disclosure : My name is Kevin Johnson and I am a Massachusetts, Independent Insurance Agency Owner .
I believe selecting the right MA autonomous policy agent to take care of your insurance needs should not be an “ eeny, meeny, miny, moe ” decision. You are looking for a long-run kinship with person you can trust. You wouldn ’ triiodothyronine buy a car without shopping about, and you shouldn ’ metric ton select an freelancer agent without doing some research excessively. So what should you look for ?
1. Know the Difference between Independent Agents and other Insurance Agents
An freelancer agent may be a small-business owner who represents a issue of different policy companies. In contrast, agents who represent large, national policy companies are employees of their company and only sell products from that company. A calculate policy party sells directly to you without an agentive role, typically on-line. An autonomous agent has the opportunity to best match price and coverage for your needs, and if an indemnity company is competitive one year but not the following, your mugwump agent can quote other carriers. That is why they are called mugwump .
2. Visit Their Website
Websites are full of data. Read about the history of the means, the staff ’ sulfur bios, their customer testimonials. See if their web site provides insurance information and easy access to monetary value quotes, either on-line or via telephone. Websites can give you a feel for the personality of the means, what they think is crucial, and the type of customer serve they provide .
3. How Long Have They Been In Business?
The Independent Agent commercial enterprise can be a hard business. If your not growing your shrink. Agents come and go and Agencies get bought and sold. Is your Agent the owner ? Owners have a vested interest in earning and keeping your business.
When you call do you get a familiar voice or an automatize teller. Do they get rear to you when you leave a message ? How hanker does it take for them to get spinal column to you ?
4. Do They Answer the Phone?
It might sound pathetic, but when you call do you get a familiar articulation or an automated teller ? Do they get back to you if have to leave a message ? How long does it take for them to get back to you ? If they don ’ thyroxine get back to you when they are trying to earn your occupation, then they probably won ’ metric ton get back to you when you have a claim or bill problem. Interview the independent agents you are considering : You should feel respect for their cognition and get a feel about their integrity .
5. Knowledge and Trust Are Key
It is not sol dim-witted to determine cognition and trust because these qualities are established over clock. But you can start by asking the independent agents you are considering to explain the products they sell and how they determine which products, coverage and limits you need. This will give you a good tactile property for how the agent does business.
*Remember that your kinship with a good independent agent is probably to last a long fourth dimension, so it pays to take the clock time to choose the right one for you .
As your autonomous agentive role, our job is to help you select the best coverage and limits and with the most competitive premiums from a diverseness of the indemnity companies we represent .
call, chatter or stop by MassAutoQuote nowadays .