Advertiser disclosure The American Automobile Association ( AAA ) is a company known for its helpful wayside aid plan, but it besides offers cable car indemnity coverage. When you become a extremity, you can qualify for many AAA car policy discounts and save money on your monthly policy premium. We take a deep dive so you can figure out fair how much you can save with AAA discounts. When shopping for car indemnity, it ’ randomness always a full idea to compare rates from multiple providers, even if you think you ’ ve found the best option. That ’ s why we took the time to inquiry and review the best car policy companies in the nation. We took a look at each supplier ’ second coverage options, handiness, cost, and customer atonement. Read on to learn about AAA car indemnity discounts, then compare it with other providers to make an inform decisiveness. Enter your energy code below to start comparing quotes. Or, call our team at (844) 246-8209   for barren, individualized quotes.

In this article:

What Discounts Does AAA Offer?

abdominal aortic aneurysm car insurance discounts help drivers save money in many different ways. here are some of the most common AAA car indemnity discounts :

AAA Discount Eligibility Details
AAADrive/AAA OnBoard discount Save money when you use the AAA mobile app to track your driving habits.
Good student discount Save up to 14% on select coverage when a student listed on the policy earns a GPA of 3.0 or higher.
Car club discount Save up to 5% if you belong to a qualifying car club.
Low-mileage discount Save up to 19% based on how much you drive.
Loyalty discount Save up to 5% after one year of continuous auto insurance coverage.
Multi-car discount Save up to 27% on car insurance premiums when you insure two or more vehicles. However, only certain coverages are eligible for a multi-vehicle discount, and the cars must be regularly driven by policyholders.
Multi-policy discount Save money if you combine multiple policies with AAA
Save up to 15% when you bundle auto and homeowners insurance
Save up to 11% when you bundle auto and condo insurance
Save up to 3% when you bundle auto and renters insurance
Save up to 19% when you bundle home and life insurance
New car discount Save up to 30% when you purchase a car that’s no more than three years old.
Paperless discount Save money if you sign up for paperless billing.
Paying-in-full discount Save money if you pay your entire 12-month premium upfront. In addition to earning the discount, this ensures you won’t have a lapse in coverage.
Professional discount Save money if you work in a certain profession, such as engineering, science, medicine, education, or accounting.
Safe driver discount Save up to 20% when you complete an approved defensive driver safety course.
Safety feature discount Save money on select coverage when you have anti-theft features, motorized seatbelts, airbags, and other safety features.
Safety inspection discount Save money when you get a safety inspection on your car from AAA.
Student away discount Save up to 46.7% when a qualified student on the policy is away at school over 100 miles from home without a car.
Teen driver training discount Save up to 4.7% when a qualified student on the policy completes a AAA-approved driver training course successfully.

Because AAA is made up of several different car clubs in versatile regions, discounts vary by AAA club and location. Make sure to do your research and contact a local AAA agent near you to get the most accurate list of available discounts.

AAA Auto Insurance Discounts For Students

The AAA good student deduction allows students to save up to 14 percentage on choose coverage when they earn a GPA of 3.0 or higher. This deduction is for eligible high school or full-time college students. other AAA car insurance discounts for students include :

  • Student away or distant student: This discount applies when qualified students on the policy are away at school over 100 miles from home without a car. The policyholder can get up to 46.7 percent off their rates.
  • Teen driver training: Teen drivers can save up to 4.7 percent when they complete a AAA-approved driver training course successfully.

You can besides qualify for a AAA car policy discount if you ’ re a member of your college or university ’ sulfur alumni association.

What Is Checked During A AAA Safety Inspection?

When you get a guard inspection on your car from AAA, you can earn a dismiss on your car insurance rates. The sum of this discount will vary by location. This fomite inspection is meant to find obscure issues you may need to repair. Your technician will check your tires, brakes, headlights, taillights, and oil levels. not merely is earning a discount big, but it ’ s besides beneficial to remain mindful of any technical problems with your fomite. Always compare multiple providers to make certain you get the best rates. To save money, check out some of the cheapest car indemnity providers to see if they ’ re a thoroughly choice for you. To get begin comparing quotes, figure your zip code code in the cock below or call (844) 246-8209   to start collecting car indemnity quotes in your area.

Usage-Based AAA Auto Insurance Discounts

Using the AAA mobile app, members can access either AAADrive or AAA Onboard depending on the state of mansion. These features are designed to help you improve your driving skills and stay condom on the road. They monitor your driving habits like how fast you drive, the time of day you drive, any mobile phone beguilement, and your levels of sleepiness. beginning, you ’ ll get a discount of up to five percentage for plainly signing up for the program. Earn a deduction of up to 10 percentage when all kin members on the car indemnity policy enroll. then, you can earn a AAA car insurance discount based on your dependable drive. Drivers can get up to 25 percentage murder based on their score in AAADrive.

AAA Membership Benefits

abdominal aortic aneurysm members have access to many benefits and discounts at sealed retailers. That ’ s what makes membership sol attractive to many people. Among early things, AAA members can save on :

  • Cruises
  • Dining
  • Electronics
  • Entertainment
  • General retail
  • Health and wellness
  • Hotels
  • Locksmith services
  • Pet products
  • Rental car services
  • Sporting events
  • Travel insurance

Certain opportunities may differ by location and are discipline to change or discontinuance at any time.

Should You Get AAA Car Insurance?

When we talk about AAA car indemnity, we are actually referring to over 50 individual motor clubs under the AAA umbrella. Each state can have its own collected AAA car insurance company, with all the car clubs operating under the lapp guidelines. however, there may be flimsy differences in coverage options, customer service, and AAA car policy discounts by express. While AAA is best known for assisting drivers with flat tires, lockouts, fuel delivery, dead batteries, breakdowns, and tow, the caller besides offers AAA car indemnity to members. You can become a abdominal aortic aneurysm member for a small as $ 50 to $ 100 per year. The insurance company offers all of the standard types of cable car insurance, including :

  • Bodily injury liability (BI)
  • Property damage liability (PD)
  • Collision insurance
  • Comprehensive car insurance
  • Medical payments (MedPay)
  • Personal injury protection (PIP)
  • Uninsured/underinsured motorist coverage (UM/UIM)

Some besides offer rental cable car reimbursement, pets indemnity, gap coverage, and custom-made equipment coverage, which comes in handy if you ’ ve install items like stereos and rims after you purchased the car. AAA has earned above-average customer atonement ratings. The cable car indemnity company besides has an A+ rat on AM Best, which means it ’ mho in good fiscal standing to support customers. overall, it ’ second deserving considering abdominal aortic aneurysm when shop for car policy. To learn more, read our wide AAA indemnity reappraisal.

Our Top Recommendations For Car Insurance

In summation to AAA, these companies came out on top when it comes to cost, diligence reputation, coverage options, customer service ratings, and discounts. Use the tool below or call (844) 246-8209   to start comparing car indemnity quotes in your sphere.

State Farm Insurance: 4.5 Stars

state of matter farm is one of the biggest car indemnity companies in the nation with local agents quick to help in all 50 states. It offers standard insurance coverage, equally well as add-ons like wayside service and rideshare coverage. state of matter Farm car policy has capital rates, which are low-cost for drivers with a poor drive phonograph record or humble accredit. The company ’ sulfur Drive Safe & Save™ program tracks safe drive and allows you to earn a discount rate based on your driving habits. You can besides earn a loyalty discount. For more information, read our wax State Farm insurance review.

Progressive Insurance: 4.5 Stars

progressive car insurance is another countrywide stigmatize known for offering discounts on bundling policies. Using the Name Your Price® joyride, you can build a policy around the price you want to pay. Progressive has great coverage options, including addition protective covering like rideshare coverage. This company is fabulously guileless with rates, as it allows you to compare many providers online. For more information, read our wax Progressive indemnity reappraisal.

Geico Insurance: 4.5 Stars

Geico is well-known in the industry, thanks to that little park gecko. The caller is another one of the largest providers with service available in all 50 states. You can save money by bundling home and car insurance. You can besides qualify for discounts like being a safe driver or a student. Geico offers huge options for automobile coverage, a well as coverage for boats, ATVs, and motorcycles. For more information, read our wax Geico review.

Frequently Asked Questions

How can I lower my AAA car policy ? To lower your AAA car policy, you can sign up for AAADrive or AAA Onboard ( depending on your state ). These programs track your habits and reward you for being a good driver. You can besides schedule a safety inspection of your vehicle to get more discounts. Is AAA giving discounts on car insurance ? Yes, AAA gives multiple discounts on car policy at all times. democratic discounts include multi-policy, low mileage, new car, safe driver, and good student discounts. Discounts vary by location, so contact your local AAA to see what ’ s available. What kinds of discounts does AAA offer ? AAA offers a huge range of discounts. Members can get extra savings on prescriptions, eyeglasses, raw cars, retail stores, restaurants, entertainment tickets, lease cars, engineering, and function products. insurance members can besides get discounts depending on their vehicles and home. How much is abdominal aortic aneurysm car insurance per year ? annual AAA car insurance costs are by and large a spot cheaper than average. Prices range from $ 500 to $ 1,000 or more per year, and costs depend on your vehicle, the character of indemnity products you need, credit grudge, late policy claims, and more.


In an campaign to provide accurate and unbiased information to consumers, our adept review team collects data from dozens of car indemnity providers to formulate rankings of the best insurers. Companies receive a score in each of the follow categories, equally well as an overall weighted score out of 5.0 stars.

  • Industry Standing: Insurers with strong financial ratings and customer-first business practices receive the highest scores in this category.
  • Availability: We consider availability by state as well as exclusions for specific groups of drivers.
  • Coverage: This rating is based on types of insurance available, maximum coverage limits, and add-on policies.
  • Cost and Discounts: Our research team reviews sample quotes for a variety of drivers in every state. Companies with lower prices and many car insurance discount opportunities receive the best scores.
  • Customer Service: We comb through customer reviews and consumer feedback studies from experts like J.D. Power.
  • Technology: Auto insurers with mobile apps, advanced online services and telematics are more likely to meet consumer needs.

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