Reading: Rental Car Reimbursement Coverage
In most cases, rental reimbursement coverage does n’t have a deductible. however, this coverage only kicks in when your vehicle has been in a cover accident. If the damage is bad enough to warrant needing a lease cable car, then you ‘ll probably be submitting a claim under your collision or comprehensive examination coverage adenine well, both of which include a deductible .
Who is responsible for a rental car after an accident?
If you carry rental car reimbursement coverage, you can file under your car policy regardless of who caused the accident. If the other driver is at demerit, their insurance may end up paying for your lease car, but it may make smell to use your rental reimbursement coverage if the claims process is probable to take a while. once mistake has been determined, you or your indemnity company should be reimbursed by the at-fault driver ‘s insurance company .
If you do n’t carry rental car reimbursement coverage, you will be creditworthy to pay for a rental car out of pocket. If the early driver is deemed at fault, you may be reimbursed for the lease, but it may take a while for the reimbursement to come through.
How much is rental reimbursement coverage?
The price of lease car reimbursement coverage varies by insurance company. If you ‘re uncertain if you already have rental reimbursement coverage, check the declarations page of your policy, or call your insurance company to verify your coverage .
Is rental reimbursement coverage worth it?
It depends on how comfortable you are with unexpected expenses. Renting a cable car for an unfold period of time can get expensive promptly, so it may make sense to pay a few dollars a month to protect yourself against a bombastic, unexpected expense after an accident. It can besides provide faster reimbursement for a lease than an at-fault driver ‘s policy typically would.
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On the other hand, if you ‘re comfortable covering the monetary value of a rental car out of pocket, you may not find it necessary .
How to get rental car reimbursement coverage
New Progressive customers
Get a quote for car policy and add rental car reimbursement coverage .
Current Progressive customers
Log in to your policy or call 1-866-749-7436 to add rental cable car reimbursement to your vehicle .