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Our Take On Carshield: 4.2 Stars
We rate CarShield 4.2 out of 5.0 stars and recognize it for having the Best respect for 2022. CarShield is the most democratic extended guarantee ship’s company on the marketplace, and its plans can cover vehicles up to 300,000 miles.
|CarShield Pros||CarShield Cons|
|24/7 emergency roadside assistance||Negative CarShield reviews|
|Choice of certified repair shop||Rental car reimbursement not included with all plans|
|Direct payments to repair facilities|
|Most contracts transferable to new car owners|
CarShield is an mugwump stretch guarantee provider with coverage for new and use cars. The company offers six types of guarantee service plans, ranging from a basic drivetrain guarantee to a plan comparable to a new car ’ s factory guarantee. Used car warranties from CarShield can cover up to 300,000 miles, making CarShield a solid option for high-mileage vehicles.
- Founded: 2005
- Headquarters: St. Peters, Missouri
- Coverage options: Six levels of coverage, including a powertrain warranty, a bumper-to-bumper warranty, and a plan specially designed to cover high-tech electronics
- Coverage terms: Up to 300,000 miles
How Much Does CarShield Cost?
On average, CarShield costs between $99.99 and $129.99 per month. What you pay depends on the type of plan you want and your vehicle condition. CarShield offers circumscribed and inexhaustible terms with low-cost payments compared to other extended car guarantee providers. To get an mind of pricing, our follow-up team reached out to CarShield for stretch automotive guarantee quotes on a few vehicles. The quotes below lend oneself to plans with inexhaustible mileage and a $ 100 deductible. Each CarShield vehicle serve abridge requires one month ‘s requital to begin coverage.
|Vehicle||CarShield Warranty Plan||Monthly Payment|
|2017 Honda CR-V||Diamond||$129.99|
|2016 Chevy Silverado||Diamond||$129.99|
|2017 Honda CR-V||Platinum||$119|
|2017 Honda CR-V||Gold||$119|
|2017 Honda CR-V||Silver||$119|
|2017 Honda CR-V||Aluminum||$119|
How To Get A Quote From CarShield
To get a quote from CarShield, you can call the company or submit some immediate information in an on-line form. If you request a quote on-line, a representative will call you to discuss your options. Factors such as mileage, service history, your current guarantee coverage, and recent mechanical issues can impact the price or type of plan available to you. During a earphone call, you ’ ll learn about a coverage plan and monthly payments. While some of CarShield ‘s plans break up the cost over 24 months, most plans are monthly so you can keep the coverage vitamin a long as you choose. According to CarShield reviews on Trustpilot, many customers find low-cost monthly payments from the caller. To see how much you would pay for extensive guarantee coverage, get a barren quote from CarShield for your vehicle.
Does CarShield Have A Deductible?
The CarShield quotes we received included a $ 100 deductible per repair. You may find higher or lower deductibles, depending on the plan you select and your vehicle. Some extended guarantee plans have a $ 0 deductible.
CarShield Coverage Plans
As mentioned, CarShield offers six general types of guarantee serve plans. These plans vary from basic coverage for the most crucial components to comprehensive examination coverage for the whole car. Take a look at some details described in the postpone below :
|CarShield Plan||What It Covers|
|Diamond||This plan is comparable to a manufacturer’s warranty. It is exclusionary, and the contract lists only parts not covered. Excluded parts include aesthetic parts, trim, hoses, belts, and wear items.|
|Platinum||This plan is the highest level of inclusionary coverage. It covers items that are part of the engine, transmission, cooling system, electrical system, steering, air conditioning, brake system, and more.|
|Gold||This plan offers enhanced powertrain coverage. In addition to the engine, transmission, and drive axle, it covers the alternator, starter, power window motor, and more.|
|Silver||This is CarShield’s basic powertrain plan. It covers all lubricated engine parts and the drive axle, transmission, and water pump.|
|Aluminum||This plan is designed for luxury vehicles and vehicles with complex electronic systems. It includes coverage for power seat control, voice activation control, sensors, GPS, and more.|
|Motorcycle & ATV||This plan offers specialty coverage for motorcycles and ATVs.|
CarShield extended warranties are more accurately described as vehicle serve contracts since the vehicle manufacturer does n’t fulfill them. CarShield is a vehicle service contract broke, meaning another company administers its plans. note that CarShield ‘s vehicle service contracts merely cover specific parts listed on the contract ( except the Diamond design, which lists excluded parts ). Sample contracts on CarShield ’ s web site tilt american Auto Shield as the administrator, but contracts may use early administrators. This adds to the available options.
CarShield Extended Warranty Benefits
In addition to paying for covered repairs, all CarShield contracts include the watch perks :
- Emergency roadside assistance
- Rental car reimbursement
- Trip interruption reimbursement
Details such as reimbursement amounts may vary from sign to condense, depending on your state and abridge administrator. These benefits are typical and come with most elongated car warranties.
How CarShield Extended Warranties Work
There are a few things to know about offer guarantee plans from CarShield.
What To Do After A Breakdown
If you experience a dislocation, you can contact the wayside aid provider outlined in your compress to get a tow to a animate patronize. You can take your car to any shop class authorized by the National Institute for Automotive Service Excellence ( ASE® ). There are over 30,000 across the state. Make sure the car repair shop calls a CarShield claims representative for authorization before performing any repairs. The lone case when you can authorize a repair is when it ‘s an emergency after-hours. You ‘d have to foot the bill and have CarShield recoup you in that situation. If CarShield authorizes the rectify, you ‘ll barely pay the deductible to the shop class. You can besides get reimbursed up to $ 40 per day ( $ 280 maximum ) for a rental car if the workshop needs to do more than four hours of work.
What Is Not Covered By A CarShield Extended Warranty?
CarShield plans don ’ metric ton cover everything. Exclusions common to CarShield contracts are :
- Repairs performed without prior authorization from the contract administrator
- Damage caused by a lack of maintenance
- Damage caused by acts of nature, theft, vandalism, or falling objects
- Modifications to the vehicle
- Misuses such as racing or off-road driving
- Tampering with the odometer
- Pre-existing mechanical issues
All these exclusions are common for factory warranties and third-party providers.
CarShield Waiting Period
CarShield plans have a standard waiting period of 20 days and 500 miles earlier coverage kicks in. This delay protects the company from paying for a repair the customer already knew about. Representatives can note what is incorrect with your car when you sign up for an extend vehicle service contract.
Does CarShield Really Pay For Repairs?
The huge majority of customers report no issues with CarShield paying for repairs. however, CarShield can deny a claim for the pursuit reasons :
- The specific part isn’t covered
- The damage was caused by a non-covered part failing
- The damage was due to a lack of maintenance
- The damage is due to normal wear and tear
How To Cancel CarShield
To cancel a CarShield plan, you can contact CarShield ‘s customer military service team at 800-587-4162. You will need to provide a written cancellation request and a notarize odometer statement to the contract administrator ( american english Auto Shield ). You can besides reach out to a customer avail example at CarShield.com for aid. You can get a wide refund if you cancel within 30 days and have n’t used the plan. You ‘ll get a prorated refund based on the time and coverage used after that bespeak. You can besides transfer most contracts to secondary buyers if you sell your car.
CarShield Reviews And Reputation
Over 9,200 CarShield reviews on Google give the company an average mark of 4.1 out of 5.0 stars. similarly, over 25,400 CarShield reviews on Trustpilot rate the company 4.0 out of 5.0 on median. positive reviews for CarShield frequently mention paid claims, knowledgeable agents, and excellent customer service. On the other hand, some customers are disappointed when sealed parts are n’t covered. Below are a few examples of positive and minus reviews.
Recent Positive CarShield Reviews
“ I ‘ve had two claims paid without a trouble. The [ first ] claim took less than 24 hours to finish and saved me $ 400. The second claim for my alternator was done the lapp claim day, and CarShield saved me $ 1,300. I have no complaints at all ! ” – Eliza P. via the Better Business Bureau ( BBB )
“ so far, CarShield has showed up to do precisely what it promised. I appreciate that [ service ] was timely, professional, and efficient. ” – Michele via Trustpilot
Recent Negative CarShield Reviews
“ My starter went out in my Infiniti Q56. They alone want to pay $ 178 for a starter. Where in the worldly concern [ can ] you get an Infiniti starter for that price ? I called the car shop local anesthetic to me, and their price was $ 375. My total bill was $ 900 with the franchise. They will only pay $ 563. ” – Gloria S. via BBB
“ My fuel pump was cracked, and I ended up paying $ 1,400 for the repair because it was denied for coverage. ” – Ni-Ni via Trustpilot
More than 65 percentage of CarShield reviews on Trustpilot give the company 5.0 stars. Most negative CarShield reviews come from customers who are surprised when the company denies repairs. When choosing a vehicle auspices plan, potential CarShield customers should carefully review their contract so there ‘s no question about covered repairs.
CarShield Mobile App Ratings
CarShield ‘s mobile app allows customers to view the details of their contracts from their phones. The app has over 180 reviews on Google Play, with a 3.7-star evaluation out of 5.0. CarShield ‘s app has over 150 reviews on the Apple App Store and a 3.8-star rat out of 5.0.
CarShield: Best Value Extended Warranty
Considering CarShield ‘s plan options and low-cost prices, we rate it the Best Value extended guarantee company for 2022. CarShield can be an excellent choice if you ‘re looking to stay within a steady monthly budget.
Other Recommended Providers
It ’ randomness always a good estimate to get quotes from more than one caller sol you can compare pricing and determine what ‘s right for you. In our review, we found Endurance, CARCHEX, and Protect My Car to be industry leaders. Endurance survival offers five standard extended warranties plus a one-sixth plan that combines guarantee coverage with regular care coverage. The guarantee caller can cover over 250,000 miles and it accepts vehicles up to 20 years erstwhile. endurance besides has a solid reputation, with a 4.4-star evaluation from customers on Trustpilot. Read more in our Endurance guarantee review. CARCHEX CARCHEX offers five strain warranties that come with extras like wayside aid and trip interruption. In our CARCHEX recapitulation, we found the provider stood out of the pack for its A+ evaluation from the BBB and partnerships with industry authorities like Kelley Blue Book. CARCHEX can cover vehicles up to 200,000 miles. Protect My Car Protect My Car is known for great customer servicing. It has a 4.3-star customer rat on the BBB, which is very high for the industry. Protect My Car besides has a 4.6-star evaluation on Trustpilot. What makes Protect My Car singular is its Ambassador maintenance plans. These plans cover 50 to 75 percentage of all mechanical breakdowns plus a kind of care services like vegetable oil changes and tire rotations. Learn more in our Protect My Car review.
FAQ: CarShield Extended Warranty
How much does CarShield price per month ? According to our research, CarShield costs between $ 99.99 and $ 129.99 per calendar month. When we reached out to CarShield for a quote on a 2017 Honda CR-V with 45,000 miles, our quotation mark was $ 129.99 per month for an unlimited-term bumper-to-bumper plan. What repairs does CarShield cover ? CarShield covers mechanical failures on a wide range of parts in the locomotive, drivetrain, infection, brake system, electric system, suspension, and more. Its highest plan is alike to a factory guarantee and merely lists excluded components. Is CarShield good ? CarShield offers six guarantee plans that range from comprehensive exclusionary coverage to a basic powertrain plan. Thousands of CarShield reviews rate the ship’s company with an average of 4.1 out of 5.0 stars on Google and 4.0 out of 5.0 on Trustpilot. CarShield is one of the most popular guarantee companies in the diligence. Does CarShield cover brakes ? CarShield plans cover parts in the bracken arrangement, but they do n’t cover brake pads, shoes, or rotors. CarShield covers parts such as the master cylinder, baron assist booster, and actuators. Does CarShield cover tow ? All CarShield plans come with 24-hour wayside aid that includes towing to the nearest certifiable repair adeptness. Does CarShield cover vegetable oil changes and other preventive maintenance ? No, CarShield does n’t cover oil changes and other contraceptive care. however, this is typical for the industry. Most extensive warranties do n’t include sustenance coverage. Is CarShield worth the money ? If you ‘re able to easily cover expensive, unexpected car repairs out of pocket, you credibly do n’t need an extensive guarantee. however, if you ‘d quite keep your budget more predictable, a CarShield gallop guarantee is a capital option. Does CarShield cover electric problems ? Yes, CarShield covers a kind of electrical problems under its Diamond, Platinum, and Gold plans. The Diamond plan covers the most electric components, while Gold covers the least.
In an feat to provide accurate and unbiased information to consumers, our technical review team collects data from dozens of extended car guarantee companies to formulate rankings of the best providers. Companies receive a score in each of the take after categories, american samoa well as an overall weighted score out of 5.0 stars.
- Industry Standing: Warranty providers with a history of strong business practices and endorsements from experts receive the highest scores in this category.
- Coverage: This rating is based on types of extended warranty plans available, coverage terms, and added benefits like roadside assistance.
- Cost: Our research team reviews sample quotes for a variety of plans and vehicles. Companies with lower prices per year of coverage receive the best scores.
- Transparency: This score takes into account contract transparency and the availability of a money-back guarantee.
- Customer Service: We comb through customer reviews and perform our own shopper analysis to get a sense of the responsiveness and helpfulness of each warranty company.
Read our guides to other guarantee providers :
Read more: The Best Car Insurance Companies for 2022