .

Cheapest minimum coverage car insurance in Hawaii for 30-year-olds

Drivers in Hawaii who want their state ‘s minimum coverage can check with the following companies, which had the lowest average rates :

1. Geico : $ 285 per year, or about $ 24 per month .
2. state farm : $ 353 per year, or about $ 29 per calendar month .
3. Island Insurance : $ 415 per year, or about $ 35 per month .
4. Allstate : $ 511 per class, or about $ 43 per month .

Cheapest auto insurance in Hawaii for 30-year-old drivers with one at-fault crash

For drivers in Hawaii with a holocene accident, here are the lowest average rate options for full coverage :

1. country grow : $ 1,222 per year, or about $ 102 per calendar month .
2. Geico : $ 1,369 per class, or about $ 114 per month .
3. Island Insurance : $ 1,917 per class, or about $ 160 per month .
4. Allstate : $ 2,044 per year, or about $ 170 per calendar month.

   Read more: Compare Car Insurance Rates for February 2022 – NerdWallet

Cheapest auto insurance in Hawaii for 30-year-old drivers after a DUI

For the cheapest car insurance after a DUI, we found the take after options for full moon coverage .

1. express farm : $ 1,436 per year, or about $ 120 per month .
2. Allstate : $ 3,592 per year, or about $ 299 per calendar month .
3. Geico : $ 4,819 per year, or about $ 402 per calendar month .
4. Island Insurance : $ 10,599 per year, or about $ 883 per calendar month .

Cheapest for 40-year-old drivers

Drivers in their 40s tend to have better policy rates than their younger counterparts on average, but hush pay more than older senesce groups. Shopping around for brassy car indemnity quotes with multiple insurers is the best way to find lower rates. good drivers who don ’ deoxythymidine monophosphate induce behind the wheel much might want to consider pay-per-mile indemnity, which charges drivers by how many miles they drive.

Cheapest full coverage car insurance in Hawaii for 40-year-olds

Drivers in Hawaii with clean drive records may want to think about the follow companies, which had the lowest average rates :

1. state farm : $ 941 per year, or about $ 78 per calendar month .
2. Geico : $ 1,022 per year, or about $ 85 per calendar month .
3. Allstate : $ 1,352 per year, or about $ 113 per calendar month .
4. Island Insurance : $ 1,435 per year, or about $ 120 per calendar month .

Cheapest minimum coverage car insurance in Hawaii for 40-year-olds

Drivers in Hawaii who want barely the minimum coverage may want to check prices from these companies, which had the lowest average rates :

1. Geico : $ 285 per year, or about $ 24 per month .
2. department of state farm : $ 353 per class, or about $ 29 per month .
3. Island Insurance : $ 415 per year, or about $ 35 per month .
4. Allstate : $ 511 per class, or about $ 43 per month .

Cheapest auto insurance in Hawaii for 40-year-old drivers with one at-fault crash

For drivers with a holocene accident know in Hawaii, hera are the companies with the lowest average rates for full coverage :

1. state farm : $ 1,222 per year, or about $ 102 per month .
2. Geico : $ 1,369 per class, or about $ 114 per calendar month .
3. Island Insurance : $ 1,917 per year, or about $ 160 per month .
4. Allstate : $ 2,044 per class, or about $ 170 per calendar month .

Cheapest auto insurance in Hawaii for 40-year-old drivers after a DUI

The cheapest full coverage car insurance we found for drivers with a DUI came from the following companies .

1. state grow : $ 1,436 per year, or about $ 120 per calendar month .
2. Allstate : $ 3,592 per year, or about $ 299 per calendar month .
3. Geico : $ 4,819 per year, or about $ 402 per calendar month .
4. Island Insurance : $ 10,599 per year, or about $ 883 per month .

Cheapest for 50-year-old drivers

Drivers in their 50s have cheaper car policy rates than most early old age groups on median. Prices will continue to drop as they inch toward their 60s and gain more drive have. Rates can hush vary depending on early factors such as a driver ’ sulfur gender and placement, so it ’ randomness fresh to shop around to find the best rate. Our list of the best cheap car indemnity companies is a good station to start.

Cheapest full coverage car insurance in Hawaii for 50-year-olds

Drivers in Hawaii with cleanse drive records may want to get quotes from these insurers, which had the lowest average rates :

1. state grow : $ 941 per class, or about $ 78 per month .
2. Geico : $ 1,022 per year, or about $ 85 per calendar month .
3. Allstate : $ 1,352 per year, or about $ 113 per month .
4. Island Insurance : $ 1,435 per year, or about $ 120 per month .

Cheapest minimum coverage car insurance in Hawaii for 50-year-olds

Drivers in Hawaii who opt for the state of matter minimum coverage may want to consider the follow companies, with the lowest average rates :

1. Geico : $ 285 per year, or about $ 24 per calendar month .
2. state farm : $ 353 per year, or about $ 29 per month .
3. Island Insurance : $ 415 per class, or about $ 35 per month .
4. Allstate : $ 511 per year, or about $ 43 per calendar month .

Cheapest auto insurance in Hawaii for 50-year-old drivers with one at-fault crash

For drivers living in Hawaii with a holocene accident, here are the insurers with the lowest average fully coverage rates :

1. state of matter farm : $ 1,222 per year, or about $ 102 per calendar month .
2. Geico : $ 1,369 per year, or about $ 114 per calendar month .
3. Island Insurance : $ 1,917 per class, or about $ 160 per month .
4. Allstate : $ 2,044 per year, or about $ 170 per calendar month .

Cheapest auto insurance in Hawaii for 50-year-old drivers after a DUI

The cheapest car insurance we found for drivers with a late DUI comes from the following companies, listed with rates for full coverage .

1. state grow : $ 1,436 per class, or about $ 120 per month .
2. Allstate : $ 3,592 per class, or about $ 299 per month .
3. Geico : $ 4,819 per year, or about $ 402 per month .
4. Island Insurance : $ 10,599 per year, or about $ 883 per calendar month .

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easily compare personalized rates to see how much interchange car policy could save you.

ZIP Code

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Cheapest for 60-year-old drivers

Although 60-year-olds have cheaper car indemnity rates than many early age groups on average, prices will start increasing as they get older. To find cheap car insurance for seniors, drivers in their 60s should make indisputable to shop around to find the best rate. Drivers in this long time group should besides take advantage of any available discounts for senior citizens.

Cheapest full coverage car insurance in Hawaii for 60-year-olds

Drivers in Hawaii with clean drive records may want to think about getting quotes from these companies, which had the lowest average rates :

1. state grow : $ 941 per year, or about $ 78 per month .
2. Geico : $ 1,022 per year, or about $ 85 per month .
3. Allstate : $ 1,352 per year, or about $ 113 per calendar month .
4. Island Insurance : $ 1,435 per year, or about $ 120 per calendar month .

Cheapest minimum coverage car insurance in Hawaii for 60-year-olds

Drivers in Hawaii who want good the country minimum coverage may want to check with these insurers, which had the lowest average rates :

1. Geico : $ 285 per year, or about $ 24 per month .
2. submit farm : $ 353 per year, or about $ 29 per month .
3. Island Insurance : $ 415 per year, or about $ 35 per month .
4. Allstate : $ 511 per year, or about $ 43 per calendar month .

Cheapest auto insurance in Hawaii for 60-year-old drivers with one at-fault crash

For drivers with a recent accident living in Hawaii, here are the companies with the lowest average rates for fully coverage :

1. express farm : $ 1,222 per class, or about $ 102 per month .
2. Geico : $ 1,369 per class, or about $ 114 per calendar month .
3. Island Insurance : $ 1,917 per class, or about $ 160 per month .
4. Allstate : $ 2,044 per year, or about $ 170 per calendar month .

Cheapest auto insurance in Hawaii for 60-year-old drivers after a DUI

The cheapest car indemnity we found after a DUI came from the following companies, shown with their modal rates for wide coverage .

1. state farm : $ 1,436 per year, or about $ 120 per month .
2. Allstate : $ 3,592 per year, or about $ 299 per month .
3. Geico : $ 4,819 per class, or about $ 402 per month .
4. Island Insurance : $ 10,599 per year, or about $ 883 per calendar month .

Cheapest car insurance for military families

If you ‘re an active member of the military or a veteran — or have an immediate family penis who is — chances are you ‘ll get a relatively brassy rate with USAA, a company that is n’t available to the general public. Because of that limitation, USAA is n’t ranked with the others, but it was the cheapest car insurance option for all 24 driver profiles we examined.

Minimum required auto insurance in Hawaii

Hawaii is a no-fault submit. Hawaii car insurance policies must include at least indebtedness insurance and personal injury auspices, or PIP, in the follow amounts :

• $ 20,000 bodily injury indebtedness per person .
• $ 40,000 bodily injury indebtedness per crash .
• $ 10,000 property damage liability per doss .
• $ 10,000 PIP .

While this will be adequate to drive legally, you may want more indemnity to in full cover the costs of a crash. For example, if you total another person ’ randomness vehicle, the property wrong could easily exceed the $ 10,000 minimum specify listed above. Any price above your coverage limit would have to come out of your pocket.

Check out NerdWallet ’ s guide to car policy requirements by state for help in understanding your policy and selecting coverage limits. For more help in getting cheap car insurance in Hawaii, try NerdWallet ’ sulfur cable car policy comparison tool. If you ’ re having a heavily clock time finding coverage due to a spotty driving record, call the Hawaii Joint Underwriters Program at ( 808 ) 586-2790 .

source : https://insurecar.info
Category : car insurance questions