This content is powered by, a license indemnity producer ( NPN : 8781838 ) and a corporate consort of LLC services are merely available in states were it is licensed and indemnity coverage through may not be available in all states. All policy products are governed by the terms in the applicable indemnity policy, and all related decisions ( such as approval for coverage, premiums, commissions and fees ) and policy obligations are the sole duty of the underwrite insurance company. The information on this locate does not modify any indemnity policy terms in any room. is an independent, advertising-supported publisher and comparison servicing. We are compensated in substitute for placement of patronize products and, services, or by you clicking on certain links posted on our site. consequently, this compensation may impact how, where and in what arrange products appear within listing categories. other factors, such as our own proprietary web site rules and whether a product is offered in your area or at your self-selected credit score range can besides impact how and where products appear on this site. While we strive to provide a wide compass offers, Bankrate does not include information about every fiscal or credit product or military service. We ’ ra guileless about how we are able to bring quality content, competitive rates, and useful tools to you by explaining how we make money. Bankrate follows a rigid editorial policy, so you can trust that our content is honest and accurate. Our award-winning editors and reporters create honest and accurate content to help you make the right field fiscal decisions. The content created by our column staff is objective, actual, and not influenced by our advertisers.

You have money questions. Bankrate has answers. Our experts have been helping you master your money for over four decades. We continually strive to provide consumers with the technical advice and tools needed to succeed throughout life ’ s fiscal travel. Bankrate ’ s column team writes on behalf of YOU – the lector. Our goal is to give you the best advice to help you make smart personal finance decisions. We follow stern guidelines to ensure that our editorial content is not influenced by advertisers. Our editorial team receives no direct compensation from advertisers, and our content is thoroughly fact-checked to ensure accuracy. so, whether you ’ re reading an article or a reappraisal, you can trust that you ’ re getting credible and dependable data. We value your confidence. Our mission is to provide readers with accurate and unbiased information, and we have editorial standards in place to ensure that happens. Our editors and reporters thoroughly fact-check column content to ensure the information you ’ re reading is accurate. We maintain a firewall between our advertisers and our column team. Our editorial team does not receive directly compensation from our advertisers. Bankrate follows a rigid editorial policy, so you can trust that we ’ re putting your interests first. Our award-winning editors and reporters create honest and accurate content to help you make the right fiscal decisions. All providers discussed on our locate are vetted based on the value they provide. And we constantly review our criteria to ensure we ’ rhenium putting accuracy beginning. Our insurance team is composed of agents, data analysts, and customers like you. They focus on the points consumers care about most

— monetary value, customer service, policy features and savings opportunities

— so you can feel confident about which supplier is right for you. Bankrate follows a rigorous editorial policy, so you can trust that we ’ ra putting your interests first. All of our content is authored by highly qualify professionals and reviewed by capable matter experts, who ensure everything we publish is aim, accurate and desirable of your believe. Founded in 1976, Bankrate has a long lead record of helping people make smart fiscal choices. We ’ ve maintained this reputation for over four decades by demystifying the fiscal decision-making action and giving people confidence in which actions to take future. While we adhere to strict editorial integrity, this post may contain references to products from our partners. here ‘s an explanation for how we make money. This message is powered by ( NPN : 8781838 ). For more data, please see our Insurance disclosure. Founded in 1955 in Birmingham, Alabama, Infinity Insurance specializes in non-standard car insurance for bad drivers who may not be able to find car indemnity elsewhere. Although acquired by Kemper Insurance in 2018, Infinity still operates under its own name in California, with its branches in all other states now transitioned under Kemper Auto. In addition to car indemnity, Infinity besides offers homeowners policy, clientele insurance, and a wayside membership baseball club called Infinity DriverClub. prospective insureds who value handiness can rely on in-person serve through local agents and brokers a well as a mobile app for all of their indemnity needs .

  • Date established: 1955
  • Insurance products offered: Auto and home insurance
  • AM Best financial strength rating: A (Excellent)
  • NAIC complaint index: 15.62 (higher than the national baseline of 1.0)
Pros Cons
High-risk drivers who may have trouble finding car insurance from traditional companies may be able to qualify for car insurance through Infinity NAIC Complaint Index score of 15.62 indicates Infiniti receives 15 times as many complaints as is considered normal
Insurance services available through local, in-person agencies and mobile app Infinity Insurance is only available in California

Infinity car insurance

Infinity Insurance chiefly sells non-standard car indemnity, which is a type of policy intended for bad drivers. People who can not purchase regular car insurance from other carriers ascribable to a DUI conviction, poor driving record or claims history may be able to get the coverage they need with Infinity. Overall, Infinity ’ second car policy offer is reasonably limited. There are several discounts available, but the policies tend to be more expensive on median .

Types of coverage

Eternity offers minimal coverage insurance that meets state requirements. basic coverage includes liability, uninsured and underinsured motorist coverage, aesculapian payments, collision coverage and comprehensive coverage. Beyond these, there are merely a handful of addition optional coverage types for drivers who want to further personalize their policy. Below are the coverage options available :

  • Personal injury protection (PIP): PIP is mandatory in no-fault states. It covers the cost of medical bills and lost wages after an accident, regardless of who caused the accident.
  • Infinity DriverClub: Infinity offers a free membership program called Infinity DriverClub, which offers roadside assistance coverage for basic repairs, towing, battery services and refueling if a car breaks down. While it is free to join, members pay for the services they use when they need it. They can also call for assistance even if they are a passenger.

Infinity Insurance besides provides SR-22 certificate filings. An SR-22 certificate proves a driver carries at least the state minimal ask insurance limits. Drivers typically need an SR-22 to reinstate their license if it has been suspended .

Cost of Infinity car insurance

On average, a car insurance policy from Infinity Insurance costs $ 1,859 per year for broad coverage insurance and $ 847 for minimal coverage policy, based on Bankrate ’ mho 2021 survey of average quoted annual premiums. In comparison, the U.S. national average cost of full coverage cable car policy is $ 1,674 per class.

Average annual premium for minimum coverage Average annual premium for full coverage
$847 $1,859

Infinity car insurance is more expensive than average because it caters to bad drivers. Non-standard cable car policy companies, like Infinity typically, often charge more for coverage because they insure bad drivers who are statistically more likely to file a claim .


Infinity Insurance offers a handful of discounts that can help drivers save money on their car policy. According to its web site, drivers could save up to $ 679 on their car indemnity policy, though the sum of savings and handiness of discounts will vary depending on individual rates and coverage selections. In addition to coarse discounts like multi-car, safe driver dismiss and electronic automated payments discounts, here are a few more unique discounts available from eternity :

  • Paid in full discount: Drivers who pay in one lump sum could save up to 15% off their car insurance premium.
  • Switch-and-save discount: Drivers switching to Infinity Auto from another insurer could receive a discount of up to 15%.

Infinity home insurance

Infinity sells home insurance through a network of non-affiliated mugwump insurance providers. eternity does not underwrite its policies, nor can you bundle a home and car policy policy, unlike some of the best homeowners policy companies. To learn more about Infinity ’ s dwelling insurance policies, prospective customers should contact the company ’ mho customer defend .

Types of coverage

Because Infinity does not underwrite its own homeowners insurance policies, it is difficult to say what accurate coverage types are available. A description of admit coverage options in the homeowners policy policy is besides not available on-line. however, some basic coverage options that are part of standard homeowners policies include dwelling, personal property and liability. When looking for the best homeowners policy policy, you can besides inquire about checkup payments and loss of manipulation coverage .


Similarly, Infinity does not disclose any home plate insurance discounts online. The indemnity party underwriting the homeowners insurance policy will determine the specific discounts available. Some of the most coarse homeowners insurance discounts that can help save money on homeowners policy are :

  • Pay in full discount: If your homeowners insurance policy is paid upfront and in full, there may be a discount applied to the premium.
  • Auto-pay discount: If a recurring payment is set up for this policy, the policy may qualify for a discount.

Infinity life insurance

Like to its home policy, Infinity ’ s life indemnity is offered through non-affiliated indemnity companies, meaning eternity does not underwrite its policies. Individuals who are shopping for term life policy should contact Infinity ’ s customer support to find out which companies sell life policy through Infinity and get a quote. If looking for a wider kind of life sentence indemnity policies, it may be worth researching the best life insurance companies for 2021 .

Types of policies offered

Even though Infinity does not directly sell life policy policies, it does disclose that it only offers term life policy available in 10-, 15-, 20- or 30-year terms. Applicants will need to answer basic health questions, but there is no medical examination requirement to get approved. coverage begins the lapp sidereal day as blessing .

Riders or endorsements

Eternity does not disclose information about life insurance riders or endorsements. Those would likely be determined by the non-affiliated policy company that underwrites the policy .

Reasons why Infinity is a good option

Infinity Insurance could be a good option for drivers in California who can not get standard car insurance from traditional indemnity providers. These include drivers who have been convicted of a DUI, have multiple indemnity claims or have been in multiple at-fault accidents. unfortunately, drivers looking for other types of policy and the benefit of a multi-policy discount rate will not find a solution with Infinity Insurance. Infinity does not underwrite its own home or biography insurance policies, so it is unmanageable to explore different coverage options, discounts and handiness in an Infinity insurance review. additionally, Infinity does not include much information on-line about its insurance policies. This company is probably not the best option for person buying policy for the foremost clock time who needs help oneself navigating the process .

Infinity ratings, reviews, customer satisfaction and complaints

Eternity Insurance only has a few ratings and reviews. The company is not rated by J.D. Power or Standard & Poor ( S & P ), but it does have an deoxyadenosine monophosphate rate from AM Best, indicating excellent fiscal lastingness. however, its charge exponent of 15.62 is significantly higher than the national service line, according to the National Association of Insurance Commissioners ’ ( NAIC ) Company Complaint Index .

Additional policies offered by Infinity

In accession to cable car indemnity, Infinity offers a handful of early policy products. They include the follow :

  • Commercial vehicle insurance
  • Commercial general liability insurance
  • Business insurance

Frequently asked questions

What is the best auto insurance company?

The best car insurance company is different for every driver depending on your needs. It can help to assess your site, such as how many vehicles and young drivers will need to be insured and your coverage requirements to help narrow down a tilt of potential car indemnity companies. From there, it ’ s a good idea to shop around and compare rates and then speak with a accredited indemnity agent before purchasing a policy .

Does Infinity offer SR-22 insurance certificates?

Yes, Infinity Insurance does offer SR-22 filing. An SR-22 is not its own indemnity policy, but an addition to an existing car indemnity policy. besides referred to as a “ ​certificate of fiscal province, ” this text file confirms that you meet the minimal necessitate sum of cable car insurance in your state and is typically filed by your car indemnity company .

What is the best home insurance company?

Like with car policy, the best homeowners insurance company is going to vary for each homeowner based on their needs. When looking for homeowners indemnity, some factors to consider are coverage types, discounts and rat factors by agencies like AM Best, J.D. Power and the NAIC. Obtaining quotes from more than one ship’s company and talk to licensed indemnity agents can help give an mind of the best homeowners insurance policy for you .

What options do I have with Infinity Insurance if I do not live in California?

If you don ’ deoxythymidine monophosphate occupy in California, you can consider Infinity Insurance ’ s parent company, Kemper Insurance. In addition to offering non-standard car policy, Kemper have homeowners, renters, condominium, fluid home and flood policy, among many other policy products.


Bankrate utilizes Quadrant Information Services to analyze 2021 rates for all ZIP codes and carriers in all 50 states and Washington, D.C. Quoted rates are based on a 40-year-old male and female driver with a cleaning drive criminal record, estimable accredit and the follow full coverage limits :

  • $100,000 bodily injury liability per person
  • $300,000 bodily injury liability per accident
  • $50,000 property damage liability per accident
  • $100,000 uninsured motorist bodily injury per person
  • $300,000 uninsured motorist bodily injury per accident
  • $500 collision deductible
  • $500 comprehensive deductible

To determine minimal coverage limits, Bankrate used minimum coverages that meet each state ’ sulfur requirements. Our sample distribution drivers own a 2019 Toyota Camry, commute five days a week and drive 12,000 miles annually. These are sample rates and should be used for comparative purposes only. Your quotes may be different .

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