Best Car Insurance in Tampa, Florida 2022 – Policygenius

The modal cost of car insurance in Tampa is higher than in many adjacent cities — Tampa drivers pay an average of $ 3,824 a year for full coverage cable car indemnity. Despite the high costs, drivers in Tampa can find their most low-cost rates by shopping about and comparing quotes before picking a policy. ready to shop car insurance ? Start calculator Policygenius can help you see options from top car indemnity companies, so you can feel convinced you ‘re making the right option for coverage.

Key Takeaways

  • GEICO has the cheapest average rates for Tampa car policy at $ 1,827 per year .
  • The average price of a full coverage cable car indemnity policy in Tampa is $ 3,824 a class .
  • Florida requires $ 10,000 in personal wound protective covering and $ 10,000 in property damage liability .

Cheapest car insurance companies in Tampa, FL

many factors impact how much you pay for car indemnity, such as your age, gender, and drive criminal record, but another agent is the cable car policy party you choose. company average monetary value JD Power Rating GEICO $ 1,827 871 state farm $ 2,159 881 Travelers $ 2,803 861 countrywide $ 3,325 876 AIG $ 3,805 —

Cheapest car insurance rates by ZIP code in Tampa, FL

When pricing car insurance, companies consider factors like area population, neighborhood crime, extreme weather, and early hazards. These all help determine hazard in your specific area. ZIP code average cost 33602 $ 4,119 33603 $ 4,210 33604 $ 4,096 33605 $ 4,061 33606 $ 3,981 33607 $ 4,058 33609 $ 3,627 33610 $ 4,015

Choosing the right car insurance company in Tampa, FL

There ‘s no matchless properly car insurance caller for every driver in Tampa, so the best means to find the right coverage for you is to shop around and compare options from multiple companies. Policygenius makes it comfortable to see quotes from circus tent car insurance companies, so you can see which ship’s company will offer you the best coverage at the lowest rates .

Car insurance rates for drivers with driving violations in Tampa, FL

Another factor that car policy companies consider is your drive commemorate. Insurers will charge more for your car indemnity if you have DUI on your record or were involved in a hit-and-run accident. misdemeanor GEICO state grow Travelers nationally AIG At-fault accident $ 2,630 $ 2,552 $ 3,758 $ 4,746 $ 5,780

couple $ 3,392 $ 2,371 $ 4,243 $ 7,238 $ 4,494 Suspended license $ 1,902 $ 2,371 $ 4,243 $ 7,238 $ 5,826 open container $ 1,902 $ 2,371 $ 3,563 $ 7,238 $ 4,494 Expired registration $ 1,902 $ 2,371 $ 3,563 $ 3,901 $ 5,540 Driving without lights $ 1,902 $ 2,371 $ 3,563 $ 3,326 $ 5,540 not showing documents $ 1,902 $ 2,371 $ 3,563 $ 3,901 $ 5,540 Running a red lighter $ 1,902 $ 2,371 $ 3,563 $ 3,901 $ 5,540

Cheapest car insurance for drivers with bad credit in Tampa, FL

Your credit mark could save you money on your car indemnity, since drivers with great credit typically get lower rates than the median policyholder. alternatively, you may pay more for your cable car indemnity if you have badly credit. party Rates for drivers with bad credit rating GEICO $ 3,589 department of state farm $ 4,212 AIG $ 4,285 UAIC $ 4,752 nationally $ 5,174 ready to shop car indemnity ? Start calculator

Buying car insurance in Tampa, FL

In most U.S. states, cable car indemnity is a legal requirement to legally operate a vehicle. This ensures that you are protected, no matter what you may face on the road. There are two types of car insurance required for Tampa drivers :

  • $ 10,000 of personal injury protective covering ( PIP ) coverage
  • $ 10,000 of property damage liability ( PDL )

Florida is a no-fault state, which means that drivers involved in an accident are responsible for the cost of their own physical and aesculapian damages. Florida is one of the 12 states with no-fault policy in the U.S. If you fail to carry the minimum amount of coverage, penalties for driving without car indemnity in Florida can include license suspension of up to three years. To obtain a new license after suspension or revocation, you may face a reinstatement fee of $ 150 for the first discourtesy, american samoa well as other requirements. Florida law requires drivers to carry continuous coverage, even if they are not presently driving or have an inoperable fomite. careless of state of matter law, it is always a dependable estimate to carry more than the minimum sum of want car insurance. When you have supernumerary auspices, you can help prevent out-of-pocket losses should damages exceed your indemnity coverage .

How to get cheap car insurance in Tampa, FL

There are several ways to lower the monetary value of your Tampa cable car indemnity :

  • Consider your fomite : Some vehicles may cost more to insure than others, such as luxury vehicles and newer models are more expensive to fix .
  • Improve your credit score : A higher credit score often means that you have a better chance of receiving more low-cost rates .
  • Ask about discounts : There are several types of cable car indemnity discounts that can save you money, such as welcome and loyalty savings, safe driver discounts, and lower rates when you bundle your car and home policy with the like provider .
  • Increase your deductible : When you raise your deductible, it can lower the cost of your monthly premiums. however, this could leave you financially vulnerable after a loss since you will have to pay more out-of-pocket before your indemnity kicks in .

Shop and comparison : Before you purchase or renew your car insurance policy, be certain to shop and compare quotes from today ’ mho best car insurance companies .

Frequently asked questions

Is car insurance required in Tampa?

Drivers in Tampa are required to carry a minimum of $ 10,000 in personal injury auspices ( PIP ) coverage and $ 10,000 in place damage indebtedness ( PDL ). however, it is a well mind to consider purchasing more than just the minimum come of cable car indemnity so you can ensure you are protected in sheath of an accident .

How much is Florida car insurance?

Florida car insurance costs an average premium of $ 2,914 per year. however, the price you pay may be unlike, depending on factors like your driver record, credit score, and vehicle .

How do I buy the best car insurance in Tampa?

To buy the best car indemnity in Tampa, we recommend that you constantly shop and compare quotes from multiple providers to ensure you not entirely find the cheapest insurance ship’s company but besides the best coverage for your specific needs .

Methodology

Policygenius has analyzed car insurance rates provided by Quadrant Information Services for every ZIP code in all 50 states plus Washington, D.C. For full coverage policies, the pursuit coverage limits were used :

  • Bodily injury indebtedness : 50/100
  • property damage liability : $ 50,000
  • Uninsured/underinsured motorist : 50/100
  • comprehensive : $ 500 deductible
  • collision : $ 500 deductible

In some cases, extra coverages were added where required by state or insurance company.

Rates for overall modal rate, rates by ZIP code, and cheapest companies determined using averages for single drivers ages 30, 35, and 45. Our sample vehicle was a 2017 Toyota Camry LE drive 10,000 miles/year. Rates for driving violations and “ Poor ” citation determined using median rates for a individual male 30-year-old driver with a citation score under 578. Some carriers may be represented by affiliates or subsidiaries. Rates provided are a sample of costs. Your actual quotes may differ .

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