Best Cheap Car Insurance: Connecticut (2022)
In this article:
5 Companies With The Best Cheap Car Insurance In Connecticut
By looking at cost data and J.D. Power customer satisfaction scores, we ranked options for the best cheap car insurance in Connecticut. Below are the results of our inquiry : *You may notice that some cable car indemnity companies are listed above those with higher star ratings. This is because our asterisk ratings take into report nationally factors, while our ranking looks specifically at what indemnity providers are best for car insurance in Connecticut.
#1 Geico: Best Overall
Constitution State drivers would do well to check out Geico, our number one choice for the best brassy car policy in Connecticut. Geico easily offers the lowest average agio in Connecticut, and it ranked third gear for customer satisfaction in New England in the J.D. Power 2021 U.S. Auto Insurance Study℠. AM Best gives Geico an A++ rating for fiscal force, meaning that your coverage is secure with the provider. Combine this with excellent average rates, and Geico takes exceed honors for the best bum car policy in Connecticut.
| Geico Pros | Geico Cons |
|---|---|
| Many choices for coverage | Average quotes experience |
| High level of customer satisfaction | |
| Competitive pricing |
#2 Progressive: Best For High-Risk Drivers
progressive tends to insure drivers rejected by early companies, making it easier for those with dings on their drive records to find the best cheap car insurance in Connecticut. The company besides offers a generous accident forgiveness program. Progressive holds an A+ rate for fiscal forte from AM Best and offers competitive premiums for Connecticut motorists. New England drivers rated Progressive as above average for customer satisfaction in the J.D. Power Auto Insurance Study, making it a solid choice for the best cheap car insurance in Connecticut.
| Progressive Pros | Progressive Cons |
|---|---|
| Good choice for high-risk drivers | Slightly higher rates on average |
| Easy car insurance quotes process | |
| A+ financial strength rating from AM Best |
#3 State Farm: Best For Students
submit farm is the United States ’ largest car insurance provider, and policyholders can expect a wide range of coverage options and discounts. state of matter Farm car insurance is a particularly compel option for students, who can enjoy many discounts tailored to their needs. here are just a few of the ways to save :
- Accident-free discount
- Defensive driving course discount
- Good student discount
- Good driving discount
- Student away at school discount
While State Farm ’ mho prices sit slenderly on the higher side, discounts frequently eliminate the remainder. even if they don ’ thymine, the fact that New England drivers gave State Farm irregular topographic point for customer satisfaction in the J.D. Power Auto Insurance Study makes the provider a bang-up choice for cable car policy in Connecticut.
| State Farm Pros | State Farm Cons |
|---|---|
| Largest auto insurer in the country | Slightly higher rates on average |
| Many discounts for students and teen drivers | |
| A++ financial strength rating from AM Best |
#4 USAA: Best For Military
Though USAA cable car indemnity may not be available to all Connecticut drivers, those who qualify should decidedly check the company out. Its services are restricted to military members, veterans, and their families. USAA earned New England ’ s highest average customer satisfaction grudge in the J.D. Power Auto Insurance Study ( though it was excluded from rankings because of its eligibility requirements ). On top of this, the supplier delivers below-average annual car indemnity premiums and quite a few choices for coverage. Any military members or other eligible drivers looking for the best cheap car insurance in Connecticut should consider USAA.
| USAA Pros | USAA Cons |
|---|---|
| Good option for military members | Only available for military members, veterans, and their families |
| Affordable rates and numerous discounts | |
| Superior customer service |
#5 Amica: Customer-Centered Care
If you ’ ra looking for car policy in Connecticut, Amica car insurance is a chic choice. The company won beginning place in New England for customer satisfaction in the J.D. Power Auto Insurance Study, and it holds an A+ evaluation from the Better Business Bureau. While Amica offers good customer military service, the rate calculate we received was more expensive per class than competitors ’ rates. still, the best cable car policy coverage in Connecticut may come from Amica depending on what ‘s most important to you.
| Amica Pros | Amica Cons |
|---|---|
| Strong customer satisfaction | High prices for high-risk and young drivers |
| Wide range of discounts | |
| Valuable add-ons and perks available |
Connecticut Car Insurance Requirements
Drivers in Connecticut must be aware of submit minimal coverage requirements for car indemnity, which differ slightly across state borders. According to the State of Connecticut Insurance Department, Connecticut law requires that all drivers at least carry :
- $25,000 bodily injury liability coverage per person
- $50,000 bodily injury liability coverage per accident
- $25,000 property damage liability coverage
- $25,000 uninsured/underinsured motorist protection per person
- $50,000 uninsured/underinsured motorist protection per accident
Liability insurance is the money paid out to others when you cause a cable car accident. about every state, Connecticut included, requires this car policy coverage. Uninsured motorist protection pays for damages from motorists who illegally drive without car policy and get in accidents they can ’ thymine give for.
While Connecticut only requires these two types of car insurance, many drivers find it helpful to pick up full coverage car policy for increased auspices.
Cost Of The Best Cheap Car Insurance In Connecticut
Our rate estimates reveal that a 35-year-old driver in Connecticut with a houseclean drive record and good recognition history will pay around $1,900 per year for car insurance. The modal annual premium across the U.S. is $ 1,732, then connecticut drivers should be prepared to pay more. Depending on your driver profile and the supplier you choose, you will get different rates when shop for bum car insurance in Connecticut.
Best Cheap Car Insurance In Connecticut: Provider Comparison
| Car Insurance Company | Connecticut Annual Car Insurance Cost |
|---|---|
| Geico | $972 |
| USAA | $1,189 |
| Progressive | $1,296 |
| State Farm | $1,378 |
| Nationwide | $1,683 |
| MetLife | $1,890 |
| Amica | $2,513 |
Best Cheap Car Insurance In Connecticut: Credit Score
If you have a poor credit rate, expect to have a much harder time finding the best cheap cable car policy in Connecticut. A good recognition seduce can save you thousands of dollars each year.
| Credit Rating | Connecticut Annual Car Insurance Cost |
|---|---|
| Good | $1,900 |
| Fair | $2,558 |
| Poor | $4,056 |
Best Cheap Car Insurance In Connecticut: Driving Record
Causing an accident and getting a DUI are two surefire ways to add thousands to your annual cable car policy premiums. Avoid these two and you can cut down on your average cost of cable car indemnity coverage well.
| Driving Record | Connecticut Annual Car Insurance Cost |
|---|---|
| Clean | $1,900 |
| Speeding Ticket | $2,252 |
| At-Fault Accident | $3,060 |
| DUI | $4,030 |
Best Cheap Car Insurance In Connecticut: City Comparison
Finding the best bum car insurance in Connecticut is baffling in Bridgeport, New Haven, and Hartford, where annual premiums regularly top $ 2,000. surprisingly, rates are pretty much average in Stamford despite its proximity to New York City.
| City | Connecticut Annual Car Insurance Cost |
|---|---|
| Norwich | $1,582 |
| Bristol | $1,583 |
| Danbury | $1,692 |
| Stamford | $1,825 |
| Hartford | $2,264 |
| New Haven | $2,279 |
| Bridgeport | $2,328 |
What To Know About Driving In Connecticut
Connecticut drivers averaged about 12,000 miles on the highway in 2019, according to the Bureau of Transportation Statistics, one of the lower rates in the United States. There were 249 fomite fatalities in the country in 2019, averaging out to a pace of 7.0 per 100,000, according to the Insurance Institute for Highway Safety. The national average was a much higher 11 deaths per 100,000 people. Staying safe on the road can be a fight in Connecticut due to its coarse winter weather and packed highways. Protect yourself and others by following the state ’ south laws and by purchasing some of the best bum cable car policy in Connecticut.
Final Thoughts: Best Cheap Car Insurance In Connecticut
Auto insurance doesn ’ t come cheap in the Constitution State, but there are deals to be found. Our research suggests that Geico, Progressive, State Farm, USAA, and Amica may be worth a spirit as you search for bum car coverage in Connecticut. An easily direction to find an car policy policy with the best rates is by comparing personalized quotes from policy carriers.
Frequently Asked Questions
Who has the cheapest car indemnity in Connecticut ? Our rate estimates show that Geico typically offers the cheap car policy in Connecticut, followed by USAA. A 35-year-old Connecticut driver with a fairly driving record and good credit history might pay about $ 972 for coverage from Geico and about $ 1,189 for coverage from USAA. How much is car policy in Connecticut per calendar month ? The average 35-year-old driver in Connecticut with a houseclean drive history and good credit will pay $ 158 per month for car policy. This adds up to a total of about $ 1,900 per year. What is the minimal car indemnity required in Connecticut ? The minimum liability coverage required in Connecticut is 25/50/25, or $ 25,000 in bodily injury liability coverage per person, $ 50,000 in bodily wound indebtedness coverage per accident, and $ 25,000 in property damage liability coverage. Connecticut drivers must besides carry $ 25,000 in uninsured/underinsured motorist protective covering per person and $ 50,000 in uninsured/underinsured motorist auspices per accident.
Read more: The 7 Best Car Insurance Companies (2022)
Why is car indemnity sol expensive in Connecticut ? Connecticut ’ mho car insurance rates are high gear ascribable to its proximity to the congested streets of New York City and the fact that affluent residents of Connecticut frequently purchase expensive vehicles, which then increase the premiums on all cars in the department of state.
Methodology
In an campaign to provide accurate and indifferent information to consumers, our adept follow-up team collects data from dozens of car policy providers to formulate rankings of the best insurers. Companies receive a score in each of the follow categories, adenine well as an overall weighted score out of 5.0 stars.
- Industry Standing: Insurers with strong financial ratings and customer-first business practices receive the highest scores in this category.
- Availability: We consider availability by state as well as exclusions for specific groups of drivers.
- Coverage: This rating is based on types of insurance available, maximum coverage limits, and add-on policies.
- Cost and Discounts: Our research team reviews auto insurance rate estimates generated by Quadrant Information Services for a variety of drivers in every state. Companies with lower prices and many car insurance discount opportunities receive the best scores.
- Customer Service: We comb through customer reviews and consumer feedback studies from experts like J.D. Power.
- Technology: Auto insurers with mobile apps, advanced online services and telematics are more likely to meet consumer needs.