car insurance quotes vary based on your singular driver profile that ’ s based on your long time, location, drive record, credit-based policy grudge, driving habits, and type of vehicle you have — some insurers may be cheaper for certain types of drivers than others. Shopping around and comparing quotes for alike coverage from different car policy companies is the best manner to find the low-cost car policy for you without having to compromise on quality. But does everyone do sol ? not necessarily, explains William Shughart, professor in public choice at the Jon M. Huntsman School of Business at Utah State University. Expert Advice William Shughart Professor in public choice at the Jon M. Huntsman School of Business at Utah State University “ Car policy buyers, like voters in political elections, are time- and attention-constrained and consequently do not devote a lot energy to searching for information about the alternatives available to them, ” he says. “ Theories of consumer searches conclude that it is optimum to stop when the costs of gathering one more while of information ( value of other uses of time waive ) equal the perceived benefits of continued search ( lower price or improved quality ). ” We ’ ll provide all the information and tip you need to find cheap cable car insurance no matter what driving habits you have. The datum in this reputation is from our analysis of diverse driver profiles, from dozens of major carriers. The rates reported hera are averages that give you accurate idea of coverage costs for different scenarios. however, precisely what you pay will depend on your own personalized data .Key Highlights Key Highlights
- Progressive is the cheapest auto insurance company for full coverage policies, saving you over $850 over the national average.
- Geico is the cheapest car insurance company for drivers with speeding tickets, accidents, or bad credit.
- Progressive tops the list of companies that provide cheap auto insurance rates for senior drivers, among the carriers surveyed by CarInsurance.com.
- Make sure you have enough coverage to fully protect your vehicle and other assets, so you don’t get stuck with out-of-pocket expenses.
Who has the cheapest auto insurance?
Progressive is the cheapest major car indemnity company for full coverage policies providing savings of over $ 850 over the national average. Our team of insurance experts cautiously analyzed different driver profiles and coverage levels to help you find bum cable car policy for your unique situation. While Progressive is besides the cheapest policy company for liability and submit minimum, Geico ’ randomness rates are just a few dollars higher. Geico, however, is the cheapest car insurance company for drivers with accelerate tickets, accidents or bad credit. Progressive had the lowest car indemnity rates for new drivers. For teens, students and low-mileage drivers, Liberty Mutual is the policy caller that had the lowest cable car insurance rate .Tip tip Penny Gusner, recommends getting a car policy quote from at least three policy companies to see who has the best cheap car policy for you. There are many factors that involve cable car insurance rates, but comparing quotes will prevent you from paying more than you should .
Cheapest car insurance rates from major auto insurance providers by coverage type
Cheapest insurance for full coverage policy
In our research we found that Progressive is the cheapest car policy company for full coverage policies, among those surveyed by our adept editorial team. Full coverage is the term used to describe a policy that includes liability policy, which is required by department of state law, and besides the optional coverages of comprehensive and collision, which carry a deductible. If you financed your cable car, your lender will require you to have full moon coverage. Full coverage provides the most protective covering so is commend unless your car is identical old, not worth much and you have few assets or savings.This type of policy will cover wrong to your own car equally well as damage you cause to other cars and pays for those you injure in an accident. top 10 Cheapest Companies for Full coverage graph table
Company | Full Coverage |
---|---|
Progressive | $895 |
Geico | $1,200 |
Travelers | $1,322 |
Farmers | $1,343 |
Erie | $1,372 |
Owners Insurance | $1,435 |
State Farm | $1,505 |
Nationwide | $1,619 |
Liberty Mutual | $2,082 |
Allstate | $2,164 |
full coverage : 100/300/100 with Comprehensive and Collision, $ 500 deductible USAA is among the top 10 cheapest companies with a rate of $ 1,111 but is only available to military members, veterans and their immediate syndicate .
Cheapest Smaller Companies for Full Coverage
full coverage : 100/300/100 with Comprehensive and Collision, $ 500 deductible Full coverage car indemnity
Cheapest car insurance for liability-only
Liability insurance pays for damage you cause to other vehicles and property. It does not cover damage to your own car. You can buy fair enough coverage to drive legally, or opt for higher limits that provide more protection. The rates below are for a policy that provides more auspices than what is required under submit laws. The bodily injury liability parcel would pay out up to $ 50,000 for injuries per person, astir to $ 100,000 per accident, and the property wrong liability would pay up to $ 50,000 for place damage you cause. top 10 Cheapest Companies for Liability lone graph postpone
Company | Liability Only |
---|---|
Progressive | $333 |
Geico | $365 |
Farmers | $436 |
Owners Insurance | $457 |
USAA | $473 |
Erie | $490 |
State Farm | $561 |
Nationwide | $598 |
Liberty Mutual | $628 |
Allstate | $648 |
Liability only : 50/100/50 USAA is among the top 10 cheapest companies with a rate of $ 473 but is lone available to military members, veterans and their immediate family .
Cheap Rates from Smaller Companies for liability only
Liability alone : 50/100/50 liability car policy
Cheapest insurance for state minimum car insurance requirements
If you ’ rhenium looking for an car policy with bare-bones coverage, Progressive and Geico are the car insurance companies with the lowest cable car insurance premiums, based on our experts ’ rate analysis. A policy that meets your country ’ s minimum indebtedness limits required to drive legally is the cheapest car policy you can get among coverage options. Because a state minimal liability policy is the least measure of coverage you can get, the car indemnity premium will be low. These insurance policies include fair bodily injury liability and place damage liability and only cover damage and injuries you cause to others and their property — they don ’ thyroxine cover your car. top 10 Cheapest Companies for State Minimum graph mesa
Company | State Minimum |
---|---|
Progressive | $315 |
Geico | $318 |
USAA | $358 |
Owners Insurance | $404 |
Farmers | $405 |
Erie | $414 |
State Farm | $484 |
Liberty Mutual | $534 |
Allstate | $555 |
Nationwide | $573 |
submit minimum : Lowest Liability Limits USAA is among the circus tent 10 cheapest companies with a pace of $ 358 but is only available to military members, veterans and their contiguous syndicate .
Cheapest Smaller Companies for State Minimum
state minimum : Lowest Liability Limits
Cheapest car insurance rates from major auto insurance providers by drivers profile
senior
Drivers liberal $ 724/yr. Low-mileage
Drivers Farmers $ 899/yr. Drivers with
Speeding Tickets Geico $ 1,419/yr. Drivers with
Accidents Geico $ 1,578/yr. Young
Drivers progressive $ 1,606/yr. scholar
Drivers Liberty Mutual $ 2,082/yr. Poor
Credit Geico $ 2,094/yr. Teen
Drivers Liberty Mutual $ 2,191/yr .
Who has cheap car insurance rates for bad credit?
Geico has the lowest rate for drivers with poor accredit, among car indemnity carriers surveyed. If you ’ rhenium looking for bum car indemnity with hapless credit, you ’ ll understand in the table below how companies compare. notice that though other companies have a lower percentage increase for poor credit, Geico has the lowest price. Aside from comparison denounce, keeping dings off your citation history and sustaining a high credit score is one of the best ways to get – and keep – bum car insurance rates. Drivers with poor credit give an average of 71 %, or about $ 1,000 more for insurance than those with good credit, according to a CarInsurance.com rate data analysis. That ’ sulfur higher than the agio raise ( 32 % ) for an at-fault accident that injures person .
Company | Good credit | Bad credit | % Increase | $ Increase |
---|---|---|---|---|
Geico | $1,109 | $2,094 | 85% | $986 |
Nationwide | $1,598 | $2,244 | 41% | $646 |
Progressive | $1,483 | $2,644 | 77% | $1,161 |
Allstate | $1,868 | $2,906 | 56% | $1,038 |
State Farm | $1,400 | $3,012 | 113% | $1,613 |
Farmers | $1,753 | $3,039 | 78% | $1,279 |
How Can I Get Cheap Car Insurance with Bad Credit ?
Who has low cost car insurance for speeding tickets?
Geico has the lowest rate after a accelerate ticket ( exceeding the limit by 11 to 15 miles per hour ) among car policy companies researched by the experts at CarInsurance.com. Tickets for moving violations affect what you pay for car policy, so partially of keeping costs low is maintaining a uninfected driving record. insurance companies check your driving history upon refilling or when you ask for quotes for a new policy, and use that data when price policies. typically, it means higher rates if you ’ ve had a holocene moving irreverence, such as a accelerate ticket. however, each company assesses risk differently, so tied with driving infractions on your record, you ’ ll save if you compare car policy companies. Let ’ s break down modal increases for speeding tickets by caller :
Company | Average rate | Rate with speeding ticket | % Increase | $ Increase |
---|---|---|---|---|
Geico | $1,109 | $1,419 | 28% | $309 |
State Farm | $1,400 | $1,624 | 15% | $225 |
Nationwide | $1,590 | $1,883 | 19% | $293 |
Progressive | $1,509 | $1,935 | 30% | $426 |
Farmers | $1,624 | $1,950 | 22% | $325 |
Allstate | $1,868 | $2,233 | 19% | $364 |
How much do car policy rates go up after a accelerate ticket ?
Who has cheap car insurance for drivers with a recent accident?
brassy car indemnity after an accident claim comes only by comparing rates. Again, you ‘ll see Geico has a high share increase for drivers with a late accident claim, but has the lowest car indemnity rate for those who have had a bust up, according to our rate analysis. The data below is for a claim of property damage over $ 2,000 .
Company | Average rate | Rate after claim | $ Increase | % Increase |
---|---|---|---|---|
Geico | $1,109 | $1,578 | $469 | 43% |
State Farm | $1,400 | $1,670 | $270 | 19% |
Progressive | $1,517 | $1,821 | $305 | 19% |
Farmers | $1,537 | $2,050 | $515 | 32% |
Nationwide | $1,521 | $2,282 | $761 | 52% |
Allstate | $1,868 | $2,631 | $762 | 41% |
How much does indemnity go up after an accident ?
Cheapest car insurance for teen drivers
Liberty Mutual is the cheapest car indemnity company for adolescent drivers, among those surveyed in our study of rates for a 17-year-old driver buying their own broad coverage policy. car indemnity companies consider teens to be bad drivers due to their miss of feel behind the rack, so car insurance for teens is pricey in general. however, by comparing car policy rates, you can hush save, regardless of what age driver you are. Below you ’ ll see who has bum cable car policy for adolescent drivers, based on our rate analysis .
Company | Average rate |
---|---|
Liberty Mutual | $2,191 |
Geico | $2,886 |
Erie | $3,002 |
Auto-Owners | $3,485 |
Progressive | $3,623 |
State Farm | $3,919 |
Travelers | $4,473 |
Nationwide | $4,622 |
Allstate | $5,716 |
Farmers | $6,744 |
USAA is among the top 10 cheapest companies with a pace of $ 2,476 but is only available to military members, veterans and their contiguous family. How much is car policy for adolescent drivers ?
Cheapest car insurance for student drivers
Liberty Mutual is the indemnity company that has the cheapest car policy rates for student-age drivers, compared to the other major car insurance companies surveyed in our rate analysis. You ’ ll see that you will pay more if you don ’ metric ton compare quotes, as the lowest price is about $ 3,000 less than the highest price among car insurers in the study .
Company | Average rate |
---|---|
Liberty Mutual | $2,082 |
Geico | $2,273 |
Auto-Owners Insurance | $3,192 |
Travelers | $3,476 |
State Farm | $3,563 |
Progressive | $4,036 |
Nationwide | $4,495 |
Allstate | $5,691 |
Farmers | $6,432 |
USAA is among the top 10 cheapest companies with a rate of $ 2,035 but is only available to military members, veterans and their contiguous family. How much is the average car indemnity for a college scholar ?
Cheapest car insurance companies for young drivers
Progressive is the car insurance company that ’ s brassy for young drivers, based on our analysis. Because drivers under old age 24 have a light policy history and are relatively new drivers with little experience, rates are more than for drivers close to senesce 30 and over. If you ’ re a driver under age 24 looking for cheap coverage and you ’ re still in school, make certain to check for scholar discounts when comparing car insurance quotes. many major insurers will renew a good scholar rebate up to age, which snags an average savings of 16 %. If you ’ re not a scholar anymore, you can silent save by taking advantage of early driver discounts, for exemplify by bundling with renters policy — a 6 % price break, on average .
Company Name | Average rate |
---|---|
Progressive | $1,606 |
Geico | $1,676 |
Liberty Mutual | $2,082 |
Travelers | $2,359 |
Erie | $2,408 |
Auto-Owners | $2,574 |
State Farm | $2,803 |
Farmers | $3,084 |
Nationwide | $3,386 |
Allstate | $4,137 |
3 – full moon Coverage – 100/300/100 BI/PD – 500 Comprehensive and Collision USAA is among the acme 10 cheapest companies with a rate of $ 1,673 but is only available to military members, veterans and their immediate syndicate. How to get brassy car indemnity for young drivers ?
Cheapest car insurance for senior drivers ( Age 70)
progressive takes the checked masthead for having cheap car insurance rates for senior drivers, among policy companies in our analyze. Progresive leads the pack in providing brassy car policy rates for older motorists, about $ 400 less than Geico and over a thousand less than other major carriers .
Company | Average rate |
---|---|
Progressive | $724 |
Geico | $1,175 |
Farmers | $1,192 |
Erie | $1,276 |
Nationwide | $1,300 |
State Farm | $1,369 |
Travelers | $1,388 |
Allstate | $1,634 |
Auto-Owners | $1,757 |
Liberty Mutual | $2,082 |
USAA is among the top 10 cheapest companies with a rate of $ 903 but is only available to military members, veterans and their contiguous syndicate. senior car insurance : What you need to know ?
Cheapest car insurance for low-mileage drivers
If you ’ re a driver who logs less than about 12,000 miles a year, you qualify for cheap car policy. Driving less means you have less of a luck to get into an accident, so policy rates for a low-mileage driver will generally be lower than for a driver who is on the road more, all else being equal. Farmers is the cheapest car insurance company for low-mileage drivers .
Company | Average rate |
---|---|
Farmers | $899 |
Progressive | $1,020 |
American Family | $1,167 |
Travelers | $1,190 |
State Farm | $1,313 |
Geico | $1,441 |
CSAA Insurance | $1,630 |
Nationwide | $1,997 |
Allstate | $2,088 |
Auto Club Group/AAA | $2,495 |
How to get the cheapest car insurance rates
Comparing car indemnity quotes can help you save hundreds of dollars and find cheaper car policy. That ’ mho because each car indemnity company uses its own rule to calculate your policy rate. This means the same policy can have prices that vary significantly among policy companies. Penny Gusner, elder consumer analyst for CarInsurance.com recommends getting a car policy quote from at least three policy companies to see who has the best cheap car indemnity for you. There are many factors that affect car indemnity rates, but comparing quotes will prevent you from paying more than you should. Gusner offers the following technical tips to help you find brassy cable car indemnity without sacrificing coverage.
Be certain to have all car insurance discounts for which you qualify applied to your coverage. common car insurance discounts include those for safe drivers, scholar discounts, buying car and home insurance from the same party, paying in entire, paying on-line, insuring a newfangled fomite, having certain safety features, having more than one car on a policy, continuing coverage for several years with the same party, having a clean drive commemorate for a determined number of years and driving few miles.
Another way to get low car indemnity rates is to increase your deductible. This will typically lower your pace. precisely be sure to have the cash on hired hand to pay out the deductible should you need to file a title.
Compare cable car indemnity quotes at least upon reclamation of your policy, and besides if you buy a newfangled car, add or remove drivers, adding a adolescent driver, be active or buy a house, get married or divorced, have a change in credit score or have an accident or multiple tickets.
Bundling is among the best car indemnity discounts you can get. Buying home and cable car indemnity from the same company can net you an average savings of 14 %, but it can up to twice that much.
It ’ mho important to check your drive record and fix it if you see any errors before shopping for coverage because a clean drive criminal record generally means low cost car indemnity.
One factor considered when pricing your policy is the character of car you drive. Safer cars have fewer accidents, so by and large are cheaper to insure.
If you don ’ thyroxine own a home, have much savings or a retirement fund, and your car is worth less than $ 3,000, buying just standard ( 50/100/50 ) or express minimum indebtedness coverage is normally sufficient.
- Pay your bills on time. Late payments and collections will hurt you.
- Don’t max out your credit cards. Keep your credit card balances low. The insurance score considers the amount you owe in relation to your credit limits.
- Don’t open new credit card accounts. Too many new accounts signals trouble to insurers.
- Don’t cancel all your credit cards. The longer you maintain a decent credit history, the better. Having no or little credit history will lower your score.
- Check the accuracy of your credit report; errors will hurt your score. You can request free copies of your credit reports from the three national credit reporting agencies through AnnualCreditReport.com. Follow directions from the agencies to fix any errors.
- If you’re struggling financially and can’t pay your bills, get professional finance advice. You can find free or low-cost help through the nonprofit National Foundation for Credit Counseling.
here ’ s how to improve your credit-based insurance score to get cheaper car insurance rates :
If you don ’ metric ton drive much, typically under 10,000 miles or so a year, you can save money by getting coverage under a moo mileage design. MetroMile is one company that specializes in this type of policy, but some major carriers besides offer this coverage. additionally, you can save by opting for a usage-based design, which involves having your driving habits monitored through an app or circuit board device. If you prove you ’ re a safe driver, you get a deduction. progressive Snapshot is one exercise, but most major indemnity companies offer it, excessively .
Cheapest car insurance companies by state
If you ’ rhenium wonder who has the cheapest car indemnity near you, our pace data analysis from our staff of experts can help. here we show average car insurance rates from major insurers, ranked from least to most expensive, for every state, for a full coverage insurance policy, so that includes comprehensive examination and collision. Geico is the cheapest car indemnity caller in 33 states among insurers surveyed. In the mesa below, you can see how companies rank in your department of state, from cheapest to most expensive for cable car indemnity premiums .
Cheapest car insurance companies by state
Driver visibility is male, senesce 30 for 100/300/100, comprehensive and collision with $ 500 deductible. car policy rates by state of matter with interactional map
Is it a bad idea to buy cheap car insurance?
You might be wondering when it makes sense to buy bare-bones car policy coverage and when you should very buy more policy to ensure you are financially protected. Going with the minimal bodily injury liability and property damage liability car policy required by your state is rarely recommend. The measure of coverage required by state police is low, which means even a minor accident can exceed the come your insurance company will pay out. “ You should be careful to have adequate coverage to fully protect your fomite and early assets so you do n’t get stuck with out-of-pocket expenses, ” says Gusner. But there are a few scenarios in which having minimal coverage may be a thoroughly strategy. Here are four:
Your car is old and not very valuable, so you skip comprehensive and collision
Collision coverage pays to repair your car if you ‘re in an accident. comprehensive coverage pays to replace your car if it ’ second stolen and pays for damages from fallen objects, like a tree, and from fire, floods, animal strikes and vandalism. Both of these types of auspices are optional. Comprehensive and collision only pay out up to the actual cash prize of your cable car. That ’ sulfur why these coverages may be unnecessary if the fomite is n’t deserving much. “ This is specially on-key for a car that you are n’t driving ampere much, such as an supernumerary car that sits most of the time and you want to pay a little as possible for insurance, ” says Gusner. “ If you are looking to save to buy a new car, then by dropping down coverage to state minimal you can put away the money saved for the substitute car. Dropping comprehensive examination and collision could be reasonable, but remember that, if it ‘s your alone car, you ‘ll have to pay for any body work or be prepared to drive around a car that looks like a bust up. ”
You don’t drive very much
If you log few miles on your car, Gusner says minimum coverage may suffice, just because the less you drive, the less hazardous your driving experience will be. “ If you are retired, work from home or differently do n’t drive much, then dropping liability coverage to the lowest potential limits can save you money, ” she says. “ You are n’t american samoa likely to be in an accident as person who commutes to and from work each day or drives for work. ” She adds that systematically driving few miles each year will likely snag a low-mileage discount .
You don’t have a home, big savings or other assets to protect
If you ‘re in an accident, the early driver or drivers can sue you to cover damages beyond what your insurance company pays out, which puts all your assets at risk. But if you do n’t have any assets to target, it ‘s less probable you ‘ll be sued, says Gusner. But that comes with a strong warn : “ fair because you do n’t have much does n’t mean a spleen ca n’t be placed against you, or that your license and adjustment ca n’t be suspended if you cause an accident and ca n’t pay for all damages, ” Gusner says. “ If you do n’t want to end up in that character of situation, then it ‘s fresh to buy higher liability limits if you can afford it. ”
You want to wait until dings are off your record and full coverage becomes cheaper
Points are placed on your traffic and policy record for most move violations and accidents that are your mistake. These points number into the shuffle that insurers use to determine how much you pay. bad drivers mean higher risks for insurance companies and higher rates for you if you have a less-than-stellar driving record. These points normally remain on your driver read for three years. Until your rates drop, however, you may decide to buy only minimum liability insurance to save money, Gusner says. “ policy may be costing you more than average due to violations or accidents on your record, ” she explains. “ While it ‘s constantly wise to carry higher indebtedness limits if you can, carrying bare-bones basic car policy is better than nothing. Try to work on keeping a clean commemorate and within three years your rates should drop so that you can afford higher limits. ” There are other ways bad drivers can find low-cost rates. One way to keep costs low is to buy a policy from a company that sells the majority of its policies to bad drivers. A company that provides coverage to fair a few bad drivers will generally charge you more than a caller that specializes in bad drivers, Gusner says. typically, car policy companies that cater to bad drivers offer policies with limits. For case, they may fair cover you, and not those you lend your car to, which helps keep their rates low .
Review customer service ratings for the best cheap car insurance
You can take into account the affordability of a policy when looking for cheaper car insurance, but the price of your agio shouldn ’ triiodothyronine be the sole factor in deciding which car insurance company to choose for your next car policy policy. In addition to comparing cable car insurance quotes, you should research what policyholders and experts have to say about customer overhaul and the claims process for the insurers on your list. Locking in the best cheap car policy means you ’ re not sacrificing customer satisfaction for lower car indemnity rates. CarInsurance.com ’ second experts fielded a survey of 3,700 customers, yielding the follow results. Our best car insurance companies guide has detailed rankings that show how the top 20 largest car insurance companies rank on metrics of customer service, claims handling, rate and website/app functionality. The circus tent 10 car policy companies for customer overhaul were :
Rank | Company | Ratings |
---|---|---|
1 | State Farm | 4 |
2 | Geico | 4 |
3 | MetLife | 4 |
4 | Erie | 4 |
5 | Auto-Owners | 4 |
6 | American Family | 4 |
7 | The Auto Club Group (ACG) – AAA | 4 |
8 | Travelers | 4 |
9 | Safeco | 4 |
10 | Allstate | 3.5 |
Average auto insurance rate up 22% from 2017 for full coverage
CarInsurance.com ‘s car insurance rates by ZIP code analysis showed a home average rate of $ 1,758 for full moon coverage. That ‘s up 22 % since 2017 when rate by ZIP code data was last surveyed by the experts at CarInsurance.com. State required minimum coverage ticked up just 4 %, while criterion liability limits rose 16 %, according to the report .
Coverage Level | 2017 Average Rate | 2020 Average Rate | $ Difference | % Difference |
---|---|---|---|---|
State Minimum | $552 | $574 | $22 | 4% |
Liability Only – 50/100/50 | $583 | $674 | $91 | 16% |
Full Coverage – 100/300/100 | $1,451 | $1,758 | $307 | 22% |
Why is car insurance so expensive?
Cynthia Burleson, the director of the Center for Insurance & Risk Management at Central Arkansas University, explains why the drift of rising car policy rates wo n’t end any time soon. It basically involves a rise in the amount of claims, or frequency, and in the cost of claims, or asperity. As these two variables increase, so do premiums. “ While I do n’t have current numbers, it is my impression that asperity numbers ( dollars ) may have dropped some during the pandemic but credibly not significantly. however now asperity numbers are increasing. This would be due to three main factors :
- Increase in frequency
- Increase in the cost of vehicles
- Increase in the cost of service (repairs, parts, along with medical care, etc..)
The average cost of a vehicle in 2019 according to Kelley Blue Book was $ 36,718. In 2020 the average price had increased to $ 38,273, astir 2.5 %. The calculate price in 2021 as of May was $ 41,263 which is a 5.4 % addition from 2020. Along with these increases you have the current rising swerve of costs to service/repair a vehicle due to rising british labour party costs and the rising costs of parts. This is why I do n’t see the up course in car insurance rates reversing until there is some relief and leveling out of the issues noted above. ”
The bottom line on cheap car insurance
Given that car policy rates are expected to keep climb, it ‘s significant to remember that comparison shop for the cheapest car insurance for your driver profile is the most effective way to save money on coverage.
Read more: Best car insurance companies for 2022
Michelle Megna Editorial Director Michelle is a writer, editor and expert on car insurance and personal finance. Prior to joining CarInsurance.com, she reported and edited articles on technology, life style, education and government for magazines, websites and major newspapers, including the New York Daily News .