Who Has The Best Car Insurance Rates in Atlanta?

State Farm offered the best rates for minimum-coverage cable car insurance in Atlanta, Georgia. The company ‘s average annual rate in the city is $ 644, or $ 54 per month. That ’ s less than the overall monthly average of $ 75 .
In Georgia ‘s capital and the affection of the state ‘s largest metro sphere, drivers pay well more than the modal resident of the Peach State. Atlantans pay 23 % more for full coverage and 31 % more for minimum coverage .
We always recommend that you compare quotes from multiple insurers before purchasing a policy. Your rates may vary depending on your driving history and background .

Cheapest auto insurance in Atlanta: State Farm

The average cost of cable car policy in Atlanta is $ 75 per calendar month, or $ 900 per year, for a minimum-coverage policy.

The cheapest car indemnity in Atlanta is offered by State Farm and Georgia Farm Bureau, based on a rate analysis of Georgia minimal indebtedness quotes. On median, those insurers were 24 % cheaper than the city ‘s average overall, which translates to a savings of $ 212 per class. state farm, the cheapest coverage in the analysis, came in at $ 644 per year, or $ 54 per calendar month. Georgia Farm Bureau was $ 726 per year. Those two companies and USAA — which is lone available to members of the military, veterans and some of their syndicate members — were the lone rates below the state average .
This graph lists cheapest insurance rates in Atlanta, Georgia

Find Cheap Auto Insurance Quotes in Atlanta

presently insured ? Minimum liability coverage merely offers the lowest level of security and may not cover all costs in the event of an accident. We suggest you purchase more coverage if you can, specially if you have an expensive vehicle .

Cheapest full-coverage car insurance in Atlanta: Georgia Farm Bureau

Georgia Farm Bureau offers Atlanta ‘s cheapest widely-available option for full-coverage car indemnity. Geico offers the second-best rate, well ahead of the next-best choice, Progressive. Georgia Farm Bureau ’ south rate of $ 1,599 per year was $ 797 less than Geico. Those two companies and USAA, at $ 1,572, were all less than the city average of $ 2,929 .

Rank

Company

Average annual rate

1 Georgia Farm Bureau $1,599
2 Geico $2,396
3 Progressive $3,164
4 Allstate $3,986
5 State Farm $4,856
N/A USAA $1,572

The keystone differences between minimum and full-coverage car indemnity are that broad coverage has higher indebtedness limits and includes collision and comprehensive examination coverages, which protect a driver ‘s own car .

  • Comprehensive coverage: covers damage from theft, natural disasters and other events outside the driver’s control, sometimes called “acts of God”.
  • Collision coverage: covers damage to a vehicle that results from hitting another vehicle or object.

Cheap car insurance for drivers with prior incidents

Drivers in Atlanta and anywhere else will likely pay more for the lapp indemnity if their tug record includes a accelerate tag, DUI or accident .

Cheapest car insurance in Atlanta after an accident

The best full-coverage rates after an at-fault accident came from Georgia Farm Bureau, which was well cheaper than Geico, the second-best option. The difference between the two companies was $ 2,436 per year. The average Georgia Farm Bureau rate was $ 1,749 per year, an increase of 9 % from the cost with a clean commemorate. On median, an accident raised Atlanta insurance rates 49 % .

Rank

Company

Average annual rate

1 Georgia Farm Bureau $1,749
2 Geico $4,185
3 Progressive $5,778
4 State Farm $5,822
5 Allstate $6,438
N/A USAA $2,274

The average rate increase for an accident in Georgia is 48 %, so the pace increase in Atlanta is in line with the rest of the state .

Cheapest car insurance for drivers with a speeding ticket: Georgia Farm Bureau

Georgia Farm Bureau had the best rates for Atlanta drivers looking for full-coverage indemnity after a accelerate ticket. The annual rate from the company was $ 1,749, which was notably cheaper than Geico, at $ 2,697. The city ’ randomness average annual rate was $ 3,404. overall, travel rapidly tickets raised the average premium by $ 475, an increase of 16 % .

Rank

Company

Average annual rate

1 Georgia Farm Bureau $1,749
2 Geico $2,697
3 Progressive $4,090
4 Allstate $4,595
5 State Farm $5,339
N/A USAA $1,954

Cheapest car insurance for drivers with a DUI: Georgia Farm Bureau

On average, a DUI increases the full-coverage policy rate for an Atlanta driver by $ 1,882, an increase of 64 % .
The best rates in the city are from Georgia Farm Bureau, at $ 3,108. That rate is an increase of $ 1,509, which comes out to 94 % more. That said, Georgia Farm Bureau ‘s rate is better than Progressive, at $ 3,982, and State Farm, at $ 5,339 .

Rank

Company

Average annual rate

1 Georgia Farm Bureau $3,108
2 Progressive $3,982
3 State Farm $5,339
4 Allstate $5,600
5 Geico $7,640
N/A USAA $3,198

Cheapest car insurance for drivers with poor credit: Georgia Farm Bureau

credit problems can have a meaning shock on your rates — more significant than a speeding tag in Atlanta. Poor credit, on average, increases rates $ 831 per year.

Rank

Company

Average annual rate

1 Georgia Farm Bureau $1,599
2 State Farm $2,499
3 Geico $3,139
4 Allstate $4,050
5 Progressive $4,125
N/A USAA $2,294

Cheapest car insurance for married drivers: Georgia Farm Bureau

Georgia Farm Bureau offers the best rates for marital drivers in Atlanta, with an average annual cost $ 534 less than Geico. Progressive was the third-cheapest option. Georgia Farm Bureau ‘s rate of $ 1,599 came in at $ 1,211 less than the city average overall. Insurers tend to see marital drivers as less hazardous, and as a resultant role, they frequently pay lower rates .

Rank

Company

Average annual rate

1 Georgia Farm Bureau $1,599
2 Geico $2,133
3 Progressive $2,462
4 Allstate $3,886
5 State Farm $5,384
N/A USAA $1,397

Cheapest car insurance for young drivers: Georgia Farm Bureau

Eighteen-year-old drivers tend to pay well more for car insurance because insurers consider them higher risk. On average, a younger driver paid well over three times more than a 30-year-old. In Atlanta, drivers in that category save the most with Georgia Farm Bureau. Geico offered the next-best rate, and the alone other one well cheaper than the city average. Georgia Farm Bureau ’ second pace came in $ 2,327 less than Geico, and 49 % less than that average rate for the city .

Rank

Company

Average annual rate

1 Georgia Farm Bureau $5,129
2 Geico $7,456
3 Allstate $12,813
4 Progressive $14,654
5 State Farm $14,817
N/A USAA $5,574

Options for young drivers looking to lower insurance costs include :

  • Looking for discounts: good grades, avoiding accidents and safe driving are all ways to get discounts from insurers. You should speak with your insurer about what you are eligible for and which options are available.
  • Joining a parent’s car insurance policy: although it will raise the price of the parent’s policy, it should be considerably cheaper than separate policies.

Best auto insurance companies in Atlanta, Georgia

The top companies for customer satisfaction in Georgia were USAA, Allstate, State Farm and Progressive, according to a sketch conducted by ValuePenguin. USAA is lone available to members of the military and certain family members .
For more information about each insurance company ‘s customer serve rat, read more about the best car indemnity options in Georgia .

Average car insurance costs in Atlanta by neighborhood

The Atlanta metro area is the ninth largest in the nation. More than 500,000 people live in the city itself, and the metro area is six times that size .
Atlanta encompasses numerous neighborhoods across its 39 ZIP codes. The price of full-coverage insurance varies by $ 921 .

ZIP code

Average annual car insurance cost

30303 $3,078
30304 $3,165
30305 $2,564
30306 $2,606
30307 $2,746

Show All Rows Atlanta ‘s least expensive ZIP code for car indemnity was 30342, which includes East Chastain Park and runs from north Buckhead to the southerly edge of Sandy Springs. The most expensive, at $ 3,451, was 30315, which includes South Atlanta .

Auto theft statistics in Atlanta

Atlanta ranks last among Georgia ‘s 15 largest cities in car thefts per 100,000 residents. That rate was 666.8 cars stolen per 100,000 in 2018 .
Johns Creek, a city of 85,446 in the northeast corner of the Atlanta metro, ranked at the top, with merely 17.6 cars stolen per 100,000 residents. Atlanta overall had 3,308 car thefts .

Rank

City

Population

Car thefts

Thefts per 100,000

1 Johns Creek 85,446 15 17.6
2 Milton 39,848 8 20.1
3 Alpharetta 67,051 41 61.1
4 Roswell 95,677 111 116.0
5 Newnan 39,830 55 138.1

Show All Rows

Methodology

Data was collected from six of the largest insurers in Georgia. The sample driver is a 30-year-old man with a 2015 Honda Civic EX. The driver has average credit, unless otherwise stated. Rates are for a full-coverage policy unless differently noted .
The analysis uses policy rate data from Quadrant Information Services publicly sourced from insurance company filings. Rates should be used for comparative purposes alone, as your rates will likely be different .
Sources : federal bureau of investigation 2018 Georgia crime report

Leave a Reply

Your email address will not be published.