Who Has the Cheapest Car Insurance Quotes in Indiana? (2022)
Cheap car insurance for drivers with prior incidents
Your average price of car insurance in Indiana will most likely be greater if you have been in an accident or received a citation for a dealings misdemeanor. State Farm and Geico have the cheapest wax coverage cable car policy for drivers with a less-than-perfect drive commemorate .
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Cheapest car insurance after a speeding ticket: State Farm
Getting a speeding tag can raise your rates by closely ampere much as being in an accident. Indiana drivers who have been caught speeding could find the cheapest car insurance with State Farm. Compared to the average monetary value for drivers with a rush ticket, State Farm ‘s rates are $ 715 cheaper .
|
Company |
Annual rate |
Monthly rate |
|---|---|---|
| State Farm | $982 | $82 |
| Auto-Owners | $1,069 | $89 |
| American Family | $1,663 | $139 |
| Geico | $1,767 | $147 |
| Progressive | $2,444 | $204 |
| Allstate | $2,976 | $248 |
| USAA | $975 | $81 |
Cheapest car insurance after an accident: State Farm
Indiana drivers who have been recently in an at-fault accident may get the best full moon coverage car insurance rates from State Farm. The cost of car indemnity from State Farm is $ 1,184 which is 46 % cheaper than the state average of $ 2,208 .
|
Company Read more: Best car insurance companies for 2022 |
Annual rate |
Monthly rate |
|---|---|---|
| State Farm | $1,184 | $99 |
| Auto-Owners | $1,372 | $114 |
| Geico | $2,292 | $191 |
| American Family | $2,474 | $206 |
| Progressive | $3,155 | $263 |
| Allstate | $3,862 | $322 |
| USAA | $1,117 | $93 |
In Indiana, having an accident on your record could result in a premium addition of up to 99 %, depending on the insurance company. Insurers increase rates for drivers with accidents because they are statistically more likely to be in an accident and consequently riskier to insure .
Cheapest car insurance after a DUI: State Farm
Drivers with a DUI on their commemorate could get the cheapest rates from State Farm, which has an annual cost of $ 1,836. Progressive ‘s rates are not far behind at $ 1,981 per class. Getting a DUI is a serious discourtesy that will lead to car indemnity companies charging you higher policy premiums, an average increase of 77 % in Indiana .
|
Company |
Annual rate |
Monthly rate |
|---|---|---|
| State Farm | $1,836 | $153 |
| Progressive | $1,981 | $165 |
| Auto-Owners | $2,607 | $217 |
| Geico | $2,727 | $227 |
| American Family | $2,767 | $231 |
| Allstate | $3,003 | $250 |
| USAA | $1,204 | $100 |
Cheapest car insurance quotes for drivers with poor credit: Geico
Geico offers the best rates for drivers with hapless credit at an average annual cost of $ 2,054 — over $ 300 cheaper than the state average. The average cost of car indemnity in Indiana is $ 2,054 for drivers with poor people recognition. Insurers typically charge higher rates to drivers with poor citation, due to a perceived hazard that drivers with poor credit rating might not be able to pay their insurance bills .
|
Company |
Annual rate Read more: The Best Car Insurance Companies for 2022 |
Monthly rate |
|---|---|---|
| Geico | $1,752 | $146 |
| Auto-Owners | $1,792 | $149 |
| State Farm | $1,881 | $157 |
| Progressive | $2,336 | $195 |
| American Family | $2,392 | $199 |
| Allstate | $2,922 | $243 |
| USAA | $1,302 | $109 |