You have money questions. Bankrate has answers. Our experts have been helping you master your money for over four decades. We continually strive to provide consumers with the adept advice and tools needed to succeed throughout life ’ s fiscal travel. Bankrate ’ s column team writes on behalf of YOU – the lector. Our goal is to give you the best advice to help you make smart personal finance decisions. We follow nonindulgent guidelines to ensure that our column contented is not influenced by advertisers. Our column team receives no direct compensation from advertisers, and our message is thoroughly fact-checked to ensure accuracy. then, whether you ’ re reading an article or a review, you can trust that you ’ re getting credible and dependable information. We rate your entrust. Our deputation is to provide readers with accurate and unbiased information, and we have editorial standards in plaza to ensure that happens. Our editors and reporters thoroughly fact-check editorial subject to ensure the data you ’ ra reading is accurate. We maintain a firewall between our advertisers and our editorial team. Our column team does not receive direct compensation from our advertisers. Bankrate follows a stern column policy, so you can trust that we ’ re putting your interests first base. Our award-winning editors and reporters create honest and accurate content to help you make the right field fiscal decisions. All providers discussed on our site are vetted based on the prize they provide. And we constantly review our criteria to ensure we ’ ra putting accuracy first. Our policy team is composed of agents, data analysts, and customers like you. They focus on the points consumers care about most — price, customer service, policy features and savings opportunities — indeed you can feel confident about which supplier is right for you. Bankrate follows a rigorous column policy, so you can trust that we ’ rhenium putting your interests inaugural. All of our content is authored by highly qualify professionals and reviewed by subject matter experts, who ensure everything we publish is aim, accurate and desirable of your believe. Founded in 1976, Bankrate has a farseeing lead commemorate of helping people make ache fiscal choices. We ’ ve maintained this reputation for over four decades by demystifying the fiscal decision-making action and giving people assurance in which actions to take adjacent. While we adhere to strict column integrity, this post may contain references to products from our partners. here ‘s an explanation for how we make money. This content is powered by HomeInsurance.com ( NPN : 8781838 ). For more information, please see our Insurance disclosure. Purchasing a fresh or exploited car can be excite, and a critical contribution of the buy process is finding out what the best car insurance is to financially protect it ( and yourself ). The national average cost of car indemnity is $ 1,674 per year for broad coverage, according to Bankrate ’ south 2022 study of quoted annual premiums. This modal is a capital starting point for a basic car, but luxury vehicles like the Land Rover Range Rover may cost more to insure. Your personal and family criteria are used to determine how much you will pay for car indemnity. This includes all family drivers accident and tag history, where you live and the types of coverages you need to insure your car. The make and model of the car you drive can besides have an impingement on your cable car policy costs, which may be specially authoritative if you have a specific budget for the car and insurance requital. The Range Rover cable car insurance rates in this article have been pulled from the most late data available from Quadrant Information Services.
Models included in this review: For this review, the Land Rover Range Rover is featured .
How much does it cost to insure a Range Rover?
With a high gear retail value and cost to repair, the average cost to insure a Range Rover compared to other makes and models may be higher. nationally, the average annual cost of cable car policy is $ 1,674 for full coverage on a 2019 Toyota Camry. Compared to a Camry, with a base price of $ 25,050, a 2019 Range Rover costs an calculate $ 90,795 MSRP. With these prices in mind, the cost to insure a Range Rover will be higher on average than a Toyota Camry of the lapp class. While the make and model of the cable car, plus the retail value and monetary value to repair factor into the monetary value of car policy, they are not the only factors considered. here are a few early criteria used by indemnity companies to determine the base price for a especial make and model :
- Price of parts: As a luxury SUV, the price of parts to repair the Range Rover will typically be higher than the average car. This is one of the reasons why a luxury car is more expensive to insure than a more economical car.
- Safety features: Generally, the more safety features a car has, the lower the cost can be to insure it. The Range Rover has standard features like front and passenger air bags, traction control, front and rear parking assistance, cruise control, lane departure warning and emergency braking, which can potentially help offset the cost of insuring it.
Car insurance for a Range Rover
The monetary value for Range Rover car policy is about $ 1,000 higher than the national average cost for full coverage car insurance. For comparison purposes, Bankrate reviewed quoted annual premiums for both minimum and full coverage for a sample driver shop for indemnity on a 2019 Range Rover. The rates shown here may be different from the rates you receive, as they are based on personal data like your driving record, old age, location and coverage choices. The average annual rate for Range Rover minimum coverage is $ 514, while wide coverage insurance costs around $ 2,657 a year. Full coverage insurance provides fiscal coverage for physical damage for the Range Rover, whereas minimum coverage does not. You ’ ll want to consider the cost of a 2019 Range Rover and whether you can afford to fix it or replace it out of scoop when discussing which coverage is the best for you with an insurance company .
| Range Rover car insurance | Average annual premium |
|---|---|
| Minimum coverage | $514 |
| Full coverage | $2,657 |
Cheapest car insurance companies for Range Rovers
The best way to find the cheapest car indemnity company for your Range Rover is to shop for quotes. We compared rates from the largest car insurance companies based on market share to illustrate the potential savings. For our sample distribution driver, Amica has the cheapest car insurance rates for a Range Rover, while Erie has the highest costs for car policy per year. however, the rate you pay for a Range Rover may differ from these averages, as determined by your driving history, location and other factors .
Average annual premium for full coverage by model
| Car insurance company | Range Rover |
|---|---|
| Amica | $1,830 |
| Erie | $2,406 |
| Geico | $2,124 |
| State Farm | $2,272 |
| USAA | $2,008 |
Range Rover features that impact insurance costs
When purchasing a Range Rover, the cost of car indemnity can be lowered by certain features, specially condom features. The Range Rover has several standard condom features that could affect your car indemnity rates :
- Air bags: Having driver and passenger air bags are one way the cost of insuring a Range Rover can be affected. The air bags protect the occupants in the front, which can lower the cost of a claim for injuries.
- Electronic traction control: This feature helps to stabilize the Range Rover and improve traction, applying the brakes if needed to help the driver stay in control of the vehicle and limit the chances of causing an accident.
- Emergency brake assist: If you apply the brakes quickly, the Range Rover will apply greater pressure on the anti-lock braking system, helping you to come to a complete stop faster. This feature can lower the risk of an accident and may save you on your car insurance premiums.
- Emergency braking: This safety feature can reduce the risk of an accident or the severity of it by applying the brakes if sensors detect another vehicle or person.
- Cruise control with speed limiter: Range Rovers come equipped with a cruise control system that allows the vehicle to travel at a certain speed without the driver touching the accelerator. Range Rover cruise control is unique in that the vehicle’s speed automatically reduces if a vehicle ahead is slowing down. This feature may help you avoid a crash, which may help you save on your car insurance.
- Front and rear parking aid: Cameras on the front and back of each Range Rover help drivers navigate into tight spaces. The vehicle delivers warnings audibly and visually to help drivers avoid an accident. This assistance may help you save on your car insurance.
- Lane departure warning: This feature displays an icon of your vehicle shown within its lane. The vehicle icon lights up in red to warn the driver if the vehicle is departing from the lane. The system may help drivers stay focused and avoid accidents, which could help lower car insurance costs.
Other car insurance coverage for a Range Rover
Each department of state except New Hampshire and Virginia has requirements for the minimal amount of policy that drivers need to drive legally. Though minimum liability coverage is typically much cheaper than full coverage insurance, Range Rover owners may prefer to consider higher liability limits. Most insurance experts recommend purchasing vitamin a much liability insurance as you can reasonably afford, since higher limits provide greater auspices for your finances in the long run. The higher your liability limits, the less likely you will be to pay out-of-pocket if you are sued for injuries or damages you cause in an accident. Range Rover drivers may besides want to consider other car indemnity coverage types to help protect their finances in the event of an accident. Full coverage policy describes coverage that includes collision and comprehensive examination coverage. Collision coverage pays out if your Range Rover is damaged in a cover accident, careless of fault. comprehensive coverage pays out to cover wrong not covered under collision policy, such as weather damage, hitting an animal, vandalism and larceny. You may want to consider your individual circumstances to determine what accessory coverage options you might need. If you finance or lease your fomite, you may be required to purchase gap policy, which pays the dispute between what you owe on your new vehicle and what it ’ sulfur worth if you were to total it. If you ’ re worried about the possibility of totaling your car, you may want to consider new cable car substitution coverage, which could pay out to cover the monetary value of buying a trade name new Range Rover.
Methodology
Bankrate utilizes Quadrant Information Services to analyze 2021 rates for all ZIP codes and carriers in all 50 states and Washington, D.C. Quoted rates are based on a 40-year-old male and female driver with a clean drive commemorate, adept credit and the follow fully coverage limits :
- $100,000 bodily injury liability per person
- $300,000 bodily injury liability per accident
- $50,000 property damage liability per accident
- $100,000 uninsured motorist bodily injury per person
- $300,000 uninsured motorist bodily injury per accident
- $500 collision deductible
- $500 comprehensive deductible
To determine minimum coverage limits, Bankrate used minimal coverage that meets each state ’ s requirements. Our base visibility drivers own a 2019 Land Rover Range Rover, commute five days a week and drive 12,000 miles per annum. These are sample rates and should merely be used for comparative purposes .