Car Insurance for an 18 Year Old – How Much Will it Cost? (February 2022)

Start Quote Compare car insurance rates and save on your next policy. How much does car insurance cost for 18-year-old drivers ? We compare the average insurance rates for male and female drivers for all 50 U.S. states, plus find the cheapest cars to insure .

  • Average car insurance cost for 18-year-olds is $4,368 per year or $364 per month.
  • Car insurance for 18-year-old males averages $4,678 per year and 18-year-old females average $4,058 per year.
  • The cheapest cars to insure for 18-year-olds are small SUVs like the Buick Envision, Honda CR-V, and Mazda CX-30.

What is average car insurance cost for an 18-year-old male?

The modal cost of car policy for an 18-year-old male driver is $ 4,678 per year or $ 390 per month. indemnity rates range from an median of $ 2,770 per year in Ohio to $ 7,578 per year in Michigan. car indemnity rates for 18-year-old males for some popular models include the Ford Mustang at $ 4,842 per year, the Chevy Camaro at $ 6,524, the Subaru WRX at $ 5,328, and the Nissan 370Z at $ 5,214 per year.

The mesa below shows median rates for 18-year-old male drivers broken out by annual and monthly monetary value. The table is ordered alphabetically by state name .

Average Car Insurance Cost for 18 Year Old Male Drivers
U.S. State Per Year Per Month
Alabama $3,876 $323
Alaska $4,178 $348
Arizona $4,236 $353
Arkansas $5,090 $424
California $5,450 $454
Colorado $5,080 $423
Connecticut $4,614 $385
Delaware $4,834 $403
Florida $6,954 $580
Georgia $4,602 $384
Hawaii $3,230 $269
Idaho $3,756 $313
Illinois $3,842 $320
Indiana $3,554 $296
Iowa $3,440 $287
Kansas $4,788 $399
Kentucky $5,536 $461
Louisiana $6,892 $574
Maine $3,290 $274
Maryland $4,296 $358
Massachusetts $3,894 $325
Michigan $7,578 $632
Minnesota $4,182 $349
Mississippi $4,494 $375
Missouri $5,050 $421
Montana $4,634 $386
Nebraska $4,546 $379
Nevada $5,218 $435
New Hampshire $2,872 $239
New Jersey $4,494 $375
New Mexico $3,810 $318
New York $5,062 $422
North Carolina $3,022 $252
North Dakota $3,956 $330
Ohio $2,770 $231
Oklahoma $4,626 $386
Oregon $3,986 $332
Pennsylvania $4,006 $334
Rhode Island $5,604 $467
South Carolina $4,386 $366
South Dakota $4,308 $359
Tennessee $3,762 $314
Texas $4,480 $373
Utah $3,928 $327
Vermont $3,156 $263
Virginia $3,070 $256
Washington $3,616 $301
West Virginia $4,278 $357
Wisconsin $3,230 $269
Wyoming $4,366 $364

What does car insurance cost for an 18-year-old female?

The average cost of cable car insurance for an 18-year-old female driver is $ 4,058 per year or $ 338 per month. policy rates range from an average of $ 2,402 per year in Ohio to $ 6,572 per year in Michigan. car policy rates for 18-year-old females for some democratic models include the Kia Soul at $ 3,398 per year, the Toyota Corolla at $ 3,332, the Kia Forte at $ 3,788, and the Honda Civic at $ 3,552 per year. The mesa below shows average annually and monthly car policy cost for 18-year-old female drivers. Rates are ordered alphabetically by express name .

Average Car Insurance Cost for 18 Year Old Female Drivers
U.S. State Per Year Per Month
Alabama $3,362 $280
Alaska $3,622 $302
Arizona $3,674 $306
Arkansas $4,418 $368
California $4,728 $394
Colorado $4,406 $367
Connecticut $4,002 $334
Delaware $4,194 $350
Florida $6,030 $503
Georgia $3,990 $333
Hawaii $2,804 $234
Idaho $3,258 $272
Illinois $3,330 $278
Indiana $3,084 $257
Iowa $2,982 $249
Kansas $4,154 $346
Kentucky $4,800 $400
Louisiana $5,978 $498
Maine $2,856 $238
Maryland $3,724 $310
Massachusetts $3,376 $281
Michigan $6,572 $548
Minnesota $3,630 $303
Mississippi $3,898 $325
Missouri $4,380 $365
Montana $4,022 $335
Nebraska $3,946 $329
Nevada $4,526 $377
New Hampshire $2,492 $208
New Jersey $3,898 $325
New Mexico $3,308 $276
New York $4,388 $366
North Carolina $2,622 $219
North Dakota $3,432 $286
Ohio $2,402 $200
Oklahoma $4,010 $334
Oregon $3,456 $288
Pennsylvania $3,470 $289
Rhode Island $4,864 $405
South Carolina $3,806 $317
South Dakota $3,738 $312
Tennessee $3,264 $272
Texas $3,886 $324
Utah $3,410 $284
Vermont $2,740 $228
Virginia $2,664 $222
Washington $3,136 $261
West Virginia $3,710 $309
Wisconsin $2,804 $234
Wyoming $3,790 $316

What are the cheapest cars to insure for 18 year olds?

The cheapest cars to insure with an 18-year-old driver are the Buick Envision, Honda CR-V, and Mazda CX-30. average rates for those three models are $ 3,454, $ 3,519, and $ 3,486 per year, respectively. The tilt below shows the 25 vehicles with the bum car indemnity rates for 18-year-old drivers. Rates are shown for both male and female drivers. Click on any exemplar to view detail cable car indemnity rate information .

a a lot as parents wish they were, the most popular cars with 18-year-olds are not always the cheapest to insure. The two charts below show 20 of the most popular vehicles driven in America and the average cost of car indemnity when rated for both 18-year-old male and female drivers.

Get Rates in Your Area Why is this crucial ? Chart Data Details: Average no car indemnity cost is based on 2022 model class vehicles with safe driver and claim-free discounts applied. physical damage deductibles are $ 500 and rates are averaged for all Zip Codes.

Data last updated on January 18, 2022

Average Car Insurance Cost for 18-year-old Males

Average Car Insurance Cost for 18-year-old Males
Make/Model Annual Rate Monthly Rate
Honda CR-V $3,780 $315
Toyota Corolla $3,844 $320
Honda Civic $4,098 $342
Subaru Impreza $4,102 $342
Nissan Rogue $4,112 $343
Nissan Sentra $4,120 $343
Subaru Crosstrek $4,174 $348
Mazda 3 $4,220 $352
Toyota Prius $4,340 $362
Kia Forte $4,372 $364
Ford Explorer $4,434 $370
Ford F150 $4,530 $378
Toyota RAV4 $4,632 $386
Honda Accord $4,652 $388
Toyota Camry $4,812 $401
Ford Mustang $4,842 $404
Chevrolet Silverado $5,134 $428
Hyundai Elantra $5,374 $448
Ram Truck $5,384 $449
Hyundai Sonata $5,506 $459

Get Rates in Your Area Why is this crucial ?

Chart Data Details: Average no car insurance price is based on 2022 model year vehicles with safe driver and claim-free discounts applied. physical price deductibles are $ 500 and rates are averaged for all Zip Codes.

Data last updated on January 18, 2022

Average Car Insurance Cost for 18-year-old Females

Average Car Insurance Cost for 18-year-old Females
Make/Model Annual Rate Monthly Rate
Honda CR-V $3,280 $273
Toyota Corolla $3,332 $278
Honda Civic $3,552 $296
Subaru Impreza $3,558 $297
Nissan Rogue $3,564 $297
Nissan Sentra $3,570 $298
Subaru Crosstrek $3,622 $302
Mazda 3 $3,656 $305
Toyota Prius $3,764 $314
Kia Forte $3,788 $316
Ford Explorer $3,846 $321
Ford F150 $3,928 $327
Toyota RAV4 $4,020 $335
Honda Accord $4,040 $337
Toyota Camry $4,174 $348
Ford Mustang $4,202 $350
Chevrolet Silverado $4,456 $371
Hyundai Elantra $4,658 $388
Ram Truck $4,668 $389
Hyundai Sonata $4,776 $398

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