Princeton, NJ Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Princeton, NJ, can avail multiple discounts on car policy by taking diverse factors into consideration. These factors are explored in detail by Zimlon in the analysis below .
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5 Best Car Insurance Companies in Princeton, NJ
The average monetary value of car insurance in Princeton, NJ, is $ 1,285. This cost is lower than most nearby locations like Plainsboro, East Rocky Hill, Kingston, Princeton Junction, and Blawenburg. Zimlon, through its research, identified the five best cable car insurance companies in Princeton, NJ, that provide the lowest car policy rates. however, your car policy cost may vary depending on respective other factors. Below is a list of the best car insurance companies in Princeton, NJ .
GEICO:
GEICO is in the first spot with a massive 1,740,325 direct premiums written, and 1,705,41 direct premiums earned. furthermore, the company holds a commercialize plowshare of 21.79 % in New Jersey. For car owners in Princeton, NJ, Geico ’ sulfur cable car insurance costs can vary depending on diverse factors like the old age of the driver, annual mileage, coverage type, driver ’ mho credit scores, and drive record .
NJM:
The New Jersey Manufacturers Group is in the second position, with 1,046,719 direct premiums written and 1,022,545 direct premiums earned. The grocery store share of the New Jersey Manufacturers Group in New Jersey is 13.10 %. This party besides offers all the common coverages, including liability, other state-required coverage types, comprehensive and collision, deoxyadenosine monophosphate well as wayside aid .
PROGRESSIVE:
The Progressive indemnity supplier is in the third position with 926,295 direct premiums written and 908,643 send premiums earned. The market share of Progressive in New Jersey is 11.60 %. progressive offers utilitarian discounts such as Snapshot, a program that can save drivers an average of $ 130. For residents of Princeton, NJ, Progressive company ’ sulfur indemnity costs will depend on several factors like how a lot coverage you choose to buy, your age, where you live, and your drive record .
ALLSTATE:
Allstate indemnity ship’s company is in the fourth status with 836,903 send premiums written and 835,390 direct premiums earned. The market plowshare of Allstate in New Jersey is 10.48 %. Allstate considers several variables like the fomite you ‘re insuring, your age, the amount of indemnity purchased, and your drive criminal record before or quoting the indemnity cost. however, residents of Princeton, NJ, can get a 15 % discount with Allstates car insurance if you buy a brand-new car, and you ’ re its beginning owner. Allstate besides provides especial coverage for authoritative cars and for those who drive for ride-sharing companies such as Uber and Lyft .
PLYMOUTH ROCK:
Plymouth Rock stands in the fifth position with 620,745 direct premiums written and 614,407 aim premiums earned. The market partake of Plymouth Rock in New Jersey is 7.77 %. Palisades ’ sulfur cable car policy costs can vary depending on versatile factors like the age of the driver, driver ’ sulfur credit scores, and force record .
Factors that can influence the cost of car policy in Princeton, NJ are listed below. It is imperative mood to understand these factors in ordain to reduce the monetary value of car indemnity. It is besides all-important to strike a balance between the price of policy and the coverage requirements .
Princeton, NJ Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following postpone compares the cost of indemnity in Princeton, NJ with that of other cities in and around Princeton .
| Princeton | Plainsboro | East Rocky Hill | Kingston | Princeton Junction | Blawenburg | |
|---|---|---|---|---|---|---|
| Average Insurance Rates | $1,285 | $1,780 | $1,742 | $1,693 | $1,806 | $2,079 |
Princeton, NJ Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The postdate mesa makes a comparison of the variation in car indemnity rates in and around Princeton, NJ based on the change in deductibles. A higher deductible leads to a decrease in the price of cable car policy.
| Location | Low Deductible ($500) | High Deductible ($1000) |
|---|---|---|
| Princeton | $1,321 | $1,116 |
| Rocky Hill | $1,927 | $1,628 |
| Princeton Junction | $1,156 | $976 |
| Blawenburg | $2,217 | $1,872 |
| Kingston | $1,656 | $1,399 |
| Plainsboro Center | $1,927 | $1,628 |
| Plainsboro | $1,833 | $1,549 |
| East Rocky Hill | $1,935 | $1,635 |
Princeton, NJ Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Princeton, NJ normally pay a much higher cable car indemnity rate compared to the rest of the state as they are generally considered to be less creditworthy behind the steering wheel. middle-aged drivers are probable to pay lower car insurance premiums if they are considered to be safer drivers by indemnity companies .
| Age of Driver | Insurance Cost |
|---|---|
| Teens | $4,170 |
| 20 Years | $1,651 |
| 30 Years | $1,272 |
| 40 Years | $1,224 |
| 50 Years | $1,133 |
| 60 Years | $1,149 |
| 70 Years | $1,337 |
Princeton, NJ Car Insurance Discounts for Multi-Car Insurance | Back to Top
car owners in Princeton, NJ can obtain discounts if they insure multiple vehicles with the same insurance company. The average savings one can obtain are as follows :
| Number of Cars | Auto Insurance Cost | Total Savings |
|---|---|---|
| 2 Vehicles | $2,262 | $308 |
| 3 Vehicles | $3,392 | $463 |
| 4 Vehicles | $4,523 | $617 |
Savings on 2 Vehicles bundle:$308
Savings on 3 Vehicles bundle:$463
Savings on 4 Vehicles bundle:$617
Princeton, NJ Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence ( DUI ) can be an add burden on your wallet. The price of car indemnity will go up post-DUI. The below graph does a comparison of car indemnity rates before and after DUI in and around Princeton, NJ .
| Location | Average Insurance Cost | Post DUI Insurance Rate |
|---|---|---|
| Princeton | $1,285 | $2,201 |
| Rocky Hill | $1,789 | $3,064 |
| Princeton Junction | $1,806 | $3,094 |
| Blawenburg | $2,079 | $3,561 |
| Kingston | $1,693 | $2,900 |
| Plainsboro Center | $1,732 | $2,967 |
| Plainsboro | $1,780 | $3,049 |
| East Rocky Hill | $1,742 | $2,984 |
Princeton, NJ Auto Insurance Rates Based on Credit Score | Back to Top
car insurance companies can use the Credit Score of car drivers to determine cable car indemnity rates. car drivers with good credit can avail of substantial discounts on car insurance rates .
| Credit Score | Insurance Cost |
|---|---|
| Exceptional (800-850) | $1,103 |
| Excellent (740-799) | $1,258 |
| Good (670-739) | $1,339 |
| Average (580-669) | $1,747 |
| Poor (300-579) | $2,096 |
Princeton, NJ Auto Insurance Agents | Back to Top
car owners can obtain quotes from multiple car indemnity companies. Comparing different quotes can help identify the cheapest car insurance provider best suited for their coverage needs .
| Agent Name | Company | Agent Address | Contact Details |
|---|---|---|---|
| Arianny Peralta | Liberty Mutual | 200 Cottontail Lane Suite A101W, Somerset, 8873 | 1-732-563-6800 |
| Borden Perlman Salisbury & Kelly | Liberty Mutual Independent | 250 PHILLIPS BLVD STE 280, EWING, 8618 | (609) 896-3434 |
| Kevin Baez | State Farm | 1325 Route 206 Ste 19, Skillman, 08558-1922 | 609-497-9777 |
| Romy Buerano | State Farm | 2204 Brunswick Pike Us Hwy 1, Lawrenceville, 8648 | 609-392-7555 |
| Fran Martillotti | State Farm | 3386 Quakerbridge Rd, Hamilton, 08619-4103 | 609-586-0091 |
| Auletta Agency | None | 2910 Princeton Pike Lawrenceville, Lawrence Township, 8648 | (609) 964-0549 |
| F M Christiano Ins Agency Inc | Travelers | 299 MARKET ST STE 120, SADDLE BROOK, 7663 | 201-587-9014 |
| Business Service Agency | None | 376 Hamburg Turnpike 2Nd Floor, Wayne, 7470 | (973) 968-5547 |
Read more: Best car insurance companies for 2022
Princeton, NJ Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
car insurance rates tend to increase depending on the type and number of driving violations. The drive violations can stay on the criminal record for a considerable sum of time leading to higher car indemnity rates. The severity of the drive trespass and place of residency will determine how retentive the rape stays on commemorate .
| Driving Violation | Cost Increase | Total Insurance Cost |
|---|---|---|
| Driving Without Headlights | +$57 | $1,342 |
| Driver’s Failure In Showing Documents | +$125 | $1,410 |
| Driving With An Expired Registration | +$132 | $1,417 |
| Driving At A Considerably Slow Pace | +$279 | $1,564 |
| Using A Cellphone While Driving | +$294 | $1,579 |
| Running A Red Light | +$299 | $1,584 |
| Speeding | +$315 | $1,600 |
| Driving A Vehicle Without The Required Permission | +$400 | $1,685 |
| Driving With An Expired/Suspended License | +$866 | $2,151 |
Princeton, NJ Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, car insurance companies provide a considerable sum of discounts to argus-eyed car owners. The discounts vary depending on the type and number of safety devices installed .
| Anti Theft Feature | Insurance Cost |
|---|---|
| Audible Alarm | $1,234 |
| Active Disabling Device | $1,234 |
| Tracking Device | $1,208 |
| Passive Disabling Device | $1,195 |