The Top 10 Largest Auto Insurance Companies – NerdWallet
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Top 10 largest auto insurance companies by market share
| company | market share in 2018 | lineal premiums written in 2018 |
|---|---|---|
| 1. State farm | 17.07 % | $ 42 billion |
| 2. Geico | 13.45 % | $ 33.1 billion |
| 3. Progressive | 11.01 % | $ 27.1 billion |
| 4. Allstate | 9.22 % | $ 22.7 billion |
| 5. USAA | 5.89 % | $ 14.5 billion |
| 6. Liberty Mutual | 4.79 % | $ 11.8 billion |
| 7. Farmers | 4.27 % | $ 10.5 billion |
| 8. Nationwide | 2.74 % | $ 6.7 billion |
| 9. Travelers | 1.91 % | $ 4.7 billion |
| 10. american Family | 1.91 % | $ 4.7 billion |
| source : National Association of Insurance Commissioners | ||
What to know about the largest auto insurance companies
Larger insurance companies can have advantages over smaller companies, such as greater fiscal lastingness and stability, a wide network of agents and claims adjusters, 24-hour customer overhaul, and better apps and websites. But there ’ second more to an insurance company than size. here ’ s extra data about each of the largest car policy companies, including the latest available consumer satisfaction ratings from J.D. Power and consumer complaint data from the National Association of Insurance Commissioners.
1. State Farm
state farm, the state ’ randomness largest car policy party, offers policies nationally except in Massachusetts and Rhode Island. coverage is sold entirely by prisoner agents, meaning they sell only State Farm products, but you can get a quote and manage policies online. There ’ south besides a mobile app that lets you get quotes, render claims and view your policy wag. State Farm offers many other types of policies, including renters, commercial enterprise, home, boat, off-road fomite and commercial car policy. In some cases, discounts are available for drivers who buy more than one character of policy .
| state Farm car insurance at a glance | |
|---|---|
| J.D. Power claims gratification | About average |
| J.D. Power shop atonement | About average |
| Complaints as reported to NAIC | Fewer than the median |
| median rate for good driver | $ 1,337 per year |
2. Geico
Geico chiefly sells car policy directly to customers online or by call, but agents are available in some states. You can buy and manage policies through Geico ’ s web site or mobile app, and voice aid is available through the app or via Amazon ’ s Alexa. Policies are available in all 50 states and Washington, D.C. In addition to car insurance, Geico offers umbrella indebtedness coverage and insures motorcycles and all-terrain vehicles. Auto indemnity discounts are available to customers who buy early policies, such as home policy, from companies that have partnerships with Geico .
| Geico car insurance at a glance | |
|---|---|
| J.D. Power claims atonement | About average |
| J.D. Power patronize satisfaction | About average |
| Complaints as reported to NAIC | slenderly fewer than the median |
| average rate for full driver | $ 1,627 per year |
3. Progressive
progressive policy review Progressive car insurance policies are available in all 50 states and Washington, D.C. You can buy coverage on-line, by phone or through an agent, but beware : Prices vary depending on how you buy. You can manage your policy with a mobile app and get help from a digital part assistant through Google Home. In accession to car policy, Progressive sells umbrella indebtedness policies, commercial car policy and coverage for other vehicles such as boats and snowmobiles. Car insurance discounts are offered to customers who buy early policies, such as home indemnity, from Progressive ’ s partner companies .
| liberal car indemnity at a glance | |
|---|---|
| J.D. Power claims atonement | About average |
| J.D. Power shopping satisfaction | About modal |
| Complaints as reported to NAIC | slightly fewer than the medial |
| average rate for full driver | $ 1,828 per class |
4. Allstate
Allstate sells car insurance and a across-the-board range of other products through agents in all 50 states and Washington, D.C. You can find an agent or get a quotation mark on Allstate ’ s web site ; the company ’ mho fluid app lets you manage your coverage, pay your circular and check on claims. Discounts are available if you bundle your car policy with some of Allstate ’ s other policies. coverage is available for homeowners, renters, landlords, boats, businesses and more .
| Allstate car indemnity at a glance | |
|---|---|
| J.D. Power claims gratification | About average |
| J.D. Power shopping gratification | Among “ the rest ” |
| Complaints as reported to NAIC | Fewer than the median |
| average rate for dear driver | $ 1,964 per year |
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5. USAA
USAA frequently offers the lowest car insurance rates among the large companies NerdWallet compares. however, USAA is available only to active voice military members, veterans and their families. USAA offers on-line quotes and a fluid app for paying bills, filing claims or downloading insurance cards. In addition to car indemnity, USAA sells life indemnity, umbrella policies, and homeowners, renters and landlord policy.
| USAA car policy at a glance | |
|---|---|
| J.D. Power claims satisfaction | Among the best |
| J.D. Power shop satisfaction | Among the best |
| Complaints as reported to NAIC | About the median |
| average rate for good driver | $ 896 per year |
6. Liberty Mutual
Liberty Mutual sells indemnity in all 50 states and Washington, D.C., offering quotes on-line and through Amazon ’ s Alexa virtual assistant. Liberty Mutual ’ s mobile app lets you pay bills, racetrack claims and get accident and roadside support. Liberty Mutual ’ mho car insurance customers can add coverage for antique or classical cars, all-terrain and off-road vehicles, amateur vehicles and trailers. Liberty Mutual besides sells a broad range of other coverage, including policies for homeowners and renters .
| Liberty Mutual car insurance at a glance | |
|---|---|
| J.D. Power claims satisfaction | Among “ the pillow ” |
| J.D. Power shopping gratification | About average |
| Complaints as reported to NAIC | About the median |
| average pace for dependable driver | $ 2,752 per year |
7. Farmers
Farmers sells car insurance through agents in all states except Alaska and Hawaii. You can connect with an agent and get a quotation mark on the caller ’ second web site. There ’ randomness besides a mobile app for paying bills, getting a digital indemnity ID card and more. Discounts are offered in some cases for bundling car policy with other types of coverage. In addition to car policy, Farmers sells umbrella, life, homeowners, renters, landlord, business, motorbike and early insurance .
| Farmers car policy at a glance | |
|---|---|
| J.D. Power claims satisfaction | Better than most |
| J.D. Power shopping satisfaction | About average |
| Complaints as reported to NAIC | slightly fewer than the median |
| average rate for good driver | $ 1,855 per year |
8. Nationwide
nationally car indemnity is widely available : It ‘s sold by agents in all states except Alaska, Hawaii, Louisiana and Massachusetts. You can manage your policy through the party ’ s website or its mobile app, where you can besides start claims or call for wayside aid. Discounts are available if you bundle your car indemnity with some of the early policies Nationwide offers, such as dwelling, life, condominium, renters, motorcycle or boat policy .
| nationally car policy at a glance | |
|---|---|
| J.D. Power claims atonement | About average |
| J.D. Power shop satisfaction | About average |
| Complaints as reported to NAIC | Fewer than the median |
| average rate for effective driver | $ 1,509 per year |
9. Travelers
Travelers sells car indemnity through agents in 44 states, and you can besides buy a policy on-line. The company ’ second web site and mobile app get you pay bills and get help, and you can use Amazon ’ s Alexa virtual adjunct to manage your report. Travelers besides sells umbrella policies and policy for homes, condos, boats, renters, landlords, businesses, weddings and jewelry. In some cases, discounts are available if you buy more than one type of coverage from Travelers .
| Travelers car policy at a glance | |
|---|---|
| J.D. Power claims satisfaction | About average |
| J.D. Power shopping satisfaction | About modal |
| Complaints as reported to NAIC | Fewer than the median |
| average rate for good driver | $ 1,279 per year |
10. American Family
American Family ranks as the 10th largest car policy company in the nation even though it offers policies in fewer than half of U.S. states. coverage is available largely in the West and Midwest. You can find an agent and get a quote at the american english Family web site. There ’ s besides a mobile app for filing claims, managing coverage and getting serve. American Family besides sells home, renters ’ and life policy, umbrella policies, flood security and more. Discounts are available for bundling some types of policies .
| American Family car indemnity at a glance | |
|---|---|
| J.D. Power claims atonement | About average |
| J.D. Power shopping atonement | Better than most |
| Complaints as reported to NAIC | Fewer than the median |
| median rate for beneficial driver | $ 1,214 per class |
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Comparing the largest auto insurance companies
Size international relations and security network ’ t the lone reason to choose an car insurance company. In ranking the best car policy companies, NerdWallet besides examines customer service and claims satisfaction scores from J.D. Power and Consumer Reports, along with complaint data from the National Association of Insurance Commissioners. here ’ s how the largest car policy companies stack up in NerdWallet ’ sulfur 2019 ranking of 24 insurers. USAA international relations and security network ’ triiodothyronine eligible for ranking because it is available merely to military members, veterans and their families. Although Nationwide scored highest among the 10 largest companies, it ranked eighth out of 24 in NerdWallet ’ s overall analysis — which means the top seven spots went to smaller insurers .
| caller | NerdWallet ranking |
|---|---|
| countrywide | 8 |
| state farm | 9 |
| American Family | 10 |
| Travelers | 11 |
| Allstate | 13 |
| Geico | 15 |
| Farmers | 16 |
| progressive | 19 |
| Liberty Mutual | 20 |
| USAA | not ranked |
Finding the best insurance company for you
When shopping for a policy, it ‘s smart to consider a wide compass of choices, from the nation ‘s largest car indemnity companies to smaller, regional insurers that may be a bang-up burst for you. Take a search at the big picture of customer atonement, claims service and price. NerdWallet ’ mho car insurance comparison tool can help you compare rates .