Affordable Car Insurance

bum car policy doesn ’ deoxythymidine monophosphate have to mean poor protection and service. Erie Insurance provides low-cost car policy with plenty of opportunities to reduce and avoid increases to your car insurance costs while maintaining quality coverage. All from an insurance company that ’ s recognized for customer service and fiscal stability .

Use Car Insurance Discounts to Lower Your Rate

  • Safe driving discount – If you’re a safe driver with a good driving record, you could get a discount on your auto coverage.
  • Car safety equipment discounts – You can save on your insurance coverage if your car is equipped with safety equipment like factory-installed air bags, passive restraint4, anti-theft devices3 and anti-lock brakes.
  • Multi-car discount – If we insure two or more of your cars, you could qualify for a discount.
  • Multi-policy discount – A discount is available if you have a qualifying life insurance policy1 or home policy in addition to your ERIE auto insurance.
  • Reduced usage discount – If you’re not using your car for at least 90 consecutive days during the policy period, you could be eligible for a discount on your car insurance2.
  • Young drivers – Unmarried drivers under 21 who reside with their parents may be eligible for additional savings on their car insurance3.
  • Annual payment plan – You can save by paying your auto premium in one lump sum.

Learn more about these valuable policy discounts that may help you get a cheaper car policy bounty with ERIE. 1All discounts are subject to eligibility criteria and applicable rates and rules at the clock of buy. actual savings vary. Life multi-policy discount rate is not available in conjunction with car policies already taking advantage of ERIE Rate Lock®. Erie Family Life policy products are not available in New York. For extra information, contact your local ERIE agent.
2Not available in Kentucky
3Not available in North Carolina 4Not available in North Carolina or Kentucky

Understand Factors That May Determine Your Car Insurance Rate

Being proactive in understanding how indemnity companies establish price for policy premiums. here are several of the key factors at play :

Car safety ratings

Vehicle safety ratings are determined through tests and evaluations by the car industry and the National Highway Traffic Safety Administration. insurance companies supplement that data by collecting large amounts of data from customer claims. Safer vehicles are much less expensive to insure, and insurers frequently offer discounts to customers driving safe cars. meanwhile, some insurers increase premiums for cars that have poor condom records and are more susceptible to damage or resident injury .

Time-tested models can pay off

policy companies cautiously track data on vehicles to determine which makes and models are more prone to mechanical or condom issues. The longer an indemnity caller insures a type or exemplary of car, the more data it has to determine fair price. If the vehicle has built a solid track record over several years, odds are it will insure at a fair pace, and stay stable over time. conversely, vehicles with poor safety history or those that are a favorite target for thieves will be costlier to insure .

Your driving history

Your path commemorate on the road can have a direct shock on your wallet when it comes to insurance. indemnity companies have found that past operation much does foretell future results. If you ’ ve had speed tickets or accidents, or other violations within the last few years, your car insurance rate may be higher than if you have a immaculate drive record.

How much you drive

Are you a road warrior, or a stay-at-home ? The difference will show up in your bounty rates. person who drives entirely a few miles a workweek will probably pay less for car insurance than person who covers hundreds of miles most weeks. It just makes sense, the more prison term on the road increases the chances of being involved in a clang or sustaining damage to your car .

Size matters

You may think smaller car, smaller insurance bounty. But not so fast. In an accident, larger vehicles tend to fare better – and keep occupants safer – than smaller vehicles. That can translate to lower premiums for a larger vehicle .

Anti-theft devices

If your car has an alarm, a tracking device to help police recover it, or another larceny hindrance, it ‘s less attractive to thieves, and less expensive to insure, excessively .

Your credit history

inquiry has shown that well credit is connected to good repel – and frailty versa. Certain credit information can be predictive of future insurance claims. When permissible, many indemnity companies use credit history to help determine the cost of car indemnity. The bottom channel : dear credit can have a cocksure affect on the monetary value of your cable car insurance .

Your age, sex, gender and marital status

crash rates are higher for all drivers under long time 25, particularly single males. indemnity prices in most states reflect these differences. If you ‘re a scholar, you might besides be in lineage for a deduction. Most cable car insurers provide discounts to student-drivers who take driver-safety coach and start building a safe tug record.

Where you live

generally, due to higher rates of vandalism, larceny, and crashes, urban drivers pay more for car insurance than do those in belittled towns or rural areas. You probable can ’ deoxythymidine monophosphate easily change where you live, but if you do live in a high insurance area make certain to pay near attention to the other factors that you can control. It ’ mho no fun getting an unexpected surprise about policy costs after you have settled on the car or hand truck of your dreams. By doing some homework upfront about potential car insurance rates, you can make an informed decisiveness to make indisputable you have the right car at the right price of owning it .

See if ERIE can Offer a Cheaper Auto Insurance Rate

ready to learn more about low-cost car insurance from ERIE ? Read about our car coverage and start a car policy quote today .

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