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Ireland Rental Car Insurance and CDW Coverage
While you can opt out of the CDW coverage in some countries, it is a mandate policy in Ireland. And while many credit cards offer CDW coverage if you use them to pay for the rental, a slenderly deeper search shows that most do not cover rentals in Ireland.
Ireland’s narrow, winding roads and stone walls are one reason most credit cards don’t include Ireland rental car insurance and CDW coverage.
So, what is CDW coverage and why do you have to have it?
Put very just, CDW coverage limits your indebtedness for material damage to the vehicle.
Option 1:
Opt for the basic CDW included in your lease agreement. Based on the character of car you rent, you will be covered up to a certain limit ( normally over €3,000 per car, with increases per car size ). If there is damage to the car you will be responsible for any amount exceeding the cover limit.
Option 2:
Opt for CDW w/ Excess ( besides called CDW Excess, CDI Excess, Super CDW, Super Damage Waiver ). This policy upgrade is available at a per-day date ( normally from €18-25 ). This choice reduces your liability to €100 or even zero. If there is wrong to your car you will not be creditworthy beyond the deductible.
The choice you choose is up to you. however, if you do not take the Excess ( choice 2 ) your lease party will require a credit calling card sediment adequate to your coverage amount ( option 1 ) .
This is still a little confusing, so I ‘ll break it down a act more : You can not rent a cable car in Ireland without purchasing indemnity in some way. insurance is paid for when you pick up the car in many cases, so be surely to have room on your credit or debit menu for this fee. If you opt for basic CDW ( option 1 ) a “ hold ” will be placed on your menu equal to the coverage amount you choose ( normally $ 3000 or more ).
CDW coverage can easily double your cable car rental fees so it pays to do your homework .
I prefer to rent with irish cable car Rentals. Their rental rates are very competitive and Super Damage Waiver ( CDW Excess ) can be added when you book online – no cash out of hand when you pick up the cable car and you are paying in your local currency, so no conversion fees.
I besides compare costs with Auto Europe which will besides allow you to add Super CDW when you reserve your vehicle .
There are many places in Ireland you can’t get to by bus, like this spot on Sheeps Head Peninsula.
Tips for Renting a Car in Ireland:
- Research the cars in the class you are renting- know what you can expect. Rent the smallest car you can comfortably use. – and don’t forget about your luggage.
- Don’t assume the best deal by the price- look at what is included and not included, in the price. Compare apples to apples.
- Pay in your local currency if possible, to avoid currency exchange fees.
- Rent from an Irish company- their rates are usually better and more inclusive.
- Do a walk around of the car before driving away. (Also take time-stamped photos when you pick up and drop off the car- just in case you get a repair billing you don’t agree with.)
Get More information on Renting a car in Ireland
Everything You Need to Know About Car Rental in Ireland – 8 steps to renting a car in Ireland