How much is car insurance in Brandon?

Area Average Monthly Car Insurance Premium
Brandon $147
FL $122
United States $80

What can Brandon residents expect to pay for their car insurance ? How does Brandon stack up to the respite of the area, or even Florida as a whole ? Find the modal cost breakdowns and determining factors in the charts and writeups below : Based on the data in the chart above, you can see that on average, it ‘s about $ 25 a month more expensive to insure your vehicle in Brandon than it is in the rest of Florida .
similarly, Brandon residents will probable pay higher rates to insure their vehicle than in the rest of the state. coverage in Brandon is about $ 67 more expensive than it is for the respite of the U.S .
While these are the average costs to insure your vehicle in Brandon, keep in beware that you could end up paying a different come. There are a variety of factors that cable car indemnity companies consider to determine how much to charge you to insure your vehicle. Things like age, sex, vehicle make and model, driving record and, in some areas, credit score can all play a character in figuring out your monthly premium.

Do n’t worry, we ‘ve done the knead for you and broken down average rates for Brandon to help you get a more accurate estimate of what you ‘ll be charged for your policy. And if you ‘re not certain if you ‘re getting the cheapest rate, just enter your ZIP Code below to learn more about rates in your area !
See what you ‘ll pay in just minutes

Average Car Insurance Rates by Age

Age Range Average Premium
Under 18 Not Enough Data
18-24 $197
25-34 $135
35-44 $131
45-54 Not Enough Data
55-64 $128
65+ $138

It would make sense that older drivers have more drive experience, right ? When it comes to cable car insurance rates, that have can actually pay off. As you can see, 18-24-year-olds pay significantly more than person who is retirement aged .
For every 10 years, you can expect to see a drop in your monthly bounty. Once you hit retirement age, however, your rates may climb back up a act in Brandon .

Average Car Insurance Rates by Gender

Gender Average
Male $142
Female $151

Although women typically pay less than men do for car indemnity coverage, this is not the case in Brandon, where female drivers pay around $ 151 per month while male drivers pay about $ 142 .

Average Auto Insurance Rates by Driving Record

Infractions Average Monthly Premium
1 Accident $176
Multiple Accidents $203
1 Ticket $116
Multiple Tickets $85

Rates can vary wildly depending on your drive record. Those with fewer accidents and tickets will pay less than those with multiple infractions, while those with houseclean drive records will obviously pay the least. In Brandon, a drive record with one accident will normally get you a rate around $ 176 a calendar month. similarly, if you have one slate on your record, you will be looking at an average rate of around $ 116 .
Wherever you live, accidents, tickets, and other driving infractions will about surely drive up your monthly bill. In ordering to minimize your monthly rate, practice safe driving habits and keep your criminal record clean .

Average Insurance Rates by Vehicle

Vehicle Age Average Monthly Premium
Less Than 1 Year $170
2-3 Years $131
4-5 Years $137
6-7 Years $139
8-10 Years $140
11-14 Years $151
15 Years or Older $152

According to the first table above, the cheapest vehicles to insure in Brandon are by and large trucks and vans, at $ 119 per calendar month .
SUV drivers will see rates of about $ 159 to insure their cable car, while car owners normally pay round $ 145 per month .
Your rates can besides vary depending on the age of your fomite. Generally, newer vehicles are going to cost the most to insure. however, once your car is a few years old, you might start to see your rates slide back down slenderly. In Brandon, the most expensive vehicles to insure are vehicles less than one year old .

Average Car Insurance Rates by Relationship Status

Relationship Average Monthly Premium
Single (never married) $150
Married $145
Divorced $129
Widowed $129

generally, those who have settled down into marriage will pay slightly less for policy coverage. This normally boils polish to owners having multiple vehicles on the lapp policy, something that will much get you a discount .
The cost of car indemnity in Brandon reflects the national tendency of marital couples paying less than single drivers to insure their vehicles, to the tune of about $ 5 a calendar month .

Average Car Insurance Rates by Housing Situation

Housing Status Average Monthly Premium
Own $124
Rent $154
Live with parents $148

One early component taken into consideration is your housing condition. In Brandon, homeowners can expect to pay around $ 30 a calendar month less than those who rent. Those who live with their parents, however, can expect to pay a set more .
That said, if you bundle your homeowners or rental policy policy with your car insurance, many companies will offer you a rebate to make up for it and reduce your average costs .

Car Insurance Companies in Brandon, FL

Recent trends in car insurance for Brandon drivers

Given that average rates are often changing, it ‘s a smart move to know the focus your area is trending before shopping for coverage.

car insurance rates in Brandon rose from 2016-2017, before steadying out in 2018. They finished up in 2021, at $ 132 a calendar month

How does Brandon compare to neighboring areas?

Why are car insurance rates in Brandon different from other areas?

There are a lot of factors cable car policy companies take into consideration when choosing how much to charge for a monthly rate. A few of these factors affecting your personal policy have already been mentioned, but others are based around where you call home. These include things like :

  • Amount of off-street parking
  • Road safety
  • Amount of drivers in the region
  • Crime rates
  • Area laws

Knowing the constitution of these factors can be helpful when deciding on purchasing a new policy or thinking about making a move. different towns and cities will all have different average rates, so guides like these are a great position to get started .

How can I find the cheapest car insurance in Brandon?

While knowing what the average costs are for drivers like you can be helpful as you get an theme of what you might pay, the only way to know precisely what your rate will be is by requesting a quote from car indemnity companies .
fortunately, does all of that exploit for you. Simply record your ZIP below, answer a few questions regarding the factors mentioned above, and you ‘ll be comparing the cheapest quotes from dozens of car policy companies providing car coverage in Brandon .
Compare the cheapest quotes from dozens of insurance companies

Brandon Insurance FAQs

What factors affect car insurance quotes in Brandon? Quotes are calculated by car insurance companies who take multiple factors into consideration, including things you ca n’t control like your sex and historic period, but besides factors like your credit score, drive record, marital condition, and address. Why is the cost of car insurance in Brandon different from other neighboring cities? Things like local laws, crime rates, and parking situations, which are dependent on your address and area you live in, can importantly affect the cost of policy proportional to early cities. Which car insurance company will offer me the cheapest rate in Brandon? No one policy company is guaranteed to offer the cheapest rate across the control panel. Since companies base their rates on factors that differ from person to person, such as drive record, act of drivers on the policy, vehicle make and model, and many more, it ‘s a good mind to use sites like to compare multiple quotes at once. Do I need to change my insurance if I move to Brandon?

Whenever you relocate or experience another major life event, such as finding a fresh job or getting married, you should consider revisiting your stream indemnity policy. Using services like to compare quotes from multiple companies at once is a great way to make surely you ‘re getting the cheapest rate for your new localization. Do I need to wait for my policy to expire to switch to a different car insurance company? No. In fact, you can swap companies at any detail, regardless of how much time is left on your current coverage. then, whether you ‘re moving to Brandon or barely curious about rates in your area, why not take 10 minutes to see if can save you money ?

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